Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,703 |
| Total Mortgage Loan Application Amount | $422,643,000 |
| Average Mortgage Loan Application Amount | $243,333 |
| Highest Mortgage Loan Application Amount | $3,503,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $3,136,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 488 | $ 134,347,000 | $ 275,000 | $ 117,000 |
| Haywood County North Carolina | 140 | $ 29,521,000 | $ 210,000 | $ 101,000 |
| Henderson County North Carolina | 128 | $ 29,813,000 | $ 232,000 | $ 86,000 |
| Cleveland County North Carolina | 108 | $ 18,993,000 | $ 175,000 | $ 86,000 |
| Polk County North Carolina | 63 | $ 11,972,000 | $ 190,000 | $ 93,000 |
| Sullivan County Tennessee | 61 | $ 12,270,000 | $ 201,000 | $ 101,000 |
| Washington County Tennessee | 54 | $ 14,445,000 | $ 267,000 | $ 100,000 |
| Mecklenburg County North Carolina | 53 | $ 25,069,000 | $ 473,000 | $ 209,000 |
| Rutherford County North Carolina | 49 | $ 8,082,000 | $ 164,000 | $ 88,000 |
| Hamblen County Tennessee | 48 | $ 8,106,000 | $ 168,000 | $ 91,000 |
| Wake County North Carolina | 41 | $ 17,442,000 | $ 425,000 | $ 264,000 |
| Rockingham County North Carolina | 38 | $ 3,653,000 | $ 96,000 | $ 50,000 |
| Roanoke County Virginia | 32 | $ 6,508,000 | $ 203,000 | $ 61,000 |
| Knox County Tennessee | 30 | $ 5,657,000 | $ 188,000 | $ 114,000 |
| Roanoke City County Virginia | 25 | $ 3,759,000 | $ 150,000 | $ 41,000 |
| Madison County North Carolina | 23 | $ 5,520,000 | $ 240,000 | $ 106,000 |
| Davidson County North Carolina | 22 | $ 4,901,000 | $ 222,000 | $ 41,000 |
| Union County North Carolina | 17 | $ 8,532,000 | $ 501,000 | $ 209,000 |
| Spartanburg County South Carolina | 16 | $ 2,953,000 | $ 184,000 | $ 84,000 |
| Hawkins County Tennessee | 15 | $ 3,561,000 | $ 237,000 | $ 104,000 |
| McDowell County North Carolina | 14 | $ 4,193,000 | $ 299,000 | $ 154,000 |
| York County South Carolina | 14 | $ 6,706,000 | $ 479,000 | $ 136,000 |
| Jackson County North Carolina | 13 | $ 2,373,000 | $ 182,000 | $ 158,000 |
| Carter County Tennessee | 13 | $ 3,014,000 | $ 231,000 | $ 167,000 |
| Transylvania County North Carolina | 10 | $ 1,584,000 | $ 158,000 | $ 116,000 |
| Greenville County South Carolina | 10 | $ 2,466,000 | $ 246,000 | $ 76,000 |
| Jefferson County Tennessee | 10 | $ 1,161,000 | $ 116,000 | $ 44,000 |
| Gaston County North Carolina | 8 | $ 1,931,000 | $ 241,000 | $ 137,000 |
| Pittsylvania County Virginia | 8 | $ 1,043,000 | $ 130,000 | $ 52,000 |
| Yancey County North Carolina | 7 | $ 997,000 | $ 142,000 | $ 78,000 |
| Forsyth County North Carolina | 6 | $ 1,628,000 | $ 271,000 | $ 118,000 |
| Iredell County North Carolina | 6 | $ 2,286,000 | $ 381,000 | $ 113,000 |
| Greene County Tennessee | 6 | $ 1,093,000 | $ 182,000 | $ 40,000 |
| Macon County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 79,000 |
| Loudon County Tennessee | 5 | $ 2,431,000 | $ 486,000 | $ 140,000 |
| Danville County Virginia | 5 | $ 403,000 | $ 80,000 | $ 26,000 |
| Lincoln County North Carolina | 4 | $ 1,167,000 | $ 291,000 | $ 186,000 |
| Hamilton County Tennessee | 4 | $ 2,509,000 | $ 627,000 | $ 209,000 |
| Franklin County Virginia | 4 | $ 646,000 | $ 161,000 | $ 9,000 |
| Salem County Virginia | 4 | $ 901,000 | $ 225,000 | $ 122,000 |
| Catawba County North Carolina | 3 | $ 824,000 | $ 274,000 | $ 75,000 |
| Durham County North Carolina | 3 | $ 646,000 | $ 215,000 | $ 154,000 |
| Charleston County South Carolina | 3 | $ 2,258,000 | $ 752,000 | $ 370,000 |
| Lancaster County South Carolina | 3 | $ 1,207,000 | $ 402,000 | $ 148,000 |
| Blount County Tennessee | 3 | $ 742,000 | $ 247,000 | $ 46,000 |
| Grainger County Tennessee | 3 | $ 248,000 | $ 82,000 | $ 56,000 |
| Amherst County Virginia | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Bedford County Virginia | 3 | $ 496,000 | $ 165,000 | $ 64,000 |
| Botetourt County Virginia | 3 | $ 992,000 | $ 330,000 | $ 142,000 |
| Campbell County Virginia | 3 | $ 592,000 | $ 197,000 | $ 0 |
| Lynchburg County Virginia | 3 | $ 433,000 | $ 144,000 | $ 13,000 |
| Scott County Virginia | 3 | $ 404,000 | $ 134,000 | $ 47,000 |
| Craven County North Carolina | 2 | $ 3,158,000 | $ 1,579,000 | $ 144,000 |
| Guilford County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 35,000 |
| New Hanover County North Carolina | 2 | $ 1,993,000 | $ 996,000 | $ 0 |
| Wilkes County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 141,000 |
| Laurens County South Carolina | 2 | $ 404,000 | $ 202,000 | $ 107,000 |
| Pickens County South Carolina | 2 | $ 1,419,000 | $ 709,000 | $ 527,000 |
| Roane County Tennessee | 2 | $ 494,000 | $ 247,000 | $ 366,000 |
| Bristol County Virginia | 2 | $ 90,000 | $ 45,000 | $ 76,000 |
| Henry County Virginia | 2 | $ 241,000 | $ 120,000 | $ 57,000 |
| Montgomery County Virginia | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Henry County Georgia | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Alamance County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 147,000 |
| Avery County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 257,000 |
| Brunswick County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Burke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Cabarrus County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Carteret County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 67,000 |
| Chatham County North Carolina | 1 | $ 860,000 | $ 860,000 | $ 277,000 |
| Clay County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Graham County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 128,000 |
| Halifax County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 212,000 |
| Hoke County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Johnston County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 37,000 |
| Moore County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 153,000 |
| Orange County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Watauga County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 287,000 |
| York County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Beaufort County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 207,000 |
| Georgetown County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 244,000 |
| Greenwood County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 330,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Oconee County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 116,000 |
| Bradley County Tennessee | 1 | $ 382,000 | $ 382,000 | $ 90,000 |
| McMinn County Tennessee | 1 | $ 274,000 | $ 274,000 | $ 226,000 |
| Meigs County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Monroe County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Sevier County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Unicoi County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Williamson County Tennessee | 1 | $ 472,000 | $ 472,000 | $ 205,000 |
| Craig County Virginia | 1 | $ 332,000 | $ 332,000 | $ 69,000 |
| Floyd County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 328,000 | $ 328,000 | $ 445,000 |
| Henrico County Virginia | 1 | $ 420,000 | $ 420,000 | $ 237,000 |
| Lee County Virginia | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Staunton County Virginia | 1 | $ 196,000 | $ 196,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,123 | $297,453,000 | $264,000 | $3,503,000 | $119,000 | $3,136,000 |
| Refinancing | 510 | $107,257,000 | $210,000 | $2,121,000 | $89,000 | $741,000 |
| Home Improvement | 70 | $17,933,000 | $256,000 | $1,275,000 | $106,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,467 | $348,002,000 | $237,000 | $2,161,000 | $115,000 | $3,136,000 |
| Not applicable | 77 | $36,871,000 | $478,000 | $3,503,000 | $0 | $0 |
| Not Provided | 73 | $22,965,000 | $314,000 | $1,760,000 | $151,000 | $679,000 |
| Hispanic | 29 | $4,865,000 | $167,000 | $450,000 | $76,000 | $257,000 |
| Black or African American | 27 | $4,168,000 | $154,000 | $424,000 | $73,000 | $215,000 |
| Asian | 21 | $4,406,000 | $209,000 | $1,030,000 | $77,000 | $349,000 |
| American Indian or Alaskan Native | 6 | $773,000 | $128,000 | $160,000 | $31,000 | $47,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $593,000 | $197,000 | $260,000 | $76,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,570 | $402,184,000 | $256,000 | $3,503,000 | $114,000 | $3,136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 105 | $15,026,000 | $143,000 | $275,000 | $47,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,464,000 | $203,000 | $362,000 | $70,000 | $159,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,969,000 | $179,000 | $319,000 | $134,000 | $375,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,233 | $316,751,000 | $256,000 | $3,503,000 | $116,000 | $3,136,000 |
| Application Withdrawn By Applicant | 204 | $46,646,000 | $228,000 | $1,923,000 | $108,000 | $672,000 |
| Application Denied By Financial Institution | 196 | $39,431,000 | $201,000 | $1,500,000 | $63,000 | $898,000 |
| File Closed For Incompleteness | 37 | $11,259,000 | $304,000 | $1,420,000 | $154,000 | $1,196,000 |
| Application Approved But Not Accepted | 30 | $7,941,000 | $264,000 | $1,052,000 | $100,000 | $477,000 |
| Preapproval Denied by Financial Institution | 2 | $370,000 | $185,000 | $227,000 | $59,000 | $76,000 |
| Loan Purchased By The Institution | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $11,195,000 | $153,000 | $1,282,000 | $60,000 | $898,000 |
| Debt-To-Income Ratio | 54 | $11,284,000 | $208,000 | $1,090,000 | $40,000 | $142,000 |
| Collateral | 37 | $7,884,000 | $213,000 | $765,000 | $88,000 | $339,000 |
| Other | 24 | $6,373,000 | $265,000 | $1,500,000 | $96,000 | $599,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,974,000 | $493,000 | $1,030,000 | $27,000 | $70,000 |
| Employment History | 3 | $543,000 | $181,000 | $216,000 | $0 | $0 |
| Unverifiable Information | 2 | $354,000 | $177,000 | $319,000 | $53,000 | $78,000 |
| Credit Application Incomplete | 1 | $194,000 | $194,000 | $194,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.