Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,578 |
| Total Mortgage Loan Application Amount | $352,851,000 |
| Average Mortgage Loan Application Amount | $248,666 |
| Highest Mortgage Loan Application Amount | $5,360,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $1,469,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 595 | $ 150,850,000 | $ 253,000 | $ 110,000 |
| Haywood County North Carolina | 157 | $ 30,318,000 | $ 193,000 | $ 86,000 |
| Henderson County North Carolina | 138 | $ 27,749,000 | $ 201,000 | $ 86,000 |
| Cleveland County North Carolina | 126 | $ 21,265,000 | $ 168,000 | $ 84,000 |
| Polk County North Carolina | 75 | $ 15,047,000 | $ 200,000 | $ 93,000 |
| Rutherford County North Carolina | 51 | $ 7,205,000 | $ 141,000 | $ 65,000 |
| Rockingham County North Carolina | 34 | $ 4,306,000 | $ 126,000 | $ 100,000 |
| Madison County North Carolina | 29 | $ 6,574,000 | $ 226,000 | $ 92,000 |
| Roanoke County Virginia | 29 | $ 5,123,000 | $ 176,000 | $ 47,000 |
| Roanoke City County Virginia | 28 | $ 6,129,000 | $ 218,000 | $ 30,000 |
| Spartanburg County South Carolina | 27 | $ 6,770,000 | $ 250,000 | $ 78,000 |
| Wake County North Carolina | 23 | $ 8,965,000 | $ 389,000 | $ 95,000 |
| Washington County Tennessee | 22 | $ 9,491,000 | $ 431,000 | $ 107,000 |
| Gaston County North Carolina | 20 | $ 2,185,000 | $ 109,000 | $ 73,000 |
| Greenville County South Carolina | 20 | $ 3,796,000 | $ 189,000 | $ 94,000 |
| Davidson County North Carolina | 18 | $ 4,519,000 | $ 251,000 | $ 60,000 |
| Hamblen County Tennessee | 15 | $ 1,403,000 | $ 93,000 | $ 51,000 |
| Jackson County North Carolina | 13 | $ 3,136,000 | $ 241,000 | $ 113,000 |
| Mecklenburg County North Carolina | 10 | $ 2,511,000 | $ 251,000 | $ 110,000 |
| McDowell County North Carolina | 9 | $ 1,882,000 | $ 209,000 | $ 86,000 |
| Danville County Virginia | 8 | $ 529,000 | $ 66,000 | $ 50,000 |
| Transylvania County North Carolina | 7 | $ 1,265,000 | $ 180,000 | $ 97,000 |
| Knox County Tennessee | 7 | $ 899,000 | $ 128,000 | $ 97,000 |
| Pittsylvania County Virginia | 7 | $ 988,000 | $ 141,000 | $ 47,000 |
| Burke County North Carolina | 6 | $ 1,100,000 | $ 183,000 | $ 70,000 |
| Salem County Virginia | 6 | $ 1,536,000 | $ 256,000 | $ 136,000 |
| Brunswick County North Carolina | 5 | $ 1,457,000 | $ 291,000 | $ 96,000 |
| Guilford County North Carolina | 5 | $ 1,719,000 | $ 343,000 | $ 292,000 |
| Oconee County South Carolina | 5 | $ 1,208,000 | $ 241,000 | $ 176,000 |
| Franklin County Virginia | 5 | $ 1,330,000 | $ 266,000 | $ 142,000 |
| Forsyth County North Carolina | 4 | $ 591,000 | $ 147,000 | $ 106,000 |
| Yancey County North Carolina | 4 | $ 1,024,000 | $ 256,000 | $ 113,000 |
| Bedford County Virginia | 4 | $ 808,000 | $ 202,000 | $ 153,000 |
| Botetourt County Virginia | 4 | $ 691,000 | $ 172,000 | $ 77,000 |
| Cherokee County South Carolina | 3 | $ 408,000 | $ 136,000 | $ 62,000 |
| Sullivan County Tennessee | 3 | $ 348,000 | $ 116,000 | $ 91,000 |
| Lynchburg County Virginia | 3 | $ 5,759,000 | $ 1,919,000 | $ 0 |
| Chatham County North Carolina | 2 | $ 1,276,000 | $ 638,000 | $ 291,000 |
| Durham County North Carolina | 2 | $ 309,000 | $ 154,000 | $ 98,000 |
| Lincoln County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 47,000 |
| Mitchell County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 31,000 |
| Charleston County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 95,000 |
| Horry County South Carolina | 2 | $ 499,000 | $ 249,000 | $ 185,000 |
| Grainger County Tennessee | 2 | $ 158,000 | $ 79,000 | $ 42,000 |
| Greene County Tennessee | 2 | $ 652,000 | $ 326,000 | $ 124,000 |
| Martinsville County Virginia | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Alamance County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Avery County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Caswell County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Cherokee County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Cumberland County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Moore County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Onslow County North Carolina | 1 | $ 387,000 | $ 387,000 | $ 137,000 |
| Randolph County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 105,000 |
| Stokes County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Swain County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Union County North Carolina | 1 | $ 532,000 | $ 532,000 | $ 155,000 |
| Abbeville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Anderson County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Beaufort County South Carolina | 1 | $ 576,000 | $ 576,000 | $ 699,000 |
| Colleton County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 134,000 |
| Greenwood County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 123,000 |
| Pickens County South Carolina | 1 | $ 640,000 | $ 640,000 | $ 0 |
| York County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
| Carter County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Cocke County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Davidson County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 195,000 |
| Hawkins County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Jefferson County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 63,000 |
| Loudon County Tennessee | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Roane County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Sevier County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 136,000 |
| Campbell County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Henrico County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 700,000 | $ 700,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 882 | $197,309,000 | $223,000 | $1,400,000 | $96,000 | $1,469,000 |
| Refinancing | 662 | $145,193,000 | $219,000 | $5,360,000 | $92,000 | $1,298,000 |
| Home Improvement | 34 | $10,349,000 | $304,000 | $2,724,000 | $118,000 | $508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,375 | $290,055,000 | $210,000 | $2,724,000 | $99,000 | $1,469,000 |
| Not applicable | 76 | $36,061,000 | $474,000 | $5,360,000 | $0 | $0 |
| Not Provided | 62 | $14,657,000 | $236,000 | $800,000 | $120,000 | $507,000 |
| Black or African American | 25 | $3,974,000 | $158,000 | $364,000 | $71,000 | $210,000 |
| Asian | 20 | $4,661,000 | $233,000 | $931,000 | $104,000 | $316,000 |
| Hispanic | 17 | $2,888,000 | $169,000 | $417,000 | $81,000 | $254,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $417,000 | $208,000 | $255,000 | $56,000 | $65,000 |
| American Indian or Alaskan Native | 1 | $138,000 | $138,000 | $138,000 | $77,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,485 | $339,155,000 | $228,000 | $5,360,000 | $98,000 | $1,469,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $12,856,000 | $144,000 | $276,000 | $45,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $320,000 | $160,000 | $160,000 | $19,000 | $19,000 |
| FHA-insured (Federal Housing Administration) | 2 | $520,000 | $260,000 | $265,000 | $82,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,243 | $284,531,000 | $228,000 | $5,360,000 | $98,000 | $1,469,000 |
| Application Withdrawn By Applicant | 162 | $34,212,000 | $211,000 | $760,000 | $97,000 | $380,000 |
| Application Denied By Financial Institution | 136 | $24,941,000 | $183,000 | $1,900,000 | $60,000 | $372,000 |
| Application Approved But Not Accepted | 16 | $2,871,000 | $179,000 | $500,000 | $86,000 | $240,000 |
| File Closed For Incompleteness | 16 | $5,462,000 | $341,000 | $900,000 | $150,000 | $531,000 |
| Preapproval Denied by Financial Institution | 4 | $566,000 | $141,000 | $180,000 | $29,000 | $37,000 |
| Loan Purchased By The Institution | 1 | $268,000 | $268,000 | $268,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $12,761,000 | $232,000 | $1,900,000 | $46,000 | $137,000 |
| Collateral | 39 | $6,457,000 | $165,000 | $518,000 | $83,000 | $353,000 |
| Credit History | 30 | $4,237,000 | $141,000 | $788,000 | $62,000 | $372,000 |
| Other | 10 | $1,274,000 | $127,000 | $245,000 | $48,000 | $83,000 |
| Employment History | 3 | $406,000 | $135,000 | $139,000 | $20,000 | $36,000 |
| Unverifiable Information | 2 | $297,000 | $148,000 | $238,000 | $74,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.