Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hometrust Bank 10 Woodfin St Asheville, NC 28801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,631 |
| Total Mortgage Loan Application Amount | $488,502,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,775,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 989 | $ 207,280,000 | $ 209,000 | $ 94,000 |
| Haywood County North Carolina | 469 | $ 84,487,000 | $ 180,000 | $ 79,000 |
| Henderson County North Carolina | 350 | $ 67,353,000 | $ 192,000 | $ 76,000 |
| Cleveland County North Carolina | 194 | $ 31,123,000 | $ 160,000 | $ 76,000 |
| Rockingham County North Carolina | 182 | $ 22,540,000 | $ 123,000 | $ 67,000 |
| Polk County North Carolina | 111 | $ 16,898,000 | $ 152,000 | $ 74,000 |
| Rutherford County North Carolina | 110 | $ 16,126,000 | $ 146,000 | $ 76,000 |
| Madison County North Carolina | 44 | $ 8,175,000 | $ 185,000 | $ 71,000 |
| Spartanburg County South Carolina | 22 | $ 2,837,000 | $ 128,000 | $ 61,000 |
| Transylvania County North Carolina | 17 | $ 2,795,000 | $ 164,000 | $ 73,000 |
| Greenville County South Carolina | 16 | $ 2,721,000 | $ 170,000 | $ 70,000 |
| Jackson County North Carolina | 12 | $ 2,053,000 | $ 171,000 | $ 72,000 |
| Gaston County North Carolina | 11 | $ 2,429,000 | $ 220,000 | $ 79,000 |
| Guilford County North Carolina | 11 | $ 1,587,000 | $ 144,000 | $ 85,000 |
| McDowell County North Carolina | 11 | $ 2,708,000 | $ 246,000 | $ 125,000 |
| Mecklenburg County North Carolina | 11 | $ 2,275,000 | $ 206,000 | $ 114,000 |
| Brunswick County North Carolina | 5 | $ 1,208,000 | $ 241,000 | $ 232,000 |
| Burke County North Carolina | 5 | $ 692,000 | $ 138,000 | $ 64,000 |
| Charleston County South Carolina | 5 | $ 2,562,000 | $ 512,000 | $ 276,000 |
| Durham County North Carolina | 4 | $ 684,000 | $ 171,000 | $ 112,000 |
| Henry County Virginia | 4 | $ 592,000 | $ 148,000 | $ 64,000 |
| Forsyth County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 67,000 |
| Iredell County North Carolina | 3 | $ 601,000 | $ 200,000 | $ 124,000 |
| Oconee County South Carolina | 3 | $ 948,000 | $ 316,000 | $ 119,000 |
| Caldwell County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 108,000 |
| Macon County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 32,000 |
| Swain County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 72,000 |
| Yancey County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 64,000 |
| Horry County South Carolina | 2 | $ 305,000 | $ 152,000 | $ 75,000 |
| Hanover County Virginia | 2 | $ 727,000 | $ 363,000 | $ 276,000 |
| Pittsylvania County Virginia | 2 | $ 458,000 | $ 229,000 | $ 42,000 |
| Fulton County Georgia | 1 | $ 298,000 | $ 298,000 | $ 61,000 |
| Alamance County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 117,000 |
| Alexander County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Cabarrus County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 87,000 |
| Carteret County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Caswell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Dare County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| New Hanover County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Randolph County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Rowan County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 27,000 |
| Stokes County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Wake County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 139,000 |
| Cherokee County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Georgetown County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Pickens County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 142,000 |
| Richland County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Jefferson County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Franklin County Virginia | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Montgomery County Virginia | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Washington County Virginia | 1 | $ 662,000 | $ 662,000 | $ 325,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,869 | $349,605,000 | $187,000 | $1,286,000 | $83,000 | $1,152,000 |
| Home Purchase | 749 | $136,936,000 | $182,000 | $1,600,000 | $84,000 | $1,775,000 |
| Home Improvement | 13 | $1,961,000 | $150,000 | $452,000 | $98,000 | $215,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,465 | $456,523,000 | $185,000 | $1,600,000 | $82,000 | $1,775,000 |
| Not Provided | 53 | $12,603,000 | $237,000 | $860,000 | $153,000 | $1,340,000 |
| Black or African American | 33 | $5,026,000 | $152,000 | $500,000 | $52,000 | $158,000 |
| Hispanic | 28 | $5,002,000 | $178,000 | $768,000 | $81,000 | $275,000 |
| Asian | 20 | $4,265,000 | $213,000 | $417,000 | $161,000 | $1,087,000 |
| Not applicable | 20 | $3,219,000 | $160,000 | $1,200,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,344,000 | $149,000 | $340,000 | $68,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $520,000 | $173,000 | $417,000 | $162,000 | $247,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,529 | $477,027,000 | $188,000 | $1,600,000 | $85,000 | $1,775,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $11,475,000 | $112,000 | $297,000 | $36,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,125 | $396,438,000 | $186,000 | $1,360,000 | $87,000 | $1,775,000 |
| Application Withdrawn By Applicant | 235 | $42,405,000 | $180,000 | $1,160,000 | $75,000 | $378,000 |
| Application Denied By Financial Institution | 197 | $34,827,000 | $176,000 | $1,600,000 | $55,000 | $522,000 |
| Application Approved But Not Accepted | 57 | $12,252,000 | $214,000 | $1,100,000 | $90,000 | $389,000 |
| File Closed For Incompleteness | 17 | $2,580,000 | $151,000 | $411,000 | $82,000 | $342,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 80 | $12,532,000 | $156,000 | $821,000 | $54,000 | $227,000 |
| Debt-To-Income Ratio | 50 | $9,154,000 | $183,000 | $450,000 | $41,000 | $139,000 |
| Collateral | 39 | $7,982,000 | $204,000 | $1,600,000 | $77,000 | $522,000 |
| Unverifiable Information | 12 | $2,345,000 | $195,000 | $417,000 | $49,000 | $133,000 |
| Employment History | 5 | $839,000 | $167,000 | $399,000 | $43,000 | $131,000 |
| Mortgage Insurance Denied | 4 | $521,000 | $130,000 | $184,000 | $54,000 | $71,000 |
| Other | 4 | $643,000 | $160,000 | $263,000 | $56,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $223,000 | $111,000 | $183,000 | $52,000 | $71,000 |
| Credit Application Incomplete | 1 | $588,000 | $588,000 | $588,000 | $92,000 | $92,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.