Hometown Lenders, Inc.
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Hometown Lenders, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Hometown Lenders, Inc.
310 The Bridge Street, 4Th Floor Suite A
Huntsville, AL 35806
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2006  2005  
Total Number of Mortgage Applications 1,542
Total Mortgage Loan Application Amount $178,414,000
Average Mortgage Loan Application Amount $158,181
Highest Mortgage Loan Application Amount $680,000
Average Applicant Income $74,636
Highest Applicant Income $600,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Hometown Lenders, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison County Alabama 606 $ 64,761,000 $ 106,000 $ 58,000
Limestone County Alabama 106 $ 11,396,000 $ 107,000 $ 47,000
Houston County Alabama 71 $ 5,867,000 $ 82,000 $ 45,000
Rutherford County Tennessee 64 $ 5,588,000 $ 87,000 $ 35,000
Davidson County Tennessee 63 $ 5,846,000 $ 92,000 $ 54,000
Dale County Alabama 55 $ 4,160,000 $ 75,000 $ 45,000
Jefferson County Alabama 42 $ 6,011,000 $ 143,000 $ 68,000
Morgan County Alabama 29 $ 3,068,000 $ 105,000 $ 55,000
Marshall County Alabama 25 $ 3,912,000 $ 156,000 $ 64,000
Shelby County Alabama 20 $ 3,085,000 $ 154,000 $ 70,000
Coffee County Alabama 16 $ 1,413,000 $ 88,000 $ 57,000
Cullman County Alabama 13 $ 1,919,000 $ 147,000 $ 95,000
Lincoln County Tennessee 13 $ 908,000 $ 69,000 $ 36,000
Shelby County Tennessee 12 $ 2,673,000 $ 222,000 $ 91,000
Baldwin County Alabama 11 $ 2,416,000 $ 219,000 $ 136,000
Chesterfield County Virginia 11 $ 1,616,000 $ 146,000 $ 52,000
Henrico County Virginia 10 $ 1,155,000 $ 115,000 $ 54,000
Petersburg County Virginia 10 $ 826,000 $ 82,000 $ 57,000
Tuscaloosa County Alabama 9 $ 1,054,000 $ 117,000 $ 84,000
Dinwiddie County Virginia 8 $ 827,000 $ 103,000 $ 64,000
Etowah County Alabama 7 $ 781,000 $ 111,000 $ 78,000
Mobile County Alabama 7 $ 1,137,000 $ 162,000 $ 75,000
Orange County Florida 7 $ 1,862,000 $ 266,000 $ 88,000
Henry County Alabama 6 $ 746,000 $ 124,000 $ 65,000
Robertson County Tennessee 6 $ 313,000 $ 52,000 $ 46,000
Williamson County Tennessee 6 $ 1,349,000 $ 224,000 $ 97,000
Blount County Alabama 5 $ 549,000 $ 109,000 $ 57,000
Jackson County Alabama 5 $ 347,000 $ 69,000 $ 36,000
Lauderdale County Alabama 5 $ 879,000 $ 175,000 $ 68,000
Talladega County Alabama 5 $ 473,000 $ 94,000 $ 61,000
Broward County Florida 5 $ 1,247,000 $ 249,000 $ 88,000
Coffee County Tennessee 5 $ 672,000 $ 134,000 $ 63,000
Montgomery County Tennessee 5 $ 713,000 $ 142,000 $ 91,000
Prince William County Virginia 5 $ 1,867,000 $ 373,000 $ 184,000
Richmond City County Virginia 5 $ 446,000 $ 89,000 $ 41,000
Calhoun County Alabama 4 $ 429,000 $ 107,000 $ 37,000
Lee County Alabama 4 $ 561,000 $ 140,000 $ 36,000
Miami-Dade County Florida 4 $ 741,000 $ 185,000 $ 75,000
Giles County Tennessee 4 $ 356,000 $ 89,000 $ 78,000
Maury County Tennessee 4 $ 329,000 $ 82,000 $ 39,000
Barbour County Alabama 3 $ 363,000 $ 121,000 $ 58,000
Colbert County Alabama 3 $ 267,000 $ 89,000 $ 59,000
DeKalb County Alabama 3 $ 339,000 $ 113,000 $ 56,000
Elmore County Alabama 3 $ 529,000 $ 176,000 $ 122,000
Hillsborough County Florida 3 $ 524,000 $ 174,000 $ 74,000
Palm Beach County Florida 3 $ 769,000 $ 256,000 $ 153,000
Pasco County Florida 3 $ 465,000 $ 155,000 $ 45,000
Pinellas County Florida 3 $ 638,000 $ 212,000 $ 147,000
Cheatham County Tennessee 3 $ 182,000 $ 60,000 $ 28,000
Knox County Tennessee 3 $ 778,000 $ 259,000 $ 42,000
Sumner County Tennessee 3 $ 185,000 $ 61,000 $ 50,000
Fairfax County Virginia 3 $ 1,001,000 $ 333,000 $ 122,000
Autauga County Alabama 2 $ 288,000 $ 144,000 $ 60,000
Geneva County Alabama 2 $ 176,000 $ 88,000 $ 36,000
Montgomery County Alabama 2 $ 243,000 $ 121,000 $ 53,000
St. Clair County Alabama 2 $ 204,000 $ 102,000 $ 80,000
Winston County Alabama 2 $ 329,000 $ 164,000 $ 65,000
Bay County Florida 2 $ 160,000 $ 80,000 $ 46,000
Charlotte County Florida 2 $ 749,000 $ 374,000 $ 137,000
Nassau County Florida 2 $ 155,000 $ 77,000 $ 34,000
Volusia County Florida 2 $ 224,000 $ 112,000 $ 72,000
Marion County Tennessee 2 $ 132,000 $ 66,000 $ 39,000
Marshall County Tennessee 2 $ 172,000 $ 86,000 $ 54,000
Roane County Tennessee 2 $ 439,000 $ 219,000 $ 137,000
Washington County Tennessee 2 $ 123,000 $ 61,000 $ 79,000
Wayne County Tennessee 2 $ 183,000 $ 91,000 $ 12,000
Wilson County Tennessee 2 $ 187,000 $ 93,000 $ 71,000
James City County Virginia 2 $ 494,000 $ 247,000 $ 65,000
Franklin County Alabama 1 $ 45,000 $ 45,000 $ 36,000
Lawrence County Alabama 1 $ 170,000 $ 170,000 $ 38,000
Marion County Alabama 1 $ 243,000 $ 243,000 $ 96,000
Pickens County Alabama 1 $ 25,000 $ 25,000 $ 115,000
Randolph County Alabama 1 $ 376,000 $ 376,000 $ 165,000
Sussex County Delaware 1 $ 134,000 $ 134,000 $ 144,000
Collier County Florida 1 $ 185,000 $ 185,000 $ 285,000
Duval County Florida 1 $ 112,000 $ 112,000 $ 39,000
Escambia County Florida 1 $ 234,000 $ 234,000 $ 91,000
Indian River County Florida 1 $ 100,000 $ 100,000 $ 75,000
Jackson County Florida 1 $ 80,000 $ 80,000 $ 56,000
Leon County Florida 1 $ 231,000 $ 231,000 $ 95,000
Marion County Florida 1 $ 130,000 $ 130,000 $ 71,000
Osceola County Florida 1 $ 180,000 $ 180,000 $ 35,000
St. Johns County Florida 1 $ 414,000 $ 414,000 $ 98,000
St. Lucie County Florida 1 $ 258,000 $ 258,000 $ 111,000
Sumter County Florida 1 $ 200,000 $ 200,000 $ 50,000
Nash County North Carolina 1 $ 245,000 $ 245,000 $ 71,000
Anderson County Tennessee 1 $ 100,000 $ 100,000 $ 41,000
Bedford County Tennessee 1 $ 65,000 $ 65,000 $ 36,000
Benton County Tennessee 1 $ 110,000 $ 110,000 $ 73,000
Blount County Tennessee 1 $ 115,000 $ 115,000 $ 97,000
Decatur County Tennessee 1 $ 44,000 $ 44,000 $ 42,000
Dyer County Tennessee 1 $ 50,000 $ 50,000 $ 49,000
Hamblen County Tennessee 1 $ 230,000 $ 230,000 $ 101,000
Hawkins County Tennessee 1 $ 78,000 $ 78,000 $ 136,000
Jefferson County Tennessee 1 $ 169,000 $ 169,000 $ 105,000
Loudon County Tennessee 1 $ 229,000 $ 229,000 $ 50,000
Madison County Tennessee 1 $ 216,000 $ 216,000 $ 143,000
Obion County Tennessee 1 $ 58,000 $ 58,000 $ 74,000
Polk County Tennessee 1 $ 215,000 $ 215,000 $ 44,000
Sullivan County Tennessee 1 $ 145,000 $ 145,000 $ 45,000
Tipton County Tennessee 1 $ 180,000 $ 180,000 $ 50,000
Albemarle County Virginia 1 $ 150,000 $ 150,000 $ 69,000
Amherst County Virginia 1 $ 81,000 $ 81,000 $ 30,000
Arlington County Virginia 1 $ 181,000 $ 181,000 $ 116,000
Fauquier County Virginia 1 $ 484,000 $ 484,000 $ 149,000
Franklin County Virginia 1 $ 137,000 $ 137,000 $ 65,000
Frederick County Virginia 1 $ 325,000 $ 325,000 $ 59,000
Loudoun County Virginia 1 $ 545,000 $ 545,000 $ 188,000
Northampton County Virginia 1 $ 504,000 $ 504,000 $ 192,000
Prince George County Virginia 1 $ 135,000 $ 135,000 $ 48,000
Smyth County Virginia 1 $ 215,000 $ 215,000 $ 58,000
Spotsylvania County Virginia 1 $ 276,000 $ 276,000 $ 78,000
Sussex County Virginia 1 $ 148,000 $ 148,000 $ 80,000
York County Virginia 1 $ 146,000 $ 146,000 $ 79,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,181 $128,172,000 $152,571 $628,000 $75,714 $600,000
Refinancing 361 $50,242,000 $168,000 $680,000 $72,750 $457,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 828 $97,801,000 $160,000 $680,000 $77,857 $354,000
Black or African American 371 $35,459,000 $112,000 $512,000 $51,200 $457,000
Not Provided 253 $36,112,000 $175,200 $627,000 $68,400 $285,000
Hispanic 74 $6,827,000 $91,600 $654,000 $42,200 $157,000
Asian 9 $1,335,000 $162,333 $328,000 $142,000 $600,000
American Indian or Alaskan Native 6 $792,000 $123,000 $301,000 $55,500 $125,000
Native Hawaiian or Other Pacific Islander 1 $88,000 $88,000 $88,000 $66,000 $66,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,342 $156,324,000 $155,571 $680,000 $77,714 $600,000
FHA-insured (Federal Housing Administration) 127 $11,737,000 $89,200 $173,000 $33,200 $98,000
VA-guaranteed (Veterans Administration) 53 $8,333,000 $182,600 $315,000 $62,800 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,020,000 $92,000 $161,000 $26,500 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,164 $131,714,000 $142,285 $680,000 $81,285 $457,000
Application Withdrawn By Applicant 257 $34,279,000 $181,000 $628,000 $71,000 $600,000
Application Denied By Financial Institution 111 $11,519,000 $129,600 $342,000 $46,400 $216,000
Application Approved But Not Accepted 8 $435,000 $60,666 $98,000 $56,666 $93,000
File Closed For Incompleteness 1 $232,000 $232,000 $232,000 $104,000 $104,000
Preapproval Denied by Financial Institution 1 $235,000 $235,000 $235,000 $37,000 $37,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 73 $7,171,000 $108,000 $272,000 $36,250 $216,000
Debt-To-Income Ratio 16 $1,706,000 $114,400 $315,000 $43,400 $93,000
Collateral 8 $759,000 $117,750 $187,000 $52,750 $90,000
Other 8 $1,320,000 $156,500 $342,000 $57,000 $109,000
Employment History 4 $369,000 $91,333 $119,000 $31,666 $84,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $60,000 $60,000
Unverifiable Information 1 $98,000 $98,000 $98,000 $36,000 $36,000
Credit Application Incomplete 1 $136,000 $136,000 $136,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

Download the Alabama Lender List