Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Home State Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Home State Bank, National Association 40 Grant Street Crystal Lake, IL 60014 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 569 |
Total Mortgage Loan Application Amount | $139,135,000 |
Average Mortgage Loan Application Amount | $211,800 |
Highest Mortgage Loan Application Amount | $3,805,000 |
Average Applicant Income | $440,800 |
Highest Applicant Income | $6,330,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
McHenry County Illinois | 206 | $ 46,480,000 | $ 225,000 | $ 126,000 |
Cook County Illinois | 90 | $ 22,900,000 | $ 254,000 | $ 180,000 |
Racine County Wisconsin | 36 | $ 6,110,000 | $ 169,000 | $ 98,000 |
Lake County Illinois | 30 | $ 7,460,000 | $ 248,000 | $ 134,000 |
Kane County Illinois | 28 | $ 7,060,000 | $ 252,000 | $ 125,000 |
DuPage County Illinois | 23 | $ 4,655,000 | $ 202,000 | $ 99,000 |
Will County Illinois | 20 | $ 4,580,000 | $ 229,000 | $ 92,000 |
Walworth County Wisconsin | 9 | $ 2,635,000 | $ 292,000 | $ 276,000 |
Kenosha County Wisconsin | 8 | $ 2,840,000 | $ 355,000 | $ 132,000 |
Milwaukee County Wisconsin | 7 | $ 1,375,000 | $ 196,000 | $ 126,000 |
Boone County Illinois | 6 | $ 1,080,000 | $ 180,000 | $ 113,000 |
Winnebago County Illinois | 6 | $ 1,000,000 | $ 166,000 | $ 73,000 |
Rutherford County Tennessee | 4 | $ 970,000 | $ 242,000 | $ 44,000 |
Waukesha County Wisconsin | 4 | $ 1,200,000 | $ 300,000 | $ 103,000 |
Duval County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 126,000 |
Nassau County Florida | 3 | $ 775,000 | $ 258,000 | $ 69,000 |
Sarasota County Florida | 3 | $ 2,025,000 | $ 675,000 | $ 571,000 |
Lake County Indiana | 3 | $ 595,000 | $ 198,000 | $ 186,000 |
Cuyahoga County Ohio | 3 | $ 565,000 | $ 188,000 | $ 67,000 |
Camden County Georgia | 2 | $ 600,000 | $ 300,000 | $ 103,000 |
Stephens County Georgia | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
DeKalb County Illinois | 2 | $ 570,000 | $ 285,000 | $ 159,000 |
Kendall County Illinois | 2 | $ 530,000 | $ 265,000 | $ 71,000 |
Madison County Illinois | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
Ogle County Illinois | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
Outagamie County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
Ozaukee County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 117,000 |
Rock County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
Waushara County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
Jefferson County Alabama | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
Shelby County Alabama | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
Poinsett County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Calaveras County California | 1 | $ 325,000 | $ 325,000 | $ 223,000 |
San Diego County California | 1 | $ 395,000 | $ 395,000 | $ 85,000 |
Broward County Florida | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
Charlotte County Florida | 1 | $ 525,000 | $ 525,000 | $ 200,000 |
Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
Collier County Florida | 1 | $ 3,805,000 | $ 3,805,000 | $ 1,155,000 |
Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
Lee County Florida | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
Manatee County Florida | 1 | $ 565,000 | $ 565,000 | $ 234,000 |
Monroe County Florida | 1 | $ 455,000 | $ 455,000 | $ 936,000 |
Palm Beach County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 342,000 |
Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
Dougherty County Georgia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
Grady County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
Carroll County Illinois | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
Kankakee County Illinois | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
Lee County Illinois | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
Blackford County Indiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
Carroll County Iowa | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
Union County Iowa | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
Somerset County Maine | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
Bay County Michigan | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
Genesee County Michigan | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
Houghton County Michigan | 1 | $ 455,000 | $ 455,000 | $ 307,000 |
Iron County Michigan | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
Kalkaska County Michigan | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
Tuscola County Michigan | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
Harrison County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
Webster County Missouri | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
Hill County Montana | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
Gage County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
Carson City County Nevada | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
Pasquotank County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
Summit County Ohio | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
Susquehanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
Gibson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Marion County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
Sevier County Tennessee | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
Collin County Texas | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
Maverick County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
Prince George County Virginia | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
Marion County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
Brown County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 232,000 |
Iron County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 460,000 |
Oneida County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 281,000 |
Sawyer County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
Washington County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
Winnebago County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 444 | $113,970,000 | $256,000 | $3,805,000 | $122,000 | $1,155,000 |
Refinancing | 61 | $12,385,000 | $203,000 | $645,000 | $146,000 | $872,000 |
Cash-out Refinancing | 51 | $10,445,000 | $204,000 | $485,000 | $93,000 | $376,000 |
Other Purpose | 9 | $1,345,000 | $149,000 | $505,000 | $231,000 | $1,466,000 |
Home Improvement | 4 | $990,000 | $247,000 | $825,000 | $1,612,000 | $6,330,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 456 | $114,380,000 | $250,000 | $3,805,000 | $143,000 | $6,330,000 |
Hispanic | 34 | $6,170,000 | $181,000 | $465,000 | $78,000 | $178,000 |
Black or African American | 26 | $5,620,000 | $216,000 | $595,000 | $98,000 | $320,000 |
Not Provided | 20 | $4,170,000 | $208,000 | $415,000 | $105,000 | $291,000 |
Asian | 19 | $4,935,000 | $259,000 | $685,000 | $101,000 | $305,000 |
Not applicable | 13 | $3,635,000 | $279,000 | $1,365,000 | $0 | $0 |
American Indian or Alaskan Native | 1 | $225,000 | $225,000 | $225,000 | $158,000 | $158,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 493 | $122,825,000 | $249,000 | $3,805,000 | $143,000 | $6,330,000 |
FHA-insured (Federal Housing Administration) | 55 | $12,885,000 | $234,000 | $515,000 | $82,000 | $155,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,070,000 | $153,000 | $295,000 | $58,000 | $133,000 |
VA-guaranteed (Veterans Administration) | 1 | $355,000 | $355,000 | $355,000 | $156,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 470 | $112,880,000 | $240,000 | $1,365,000 | $135,000 | $6,330,000 |
Application Withdrawn By Applicant | 42 | $9,320,000 | $221,000 | $585,000 | $96,000 | $307,000 |
Application Denied By Financial Institution | 32 | $7,490,000 | $234,000 | $645,000 | $98,000 | $347,000 |
Application Approved But Not Accepted | 25 | $9,445,000 | $377,000 | $3,805,000 | $225,000 | $1,155,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 537 | $131,645,000 | $245,000 | $3,805,000 | $136,000 | $6,330,000 |
Collateral | 10 | $1,990,000 | $199,000 | $285,000 | $92,000 | $205,000 |
Credit History | 9 | $2,065,000 | $229,000 | $525,000 | $100,000 | $200,000 |
Debt-To-Income Ratio | 7 | $2,285,000 | $326,000 | $645,000 | $76,000 | $164,000 |
Credit Application Incomplete | 2 | $300,000 | $150,000 | $185,000 | $132,000 | $133,000 |
Other | 1 | $105,000 | $105,000 | $105,000 | $347,000 | $347,000 |
Unverifiable Information | 1 | $365,000 | $365,000 | $365,000 | $49,000 | $49,000 |
Employment History | 1 | $195,000 | $195,000 | $195,000 | $72,000 | $72,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $53,000 | $53,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.