Home State Bank, National Association
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Home State Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Home State Bank, National Association 40 Grant Street Crystal Lake, IL 60014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,008 |
| Total Mortgage Loan Application Amount | $258,860,000 |
| Average Mortgage Loan Application Amount | $212,200 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $119,600 |
| Highest Applicant Income | $1,656,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 303 | $ 88,415,000 | $ 291,000 | $ 139,000 |
| McHenry County Illinois | 264 | $ 54,270,000 | $ 205,000 | $ 112,000 |
| Lake County Illinois | 75 | $ 21,815,000 | $ 290,000 | $ 164,000 |
| DuPage County Illinois | 55 | $ 15,485,000 | $ 281,000 | $ 133,000 |
| Racine County Wisconsin | 52 | $ 9,600,000 | $ 184,000 | $ 90,000 |
| Will County Illinois | 33 | $ 8,205,000 | $ 248,000 | $ 120,000 |
| Kane County Illinois | 31 | $ 7,425,000 | $ 239,000 | $ 129,000 |
| Palm Beach County Florida | 26 | $ 7,520,000 | $ 289,000 | $ 108,000 |
| Walworth County Wisconsin | 24 | $ 7,400,000 | $ 308,000 | $ 237,000 |
| Kenosha County Wisconsin | 9 | $ 1,995,000 | $ 221,000 | $ 97,000 |
| Milwaukee County Wisconsin | 6 | $ 1,100,000 | $ 183,000 | $ 64,000 |
| Waukesha County Wisconsin | 6 | $ 1,580,000 | $ 263,000 | $ 98,000 |
| Maricopa County Arizona | 5 | $ 1,125,000 | $ 225,000 | $ 120,000 |
| Broward County Florida | 4 | $ 1,310,000 | $ 327,000 | $ 153,000 |
| Winnebago County Illinois | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
| Hennepin County Minnesota | 4 | $ 1,640,000 | $ 410,000 | $ 132,000 |
| Riverside County California | 3 | $ 1,225,000 | $ 408,000 | $ 137,000 |
| Jefferson County Colorado | 3 | $ 1,325,000 | $ 441,000 | $ 179,000 |
| DeKalb County Illinois | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Porter County Indiana | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Trempealeau County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 42,000 |
| Los Angeles County California | 2 | $ 1,450,000 | $ 725,000 | $ 195,000 |
| Boulder County Colorado | 2 | $ 720,000 | $ 360,000 | $ 115,000 |
| District of Columbia County District Of Columbia | 2 | $ 770,000 | $ 385,000 | $ 91,000 |
| Lee County Florida | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| St. Lucie County Florida | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Boone County Illinois | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Kendall County Illinois | 2 | $ 440,000 | $ 220,000 | $ 128,000 |
| LaSalle County Illinois | 2 | $ 420,000 | $ 210,000 | $ 166,000 |
| Livingston County Illinois | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Lake County Indiana | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Berrien County Michigan | 2 | $ 1,090,000 | $ 545,000 | $ 415,000 |
| Clark County Nevada | 2 | $ 740,000 | $ 370,000 | $ 128,000 |
| Franklin County Ohio | 2 | $ 930,000 | $ 465,000 | $ 137,000 |
| Montgomery County Texas | 2 | $ 470,000 | $ 235,000 | $ 160,000 |
| Grays Harbor County Washington | 2 | $ 420,000 | $ 210,000 | $ 175,000 |
| Mason County Washington | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Dane County Wisconsin | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Jefferson County Alabama | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 415,000 | $ 415,000 | $ 116,000 |
| Benton County Arkansas | 1 | $ 475,000 | $ 475,000 | $ 255,000 |
| Madera County California | 1 | $ 225,000 | $ 225,000 | $ 365,000 |
| San Diego County California | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Archuleta County Colorado | 1 | $ 235,000 | $ 235,000 | $ 327,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Fairfield County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Charlotte County Florida | 1 | $ 405,000 | $ 405,000 | $ 179,000 |
| Miami-Dade County Florida | 1 | $ 235,000 | $ 235,000 | $ 194,000 |
| Monroe County Florida | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Okeechobee County Florida | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| St. Johns County Florida | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| DeKalb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 236,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 360,000 |
| Newton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Grundy County Illinois | 1 | $ 135,000 | $ 135,000 | $ 318,000 |
| Kankakee County Illinois | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Stephenson County Illinois | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Jasper County Indiana | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| St. Joseph County Indiana | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Johnson County Kansas | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Oxford County Maine | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Prince George's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| Middlesex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| Branch County Michigan | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Cass County Michigan | 1 | $ 425,000 | $ 425,000 | $ 245,000 |
| Van Buren County Michigan | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Crow Wing County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 468,000 |
| Morrison County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Wright County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| St. Louis City County Missouri | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Burlington County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Morris County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 172,000 |
| Queens County New York | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Bucks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Northampton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| York County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 293,000 |
| Pennington County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Knox County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Sumner County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Cooke County Texas | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Harris County Texas | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Navarro County Texas | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Benton County Washington | 1 | $ 395,000 | $ 395,000 | $ 94,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Adams County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Chippewa County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Outagamie County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Ozaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Shawano County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Vilas County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 1,169,000 |
| Washington County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Waushara County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home State Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 568 | $137,120,000 | $241,000 | $2,005,000 | $119,000 | $1,624,000 |
| Refinancing | 324 | $95,170,000 | $293,000 | $1,505,000 | $150,000 | $1,575,000 |
| Cash-out Refinancing | 107 | $25,315,000 | $236,000 | $835,000 | $141,000 | $1,656,000 |
| Home Improvement | 5 | $455,000 | $91,000 | $215,000 | $87,000 | $135,000 |
| Other Purpose | 4 | $800,000 | $200,000 | $405,000 | $101,000 | $177,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 808 | $204,450,000 | $253,000 | $1,095,000 | $135,000 | $1,656,000 |
| Hispanic | 61 | $12,465,000 | $204,000 | $455,000 | $83,000 | $225,000 |
| Asian | 53 | $12,955,000 | $244,000 | $465,000 | $127,000 | $493,000 |
| Not Provided | 37 | $10,495,000 | $283,000 | $885,000 | $132,000 | $646,000 |
| Not applicable | 28 | $12,900,000 | $460,000 | $2,005,000 | $0 | $0 |
| Black or African American | 19 | $4,855,000 | $255,000 | $725,000 | $97,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 912 | $236,090,000 | $258,000 | $2,005,000 | $136,000 | $1,656,000 |
| FHA-insured (Federal Housing Administration) | 95 | $22,625,000 | $238,000 | $405,000 | $75,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $145,000 | $145,000 | $145,000 | $73,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 892 | $230,670,000 | $258,000 | $2,005,000 | $132,000 | $1,656,000 |
| Application Withdrawn By Applicant | 49 | $10,405,000 | $212,000 | $515,000 | $111,000 | $493,000 |
| Application Denied By Financial Institution | 41 | $10,185,000 | $248,000 | $835,000 | $105,000 | $420,000 |
| Application Approved But Not Accepted | 24 | $6,760,000 | $281,000 | $485,000 | $159,000 | $871,000 |
| File Closed For Incompleteness | 2 | $840,000 | $420,000 | $605,000 | $220,000 | $247,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 967 | $248,675,000 | $257,000 | $2,005,000 | $132,000 | $1,656,000 |
| Collateral | 15 | $5,015,000 | $334,000 | $835,000 | $166,000 | $420,000 |
| Debt-To-Income Ratio | 11 | $2,105,000 | $191,000 | $485,000 | $36,000 | $86,000 |
| Other | 4 | $770,000 | $192,000 | $265,000 | $148,000 | $367,000 |
| Unverifiable Information | 4 | $800,000 | $200,000 | $485,000 | $73,000 | $120,000 |
| Credit History | 4 | $960,000 | $240,000 | $355,000 | $73,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $535,000 | $178,000 | $215,000 | $60,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.