Home State Bank, National Association
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Home State Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Home State Bank, National Association 40 Grant Street Crystal Lake, IL 60014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 981 |
| Total Mortgage Loan Application Amount | $181,878,000 |
| Average Mortgage Loan Application Amount | $204,666 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $4,298,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McHenry County Illinois | 432 | $ 72,479,000 | $ 167,000 | $ 93,000 |
| Lake County Illinois | 195 | $ 39,580,000 | $ 202,000 | $ 99,000 |
| Cook County Illinois | 119 | $ 23,129,000 | $ 194,000 | $ 104,000 |
| Kane County Illinois | 46 | $ 7,961,000 | $ 173,000 | $ 91,000 |
| Racine County Wisconsin | 23 | $ 4,245,000 | $ 184,000 | $ 81,000 |
| Waukesha County Wisconsin | 21 | $ 5,186,000 | $ 246,000 | $ 94,000 |
| DuPage County Illinois | 19 | $ 3,801,000 | $ 200,000 | $ 107,000 |
| Walworth County Wisconsin | 16 | $ 4,067,000 | $ 254,000 | $ 171,000 |
| Milwaukee County Wisconsin | 15 | $ 2,602,000 | $ 173,000 | $ 85,000 |
| Kenosha County Wisconsin | 11 | $ 1,006,000 | $ 91,000 | $ 59,000 |
| Will County Illinois | 9 | $ 2,584,000 | $ 287,000 | $ 144,000 |
| Maricopa County Arizona | 6 | $ 1,628,000 | $ 271,000 | $ 106,000 |
| Boone County Illinois | 5 | $ 662,000 | $ 132,000 | $ 79,000 |
| DeKalb County Illinois | 5 | $ 951,000 | $ 190,000 | $ 86,000 |
| Maury County Tennessee | 4 | $ 233,000 | $ 58,000 | $ 151,000 |
| Denver County Colorado | 3 | $ 714,000 | $ 238,000 | $ 95,000 |
| Lee County Florida | 3 | $ 968,000 | $ 322,000 | $ 225,000 |
| Kendall County Illinois | 3 | $ 450,000 | $ 150,000 | $ 37,000 |
| Winnebago County Illinois | 3 | $ 380,000 | $ 126,000 | $ 108,000 |
| Manatee County Florida | 2 | $ 1,291,000 | $ 645,000 | $ 367,000 |
| Sumter County Florida | 2 | $ 320,000 | $ 160,000 | $ 169,000 |
| Clark County Nevada | 2 | $ 622,000 | $ 311,000 | $ 152,000 |
| Washoe County Nevada | 2 | $ 342,000 | $ 171,000 | $ 44,000 |
| Sumner County Tennessee | 2 | $ 628,000 | $ 314,000 | $ 135,000 |
| Dane County Wisconsin | 2 | $ 548,000 | $ 274,000 | $ 446,000 |
| Vilas County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 190,000 |
| El Paso County Colorado | 1 | $ 260,000 | $ 260,000 | $ 67,000 |
| Bay County Florida | 1 | $ 191,000 | $ 191,000 | $ 257,000 |
| Brevard County Florida | 1 | $ 227,000 | $ 227,000 | $ 100,000 |
| Monroe County Florida | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 206,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Dawson County Georgia | 1 | $ 320,000 | $ 320,000 | $ 404,000 |
| Maui County Hawaii | 1 | $ 425,000 | $ 425,000 | $ 380,000 |
| Champaign County Illinois | 1 | $ 96,000 | $ 96,000 | $ 212,000 |
| Coles County Illinois | 1 | $ 177,000 | $ 177,000 | $ 143,000 |
| Fulton County Illinois | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Logan County Illinois | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| St. Clair County Illinois | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
| Lake County Indiana | 1 | $ 197,000 | $ 197,000 | $ 120,000 |
| Pulaski County Indiana | 1 | $ 122,000 | $ 122,000 | $ 124,000 |
| Charlevoix County Michigan | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Livingston County Michigan | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Flathead County Montana | 1 | $ 300,000 | $ 300,000 | $ 599,000 |
| Gallatin County Montana | 1 | $ 148,000 | $ 148,000 | $ 203,000 |
| Sevier County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Lubbock County Texas | 1 | $ 291,000 | $ 291,000 | $ 4,298,000 |
| Adams County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
| Bayfield County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 97,000 |
| Jefferson County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 303,000 | $ 303,000 | $ 167,000 |
| Rock County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 182,000 |
| Washington County Wisconsin | 1 | $ 314,000 | $ 314,000 | $ 123,000 |
| Waushara County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home State Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 629 | $103,248,000 | $164,000 | $1,376,000 | $92,000 | $1,916,000 |
| Refinancing | 325 | $72,462,000 | $222,000 | $1,400,000 | $131,000 | $4,298,000 |
| Home Improvement | 27 | $6,168,000 | $228,000 | $1,300,000 | $90,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 806 | $148,272,000 | $183,000 | $1,376,000 | $113,000 | $4,298,000 |
| Hispanic | 101 | $13,695,000 | $135,000 | $328,000 | $63,000 | $244,000 |
| Not applicable | 24 | $10,285,000 | $428,000 | $1,400,000 | $0 | $0 |
| Asian | 21 | $3,811,000 | $181,000 | $751,000 | $97,000 | $281,000 |
| Black or African American | 19 | $3,893,000 | $204,000 | $1,208,000 | $112,000 | $353,000 |
| Not Provided | 9 | $1,822,000 | $202,000 | $375,000 | $78,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $106,000 | $106,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 779 | $146,941,000 | $188,000 | $1,400,000 | $114,000 | $4,298,000 |
| FHA-insured (Federal Housing Administration) | 191 | $33,003,000 | $172,000 | $343,000 | $69,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,238,000 | $206,000 | $271,000 | $81,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $696,000 | $139,000 | $192,000 | $57,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 776 | $140,616,000 | $181,000 | $1,400,000 | $106,000 | $4,298,000 |
| Application Denied By Financial Institution | 103 | $22,056,000 | $214,000 | $1,208,000 | $100,000 | $661,000 |
| Application Withdrawn By Applicant | 78 | $15,584,000 | $199,000 | $882,000 | $108,000 | $600,000 |
| Application Approved But Not Accepted | 23 | $3,453,000 | $150,000 | $340,000 | $77,000 | $206,000 |
| File Closed For Incompleteness | 1 | $169,000 | $169,000 | $169,000 | $70,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 41 | $9,846,000 | $240,000 | $1,208,000 | $121,000 | $472,000 |
| Debt-To-Income Ratio | 23 | $4,641,000 | $201,000 | $530,000 | $69,000 | $180,000 |
| Credit History | 21 | $3,515,000 | $167,000 | $884,000 | $102,000 | $661,000 |
| Other | 6 | $1,501,000 | $250,000 | $563,000 | $144,000 | $509,000 |
| Credit Application Incomplete | 5 | $1,138,000 | $227,000 | $366,000 | $90,000 | $174,000 |
| Employment History | 3 | $697,000 | $232,000 | $328,000 | $68,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $410,000 | $205,000 | $209,000 | $30,000 | $60,000 |
| Unverifiable Information | 2 | $308,000 | $154,000 | $183,000 | $30,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.