Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The Home Savings And Loan Comp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | The Home Savings And Loan Comp 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,678 |
Total Mortgage Loan Application Amount | $618,317,000 |
Average Mortgage Loan Application Amount | $105,333 |
Highest Mortgage Loan Application Amount | $2,850,000 |
Average Applicant Income | $81,333 |
Highest Applicant Income | $1,584,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Mahoning County Ohio | 1,449 | $ 149,261,000 | $ 103,000 | $ 70,000 |
Trumbull County Ohio | 445 | $ 48,237,000 | $ 108,000 | $ 74,000 |
Columbiana County Ohio | 393 | $ 37,210,000 | $ 94,000 | $ 67,000 |
Summit County Ohio | 259 | $ 48,289,000 | $ 186,000 | $ 120,000 |
Cuyahoga County Ohio | 207 | $ 48,456,000 | $ 234,000 | $ 162,000 |
Huron County Ohio | 190 | $ 19,581,000 | $ 103,000 | $ 69,000 |
Lake County Ohio | 187 | $ 35,174,000 | $ 188,000 | $ 120,000 |
Stark County Ohio | 178 | $ 28,060,000 | $ 157,000 | $ 101,000 |
Seneca County Ohio | 147 | $ 12,868,000 | $ 87,000 | $ 65,000 |
Portage County Ohio | 138 | $ 22,298,000 | $ 161,000 | $ 97,000 |
Medina County Ohio | 121 | $ 23,942,000 | $ 197,000 | $ 123,000 |
Beaver County Pennsylvania | 121 | $ 14,317,000 | $ 118,000 | $ 86,000 |
Geauga County Ohio | 110 | $ 27,746,000 | $ 252,000 | $ 152,000 |
Erie County Ohio | 96 | $ 13,026,000 | $ 135,000 | $ 80,000 |
Sandusky County Ohio | 82 | $ 6,145,000 | $ 74,000 | $ 59,000 |
Richland County Ohio | 74 | $ 7,891,000 | $ 106,000 | $ 65,000 |
Ashland County Ohio | 64 | $ 5,333,000 | $ 83,000 | $ 55,000 |
Franklin County Ohio | 43 | $ 7,727,000 | $ 179,000 | $ 134,000 |
Delaware County Ohio | 33 | $ 8,647,000 | $ 262,000 | $ 162,000 |
Lorain County Ohio | 31 | $ 5,013,000 | $ 161,000 | $ 112,000 |
Wayne County Ohio | 24 | $ 3,428,000 | $ 142,000 | $ 75,000 |
Ashtabula County Ohio | 17 | $ 2,977,000 | $ 175,000 | $ 134,000 |
Lawrence County Pennsylvania | 14 | $ 2,475,000 | $ 176,000 | $ 107,000 |
Hancock County Ohio | 12 | $ 1,117,000 | $ 93,000 | $ 62,000 |
Allegheny County Pennsylvania | 12 | $ 1,767,000 | $ 147,000 | $ 143,000 |
Ottawa County Ohio | 11 | $ 2,440,000 | $ 221,000 | $ 147,000 |
Wood County Ohio | 11 | $ 1,311,000 | $ 119,000 | $ 89,000 |
Union County Ohio | 10 | $ 2,439,000 | $ 243,000 | $ 135,000 |
Morrow County Ohio | 8 | $ 1,543,000 | $ 192,000 | $ 159,000 |
Carroll County Ohio | 7 | $ 734,000 | $ 104,000 | $ 71,000 |
Lucas County Ohio | 7 | $ 917,000 | $ 131,000 | $ 82,000 |
Butler County Pennsylvania | 7 | $ 1,195,000 | $ 170,000 | $ 98,000 |
Collier County Florida | 6 | $ 1,566,000 | $ 261,000 | $ 125,000 |
Lee County Florida | 6 | $ 1,382,000 | $ 230,000 | $ 379,000 |
Mercer County Pennsylvania | 6 | $ 1,111,000 | $ 185,000 | $ 115,000 |
Belmont County Ohio | 5 | $ 795,000 | $ 159,000 | $ 88,000 |
Clermont County Ohio | 4 | $ 919,000 | $ 229,000 | $ 110,000 |
Crawford County Ohio | 4 | $ 256,000 | $ 64,000 | $ 66,000 |
Licking County Ohio | 4 | $ 635,000 | $ 158,000 | $ 70,000 |
Wyandot County Ohio | 4 | $ 536,000 | $ 134,000 | $ 68,000 |
Washington County Pennsylvania | 4 | $ 904,000 | $ 226,000 | $ 98,000 |
Brown County Ohio | 3 | $ 600,000 | $ 200,000 | $ 150,000 |
Fairfield County Ohio | 3 | $ 668,000 | $ 222,000 | $ 104,000 |
Holmes County Ohio | 3 | $ 327,000 | $ 109,000 | $ 54,000 |
Jefferson County Ohio | 3 | $ 284,000 | $ 94,000 | $ 52,000 |
Knox County Ohio | 3 | $ 201,000 | $ 67,000 | $ 36,000 |
Pickaway County Ohio | 3 | $ 382,000 | $ 127,000 | $ 112,000 |
Warren County Ohio | 3 | $ 620,000 | $ 206,000 | $ 130,000 |
Broward County Florida | 2 | $ 554,000 | $ 277,000 | $ 318,000 |
Lake County Florida | 2 | $ 206,000 | $ 103,000 | $ 95,000 |
Seminole County Florida | 2 | $ 212,000 | $ 106,000 | $ 53,000 |
Noble County Indiana | 2 | $ 478,000 | $ 239,000 | $ 124,000 |
Coshocton County Ohio | 2 | $ 252,000 | $ 126,000 | $ 103,000 |
Hamilton County Ohio | 2 | $ 420,000 | $ 210,000 | $ 142,000 |
Hardin County Ohio | 2 | $ 242,000 | $ 121,000 | $ 52,000 |
Harrison County Ohio | 2 | $ 564,000 | $ 282,000 | $ 102,000 |
Logan County Ohio | 2 | $ 443,000 | $ 221,000 | $ 171,000 |
Monroe County Ohio | 2 | $ 195,000 | $ 97,000 | $ 98,000 |
Montgomery County Ohio | 2 | $ 396,000 | $ 198,000 | $ 97,000 |
Westmoreland County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 127,000 |
Charlotte County Florida | 1 | $ 103,000 | $ 103,000 | $ 63,000 |
Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 189,000 |
Miami-Dade County Florida | 1 | $ 688,000 | $ 688,000 | $ 300,000 |
Monroe County Florida | 1 | $ 350,000 | $ 350,000 | $ 266,000 |
Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
Marion County Indiana | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
Benzie County Michigan | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
Buncombe County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
Union County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 140,000 |
Wake County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
Athens County Ohio | 1 | $ 168,000 | $ 168,000 | $ 105,000 |
Clark County Ohio | 1 | $ 159,000 | $ 159,000 | $ 425,000 |
Fayette County Ohio | 1 | $ 199,000 | $ 199,000 | $ 103,000 |
Greene County Ohio | 1 | $ 142,000 | $ 142,000 | $ 167,000 |
Henry County Ohio | 1 | $ 251,000 | $ 251,000 | $ 125,000 |
Perry County Ohio | 1 | $ 398,000 | $ 398,000 | $ 122,000 |
Ross County Ohio | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
Shelby County Ohio | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
Washington County Ohio | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
Crawford County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 160,000 |
Beaufort County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 143,000 |
Dorchester County South Carolina | 1 | $ 382,000 | $ 382,000 | $ 98,000 |
Hancock County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 94,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,838 | $395,539,000 | $139,000 | $2,850,000 | $89,000 | $1,584,000 |
Home Purchase | 1,550 | $210,371,000 | $135,000 | $1,811,000 | $90,000 | $1,359,000 |
Home Improvement | 290 | $12,407,000 | $42,000 | $296,000 | $65,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,591 | $464,913,000 | $129,000 | $2,010,000 | $86,000 | $1,584,000 |
Not Provided | 948 | $133,040,000 | $140,000 | $799,000 | $96,000 | $685,000 |
Black or African American | 62 | $5,547,000 | $89,000 | $720,000 | $74,000 | $312,000 |
Hispanic | 51 | $6,005,000 | $117,000 | $999,000 | $69,000 | $464,000 |
Asian | 20 | $5,336,000 | $266,000 | $417,000 | $131,000 | $536,000 |
American Indian or Alaskan Native | 3 | $367,000 | $122,000 | $156,000 | $67,000 | $88,000 |
Not applicable | 2 | $2,910,000 | $1,455,000 | $2,850,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 1 | $199,000 | $199,000 | $199,000 | $315,000 | $315,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,523 | $597,733,000 | $132,000 | $2,850,000 | $89,000 | $1,584,000 |
FHA-insured (Federal Housing Administration) | 155 | $20,584,000 | $132,000 | $349,000 | $63,000 | $188,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,252 | $432,100,000 | $132,000 | $2,850,000 | $90,000 | $1,359,000 |
Application Denied By Financial Institution | 772 | $98,207,000 | $127,000 | $2,010,000 | $79,000 | $1,584,000 |
Application Approved But Not Accepted | 325 | $47,157,000 | $145,000 | $1,696,000 | $92,000 | $452,000 |
Application Withdrawn By Applicant | 248 | $31,134,000 | $125,000 | $465,000 | $82,000 | $424,000 |
Preapproval Denied by Financial Institution | 41 | $3,112,000 | $75,000 | $275,000 | $42,000 | $175,000 |
File Closed For Incompleteness | 22 | $3,988,000 | $181,000 | $799,000 | $101,000 | $288,000 |
Preapproval Approved but not Accepted | 18 | $2,619,000 | $145,000 | $400,000 | $71,000 | $208,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 307 | $49,400,000 | $160,000 | $2,010,000 | $112,000 | $1,584,000 |
Credit History | 208 | $15,760,000 | $75,000 | $1,200,000 | $60,000 | $1,048,000 |
Debt-To-Income Ratio | 175 | $23,780,000 | $135,000 | $1,036,000 | $45,000 | $351,000 |
Other | 96 | $9,161,000 | $95,000 | $410,000 | $69,000 | $520,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $739,000 | $92,000 | $152,000 | $57,000 | $87,000 |
Unverifiable Information | 7 | $805,000 | $115,000 | $247,000 | $81,000 | $202,000 |
Mortgage Insurance Denied | 4 | $378,000 | $94,000 | $142,000 | $46,000 | $67,000 |
Employment History | 4 | $590,000 | $147,000 | $240,000 | $48,000 | $84,000 |
Credit Application Incomplete | 3 | $630,000 | $210,000 | $314,000 | $101,000 | $205,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.