The Home Savings And Loan Comp
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The Home Savings And Loan Comp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Home Savings And Loan Comp 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,118 |
| Total Mortgage Loan Application Amount | $724,213,000 |
| Average Mortgage Loan Application Amount | $166,944 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $74,722 |
| Highest Applicant Income | $4,755,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 953 | $ 101,756,000 | $ 106,000 | $ 59,000 |
| Columbiana County Ohio | 438 | $ 40,908,000 | $ 93,000 | $ 53,000 |
| Trumbull County Ohio | 332 | $ 38,306,000 | $ 115,000 | $ 61,000 |
| Franklin County Ohio | 278 | $ 28,481,000 | $ 102,000 | $ 76,000 |
| Stark County Ohio | 240 | $ 29,526,000 | $ 123,000 | $ 84,000 |
| Summit County Ohio | 222 | $ 38,314,000 | $ 172,000 | $ 88,000 |
| Huron County Ohio | 150 | $ 14,167,000 | $ 94,000 | $ 58,000 |
| Cuyahoga County Ohio | 147 | $ 28,889,000 | $ 196,000 | $ 86,000 |
| Portage County Ohio | 126 | $ 17,454,000 | $ 138,000 | $ 73,000 |
| Union County Ohio | 125 | $ 12,301,000 | $ 98,000 | $ 92,000 |
| Erie County Ohio | 115 | $ 18,810,000 | $ 163,000 | $ 88,000 |
| Richland County Ohio | 114 | $ 11,799,000 | $ 103,000 | $ 52,000 |
| Seneca County Ohio | 105 | $ 9,629,000 | $ 91,000 | $ 56,000 |
| Wayne County Ohio | 100 | $ 8,118,000 | $ 81,000 | $ 63,000 |
| Lake County Ohio | 96 | $ 16,101,000 | $ 167,000 | $ 72,000 |
| Hamilton County Ohio | 93 | $ 10,175,000 | $ 109,000 | $ 73,000 |
| Ashland County Ohio | 87 | $ 9,084,000 | $ 104,000 | $ 52,000 |
| Sandusky County Ohio | 81 | $ 7,832,000 | $ 96,000 | $ 52,000 |
| Delaware County Ohio | 78 | $ 14,953,000 | $ 191,000 | $ 109,000 |
| Beaver County Pennsylvania | 75 | $ 7,561,000 | $ 100,000 | $ 61,000 |
| Medina County Ohio | 71 | $ 15,170,000 | $ 213,000 | $ 109,000 |
| Lorain County Ohio | 63 | $ 7,720,000 | $ 122,000 | $ 84,000 |
| Ashtabula County Ohio | 54 | $ 4,980,000 | $ 92,000 | $ 46,000 |
| St. Joseph County Indiana | 53 | $ 4,868,000 | $ 91,000 | $ 76,000 |
| Clinton County Ohio | 49 | $ 3,509,000 | $ 71,000 | $ 57,000 |
| Lucas County Ohio | 47 | $ 7,623,000 | $ 162,000 | $ 91,000 |
| Allen County Indiana | 45 | $ 3,837,000 | $ 85,000 | $ 66,000 |
| Geauga County Ohio | 40 | $ 8,811,000 | $ 220,000 | $ 113,000 |
| Warren County Ohio | 40 | $ 5,205,000 | $ 130,000 | $ 78,000 |
| Hancock County Ohio | 37 | $ 4,613,000 | $ 124,000 | $ 53,000 |
| Ottawa County Ohio | 33 | $ 4,313,000 | $ 130,000 | $ 85,000 |
| Clermont County Ohio | 32 | $ 3,296,000 | $ 103,000 | $ 67,000 |
| Butler County Ohio | 31 | $ 3,586,000 | $ 115,000 | $ 85,000 |
| Dearborn County Indiana | 29 | $ 3,163,000 | $ 109,000 | $ 61,000 |
| Pickaway County Ohio | 28 | $ 2,714,000 | $ 96,000 | $ 68,000 |
| Wood County Ohio | 28 | $ 4,589,000 | $ 163,000 | $ 87,000 |
| Knox County Ohio | 27 | $ 2,667,000 | $ 98,000 | $ 76,000 |
| Licking County Ohio | 27 | $ 3,519,000 | $ 130,000 | $ 91,000 |
| Hamilton County Indiana | 25 | $ 3,890,000 | $ 155,000 | $ 88,000 |
| Fairfield County Ohio | 25 | $ 3,465,000 | $ 138,000 | $ 80,000 |
| Logan County Ohio | 22 | $ 2,061,000 | $ 93,000 | $ 59,000 |
| Marion County Indiana | 20 | $ 2,197,000 | $ 109,000 | $ 104,000 |
| Morrow County Ohio | 16 | $ 1,856,000 | $ 116,000 | $ 61,000 |
| Franklin County Indiana | 15 | $ 1,384,000 | $ 92,000 | $ 72,000 |
| Allegheny County Pennsylvania | 15 | $ 3,916,000 | $ 261,000 | $ 76,000 |
| Butler County Pennsylvania | 15 | $ 3,308,000 | $ 220,000 | $ 96,000 |
| Highland County Ohio | 14 | $ 988,000 | $ 70,000 | $ 58,000 |
| Montgomery County Ohio | 14 | $ 1,268,000 | $ 90,000 | $ 67,000 |
| Ripley County Indiana | 12 | $ 888,000 | $ 74,000 | $ 54,000 |
| Champaign County Ohio | 11 | $ 1,097,000 | $ 99,000 | $ 87,000 |
| Marion County Ohio | 11 | $ 935,000 | $ 85,000 | $ 58,000 |
| Collier County Florida | 10 | $ 3,110,000 | $ 311,000 | $ 620,000 |
| Elkhart County Indiana | 10 | $ 677,000 | $ 67,000 | $ 60,000 |
| Campbell County Kentucky | 10 | $ 714,000 | $ 71,000 | $ 63,000 |
| Boone County Kentucky | 9 | $ 1,773,000 | $ 197,000 | $ 124,000 |
| Cass County Michigan | 9 | $ 1,615,000 | $ 179,000 | $ 81,000 |
| Jefferson County Ohio | 9 | $ 1,407,000 | $ 156,000 | $ 121,000 |
| Lawrence County Pennsylvania | 9 | $ 834,000 | $ 92,000 | $ 62,000 |
| Brown County Ohio | 8 | $ 1,033,000 | $ 129,000 | $ 102,000 |
| Crawford County Ohio | 8 | $ 745,000 | $ 93,000 | $ 65,000 |
| Tuscarawas County Ohio | 8 | $ 1,086,000 | $ 135,000 | $ 102,000 |
| Lee County Florida | 7 | $ 1,322,000 | $ 188,000 | $ 238,000 |
| Palm Beach County Florida | 7 | $ 2,873,000 | $ 410,000 | $ 230,000 |
| Holmes County Ohio | 7 | $ 561,000 | $ 80,000 | $ 25,000 |
| Fulton County Ohio | 6 | $ 609,000 | $ 101,000 | $ 59,000 |
| Wyandot County Ohio | 6 | $ 506,000 | $ 84,000 | $ 58,000 |
| Mercer County Pennsylvania | 6 | $ 641,000 | $ 106,000 | $ 69,000 |
| Boone County Indiana | 5 | $ 1,835,000 | $ 367,000 | $ 109,000 |
| Hendricks County Indiana | 5 | $ 606,000 | $ 121,000 | $ 87,000 |
| Johnson County Indiana | 5 | $ 482,000 | $ 96,000 | $ 58,000 |
| Steuben County Indiana | 5 | $ 525,000 | $ 105,000 | $ 70,000 |
| Jefferson County Kentucky | 5 | $ 314,000 | $ 62,000 | $ 79,000 |
| Kenton County Kentucky | 5 | $ 779,000 | $ 155,000 | $ 122,000 |
| Madison County Ohio | 5 | $ 775,000 | $ 155,000 | $ 92,000 |
| Washington County Pennsylvania | 5 | $ 838,000 | $ 167,000 | $ 32,000 |
| Manatee County Florida | 4 | $ 567,000 | $ 141,000 | $ 293,000 |
| Pinellas County Florida | 4 | $ 656,000 | $ 164,000 | $ 140,000 |
| Hancock County Indiana | 4 | $ 433,000 | $ 108,000 | $ 84,000 |
| Allen County Ohio | 4 | $ 415,000 | $ 103,000 | $ 91,000 |
| Greene County Ohio | 4 | $ 491,000 | $ 122,000 | $ 60,000 |
| Guernsey County Ohio | 4 | $ 643,000 | $ 160,000 | $ 63,000 |
| Perry County Ohio | 4 | $ 506,000 | $ 126,000 | $ 77,000 |
| Scioto County Ohio | 4 | $ 600,000 | $ 150,000 | $ 107,000 |
| Broward County Florida | 3 | $ 440,000 | $ 146,000 | $ 91,000 |
| St. Johns County Florida | 3 | $ 558,000 | $ 186,000 | $ 133,000 |
| Kosciusko County Indiana | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
| Noble County Indiana | 3 | $ 508,000 | $ 169,000 | $ 83,000 |
| Wells County Indiana | 3 | $ 216,000 | $ 72,000 | $ 34,000 |
| Oldham County Kentucky | 3 | $ 377,000 | $ 125,000 | $ 56,000 |
| Wayne County Michigan | 3 | $ 503,000 | $ 167,000 | $ 65,000 |
| Athens County Ohio | 3 | $ 297,000 | $ 99,000 | $ 55,000 |
| Belmont County Ohio | 3 | $ 472,000 | $ 157,000 | $ 65,000 |
| Carroll County Ohio | 3 | $ 456,000 | $ 152,000 | $ 205,000 |
| Fayette County Ohio | 3 | $ 660,000 | $ 220,000 | $ 100,000 |
| Muskingum County Ohio | 3 | $ 337,000 | $ 112,000 | $ 116,000 |
| Hancock County West Virginia | 3 | $ 185,000 | $ 61,000 | $ 41,000 |
| Brevard County Florida | 2 | $ 153,000 | $ 76,000 | $ 37,000 |
| Charlotte County Florida | 2 | $ 366,000 | $ 183,000 | $ 103,000 |
| Polk County Florida | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Sarasota County Florida | 2 | $ 254,000 | $ 127,000 | $ 60,000 |
| St. Lucie County Florida | 2 | $ 225,000 | $ 112,000 | $ 107,000 |
| Decatur County Indiana | 2 | $ 108,000 | $ 54,000 | $ 47,000 |
| Fulton County Indiana | 2 | $ 309,000 | $ 154,000 | $ 105,000 |
| Huntington County Indiana | 2 | $ 259,000 | $ 129,000 | $ 91,000 |
| Lake County Indiana | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Owen County Indiana | 2 | $ 166,000 | $ 83,000 | $ 152,000 |
| Tippecanoe County Indiana | 2 | $ 147,000 | $ 73,000 | $ 77,000 |
| Wabash County Indiana | 2 | $ 176,000 | $ 88,000 | $ 52,000 |
| Whitley County Indiana | 2 | $ 128,000 | $ 64,000 | $ 37,000 |
| Bullitt County Kentucky | 2 | $ 355,000 | $ 177,000 | $ 85,000 |
| Scott County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 75,000 |
| Woodford County Kentucky | 2 | $ 257,000 | $ 128,000 | $ 90,000 |
| Lenawee County Michigan | 2 | $ 248,000 | $ 124,000 | $ 41,000 |
| Oakland County Michigan | 2 | $ 191,000 | $ 95,000 | $ 68,000 |
| Adams County Ohio | 2 | $ 113,000 | $ 56,000 | $ 35,000 |
| Auglaize County Ohio | 2 | $ 159,000 | $ 79,000 | $ 54,000 |
| Coshocton County Ohio | 2 | $ 266,000 | $ 133,000 | $ 70,000 |
| Henry County Ohio | 2 | $ 353,000 | $ 176,000 | $ 39,000 |
| Mercer County Ohio | 2 | $ 199,000 | $ 99,000 | $ 146,000 |
| Miami County Ohio | 2 | $ 213,000 | $ 106,000 | $ 77,000 |
| Putnam County Ohio | 2 | $ 83,000 | $ 41,000 | $ 25,000 |
| Van Wert County Ohio | 2 | $ 448,000 | $ 224,000 | $ 160,000 |
| Williams County Ohio | 2 | $ 224,000 | $ 112,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 32,000 |
| Citrus County Florida | 1 | $ 212,000 | $ 212,000 | $ 50,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Indian River County Florida | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Lake County Florida | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Marion County Florida | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Martin County Florida | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Orange County Florida | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Seminole County Florida | 1 | $ 238,000 | $ 238,000 | $ 204,000 |
| Sumter County Florida | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Floyd County Indiana | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Monroe County Indiana | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Morgan County Indiana | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| Ohio County Indiana | 1 | $ 118,000 | $ 118,000 | $ 213,000 |
| Tipton County Indiana | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Berrien County Michigan | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Jackson County Michigan | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Livingston County Michigan | 1 | $ 306,000 | $ 306,000 | $ 107,000 |
| Monroe County Michigan | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Clark County Ohio | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Darke County Ohio | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Hardin County Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Harrison County Ohio | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Hocking County Ohio | 1 | $ 131,000 | $ 131,000 | $ 119,000 |
| Meigs County Ohio | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Noble County Ohio | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Ross County Ohio | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Greene County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 91,000 |
| Jefferson County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 73,000 |
| Marion County West Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 915,000 | $ 915,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Home Savings And Loan Comp in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,400 | $528,554,000 | $184,250 | $2,475,000 | $83,375 | $4,755,000 |
| Refinancing | 1,575 | $189,249,000 | $198,571 | $1,500,000 | $74,142 | $624,000 |
| Home Improvement | 143 | $6,410,000 | $47,000 | $990,000 | $53,000 | $349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,533 | $640,346,000 | $127,250 | $1,350,000 | $80,000 | $4,755,000 |
| Not Provided | 177 | $28,915,000 | $115,200 | $1,040,000 | $85,200 | $405,000 |
| Hispanic | 168 | $12,365,000 | $101,400 | $350,000 | $50,600 | $230,000 |
| Black or African American | 163 | $16,788,000 | $90,250 | $975,000 | $59,250 | $464,000 |
| Asian | 34 | $6,026,000 | $186,333 | $540,000 | $94,000 | $250,000 |
| Not applicable | 26 | $17,564,000 | $860,333 | $2,475,000 | $4,666 | $144,000 |
| American Indian or Alaskan Native | 10 | $1,091,000 | $96,333 | $211,000 | $72,333 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,118,000 | $118,000 | $359,000 | $82,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,116 | $724,179,000 | $185,625 | $2,475,000 | $77,875 | $4,755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $34,000 | $17,000 | $18,000 | $31,000 | $32,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,244 | $515,220,000 | $199,857 | $2,475,000 | $85,285 | $4,755,000 |
| Application Denied By Financial Institution | 499 | $53,544,000 | $128,333 | $600,000 | $77,666 | $697,000 |
| Preapproval Approved but not Accepted | 469 | $53,701,000 | $114,000 | $975,000 | $73,000 | $464,000 |
| Preapproval Denied by Financial Institution | 417 | $36,478,000 | $87,000 | $960,000 | $35,000 | $272,000 |
| Application Approved But Not Accepted | 343 | $45,177,000 | $143,800 | $650,000 | $109,200 | $624,000 |
| Application Withdrawn By Applicant | 146 | $20,093,000 | $97,000 | $1,350,000 | $81,750 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 336 | $29,398,000 | $134,166 | $600,000 | $74,833 | $357,000 |
| Debt-To-Income Ratio | 324 | $33,763,000 | $140,714 | $960,000 | $50,428 | $272,000 |
| Collateral | 92 | $9,500,000 | $96,000 | $400,000 | $79,000 | $697,000 |
| Other | 76 | $8,589,000 | $104,400 | $586,000 | $105,400 | $348,000 |
| Credit Application Incomplete | 26 | $3,352,000 | $174,500 | $344,000 | $64,000 | $200,000 |
| Unverifiable Information | 24 | $2,247,000 | $91,000 | $280,000 | $54,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $1,768,000 | $78,750 | $225,000 | $53,500 | $107,000 |
| Employment History | 12 | $1,157,000 | $96,000 | $335,000 | $34,000 | $71,000 |
| Mortgage Insurance Denied | 2 | $248,000 | $124,000 | $163,000 | $64,500 | $96,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.