The Home Savings And Loan Comp
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The Home Savings And Loan Comp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Home Savings And Loan Comp 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,056 |
| Total Mortgage Loan Application Amount | $618,197,000 |
| Average Mortgage Loan Application Amount | $123,117 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $74,411 |
| Highest Applicant Income | $3,529,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 1,067 | $ 107,189,000 | $ 100,000 | $ 52,000 |
| Columbiana County Ohio | 442 | $ 40,121,000 | $ 90,000 | $ 61,000 |
| Trumbull County Ohio | 385 | $ 46,159,000 | $ 119,000 | $ 62,000 |
| Summit County Ohio | 237 | $ 48,509,000 | $ 204,000 | $ 99,000 |
| Huron County Ohio | 188 | $ 17,165,000 | $ 91,000 | $ 51,000 |
| Cuyahoga County Ohio | 152 | $ 34,782,000 | $ 228,000 | $ 87,000 |
| Richland County Ohio | 146 | $ 14,368,000 | $ 98,000 | $ 59,000 |
| Seneca County Ohio | 131 | $ 11,907,000 | $ 90,000 | $ 51,000 |
| Portage County Ohio | 125 | $ 20,618,000 | $ 164,000 | $ 73,000 |
| Stark County Ohio | 114 | $ 21,495,000 | $ 188,000 | $ 54,000 |
| Erie County Ohio | 112 | $ 13,016,000 | $ 116,000 | $ 59,000 |
| Sandusky County Ohio | 106 | $ 9,682,000 | $ 91,000 | $ 53,000 |
| Beaver County Pennsylvania | 106 | $ 11,967,000 | $ 112,000 | $ 53,000 |
| Ashland County Ohio | 88 | $ 7,894,000 | $ 89,000 | $ 52,000 |
| Franklin County Ohio | 82 | $ 19,002,000 | $ 231,000 | $ 74,000 |
| Lake County Ohio | 81 | $ 12,995,000 | $ 160,000 | $ 118,000 |
| Medina County Ohio | 81 | $ 18,747,000 | $ 231,000 | $ 91,000 |
| Geauga County Ohio | 45 | $ 10,301,000 | $ 228,000 | $ 108,000 |
| Hamilton County Ohio | 38 | $ 5,409,000 | $ 142,000 | $ 192,000 |
| Hancock County Ohio | 38 | $ 4,120,000 | $ 108,000 | $ 57,000 |
| Lorain County Ohio | 36 | $ 7,583,000 | $ 210,000 | $ 49,000 |
| Clinton County Ohio | 34 | $ 2,218,000 | $ 65,000 | $ 96,000 |
| Delaware County Ohio | 33 | $ 6,034,000 | $ 182,000 | $ 82,000 |
| Union County Ohio | 33 | $ 3,222,000 | $ 97,000 | $ 69,000 |
| Wayne County Ohio | 27 | $ 2,808,000 | $ 104,000 | $ 52,000 |
| Allen County Indiana | 18 | $ 1,170,000 | $ 65,000 | $ 43,000 |
| Butler County Ohio | 17 | $ 1,660,000 | $ 97,000 | $ 60,000 |
| Ottawa County Ohio | 16 | $ 2,245,000 | $ 140,000 | $ 104,000 |
| Lucas County Ohio | 15 | $ 2,402,000 | $ 160,000 | $ 83,000 |
| Hancock County West Virginia | 15 | $ 925,000 | $ 61,000 | $ 53,000 |
| Ashtabula County Ohio | 14 | $ 1,510,000 | $ 107,000 | $ 40,000 |
| Crawford County Ohio | 14 | $ 831,000 | $ 59,000 | $ 31,000 |
| Dearborn County Indiana | 11 | $ 1,563,000 | $ 142,000 | $ 81,000 |
| Butler County Pennsylvania | 11 | $ 1,716,000 | $ 156,000 | $ 68,000 |
| Montgomery County Ohio | 10 | $ 1,101,000 | $ 110,000 | $ 73,000 |
| Warren County Ohio | 10 | $ 1,303,000 | $ 130,000 | $ 81,000 |
| Allegheny County Pennsylvania | 10 | $ 1,992,000 | $ 199,000 | $ 85,000 |
| Collier County Florida | 9 | $ 1,789,000 | $ 198,000 | $ 120,000 |
| Lee County Florida | 9 | $ 1,628,000 | $ 180,000 | $ 258,000 |
| St. Joseph County Indiana | 9 | $ 672,000 | $ 74,000 | $ 69,000 |
| Clermont County Ohio | 9 | $ 835,000 | $ 92,000 | $ 54,000 |
| Fairfield County Ohio | 9 | $ 802,000 | $ 89,000 | $ 56,000 |
| Marion County Ohio | 8 | $ 590,000 | $ 73,000 | $ 46,000 |
| Pickaway County Ohio | 8 | $ 764,000 | $ 95,000 | $ 59,000 |
| Wyandot County Ohio | 8 | $ 1,041,000 | $ 130,000 | $ 39,000 |
| Highland County Ohio | 7 | $ 548,000 | $ 78,000 | $ 58,000 |
| Morrow County Ohio | 7 | $ 800,000 | $ 114,000 | $ 53,000 |
| Mercer County Pennsylvania | 7 | $ 1,023,000 | $ 146,000 | $ 84,000 |
| Sarasota County Florida | 6 | $ 569,000 | $ 94,000 | $ 79,000 |
| Ripley County Indiana | 6 | $ 498,000 | $ 83,000 | $ 67,000 |
| Logan County Ohio | 6 | $ 473,000 | $ 78,000 | $ 66,000 |
| Wood County Ohio | 6 | $ 1,041,000 | $ 173,000 | $ 82,000 |
| Manatee County Florida | 5 | $ 1,308,000 | $ 261,000 | $ 49,000 |
| Franklin County Indiana | 4 | $ 481,000 | $ 120,000 | $ 52,000 |
| Whitley County Indiana | 4 | $ 196,000 | $ 49,000 | $ 48,000 |
| Champaign County Ohio | 4 | $ 108,000 | $ 27,000 | $ 30,000 |
| Holmes County Ohio | 4 | $ 228,000 | $ 57,000 | $ 54,000 |
| Licking County Ohio | 4 | $ 549,000 | $ 137,000 | $ 77,000 |
| Madison County Ohio | 4 | $ 225,000 | $ 56,000 | $ 54,000 |
| Lawrence County Pennsylvania | 4 | $ 231,000 | $ 57,000 | $ 39,000 |
| Brevard County Florida | 3 | $ 353,000 | $ 117,000 | $ 88,000 |
| Boone County Kentucky | 3 | $ 297,000 | $ 99,000 | $ 84,000 |
| Knox County Ohio | 3 | $ 410,000 | $ 136,000 | $ 62,000 |
| Preble County Ohio | 3 | $ 737,000 | $ 245,000 | $ 123,000 |
| Westmoreland County Pennsylvania | 3 | $ 254,000 | $ 84,000 | $ 89,000 |
| Miami-Dade County Florida | 2 | $ 455,000 | $ 227,000 | $ 168,000 |
| St. Lucie County Florida | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Adams County Indiana | 2 | $ 105,000 | $ 52,000 | $ 70,000 |
| DeKalb County Indiana | 2 | $ 69,000 | $ 34,000 | $ 33,000 |
| Elkhart County Indiana | 2 | $ 113,000 | $ 56,000 | $ 63,000 |
| Hamilton County Indiana | 2 | $ 371,000 | $ 185,000 | $ 150,000 |
| Tippecanoe County Indiana | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| Campbell County Kentucky | 2 | $ 228,000 | $ 114,000 | $ 86,000 |
| Trimble County Kentucky | 2 | $ 266,000 | $ 133,000 | $ 47,000 |
| Allen County Ohio | 2 | $ 246,000 | $ 123,000 | $ 62,000 |
| Belmont County Ohio | 2 | $ 205,000 | $ 102,000 | $ 78,000 |
| Brown County Ohio | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Carroll County Ohio | 2 | $ 472,000 | $ 236,000 | $ 79,000 |
| Clark County Ohio | 2 | $ 540,000 | $ 270,000 | $ 181,000 |
| Fayette County Ohio | 2 | $ 106,000 | $ 53,000 | $ 52,000 |
| Fulton County Ohio | 2 | $ 118,000 | $ 59,000 | $ 55,000 |
| Greene County Ohio | 2 | $ 402,000 | $ 201,000 | $ 159,000 |
| Hardin County Ohio | 2 | $ 256,000 | $ 128,000 | $ 99,000 |
| Harrison County Ohio | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Jefferson County Ohio | 2 | $ 158,000 | $ 79,000 | $ 38,000 |
| Monroe County Ohio | 2 | $ 258,000 | $ 129,000 | $ 213,000 |
| Putnam County Ohio | 2 | $ 339,000 | $ 169,000 | $ 62,000 |
| Armstrong County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 13,000 |
| Clarion County Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 221,000 |
| Washington County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 33,000 |
| Broward County Florida | 1 | $ 136,000 | $ 136,000 | $ 203,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Hillsborough County Florida | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Indian River County Florida | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Orange County Florida | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 628,000 | $ 628,000 | $ 290,000 |
| St. Johns County Florida | 1 | $ 156,000 | $ 156,000 | $ 198,000 |
| Sumter County Florida | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Volusia County Florida | 1 | $ 313,000 | $ 313,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 126,000 | $ 126,000 | $ 118,000 |
| Kenton County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 159,000 |
| Darke County Ohio | 1 | $ 213,000 | $ 213,000 | $ 117,000 |
| Gallia County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Mercer County Ohio | 1 | $ 34,000 | $ 34,000 | $ 18,000 |
| Shelby County Ohio | 1 | $ 334,000 | $ 334,000 | $ 83,000 |
| Crawford County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Brooke County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Home Savings And Loan Comp in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,243 | $407,456,000 | $132,857 | $10,000,000 | $80,285 | $3,529,000 |
| Refinancing | 1,618 | $198,322,000 | $134,166 | $5,100,000 | $79,000 | $660,000 |
| Home Improvement | 195 | $12,419,000 | $89,500 | $1,048,000 | $57,250 | $1,597,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,602 | $533,957,000 | $115,428 | $1,856,000 | $73,857 | $3,529,000 |
| Not Provided | 157 | $22,167,000 | $117,750 | $712,000 | $55,750 | $1,050,000 |
| Hispanic | 113 | $8,753,000 | $78,750 | $258,000 | $52,500 | $187,000 |
| Black or African American | 112 | $11,577,000 | $81,333 | $650,000 | $51,333 | $220,000 |
| Asian | 50 | $10,024,000 | $175,250 | $900,000 | $77,250 | $275,000 |
| Not applicable | 18 | $31,188,000 | $1,237,000 | $10,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $251,000 | $125,000 | $184,000 | $64,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $280,000 | $140,000 | $180,000 | $14,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,056 | $618,197,000 | $116,142 | $10,000,000 | $71,714 | $3,529,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,524 | $448,958,000 | $106,142 | $10,000,000 | $84,285 | $3,529,000 |
| Preapproval Approved but not Accepted | 414 | $45,246,000 | $109,000 | $800,000 | $50,000 | $630,000 |
| Application Denied By Financial Institution | 348 | $37,107,000 | $117,666 | $900,000 | $51,833 | $308,000 |
| Application Approved But Not Accepted | 335 | $44,528,000 | $170,166 | $1,040,000 | $78,000 | $600,000 |
| Preapproval Denied by Financial Institution | 320 | $28,569,000 | $89,000 | $346,000 | $37,000 | $590,000 |
| Application Withdrawn By Applicant | 115 | $13,789,000 | $144,666 | $440,000 | $47,333 | $530,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 305 | $23,899,000 | $70,750 | $398,000 | $56,750 | $590,000 |
| Debt-To-Income Ratio | 234 | $27,038,000 | $183,400 | $900,000 | $53,600 | $135,000 |
| Collateral | 44 | $4,387,000 | $77,250 | $420,000 | $40,000 | $163,000 |
| Other | 17 | $1,402,000 | $88,000 | $220,000 | $59,000 | $97,000 |
| Unverifiable Information | 15 | $3,280,000 | $191,000 | $800,000 | $52,333 | $308,000 |
| Credit Application Incomplete | 12 | $1,712,000 | $129,500 | $360,000 | $48,500 | $92,000 |
| Employment History | 12 | $914,000 | $76,000 | $232,000 | $40,500 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,074,000 | $86,000 | $176,000 | $29,500 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.