Home Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Home Federal Savings Bank
1016 Civic Center Dr Nw
Rochester, MN 55901
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 856
Total Mortgage Loan Application Amount $178,380,000
Average Mortgage Loan Application Amount $159,600
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $119,600
Highest Applicant Income $1,380,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Home Federal Savings Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Olmsted County Minnesota 276 $ 78,640,000 $ 284,000 $ 181,000
Freeborn County Minnesota 97 $ 9,745,000 $ 100,000 $ 68,000
Mower County Minnesota 79 $ 10,465,000 $ 132,000 $ 70,000
Dodge County Minnesota 49 $ 7,085,000 $ 144,000 $ 91,000
Fillmore County Minnesota 48 $ 5,060,000 $ 105,000 $ 75,000
Winona County Minnesota 42 $ 4,780,000 $ 113,000 $ 80,000
Steele County Minnesota 23 $ 4,045,000 $ 175,000 $ 133,000
Blue Earth County Minnesota 18 $ 2,790,000 $ 155,000 $ 73,000
Houston County Minnesota 17 $ 2,545,000 $ 149,000 $ 61,000
La Crosse County Wisconsin 16 $ 5,090,000 $ 318,000 $ 139,000
Dakota County Minnesota 14 $ 2,950,000 $ 210,000 $ 164,000
Goodhue County Minnesota 14 $ 2,580,000 $ 184,000 $ 109,000
Hennepin County Minnesota 14 $ 7,260,000 $ 518,000 $ 234,000
Wabasha County Minnesota 11 $ 1,355,000 $ 123,000 $ 124,000
Marshall County Iowa 9 $ 955,000 $ 106,000 $ 62,000
Faribault County Minnesota 9 $ 1,295,000 $ 143,000 $ 85,000
Ramsey County Minnesota 9 $ 1,795,000 $ 199,000 $ 158,000
Waukesha County Wisconsin 8 $ 5,450,000 $ 681,000 $ 164,000
Watonwan County Minnesota 7 $ 485,000 $ 69,000 $ 64,000
Anoka County Minnesota 6 $ 1,330,000 $ 221,000 $ 72,000
Scott County Minnesota 6 $ 2,110,000 $ 351,000 $ 174,000
Washington County Minnesota 6 $ 2,040,000 $ 340,000 $ 154,000
Kenosha County Wisconsin 6 $ 1,170,000 $ 195,000 $ 93,000
Milwaukee County Wisconsin 6 $ 1,690,000 $ 281,000 $ 569,000
Nicollet County Minnesota 5 $ 585,000 $ 117,000 $ 49,000
Lyon County Minnesota 4 $ 900,000 $ 225,000 $ 92,000
Howard County Iowa 3 $ 295,000 $ 98,000 $ 74,000
Lincoln County Minnesota 3 $ 325,000 $ 108,000 $ 54,000
Aitkin County Minnesota 2 $ 570,000 $ 285,000 $ 279,000
Brown County Minnesota 2 $ 180,000 $ 90,000 $ 42,000
Carver County Minnesota 2 $ 180,000 $ 90,000 $ 60,000
Grant County Minnesota 2 $ 140,000 $ 70,000 $ 40,000
Le Sueur County Minnesota 2 $ 530,000 $ 265,000 $ 188,000
Rice County Minnesota 2 $ 200,000 $ 100,000 $ 91,000
Dodge County Wisconsin 2 $ 780,000 $ 390,000 $ 159,000
St. Croix County Wisconsin 2 $ 830,000 $ 415,000 $ 187,000
Washington County Wisconsin 2 $ 640,000 $ 320,000 $ 90,000
Maricopa County Arizona 1 $ 365,000 $ 365,000 $ 158,000
Santa Barbara County California 1 $ 415,000 $ 415,000 $ 78,000
Lee County Florida 1 $ 445,000 $ 445,000 $ 149,000
Allamakee County Iowa 1 $ 155,000 $ 155,000 $ 37,000
Muscatine County Iowa 1 $ 95,000 $ 95,000 $ 0
Palo Alto County Iowa 1 $ 145,000 $ 145,000 $ 64,000
Tama County Iowa 1 $ 25,000 $ 25,000 $ 53,000
Winnebago County Iowa 1 $ 105,000 $ 105,000 $ 55,000
Winneshiek County Iowa 1 $ 195,000 $ 195,000 $ 108,000
Becker County Minnesota 1 $ 355,000 $ 355,000 $ 309,000
Carlton County Minnesota 1 $ 255,000 $ 255,000 $ 125,000
Cass County Minnesota 1 $ 1,445,000 $ 1,445,000 $ 668,000
Crow Wing County Minnesota 1 $ 375,000 $ 375,000 $ 225,000
Douglas County Minnesota 1 $ 265,000 $ 265,000 $ 54,000
Itasca County Minnesota 1 $ 535,000 $ 535,000 $ 327,000
Pine County Minnesota 1 $ 265,000 $ 265,000 $ 91,000
Pope County Minnesota 1 $ 125,000 $ 125,000 $ 95,000
Redwood County Minnesota 1 $ 55,000 $ 55,000 $ 111,000
St. Louis County Minnesota 1 $ 265,000 $ 265,000 $ 102,000
Wright County Minnesota 1 $ 25,000 $ 25,000 $ 63,000
Clark County Nevada 1 $ 145,000 $ 145,000 $ 34,000
Cass County North Dakota 1 $ 325,000 $ 325,000 $ 127,000
Virginia Beach County Virginia 1 $ 335,000 $ 335,000 $ 117,000
Buffalo County Wisconsin 1 $ 305,000 $ 305,000 $ 131,000
Chippewa County Wisconsin 1 $ 355,000 $ 355,000 $ 260,000
Douglas County Wisconsin 1 $ 445,000 $ 445,000 $ 600,000
Jefferson County Wisconsin 1 $ 365,000 $ 365,000 $ 0
Marathon County Wisconsin 1 $ 265,000 $ 265,000 $ 128,000
Oneida County Wisconsin 1 $ 245,000 $ 245,000 $ 215,000
Polk County Wisconsin 1 $ 145,000 $ 145,000 $ 98,000
Racine County Wisconsin 1 $ 205,000 $ 205,000 $ 0
Trempealeau County Wisconsin 1 $ 385,000 $ 385,000 $ 154,000
Vernon County Wisconsin 1 $ 85,000 $ 85,000 $ 69,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Home Federal Savings Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 481 $122,045,000 $253,000 $2,005,000 $131,000 $1,380,000
Refinancing 122 $26,800,000 $219,000 $1,605,000 $123,000 $668,000
Cash-out Refinancing 100 $21,060,000 $210,000 $645,000 $129,000 $1,079,000
Home Improvement 97 $4,505,000 $46,000 $155,000 $95,000 $568,000
Other Purpose 56 $3,970,000 $70,000 $655,000 $120,000 $940,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 706 $138,220,000 $195,000 $2,005,000 $121,000 $1,380,000
Not Provided 58 $17,920,000 $308,000 $1,905,000 $186,000 $1,079,000
Not applicable 35 $11,185,000 $319,000 $1,525,000 $0 $0
Hispanic 25 $3,235,000 $129,000 $505,000 $67,000 $170,000
Black or African American 17 $3,715,000 $218,000 $675,000 $120,000 $337,000
Asian 12 $2,580,000 $215,000 $485,000 $105,000 $215,000
American Indian or Alaskan Native 2 $610,000 $305,000 $545,000 $231,000 $301,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 792 $164,770,000 $208,000 $2,005,000 $129,000 $1,380,000
FHA-insured (Federal Housing Administration) 48 $8,920,000 $185,000 $365,000 $63,000 $151,000
VA-guaranteed (Veterans Administration) 10 $3,900,000 $390,000 $575,000 $99,000 $176,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $790,000 $131,000 $165,000 $52,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 694 $150,600,000 $217,000 $2,005,000 $130,000 $1,380,000
Application Withdrawn By Applicant 105 $21,785,000 $207,000 $1,005,000 $121,000 $661,000
Application Denied By Financial Institution 54 $5,670,000 $105,000 $575,000 $62,000 $188,000
Application Approved But Not Accepted 3 $325,000 $108,000 $215,000 $66,000 $82,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 802 $172,710,000 $215,000 $2,005,000 $129,000 $1,380,000
Debt-To-Income Ratio 22 $1,980,000 $90,000 $575,000 $51,000 $107,000
Credit History 18 $1,580,000 $87,000 $165,000 $56,000 $132,000
Collateral 7 $795,000 $113,000 $315,000 $89,000 $188,000
Credit Application Incomplete 5 $895,000 $179,000 $455,000 $79,000 $118,000
Employment History 1 $115,000 $115,000 $115,000 $112,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 1 $305,000 $305,000 $305,000 $108,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.

Download the Minnesota Lender List