Home Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Home Federal Savings Bank 1016 Civic Center Dr Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,375 |
| Total Mortgage Loan Application Amount | $169,274,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $1,043,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 523 | $ 78,200,000 | $ 149,000 | $ 80,000 |
| Marshall County Iowa | 123 | $ 9,832,000 | $ 79,000 | $ 52,000 |
| Mower County Minnesota | 97 | $ 8,901,000 | $ 91,000 | $ 49,000 |
| Fillmore County Minnesota | 92 | $ 8,011,000 | $ 87,000 | $ 42,000 |
| Winona County Minnesota | 83 | $ 8,594,000 | $ 103,000 | $ 57,000 |
| Freeborn County Minnesota | 74 | $ 6,163,000 | $ 83,000 | $ 48,000 |
| Houston County Minnesota | 45 | $ 4,488,000 | $ 99,000 | $ 44,000 |
| Tama County Iowa | 33 | $ 2,327,000 | $ 70,000 | $ 44,000 |
| Dodge County Minnesota | 30 | $ 3,666,000 | $ 122,000 | $ 74,000 |
| Goodhue County Minnesota | 23 | $ 2,295,000 | $ 99,000 | $ 54,000 |
| Wabasha County Minnesota | 18 | $ 2,120,000 | $ 117,000 | $ 118,000 |
| St. Louis County Minnesota | 14 | $ 1,468,000 | $ 104,000 | $ 30,000 |
| La Crosse County Wisconsin | 12 | $ 1,287,000 | $ 107,000 | $ 114,000 |
| Dakota County Minnesota | 9 | $ 1,486,000 | $ 165,000 | $ 82,000 |
| Hennepin County Minnesota | 8 | $ 1,938,000 | $ 242,000 | $ 86,000 |
| Steele County Minnesota | 8 | $ 505,000 | $ 63,000 | $ 51,000 |
| Howard County Iowa | 5 | $ 579,000 | $ 115,000 | $ 32,000 |
| Ramsey County Minnesota | 5 | $ 960,000 | $ 192,000 | $ 73,000 |
| Rice County Minnesota | 5 | $ 324,000 | $ 64,000 | $ 29,000 |
| Poweshiek County Iowa | 4 | $ 429,000 | $ 107,000 | $ 72,000 |
| Wright County Minnesota | 4 | $ 866,000 | $ 216,000 | $ 113,000 |
| Buffalo County Wisconsin | 4 | $ 629,000 | $ 157,000 | $ 43,000 |
| Cook County Illinois | 3 | $ 482,000 | $ 160,000 | $ 114,000 |
| Jasper County Iowa | 3 | $ 352,000 | $ 117,000 | $ 78,000 |
| Story County Iowa | 3 | $ 327,000 | $ 109,000 | $ 68,000 |
| Anoka County Minnesota | 3 | $ 326,000 | $ 108,000 | $ 123,000 |
| Faribault County Minnesota | 3 | $ 308,000 | $ 102,000 | $ 30,000 |
| Scott County Minnesota | 3 | $ 321,000 | $ 107,000 | $ 69,000 |
| Minnehaha County South Dakota | 3 | $ 393,000 | $ 131,000 | $ 84,000 |
| Douglas County Wisconsin | 3 | $ 393,000 | $ 131,000 | $ 62,000 |
| Trempealeau County Wisconsin | 3 | $ 361,000 | $ 120,000 | $ 60,000 |
| Maricopa County Arizona | 2 | $ 536,000 | $ 268,000 | $ 32,000 |
| Monroe County Florida | 2 | $ 2,224,000 | $ 1,112,000 | $ 281,000 |
| Dallas County Iowa | 2 | $ 374,000 | $ 187,000 | $ 42,000 |
| Grundy County Iowa | 2 | $ 99,000 | $ 49,000 | $ 26,000 |
| Polk County Iowa | 2 | $ 406,000 | $ 203,000 | $ 75,000 |
| Warren County Iowa | 2 | $ 343,000 | $ 171,000 | $ 79,000 |
| Blue Earth County Minnesota | 2 | $ 514,000 | $ 257,000 | $ 212,000 |
| Hubbard County Minnesota | 2 | $ 289,000 | $ 144,000 | $ 56,000 |
| Lake County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Mille Lacs County Minnesota | 2 | $ 453,000 | $ 226,000 | $ 95,000 |
| Morrison County Minnesota | 2 | $ 182,000 | $ 91,000 | $ 42,000 |
| Nicollet County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 77,000 |
| Stearns County Minnesota | 2 | $ 593,000 | $ 296,000 | $ 264,000 |
| Washington County Minnesota | 2 | $ 950,000 | $ 475,000 | $ 217,000 |
| Dane County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 126,000 |
| St. Croix County Wisconsin | 2 | $ 776,000 | $ 388,000 | $ 11,000 |
| Vernon County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 50,000 |
| Washburn County Wisconsin | 2 | $ 815,000 | $ 407,000 | $ 92,000 |
| Osceola County Florida | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Butler County Iowa | 1 | $ 108,000 | $ 108,000 | $ 22,000 |
| Clay County Iowa | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Decatur County Iowa | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Delaware County Iowa | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Johnson County Iowa | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Mitchell County Iowa | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Winneshiek County Iowa | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Shawnee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| St. Clair County Michigan | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Carlton County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Carver County Minnesota | 1 | $ 308,000 | $ 308,000 | $ 220,000 |
| Cook County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Isanti County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Itasca County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 144,000 |
| Le Sueur County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Marshall County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Pine County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Renville County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Stevens County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 41,000 |
| Swift County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Waseca County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Jackson County Missouri | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Stone County Missouri | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Camden County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 700,000 | $ 700,000 | $ 410,000 |
| Grant County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Hamilton County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Chippewa County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Monroe County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Sauk County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 438,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Federal Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 665 | $101,523,000 | $152,000 | $1,128,000 | $69,000 | $863,000 |
| Refinancing | 540 | $63,181,000 | $117,000 | $1,112,000 | $61,000 | $820,000 |
| Home Improvement | 170 | $4,570,000 | $26,000 | $1,350,000 | $66,000 | $1,043,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,257 | $153,505,000 | $122,000 | $1,350,000 | $67,000 | $1,043,000 |
| Hispanic | 28 | $3,166,000 | $113,000 | $540,000 | $51,000 | $233,000 |
| Not applicable | 27 | $4,083,000 | $151,000 | $432,000 | $0 | $0 |
| Not Provided | 26 | $3,444,000 | $132,000 | $584,000 | $80,000 | $411,000 |
| Asian | 17 | $2,887,000 | $169,000 | $680,000 | $52,000 | $132,000 |
| Black or African American | 10 | $1,081,000 | $108,000 | $240,000 | $139,000 | $299,000 |
| American Indian or Alaskan Native | 10 | $1,108,000 | $110,000 | $244,000 | $27,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,364 | $168,038,000 | $123,000 | $1,350,000 | $66,000 | $1,043,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $865,000 | $108,000 | $154,000 | $30,000 | $51,000 |
| VA-guaranteed (Veterans Administration) | 2 | $313,000 | $156,000 | $169,000 | $97,000 | $121,000 |
| FHA-insured (Federal Housing Administration) | 1 | $58,000 | $58,000 | $58,000 | $17,000 | $17,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 936 | $115,142,000 | $123,000 | $1,350,000 | $71,000 | $1,043,000 |
| Application Withdrawn By Applicant | 251 | $32,396,000 | $129,000 | $720,000 | $64,000 | $855,000 |
| Application Denied By Financial Institution | 122 | $15,267,000 | $125,000 | $800,000 | $45,000 | $276,000 |
| Preapproval Denied by Financial Institution | 61 | $6,140,000 | $100,000 | $220,000 | $36,000 | $121,000 |
| Application Approved But Not Accepted | 4 | $314,000 | $78,000 | $115,000 | $45,000 | $75,000 |
| File Closed For Incompleteness | 1 | $15,000 | $15,000 | $15,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 85 | $9,091,000 | $106,000 | $504,000 | $41,000 | $240,000 |
| Debt-To-Income Ratio | 51 | $7,463,000 | $146,000 | $800,000 | $43,000 | $113,000 |
| Credit Application Incomplete | 14 | $1,439,000 | $102,000 | $168,000 | $33,000 | $65,000 |
| Collateral | 11 | $1,128,000 | $102,000 | $241,000 | $71,000 | $276,000 |
| Other | 10 | $1,053,000 | $105,000 | $263,000 | $43,000 | $98,000 |
| Employment History | 6 | $678,000 | $113,000 | $176,000 | $26,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $131,000 | $43,000 | $108,000 | $49,000 | $68,000 |
| Unverifiable Information | 2 | $180,000 | $90,000 | $110,000 | $24,000 | $48,000 |
| Mortgage Insurance Denied | 1 | $244,000 | $244,000 | $244,000 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.