Home Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Home Federal Savings Bank 1016 Civic Center Dr Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,403 |
| Total Mortgage Loan Application Amount | $171,026,000 |
| Average Mortgage Loan Application Amount | $197,347 |
| Highest Mortgage Loan Application Amount | $1,290,000 |
| Average Applicant Income | $131,304 |
| Highest Applicant Income | $1,567,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 441 | $ 67,592,000 | $ 153,000 | $ 88,000 |
| Marshall County Iowa | 131 | $ 11,252,000 | $ 85,000 | $ 43,000 |
| Mower County Minnesota | 131 | $ 12,773,000 | $ 97,000 | $ 54,000 |
| Fillmore County Minnesota | 112 | $ 11,889,000 | $ 106,000 | $ 38,000 |
| Winona County Minnesota | 105 | $ 10,675,000 | $ 101,000 | $ 45,000 |
| Freeborn County Minnesota | 104 | $ 9,431,000 | $ 90,000 | $ 42,000 |
| Houston County Minnesota | 73 | $ 7,287,000 | $ 99,000 | $ 62,000 |
| La Crosse County Wisconsin | 49 | $ 4,658,000 | $ 95,000 | $ 45,000 |
| Tama County Iowa | 32 | $ 1,983,000 | $ 61,000 | $ 39,000 |
| Dodge County Minnesota | 27 | $ 3,274,000 | $ 121,000 | $ 52,000 |
| Wabasha County Minnesota | 15 | $ 2,261,000 | $ 150,000 | $ 52,000 |
| Dakota County Minnesota | 14 | $ 1,935,000 | $ 138,000 | $ 81,000 |
| Goodhue County Minnesota | 14 | $ 2,246,000 | $ 160,000 | $ 56,000 |
| Hennepin County Minnesota | 13 | $ 3,041,000 | $ 233,000 | $ 122,000 |
| Steele County Minnesota | 11 | $ 884,000 | $ 80,000 | $ 84,000 |
| Howard County Iowa | 7 | $ 501,000 | $ 71,000 | $ 37,000 |
| Polk County Iowa | 6 | $ 733,000 | $ 122,000 | $ 90,000 |
| Buffalo County Wisconsin | 6 | $ 606,000 | $ 101,000 | $ 46,000 |
| Trempealeau County Wisconsin | 6 | $ 995,000 | $ 165,000 | $ 58,000 |
| Cerro Gordo County Iowa | 4 | $ 279,000 | $ 69,000 | $ 53,000 |
| Grundy County Iowa | 4 | $ 214,000 | $ 53,000 | $ 55,000 |
| Story County Iowa | 4 | $ 482,000 | $ 120,000 | $ 189,000 |
| Crow Wing County Minnesota | 4 | $ 649,000 | $ 162,000 | $ 102,000 |
| Vernon County Wisconsin | 4 | $ 390,000 | $ 97,000 | $ 52,000 |
| Hardin County Iowa | 3 | $ 158,000 | $ 52,000 | $ 36,000 |
| Mitchell County Iowa | 3 | $ 320,000 | $ 106,000 | $ 59,000 |
| Faribault County Minnesota | 3 | $ 272,000 | $ 90,000 | $ 48,000 |
| Otter Tail County Minnesota | 3 | $ 351,000 | $ 117,000 | $ 78,000 |
| Ramsey County Minnesota | 3 | $ 1,091,000 | $ 363,000 | $ 61,000 |
| Washington County Minnesota | 3 | $ 760,000 | $ 253,000 | $ 287,000 |
| Pierce County Wisconsin | 3 | $ 567,000 | $ 189,000 | $ 73,000 |
| Knox County Illinois | 2 | $ 138,000 | $ 69,000 | $ 65,000 |
| Allamakee County Iowa | 2 | $ 241,000 | $ 120,000 | $ 70,000 |
| Dallas County Iowa | 2 | $ 508,000 | $ 254,000 | $ 191,000 |
| Winneshiek County Iowa | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Worth County Iowa | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| Anoka County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 83,000 |
| Carver County Minnesota | 2 | $ 647,000 | $ 323,000 | $ 119,000 |
| Scott County Minnesota | 2 | $ 474,000 | $ 237,000 | $ 136,000 |
| Sherburne County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| St. Louis County Minnesota | 2 | $ 272,000 | $ 136,000 | $ 148,000 |
| Burnett County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 494,000 |
| Monroe County Wisconsin | 2 | $ 168,000 | $ 84,000 | $ 31,000 |
| Maricopa County Arizona | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Mohave County Arizona | 1 | $ 960,000 | $ 960,000 | $ 1,068,000 |
| Riverside County California | 1 | $ 608,000 | $ 608,000 | $ 420,000 |
| Indian River County Florida | 1 | $ 875,000 | $ 875,000 | $ 269,000 |
| Fulton County Georgia | 1 | $ 416,000 | $ 416,000 | $ 93,000 |
| Mercer County Illinois | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Hamilton County Indiana | 1 | $ 203,000 | $ 203,000 | $ 86,000 |
| Black Hawk County Iowa | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Dickinson County Iowa | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Fayette County Iowa | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Iowa County Iowa | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Pottawattamie County Iowa | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Poweshiek County Iowa | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Gogebic County Michigan | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| Kent County Michigan | 1 | $ 61,000 | $ 61,000 | $ 120,000 |
| Leelanau County Michigan | 1 | $ 140,000 | $ 140,000 | $ 278,000 |
| Washtenaw County Michigan | 1 | $ 270,000 | $ 270,000 | $ 472,000 |
| Aitkin County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Blue Earth County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 79,000 |
| Cook County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Douglas County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Itasca County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 120,000 |
| Martin County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 79,000 |
| Pine County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Polk County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 127,000 |
| Rice County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 19,000 |
| Swift County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 124,000 |
| Waseca County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Wright County Minnesota | 1 | $ 334,000 | $ 334,000 | $ 200,000 |
| Merrick County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Hudson County New Jersey | 1 | $ 71,000 | $ 71,000 | $ 15,000 |
| Pasquotank County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Grand Forks County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Skamania County Washington | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Adams County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Dane County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Milwaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Shawano County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 50,000 |
| St. Croix County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Vilas County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Federal Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 688 | $91,953,000 | $258,384 | $1,290,000 | $152,230 | $1,567,000 |
| Refinancing | 657 | $77,020,000 | $156,857 | $960,000 | $121,571 | $596,000 |
| Home Improvement | 58 | $2,053,000 | $27,333 | $145,000 | $63,333 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,309 | $161,271,000 | $248,800 | $1,290,000 | $145,400 | $1,567,000 |
| Not Provided | 33 | $2,642,000 | $54,333 | $279,000 | $52,000 | $954,000 |
| Hispanic | 20 | $1,452,000 | $70,500 | $127,000 | $31,500 | $96,000 |
| Asian | 18 | $2,220,000 | $83,500 | $334,000 | $70,000 | $596,000 |
| Not applicable | 14 | $2,201,000 | $136,000 | $343,000 | $45,000 | $145,000 |
| Black or African American | 5 | $848,000 | $169,000 | $218,000 | $76,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $126,000 | $42,000 | $90,000 | $49,000 | $50,000 |
| American Indian or Alaskan Native | 1 | $266,000 | $266,000 | $266,000 | $225,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,395 | $170,271,000 | $249,500 | $1,290,000 | $150,125 | $1,567,000 |
| VA-guaranteed (Veterans Administration) | 4 | $302,000 | $75,000 | $87,000 | $44,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 3 | $381,000 | $127,000 | $159,000 | $49,000 | $56,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $72,000 | $72,000 | $72,000 | $30,000 | $30,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,102 | $133,520,000 | $237,357 | $1,290,000 | $137,285 | $1,567,000 |
| Application Denied By Financial Institution | 151 | $17,847,000 | $132,000 | $427,000 | $49,800 | $216,000 |
| Application Withdrawn By Applicant | 142 | $18,773,000 | $269,600 | $960,000 | $247,000 | $1,068,000 |
| Application Approved But Not Accepted | 8 | $886,000 | $159,500 | $225,000 | $47,500 | $96,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 48 | $6,513,000 | $146,666 | $427,000 | $48,333 | $150,000 |
| Credit History | 46 | $5,021,000 | $88,000 | $266,000 | $46,000 | $117,000 |
| Debt-To-Income Ratio | 26 | $2,856,000 | $78,500 | $185,000 | $35,500 | $96,000 |
| Other | 11 | $1,245,000 | $137,750 | $275,000 | $57,750 | $216,000 |
| Unverifiable Information | 7 | $1,080,000 | $155,000 | $374,000 | $82,500 | $166,000 |
| Collateral | 6 | $611,000 | $72,500 | $156,000 | $34,000 | $58,000 |
| Employment History | 4 | $307,000 | $79,500 | $128,000 | $21,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $214,000 | $71,000 | $97,000 | $18,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.