Home Federal Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Home Federal Bank 225 S Main Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 |
| Total Number of Mortgage Applications | 1,730 |
| Total Mortgage Loan Application Amount | $283,410,000 |
| Average Mortgage Loan Application Amount | $141,333 |
| Highest Mortgage Loan Application Amount | $6,840,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $1,081,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 626 | $ 95,395,000 | $ 152,000 | $ 81,000 |
| Lincoln County South Dakota | 226 | $ 40,633,000 | $ 179,000 | $ 94,000 |
| Brown County South Dakota | 154 | $ 19,552,000 | $ 126,000 | $ 63,000 |
| Yankton County South Dakota | 118 | $ 16,376,000 | $ 138,000 | $ 70,000 |
| Codington County South Dakota | 74 | $ 9,289,000 | $ 125,000 | $ 67,000 |
| Lyon County Minnesota | 51 | $ 6,799,000 | $ 133,000 | $ 98,000 |
| Brookings County South Dakota | 42 | $ 5,095,000 | $ 121,000 | $ 78,000 |
| Davison County South Dakota | 32 | $ 5,478,000 | $ 171,000 | $ 74,000 |
| Moody County South Dakota | 29 | $ 3,559,000 | $ 122,000 | $ 77,000 |
| Turner County South Dakota | 29 | $ 2,996,000 | $ 103,000 | $ 68,000 |
| Hughes County South Dakota | 18 | $ 2,610,000 | $ 145,000 | $ 72,000 |
| Lake County South Dakota | 18 | $ 2,927,000 | $ 162,000 | $ 111,000 |
| Pennington County South Dakota | 18 | $ 2,373,000 | $ 131,000 | $ 68,000 |
| Hennepin County Minnesota | 16 | $ 3,500,000 | $ 218,000 | $ 121,000 |
| Hamlin County South Dakota | 16 | $ 1,912,000 | $ 119,000 | $ 75,000 |
| Hutchinson County South Dakota | 15 | $ 1,235,000 | $ 82,000 | $ 63,000 |
| Cass County North Dakota | 14 | $ 20,068,000 | $ 1,433,000 | $ 0 |
| Clay County Minnesota | 13 | $ 2,808,000 | $ 216,000 | $ 4,000 |
| Bon Homme County South Dakota | 13 | $ 947,000 | $ 72,000 | $ 51,000 |
| Crow Wing County Minnesota | 12 | $ 2,310,000 | $ 192,000 | $ 112,000 |
| Boone County Missouri | 10 | $ 1,746,000 | $ 174,000 | $ 0 |
| Clay County South Dakota | 9 | $ 1,298,000 | $ 144,000 | $ 70,000 |
| Hanson County South Dakota | 9 | $ 1,119,000 | $ 124,000 | $ 84,000 |
| Charles Mix County South Dakota | 7 | $ 1,371,000 | $ 195,000 | $ 78,000 |
| Union County South Dakota | 7 | $ 752,000 | $ 107,000 | $ 90,000 |
| Kingsbury County South Dakota | 6 | $ 829,000 | $ 138,000 | $ 84,000 |
| McCook County South Dakota | 6 | $ 332,000 | $ 55,000 | $ 53,000 |
| Dakota County Minnesota | 5 | $ 1,617,000 | $ 323,000 | $ 196,000 |
| Scott County Minnesota | 5 | $ 1,659,000 | $ 331,000 | $ 90,000 |
| Aurora County South Dakota | 5 | $ 451,000 | $ 90,000 | $ 144,000 |
| Deuel County South Dakota | 5 | $ 533,000 | $ 106,000 | $ 51,000 |
| Lawrence County South Dakota | 5 | $ 892,000 | $ 178,000 | $ 178,000 |
| Roberts County South Dakota | 5 | $ 1,146,000 | $ 229,000 | $ 108,000 |
| Cass County Minnesota | 4 | $ 1,484,000 | $ 371,000 | $ 235,000 |
| Lincoln County Minnesota | 4 | $ 978,000 | $ 244,000 | $ 126,000 |
| Rock County Minnesota | 4 | $ 508,000 | $ 127,000 | $ 77,000 |
| Yellow Medicine County Minnesota | 4 | $ 646,000 | $ 161,000 | $ 82,000 |
| Day County South Dakota | 4 | $ 445,000 | $ 111,000 | $ 143,000 |
| Edmunds County South Dakota | 4 | $ 570,000 | $ 142,000 | $ 145,000 |
| Grant County South Dakota | 4 | $ 295,000 | $ 73,000 | $ 66,000 |
| Marshall County South Dakota | 4 | $ 402,000 | $ 100,000 | $ 45,000 |
| Lyon County Iowa | 3 | $ 782,000 | $ 260,000 | $ 99,000 |
| Anoka County Minnesota | 3 | $ 266,000 | $ 88,000 | $ 49,000 |
| Jerauld County South Dakota | 3 | $ 151,000 | $ 50,000 | $ 78,000 |
| Meade County South Dakota | 3 | $ 516,000 | $ 172,000 | $ 67,000 |
| Potter County South Dakota | 3 | $ 249,000 | $ 83,000 | $ 50,000 |
| Spink County South Dakota | 3 | $ 287,000 | $ 95,000 | $ 58,000 |
| St. Croix County Wisconsin | 3 | $ 790,000 | $ 263,000 | $ 104,000 |
| Carver County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 108,000 |
| Chippewa County Minnesota | 2 | $ 193,000 | $ 96,000 | $ 88,000 |
| Douglas County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 167,000 |
| Kanabec County Minnesota | 2 | $ 478,000 | $ 239,000 | $ 81,000 |
| Meeker County Minnesota | 2 | $ 414,000 | $ 207,000 | $ 106,000 |
| Nobles County Minnesota | 2 | $ 225,000 | $ 112,000 | $ 50,000 |
| Pipestone County Minnesota | 2 | $ 495,000 | $ 247,000 | $ 117,000 |
| Ramsey County Minnesota | 2 | $ 617,000 | $ 308,000 | $ 398,000 |
| Knox County Nebraska | 2 | $ 89,000 | $ 44,000 | $ 47,000 |
| Campbell County South Dakota | 2 | $ 468,000 | $ 234,000 | $ 45,000 |
| Clark County South Dakota | 2 | $ 159,000 | $ 79,000 | $ 55,000 |
| Douglas County South Dakota | 2 | $ 119,000 | $ 59,000 | $ 50,000 |
| Gregory County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| McPherson County South Dakota | 2 | $ 54,000 | $ 27,000 | $ 29,000 |
| Sanborn County South Dakota | 2 | $ 73,000 | $ 36,000 | $ 78,000 |
| Stanley County South Dakota | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| Walworth County South Dakota | 2 | $ 251,000 | $ 125,000 | $ 79,000 |
| Collin County Texas | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Maricopa County Arizona | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| El Paso County Colorado | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Collier County Florida | 1 | $ 330,000 | $ 330,000 | $ 79,000 |
| Lee County Florida | 1 | $ 409,000 | $ 409,000 | $ 456,000 |
| Woodbury County Iowa | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Sedgwick County Kansas | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Oxford County Maine | 1 | $ 131,000 | $ 131,000 | $ 86,000 |
| Martin County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Olmsted County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 24,000 |
| St. Louis County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 230,000 |
| Callaway County Missouri | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Cedar County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Gosper County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 133,000 |
| Kearney County Nebraska | 1 | $ 169,000 | $ 169,000 | $ 129,000 |
| Madison County Nebraska | 1 | $ 139,000 | $ 139,000 | $ 169,000 |
| Somerset County New Jersey | 1 | $ 430,000 | $ 430,000 | $ 204,000 |
| Burleigh County North Dakota | 1 | $ 6,137,000 | $ 6,137,000 | $ 0 |
| Butte County South Dakota | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Hand County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 76,000 |
| Mellette County South Dakota | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| Miner County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Tripp County South Dakota | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Natrona County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 123,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Federal Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 806 | $154,481,000 | $191,000 | $6,840,000 | $75,000 | $953,000 |
| Refinancing | 652 | $112,240,000 | $172,000 | $6,350,000 | $86,000 | $1,081,000 |
| Home Improvement | 272 | $16,689,000 | $61,000 | $1,024,000 | $81,000 | $782,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,585 | $230,070,000 | $145,000 | $1,450,000 | $82,000 | $1,081,000 |
| Not applicable | 50 | $39,872,000 | $797,000 | $6,840,000 | $0 | $0 |
| Hispanic | 27 | $4,226,000 | $156,000 | $941,000 | $77,000 | $257,000 |
| Black or African American | 22 | $3,177,000 | $144,000 | $417,000 | $80,000 | $255,000 |
| Not Provided | 20 | $2,667,000 | $133,000 | $430,000 | $111,000 | $346,000 |
| Asian | 15 | $2,297,000 | $153,000 | $414,000 | $96,000 | $431,000 |
| American Indian or Alaskan Native | 11 | $1,101,000 | $100,000 | $205,000 | $59,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,362 | $229,384,000 | $168,000 | $6,840,000 | $85,000 | $1,081,000 |
| FHA-insured (Federal Housing Administration) | 151 | $22,058,000 | $146,000 | $276,000 | $61,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $14,600,000 | $118,000 | $244,000 | $44,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 94 | $17,368,000 | $184,000 | $505,000 | $75,000 | $210,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,275 | $224,913,000 | $176,000 | $6,840,000 | $83,000 | $953,000 |
| Application Denied By Financial Institution | 222 | $26,096,000 | $117,000 | $900,000 | $68,000 | $705,000 |
| Application Withdrawn By Applicant | 222 | $30,452,000 | $137,000 | $430,000 | $81,000 | $1,081,000 |
| Loan Purchased By The Institution | 11 | $1,949,000 | $177,000 | $316,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $8,432,000 | $99,000 | $407,000 | $48,000 | $187,000 |
| Credit History | 71 | $7,483,000 | $105,000 | $900,000 | $73,000 | $705,000 |
| Collateral | 31 | $5,130,000 | $165,000 | $417,000 | $98,000 | $540,000 |
| Credit Application Incomplete | 17 | $2,530,000 | $148,000 | $417,000 | $79,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $868,000 | $144,000 | $190,000 | $89,000 | $160,000 |
| Other | 6 | $897,000 | $149,000 | $400,000 | $80,000 | $122,000 |
| Employment History | 4 | $547,000 | $136,000 | $190,000 | $51,000 | $78,000 |
| Unverifiable Information | 1 | $48,000 | $48,000 | $48,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.