Home Equity Of America
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Home Equity Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Home Equity Of America
5001 Kingsley Drive Md 1Mob2W
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,424
Total Mortgage Loan Application Amount $258,759,000
Average Mortgage Loan Application Amount $68,666
Highest Mortgage Loan Application Amount $1,540,000
Average Applicant Income $95,000
Highest Applicant Income $1,662,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Home Equity Of America by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 259 $ 18,235,000 $ 70,000 $ 115,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 198 $ 14,372,000 $ 68,500 $ 102,500
DENVER-AURORA, CO 166 $ 10,955,000 $ 65,000 $ 107,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 132 $ 7,835,000 $ 50,333 $ 70,666
PHOENIX-MESA-SCOTTSDALE, AZ 129 $ 11,751,000 $ 91,000 $ 129,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 101 $ 7,693,000 $ 76,000 $ 96,000
WARREN-TROY-FARMINGTON HILLS, MI 95 $ 6,567,000 $ 69,000 $ 124,000
PITTSBURGH, PA 86 $ 4,184,000 $ 48,000 $ 77,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 82 $ 5,025,000 $ 61,000 $ 96,000
KANSAS CITY, MO-KS 66 $ 4,412,000 $ 66,500 $ 86,500
INDIANAPOLIS-CARMEL, IN 65 $ 6,452,000 $ 99,000 $ 90,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 64 $ 7,751,000 $ 123,000 $ 134,000
LAS VEGAS-PARADISE, NV 63 $ 5,484,000 $ 87,000 $ 119,000
GARY, IN 57 $ 3,824,000 $ 67,000 $ 62,000
COLUMBUS, OH 54 $ 4,494,000 $ 83,000 $ 86,000
ST. LOUIS, MO-IL 54 $ 4,072,000 $ 72,000 $ 71,000
DETROIT-LIVONIA-DEARBORN, MI 37 $ 2,227,000 $ 60,000 $ 88,000
BALTIMORE-TOWSON, MD 36 $ 2,950,000 $ 81,000 $ 116,000
CLEVELAND-ELYRIA-MENTOR, OH 36 $ 2,049,000 $ 56,000 $ 93,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 34 $ 1,889,000 $ 69,500 $ 91,000
MADISON, WI 32 $ 1,896,000 $ 59,000 $ 68,000
ORLANDO-KISSIMMEE, FL 29 $ 2,311,000 $ 79,000 $ 117,000
GREEN BAY, WI 28 $ 2,164,000 $ 77,000 $ 74,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 28 $ 1,818,000 $ 61,500 $ 97,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 28 $ 3,150,000 $ 112,000 $ 87,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 28 $ 1,829,000 $ 65,000 $ 100,000
DAYTON, OH 24 $ 1,869,000 $ 77,000 $ 67,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 24 $ 1,757,000 $ 82,000 $ 67,000
BLOOMINGTON, IN 23 $ 2,043,000 $ 88,000 $ 65,000
PHILADELPHIA, PA 23 $ 1,570,000 $ 68,000 $ 111,000
COLORADO SPRINGS, CO 22 $ 1,216,000 $ 55,000 $ 87,000
COLUMBIA, SC 22 $ 2,004,000 $ 91,000 $ 71,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 20 $ 1,802,000 $ 90,000 $ 135,000
LANSING-EAST LANSING, MI 20 $ 1,170,000 $ 58,000 $ 95,000
AKRON, OH 19 $ 1,394,000 $ 73,000 $ 93,000
TOLEDO, OH 19 $ 1,200,000 $ 63,000 $ 73,000
FLINT, MI 18 $ 1,131,000 $ 62,000 $ 85,000
EVANSVILLE, IN-KY 17 $ 1,040,000 $ 61,000 $ 63,000
SOUTH BEND-MISHAWAKA, IN-MI 17 $ 1,523,000 $ 99,500 $ 61,500
FORT WAYNE, IN 16 $ 927,000 $ 57,000 $ 63,000
SHEBOYGAN, WI 15 $ 815,000 $ 54,000 $ 54,000
APPLETON, WI 14 $ 838,000 $ 59,000 $ 72,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 14 $ 1,403,000 $ 100,000 $ 181,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 14 $ 818,000 $ 57,500 $ 91,000
MIAMI-MIAMI BEACH-KENDALL, FL 14 $ 1,427,000 $ 101,000 $ 165,000
CHARLESTON-NORTH CHARLESTON, SC 13 $ 1,347,000 $ 103,000 $ 101,000
GRAND RAPIDS-WYOMING, MI 12 $ 1,637,000 $ 136,000 $ 134,000
NILES-BENTON HARBOR, MI 12 $ 865,000 $ 72,000 $ 55,000
WICHITA, KS 12 $ 668,000 $ 55,000 $ 89,000
BOULDER, CO 11 $ 1,095,000 $ 99,000 $ 112,000
CAPE CORAL-FORT MYERS, FL 11 $ 1,121,000 $ 101,000 $ 120,000
JACKSON, MI 11 $ 601,000 $ 54,000 $ 54,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 11 $ 540,000 $ 56,000 $ 78,500
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 10 $ 725,000 $ 72,000 $ 83,000
GREENVILLE, SC 10 $ 726,000 $ 72,000 $ 74,000
MICHIGAN CITY-LA PORTE, IN 10 $ 748,000 $ 74,000 $ 76,000
SARASOTA-BRADENTON-VENICE, FL 10 $ 1,238,000 $ 123,000 $ 125,000
FOND DU LAC, WI 9 $ 905,000 $ 100,000 $ 80,000
HARRISBURG-CARLISLE, PA 9 $ 464,000 $ 51,000 $ 68,000
JACKSONVILLE, FL 9 $ 762,000 $ 84,000 $ 82,000
JANESVILLE, WI 9 $ 547,000 $ 60,000 $ 128,000
JOPLIN, MO 9 $ 1,182,000 $ 131,000 $ 71,000
LAFAYETTE, IN 9 $ 892,000 $ 99,000 $ 61,000
LEXINGTON-FAYETTE, KY 9 $ 758,000 $ 84,000 $ 96,000
MONROE, MI 9 $ 703,000 $ 78,000 $ 63,000
PRESCOTT, AZ 9 $ 1,310,000 $ 145,000 $ 102,000
RALEIGH-CARY, NC 9 $ 403,000 $ 44,000 $ 73,000
TERRE HAUTE, IN 9 $ 573,000 $ 63,000 $ 61,000
ASHEVILLE, NC 8 $ 357,000 $ 44,000 $ 73,000
DES MOINES-WEST DES MOINES, IA 8 $ 393,000 $ 49,000 $ 88,000
FORT COLLINS-LOVELAND, CO 8 $ 803,000 $ 100,000 $ 138,000
GREELEY, CO 8 $ 420,000 $ 52,000 $ 79,000
MEMPHIS, TN-MS-AR 8 $ 611,000 $ 76,000 $ 119,000
NAPLES-MARCO ISLAND, FL 8 $ 1,006,000 $ 125,000 $ 220,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 8 $ 546,000 $ 68,000 $ 117,000
ALBANY, GA 7 $ 384,000 $ 54,000 $ 63,000
ANN ARBOR, MI 7 $ 978,000 $ 139,000 $ 159,000
GREENSBORO-HIGH POINT, NC 7 $ 322,000 $ 46,000 $ 208,000
KOKOMO, IN 7 $ 1,151,000 $ 164,000 $ 69,000
SPARTANBURG, SC 7 $ 377,000 $ 53,000 $ 70,000
TUCSON, AZ 7 $ 727,000 $ 103,000 $ 85,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 6 $ 308,000 $ 51,000 $ 56,000
CANTON-MASSILLON, OH 6 $ 408,000 $ 68,000 $ 62,000
HUNTINGTON-ASHLAND, WV-KY-OH 6 $ 546,000 $ 92,500 $ 61,000
KALAMAZOO-PORTAGE, MI 6 $ 521,000 $ 86,000 $ 50,000
MACON, GA 6 $ 325,000 $ 54,000 $ 59,000
OCALA, FL 6 $ 612,000 $ 102,000 $ 198,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 6 $ 460,000 $ 76,000 $ 205,000
RACINE, WI 6 $ 424,000 $ 70,000 $ 88,000
ANDERSON, IN 5 $ 433,000 $ 86,000 $ 70,000
BOWLING GREEN, KY 5 $ 336,000 $ 67,000 $ 106,000
COLUMBUS, GA-AL 5 $ 186,000 $ 37,000 $ 86,000
ELIZABETHTOWN, KY 5 $ 203,000 $ 40,000 $ 62,000
ELKHART-GOSHEN, IN 5 $ 452,000 $ 90,000 $ 48,000
JOHNSTOWN, PA 5 $ 330,000 $ 66,000 $ 48,000
LANCASTER, PA 5 $ 342,000 $ 68,000 $ 210,000
MUNCIE, IN 5 $ 429,000 $ 85,000 $ 49,000
OSHKOSH-NEENAH, WI 5 $ 200,000 $ 40,000 $ 66,000
PANAMA CITY-LYNN HAVEN, FL 5 $ 520,000 $ 104,000 $ 71,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 5 $ 225,000 $ 41,500 $ 43,000
PORT ST. LUCIE-FORT PIERCE, FL 5 $ 505,000 $ 101,000 $ 60,000
READING, PA 5 $ 201,000 $ 40,000 $ 70,000
SALISBURY, MD 5 $ 297,000 $ 59,000 $ 72,000
SCRANTON--WILKES-BARRE, PA 5 $ 329,000 $ 65,000 $ 72,000
SPRINGFIELD, OH 5 $ 279,000 $ 55,000 $ 46,000
ST. CLOUD, MN 5 $ 290,000 $ 58,000 $ 61,000
WAUSAU, WI 5 $ 297,000 $ 59,000 $ 66,000
YORK-HANOVER, PA 5 $ 193,000 $ 38,000 $ 82,000
CHATTANOOGA, TN-GA 4 $ 373,000 $ 83,500 $ 162,500
DULUTH, MN-WI 4 $ 278,000 $ 69,000 $ 54,000
KNOXVILLE, TN 4 $ 419,000 $ 104,000 $ 58,000
RENO-SPARKS, NV 4 $ 529,000 $ 132,000 $ 84,000
RICHMOND, VA 4 $ 615,000 $ 153,000 $ 109,000
SPRINGFIELD, MO 4 $ 300,000 $ 75,000 $ 88,000
SUMTER, SC 4 $ 297,000 $ 74,000 $ 41,000
GAINESVILLE, GA 3 $ 174,000 $ 58,000 $ 136,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 183,000 $ 61,000 $ 49,000
HOLLAND-GRAND HAVEN, MI 3 $ 235,000 $ 78,000 $ 124,000
JOHNSON CITY, TN 3 $ 230,000 $ 76,000 $ 44,000
MUSKEGON-NORTON SHORES, MI 3 $ 78,000 $ 26,000 $ 58,000
OWENSBORO, KY 3 $ 110,000 $ 36,000 $ 53,000
ROCHESTER, MN 3 $ 185,000 $ 61,000 $ 120,000
ROCKFORD, IL 3 $ 272,000 $ 90,000 $ 166,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 3 $ 112,000 $ 37,000 $ 66,000
TOPEKA, KS 3 $ 122,000 $ 40,000 $ 87,000
ALTOONA, PA 2 $ 60,000 $ 30,000 $ 33,000
ANDERSON, SC 2 $ 178,000 $ 89,000 $ 60,000
BATTLE CREEK, MI 2 $ 150,000 $ 75,000 $ 72,000
BURLINGTON, NC 2 $ 123,000 $ 61,000 $ 98,000
COLUMBUS, IN 2 $ 81,000 $ 40,000 $ 83,000
DALTON, GA 2 $ 159,000 $ 79,000 $ 53,000
DANVILLE, IL 2 $ 47,000 $ 23,000 $ 84,000
FARGO, ND-MN 2 $ 60,000 $ 30,000 $ 40,000
FLAGSTAFF, AZ 2 $ 226,000 $ 113,000 $ 68,000
FLORENCE, SC 2 $ 80,000 $ 40,000 $ 51,000
GAINESVILLE, FL 2 $ 70,000 $ 35,000 $ 82,000
GRAND JUNCTION, CO 2 $ 185,000 $ 92,000 $ 71,000
LYNCHBURG, VA 2 $ 104,000 $ 52,000 $ 51,000
SEBASTIAN-VERO BEACH, FL 2 $ 370,000 $ 185,000 $ 168,000
ST. JOSEPH, MO-KS 2 $ 41,000 $ 20,000 $ 65,000
WINCHESTER, VA-WV 2 $ 162,000 $ 81,000 $ 78,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 24,000 $ 24,000 $ 70,000
CASPER, WY 1 $ 59,000 $ 59,000 $ 273,000
CEDAR RAPIDS, IA 1 $ 20,000 $ 20,000 $ 84,000
CHARLESTON, WV 1 $ 40,000 $ 40,000 $ 74,000
CHARLOTTESVILLE, VA 1 $ 145,000 $ 145,000 $ 34,000
CLEVELAND, TN 1 $ 80,000 $ 80,000 $ 48,000
CUMBERLAND, MD-WV 1 $ 20,000 $ 20,000 $ 49,000
DECATUR, IL 1 $ 48,000 $ 48,000 $ 80,000
DURHAM, NC 1 $ 64,000 $ 64,000 $ 60,000
EAU CLAIRE, WI 1 $ 48,000 $ 48,000 $ 89,000
ERIE, PA 1 $ 78,000 $ 78,000 $ 30,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 140,000 $ 140,000 $ 1,440,000
GADSDEN, AL 1 $ 30,000 $ 30,000 $ 81,000
GOLDSBORO, NC 1 $ 86,000 $ 86,000 $ 69,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 36,000 $ 36,000 $ 61,000
HARRISONBURG, VA 1 $ 83,000 $ 83,000 $ 79,000
JACKSON, TN 1 $ 28,000 $ 28,000 $ 94,000
JACKSONVILLE, NC 1 $ 100,000 $ 100,000 $ 49,000
JEFFERSON CITY, MO 1 $ 47,000 $ 47,000 $ 66,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 51,000 $ 51,000 $ 115,000
LAWRENCE, KS 1 $ 39,000 $ 39,000 $ 64,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 71,000 $ 71,000 $ 132,000
MONTGOMERY, AL 1 $ 85,000 $ 85,000 $ 210,000
MORGANTOWN, WV 1 $ 65,000 $ 65,000 $ 33,000
MORRISTOWN, TN 1 $ 52,000 $ 52,000 $ 115,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1 $ 64,000 $ 64,000 $ 43,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 400,000 $ 400,000 $ 88,000
OAKLAND-FREMONT-HAYWARD, CA 1 $ 76,000 $ 76,000 $ 93,000
OGDEN-CLEARFIELD, UT 1 $ 90,000 $ 90,000 $ 64,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 90,000 $ 90,000 $ 66,000
PEORIA, IL 1 $ 21,000 $ 21,000 $ 181,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 319,000 $ 319,000 $ 86,000
PUEBLO, CO 1 $ 14,000 $ 14,000 $ 78,000
PUNTA GORDA, FL 1 $ 55,000 $ 55,000 $ 63,000
ROANOKE, VA 1 $ 68,000 $ 68,000 $ 99,000
ROCKY MOUNT, NC 1 $ 22,000 $ 22,000 $ 81,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 50,000 $ 50,000 $ 206,000
SANDUSKY, OH 1 $ 76,000 $ 76,000 $ 47,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 620,000 $ 620,000 $ 180,000
SAVANNAH, GA 1 $ 51,000 $ 51,000 $ 72,000
SPRINGFIELD, IL 1 $ 75,000 $ 75,000 $ 130,000
ST. GEORGE, UT 1 $ 35,000 $ 35,000 $ 42,000
STATE COLLEGE, PA 1 $ 117,000 $ 117,000 $ 84,000
TALLAHASSEE, FL 1 $ 124,000 $ 124,000 $ 47,000
WARNER ROBINS, GA 1 $ 43,000 $ 43,000 $ 136,000
WILMINGTON, DE-MD-NJ 1 $ 94,000 $ 94,000 $ 84,000
WILMINGTON, NC 1 $ 190,000 $ 190,000 $ 354,000
WINSTON-SALEM, NC 1 $ 25,000 $ 25,000 $ 66,000
YUMA, AZ 1 $ 61,000 $ 61,000 $ 104,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Home Equity Of America in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,448 $198,161,000 $80,000 $935,000 $89,000 $1,440,000
Home Purchase 778 $47,712,000 $61,000 $1,540,000 $107,000 $1,662,000
Home Improvement 198 $12,886,000 $65,000 $400,000 $89,000 $350,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,499 $187,970,000 $75,000 $1,540,000 $94,000 $1,662,000
Not Provided 371 $29,458,000 $79,000 $318,000 $81,000 $600,000
Black or African American 244 $17,961,000 $73,000 $378,000 $94,000 $1,285,000
Hispanic 195 $15,369,000 $78,000 $333,000 $100,000 $480,000
Asian 96 $7,011,000 $73,000 $298,000 $113,000 $308,000
Native Hawaiian or Other Pacific Islander 11 $674,000 $61,000 $105,000 $94,000 $155,000
American Indian or Alaskan Native 8 $316,000 $39,000 $93,000 $81,000 $210,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,424 $258,759,000 $75,000 $1,540,000 $93,000 $1,662,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,959 $162,087,000 $82,000 $1,540,000 $96,000 $1,662,000
Loan Originated 1,377 $89,591,000 $65,000 $486,000 $91,000 $540,000
Application Approved But Not Accepted 72 $5,864,000 $81,000 $260,000 $75,000 $229,000
Application Withdrawn By Applicant 16 $1,217,000 $76,000 $197,000 $85,000 $191,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 818 $63,452,000 $77,000 $523,000 $89,000 $600,000
Credit History 574 $48,786,000 $84,000 $620,000 $93,000 $998,000
Debt-To-Income Ratio 204 $17,127,000 $83,000 $318,000 $82,000 $1,285,000
Collateral 172 $15,914,000 $92,000 $935,000 $117,000 $600,000
Other 104 $9,988,000 $96,000 $1,540,000 $141,000 $1,662,000
Employment History 46 $3,291,000 $71,000 $224,000 $110,000 $300,000
Unverifiable Information 41 $3,529,000 $86,000 $225,000 $124,000 $744,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List