Home Capital Funding Inc
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Home Capital Funding Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,208 |
| Total Mortgage Loan Application Amount | $2,357,813,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $2,570,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 3,346 | $ 961,854,000 | $ 287,000 | $ 121,000 |
| Riverside County California | 895 | $ 221,993,000 | $ 248,000 | $ 119,000 |
| Los Angeles County California | 747 | $ 223,195,000 | $ 298,000 | $ 125,000 |
| Maricopa County Arizona | 486 | $ 93,018,000 | $ 191,000 | $ 104,000 |
| Orange County California | 396 | $ 138,991,000 | $ 350,000 | $ 155,000 |
| San Bernardino County California | 264 | $ 59,689,000 | $ 226,000 | $ 104,000 |
| Clark County Nevada | 256 | $ 52,432,000 | $ 204,000 | $ 107,000 |
| Imperial County California | 240 | $ 40,040,000 | $ 166,000 | $ 89,000 |
| Shasta County California | 164 | $ 30,865,000 | $ 188,000 | $ 79,000 |
| Bernalillo County New Mexico | 124 | $ 15,273,000 | $ 123,000 | $ 71,000 |
| Sacramento County California | 115 | $ 27,359,000 | $ 237,000 | $ 122,000 |
| Pierce County Washington | 115 | $ 18,792,000 | $ 163,000 | $ 84,000 |
| King County Washington | 102 | $ 22,966,000 | $ 225,000 | $ 153,000 |
| Fresno County California | 100 | $ 19,513,000 | $ 195,000 | $ 79,000 |
| Contra Costa County California | 88 | $ 29,863,000 | $ 339,000 | $ 169,000 |
| Alameda County California | 85 | $ 29,129,000 | $ 342,000 | $ 129,000 |
| San Joaquin County California | 75 | $ 19,560,000 | $ 260,000 | $ 140,000 |
| Washoe County Nevada | 69 | $ 12,604,000 | $ 182,000 | $ 86,000 |
| Santa Clara County California | 55 | $ 21,210,000 | $ 385,000 | $ 137,000 |
| Stanislaus County California | 55 | $ 12,477,000 | $ 226,000 | $ 123,000 |
| Ventura County California | 47 | $ 16,272,000 | $ 346,000 | $ 123,000 |
| Kern County California | 46 | $ 9,449,000 | $ 205,000 | $ 114,000 |
| Snohomish County Washington | 40 | $ 6,307,000 | $ 157,000 | $ 104,000 |
| Jackson County Missouri | 35 | $ 2,267,000 | $ 64,000 | $ 497,000 |
| Solano County California | 31 | $ 10,371,000 | $ 334,000 | $ 115,000 |
| Broward County Florida | 29 | $ 4,254,000 | $ 146,000 | $ 88,000 |
| Clark County Washington | 29 | $ 5,579,000 | $ 192,000 | $ 129,000 |
| Multnomah County Oregon | 28 | $ 4,312,000 | $ 154,000 | $ 82,000 |
| Clackamas County Oregon | 25 | $ 4,070,000 | $ 162,000 | $ 100,000 |
| Orange County Florida | 24 | $ 5,560,000 | $ 231,000 | $ 119,000 |
| Pima County Arizona | 23 | $ 2,988,000 | $ 129,000 | $ 79,000 |
| Pinal County Arizona | 23 | $ 6,849,000 | $ 297,000 | $ 154,000 |
| Miami-Dade County Florida | 23 | $ 5,422,000 | $ 235,000 | $ 94,000 |
| Merced County California | 22 | $ 4,811,000 | $ 218,000 | $ 99,000 |
| Hillsborough County Florida | 22 | $ 4,356,000 | $ 198,000 | $ 87,000 |
| Jackson County Oregon | 22 | $ 3,765,000 | $ 171,000 | $ 86,000 |
| Thurston County Washington | 21 | $ 2,762,000 | $ 131,000 | $ 85,000 |
| Brevard County Florida | 20 | $ 3,181,000 | $ 159,000 | $ 141,000 |
| Honolulu County Hawaii | 20 | $ 5,705,000 | $ 285,000 | $ 105,000 |
| Kings County California | 19 | $ 3,475,000 | $ 182,000 | $ 95,000 |
| Monterey County California | 19 | $ 5,644,000 | $ 297,000 | $ 110,000 |
| San Luis Obispo County California | 19 | $ 5,629,000 | $ 296,000 | $ 124,000 |
| Palm Beach County Florida | 19 | $ 5,494,000 | $ 289,000 | $ 100,000 |
| Kauai County Hawaii | 19 | $ 7,928,000 | $ 417,000 | $ 84,000 |
| Yuma County Arizona | 18 | $ 2,606,000 | $ 144,000 | $ 88,000 |
| Placer County California | 17 | $ 4,775,000 | $ 280,000 | $ 247,000 |
| Tulare County California | 17 | $ 2,614,000 | $ 153,000 | $ 80,000 |
| Mohave County Arizona | 16 | $ 3,372,000 | $ 210,000 | $ 41,000 |
| Sonoma County California | 16 | $ 4,607,000 | $ 287,000 | $ 165,000 |
| Denver County Colorado | 16 | $ 1,593,000 | $ 99,000 | $ 77,000 |
| Washington County Oregon | 16 | $ 2,106,000 | $ 131,000 | $ 91,000 |
| San Mateo County California | 15 | $ 6,221,000 | $ 414,000 | $ 259,000 |
| Sandoval County New Mexico | 15 | $ 1,618,000 | $ 107,000 | $ 56,000 |
| Salt Lake County Utah | 15 | $ 2,428,000 | $ 161,000 | $ 96,000 |
| Butte County California | 14 | $ 3,221,000 | $ 230,000 | $ 189,000 |
| San Francisco County California | 14 | $ 6,281,000 | $ 448,000 | $ 188,000 |
| Santa Barbara County California | 14 | $ 5,914,000 | $ 422,000 | $ 217,000 |
| Lee County Florida | 14 | $ 2,511,000 | $ 179,000 | $ 87,000 |
| Pinellas County Florida | 14 | $ 2,526,000 | $ 180,000 | $ 109,000 |
| Santa Cruz County California | 13 | $ 4,928,000 | $ 379,000 | $ 184,000 |
| Arapahoe County Colorado | 13 | $ 2,820,000 | $ 216,000 | $ 140,000 |
| Duval County Florida | 13 | $ 1,267,000 | $ 97,000 | $ 42,000 |
| Napa County California | 12 | $ 5,044,000 | $ 420,000 | $ 141,000 |
| Tehama County California | 12 | $ 2,422,000 | $ 201,000 | $ 16,000 |
| Adams County Colorado | 12 | $ 1,282,000 | $ 106,000 | $ 69,000 |
| Kitsap County Washington | 12 | $ 1,644,000 | $ 137,000 | $ 170,000 |
| Spokane County Washington | 12 | $ 1,893,000 | $ 157,000 | $ 112,000 |
| Madera County California | 11 | $ 1,935,000 | $ 175,000 | $ 90,000 |
| El Paso County Colorado | 11 | $ 1,372,000 | $ 124,000 | $ 46,000 |
| St. Lucie County Florida | 11 | $ 1,971,000 | $ 179,000 | $ 104,000 |
| Hawaii County Hawaii | 11 | $ 3,252,000 | $ 295,000 | $ 91,000 |
| Santa Fe County New Mexico | 11 | $ 1,490,000 | $ 135,000 | $ 142,000 |
| Volusia County Florida | 10 | $ 1,533,000 | $ 153,000 | $ 49,000 |
| Dona Ana County New Mexico | 10 | $ 702,000 | $ 70,000 | $ 56,000 |
| Valencia County New Mexico | 10 | $ 1,019,000 | $ 101,000 | $ 86,000 |
| Humboldt County California | 9 | $ 1,891,000 | $ 210,000 | $ 31,000 |
| Mason County Washington | 9 | $ 1,028,000 | $ 114,000 | $ 108,000 |
| El Dorado County California | 8 | $ 3,985,000 | $ 498,000 | $ 162,000 |
| Collier County Florida | 8 | $ 1,847,000 | $ 230,000 | $ 190,000 |
| St. Johns County Florida | 8 | $ 2,024,000 | $ 253,000 | $ 201,000 |
| Maui County Hawaii | 8 | $ 5,089,000 | $ 636,000 | $ 143,000 |
| Deschutes County Oregon | 8 | $ 1,331,000 | $ 166,000 | $ 80,000 |
| Marin County California | 7 | $ 3,797,000 | $ 542,000 | $ 256,000 |
| Yuba County California | 7 | $ 1,300,000 | $ 185,000 | $ 198,000 |
| Manatee County Florida | 7 | $ 1,494,000 | $ 213,000 | $ 103,000 |
| Polk County Florida | 7 | $ 1,153,000 | $ 164,000 | $ 60,000 |
| Seminole County Florida | 7 | $ 1,470,000 | $ 210,000 | $ 90,000 |
| Carson City County Nevada | 7 | $ 883,000 | $ 126,000 | $ 70,000 |
| Yolo County California | 6 | $ 2,210,000 | $ 368,000 | $ 146,000 |
| Douglas County Colorado | 6 | $ 1,988,000 | $ 331,000 | $ 180,000 |
| Larimer County Colorado | 6 | $ 1,605,000 | $ 267,000 | $ 59,000 |
| Montezuma County Colorado | 6 | $ 1,190,000 | $ 198,000 | $ 52,000 |
| Osceola County Florida | 6 | $ 1,103,000 | $ 183,000 | $ 61,000 |
| Sarasota County Florida | 6 | $ 809,000 | $ 134,000 | $ 80,000 |
| Marion County Oregon | 6 | $ 689,000 | $ 114,000 | $ 65,000 |
| Yavapai County Arizona | 5 | $ 1,069,000 | $ 213,000 | $ 102,000 |
| San Benito County California | 5 | $ 2,351,000 | $ 470,000 | $ 46,000 |
| Garfield County Colorado | 5 | $ 669,000 | $ 133,000 | $ 5,000 |
| Hernando County Florida | 5 | $ 829,000 | $ 165,000 | $ 118,000 |
| Martin County Florida | 5 | $ 659,000 | $ 131,000 | $ 93,000 |
| Columbia County Oregon | 5 | $ 707,000 | $ 141,000 | $ 106,000 |
| Lewis County Washington | 5 | $ 733,000 | $ 146,000 | $ 36,000 |
| Mendocino County California | 4 | $ 1,687,000 | $ 421,000 | $ 171,000 |
| Sutter County California | 4 | $ 541,000 | $ 135,000 | $ 437,000 |
| Clay County Florida | 4 | $ 451,000 | $ 112,000 | $ 79,000 |
| Escambia County Florida | 4 | $ 516,000 | $ 129,000 | $ 80,000 |
| Flagler County Florida | 4 | $ 641,000 | $ 160,000 | $ 20,000 |
| Pasco County Florida | 4 | $ 368,000 | $ 92,000 | $ 36,000 |
| Ada County Idaho | 4 | $ 403,000 | $ 100,000 | $ 86,000 |
| Platte County Missouri | 4 | $ 402,000 | $ 100,000 | $ 587,000 |
| Lyon County Nevada | 4 | $ 548,000 | $ 137,000 | $ 14,000 |
| Nye County Nevada | 4 | $ 827,000 | $ 206,000 | $ 20,000 |
| Coos County Oregon | 4 | $ 309,000 | $ 77,000 | $ 0 |
| Lane County Oregon | 4 | $ 794,000 | $ 198,000 | $ 109,000 |
| Yamhill County Oregon | 4 | $ 740,000 | $ 185,000 | $ 24,000 |
| Davis County Utah | 4 | $ 677,000 | $ 169,000 | $ 35,000 |
| Navajo County Arizona | 3 | $ 409,000 | $ 136,000 | $ 326,000 |
| Tuolumne County California | 3 | $ 514,000 | $ 171,000 | $ 25,000 |
| Eagle County Colorado | 3 | $ 397,000 | $ 132,000 | $ 23,000 |
| Mesa County Colorado | 3 | $ 308,000 | $ 102,000 | $ 67,000 |
| Pueblo County Colorado | 3 | $ 264,000 | $ 88,000 | $ 70,000 |
| Bay County Florida | 3 | $ 732,000 | $ 244,000 | $ 104,000 |
| Highlands County Florida | 3 | $ 524,000 | $ 174,000 | $ 65,000 |
| Indian River County Florida | 3 | $ 552,000 | $ 184,000 | $ 14,000 |
| Okaloosa County Florida | 3 | $ 802,000 | $ 267,000 | $ 47,000 |
| St. Louis County Missouri | 3 | $ 436,000 | $ 145,000 | $ 99,000 |
| Otero County New Mexico | 3 | $ 216,000 | $ 72,000 | $ 11,000 |
| Washington County Utah | 3 | $ 280,000 | $ 93,000 | $ 133,000 |
| Benton County Washington | 3 | $ 504,000 | $ 168,000 | $ 83,000 |
| Skagit County Washington | 3 | $ 609,000 | $ 203,000 | $ 87,000 |
| Laramie County Wyoming | 3 | $ 347,000 | $ 115,000 | $ 99,000 |
| Cochise County Arizona | 2 | $ 235,000 | $ 117,000 | $ 14,000 |
| Coconino County Arizona | 2 | $ 508,000 | $ 254,000 | $ 75,000 |
| La Paz County Arizona | 2 | $ 202,000 | $ 101,000 | $ 10,000 |
| Calaveras County California | 2 | $ 574,000 | $ 287,000 | $ 23,000 |
| Colusa County California | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Glenn County California | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Mono County California | 2 | $ 996,000 | $ 498,000 | $ 221,000 |
| Citrus County Florida | 2 | $ 460,000 | $ 230,000 | $ 2,000 |
| Gadsden County Florida | 2 | $ 142,000 | $ 71,000 | $ 39,000 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Marion County Florida | 2 | $ 366,000 | $ 183,000 | $ 86,000 |
| Okeechobee County Florida | 2 | $ 299,000 | $ 149,000 | $ 31,000 |
| Sumter County Florida | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| Montgomery County Maryland | 2 | $ 215,000 | $ 107,000 | $ 75,000 |
| Middlesex County Massachusetts | 2 | $ 423,000 | $ 211,000 | $ 111,000 |
| Worcester County Massachusetts | 2 | $ 468,000 | $ 234,000 | $ 92,000 |
| Crawford County Missouri | 2 | $ 116,000 | $ 58,000 | $ 40,000 |
| Douglas County Nevada | 2 | $ 347,000 | $ 173,000 | $ 29,000 |
| Torrance County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Payne County Oklahoma | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Benton County Oregon | 2 | $ 302,000 | $ 151,000 | $ 61,000 |
| Klamath County Oregon | 2 | $ 275,000 | $ 137,000 | $ 2,000 |
| Polk County Oregon | 2 | $ 288,000 | $ 144,000 | $ 53,000 |
| Abbeville County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Tooele County Utah | 2 | $ 233,000 | $ 116,000 | $ 82,000 |
| Utah County Utah | 2 | $ 126,000 | $ 63,000 | $ 30,000 |
| Weber County Utah | 2 | $ 417,000 | $ 208,000 | $ 146,000 |
| Clallam County Washington | 2 | $ 622,000 | $ 311,000 | $ 69,000 |
| Grant County Washington | 2 | $ 366,000 | $ 183,000 | $ 17,000 |
| Grays Harbor County Washington | 2 | $ 114,000 | $ 57,000 | $ 19,000 |
| Goshen County Wyoming | 2 | $ 217,000 | $ 108,000 | $ 0 |
| Teton County Wyoming | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Apache County Arizona | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Lake County California | 1 | $ 308,000 | $ 308,000 | $ 124,000 |
| Lassen County California | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Mariposa County California | 1 | $ 383,000 | $ 383,000 | $ 11,000 |
| Nevada County California | 1 | $ 254,000 | $ 254,000 | $ 67,000 |
| Plumas County California | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Boulder County Colorado | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Montrose County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Ouray County Colorado | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Park County Colorado | 1 | $ 469,000 | $ 469,000 | $ 240,000 |
| Summit County Colorado | 1 | $ 116,000 | $ 116,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Jackson County Florida | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Monroe County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Putnam County Florida | 1 | $ 500,000 | $ 500,000 | $ 161,000 |
| Santa Rosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Gem County Idaho | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Kootenai County Idaho | 1 | $ 636,000 | $ 636,000 | $ 216,000 |
| Cecil County Maryland | 1 | $ 328,000 | $ 328,000 | $ 154,000 |
| Howard County Maryland | 1 | $ 393,000 | $ 393,000 | $ 132,000 |
| Prince George's County Maryland | 1 | $ 356,000 | $ 356,000 | $ 120,000 |
| Livingston County Michigan | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Clay County Missouri | 1 | $ 53,000 | $ 53,000 | $ 587,000 |
| Jefferson County Missouri | 1 | $ 41,000 | $ 41,000 | $ 91,000 |
| St. Charles County Missouri | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Lake County Montana | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Yellowstone County Montana | 1 | $ 498,000 | $ 498,000 | $ 144,000 |
| Cibola County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Lea County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| San Miguel County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 84,000 |
| Oklahoma County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Tulsa County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 132,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Curry County Oregon | 1 | $ 290,000 | $ 290,000 | $ 95,000 |
| Wasatch County Utah | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Chelan County Washington | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Cowlitz County Washington | 1 | $ 201,000 | $ 201,000 | $ 71,000 |
| Island County Washington | 1 | $ 300,000 | $ 300,000 | $ 228,000 |
| Whatcom County Washington | 1 | $ 450,000 | $ 450,000 | $ 142,000 |
| Yakima County Washington | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,879 | $1,571,189,000 | $267,000 | $2,000,000 | $116,000 | $2,570,000 |
| Home Purchase | 3,326 | $786,246,000 | $236,000 | $1,500,000 | $121,000 | $1,680,000 |
| Home Improvement | 3 | $378,000 | $126,000 | $212,000 | $121,000 | $223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,862 | $734,243,000 | $256,000 | $2,000,000 | $135,000 | $2,570,000 |
| Hispanic | 2,802 | $681,663,000 | $243,000 | $1,267,000 | $93,000 | $1,152,000 |
| Not Provided | 1,991 | $529,104,000 | $265,000 | $1,680,000 | $116,000 | $1,680,000 |
| Asian | 800 | $234,099,000 | $292,000 | $1,920,000 | $123,000 | $1,146,000 |
| Black or African American | 533 | $124,238,000 | $233,000 | $1,267,000 | $148,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 176 | $45,375,000 | $257,000 | $900,000 | $126,000 | $702,000 |
| American Indian or Alaskan Native | 44 | $9,091,000 | $206,000 | $700,000 | $110,000 | $318,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,208 | $2,357,813,000 | $256,000 | $2,000,000 | $118,000 | $2,570,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,095 | $813,883,000 | $262,000 | $1,530,000 | $104,000 | $1,542,000 |
| Application Denied By Financial Institution | 2,733 | $670,648,000 | $245,000 | $1,920,000 | $133,000 | $1,680,000 |
| Application Approved But Not Accepted | 2,446 | $636,009,000 | $260,000 | $2,000,000 | $112,000 | $2,570,000 |
| File Closed For Incompleteness | 516 | $140,272,000 | $271,000 | $1,545,000 | $138,000 | $1,333,000 |
| Application Withdrawn By Applicant | 418 | $97,001,000 | $232,000 | $1,275,000 | $122,000 | $750,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 783 | $184,308,000 | $235,000 | $1,680,000 | $121,000 | $1,152,000 |
| Other | 629 | $161,652,000 | $256,000 | $1,275,000 | $146,000 | $1,680,000 |
| Debt-To-Income Ratio | 222 | $48,644,000 | $219,000 | $960,000 | $118,000 | $360,000 |
| Collateral | 218 | $52,818,000 | $242,000 | $888,000 | $143,000 | $648,000 |
| Employment History | 139 | $37,128,000 | $267,000 | $1,000,000 | $131,000 | $520,000 |
| Unverifiable Information | 19 | $4,207,000 | $221,000 | $648,000 | $114,000 | $525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $990,000 | $330,000 | $650,000 | $156,000 | $252,000 |
| Mortgage Insurance Denied | 1 | $239,000 | $239,000 | $239,000 | $159,000 | $159,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.