Heritage Bank National Association
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Heritage Bank National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Heritage Bank National Association 100 South Street W Spicer, MN 56288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2013 2012 |
| Total Number of Mortgage Applications | 526 |
| Total Mortgage Loan Application Amount | $169,470,000 |
| Average Mortgage Loan Application Amount | $455,600 |
| Highest Mortgage Loan Application Amount | $14,205,000 |
| Average Applicant Income | $142,800 |
| Highest Applicant Income | $1,184,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kandiyohi County Minnesota | 88 | $ 18,880,000 | $ 214,000 | $ 111,000 |
| Woodbury County Iowa | 73 | $ 28,585,000 | $ 391,000 | $ 84,000 |
| Minnehaha County South Dakota | 24 | $ 11,800,000 | $ 491,000 | $ 66,000 |
| Hennepin County Minnesota | 22 | $ 6,770,000 | $ 307,000 | $ 125,000 |
| Stearns County Minnesota | 20 | $ 3,470,000 | $ 173,000 | $ 79,000 |
| St. Louis County Minnesota | 12 | $ 1,200,000 | $ 100,000 | $ 53,000 |
| Chippewa County Minnesota | 10 | $ 1,670,000 | $ 167,000 | $ 106,000 |
| Charlotte County Florida | 8 | $ 2,340,000 | $ 292,000 | $ 129,000 |
| Dakota County Minnesota | 7 | $ 1,405,000 | $ 200,000 | $ 111,000 |
| Douglas County Minnesota | 7 | $ 895,000 | $ 127,000 | $ 81,000 |
| Swift County Minnesota | 7 | $ 665,000 | $ 95,000 | $ 52,000 |
| Renville County Minnesota | 6 | $ 1,280,000 | $ 213,000 | $ 88,000 |
| Lincoln County South Dakota | 6 | $ 2,360,000 | $ 393,000 | $ 147,000 |
| Buena Vista County Iowa | 5 | $ 845,000 | $ 169,000 | $ 83,000 |
| Plymouth County Iowa | 5 | $ 695,000 | $ 139,000 | $ 79,000 |
| Sioux County Iowa | 5 | $ 615,000 | $ 123,000 | $ 70,000 |
| Benton County Minnesota | 5 | $ 1,005,000 | $ 201,000 | $ 79,000 |
| Wadena County Minnesota | 5 | $ 545,000 | $ 109,000 | $ 82,000 |
| Maricopa County Arizona | 4 | $ 2,940,000 | $ 735,000 | $ 246,000 |
| Cherokee County Iowa | 4 | $ 370,000 | $ 92,000 | $ 43,000 |
| Beltrami County Minnesota | 4 | $ 1,360,000 | $ 340,000 | $ 139,000 |
| Ramsey County Minnesota | 4 | $ 1,390,000 | $ 347,000 | $ 227,000 |
| Rice County Minnesota | 4 | $ 310,000 | $ 77,000 | $ 44,000 |
| Washington County Minnesota | 4 | $ 1,800,000 | $ 450,000 | $ 127,000 |
| Watonwan County Minnesota | 4 | $ 420,000 | $ 105,000 | $ 35,000 |
| Dakota County Nebraska | 4 | $ 620,000 | $ 155,000 | $ 90,000 |
| Bexar County Texas | 4 | $ 2,650,000 | $ 662,000 | $ 411,000 |
| Harris County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 166,000 |
| Lee County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 168,000 |
| Orange County Florida | 3 | $ 1,385,000 | $ 461,000 | $ 262,000 |
| Seminole County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 250,000 |
| Anoka County Minnesota | 3 | $ 1,345,000 | $ 448,000 | $ 177,000 |
| Todd County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 55,000 |
| Douglas County Nebraska | 3 | $ 2,615,000 | $ 871,000 | $ 533,000 |
| McKenzie County North Dakota | 3 | $ 675,000 | $ 225,000 | $ 186,000 |
| Clay County South Dakota | 3 | $ 255,000 | $ 85,000 | $ 63,000 |
| McCook County South Dakota | 3 | $ 235,000 | $ 78,000 | $ 51,000 |
| St. Croix County Wisconsin | 3 | $ 715,000 | $ 238,000 | $ 248,000 |
| Cobb County Georgia | 2 | $ 730,000 | $ 365,000 | $ 192,000 |
| Dickinson County Iowa | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Ida County Iowa | 2 | $ 130,000 | $ 65,000 | $ 361,000 |
| Blue Earth County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Chisago County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Isanti County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 88,000 |
| Kittson County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Le Sueur County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| Winona County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Washoe County Nevada | 2 | $ 730,000 | $ 365,000 | $ 297,000 |
| Franklin County Ohio | 2 | $ 440,000 | $ 220,000 | $ 193,000 |
| Greenville County South Carolina | 2 | $ 990,000 | $ 495,000 | $ 231,000 |
| Brookings County South Dakota | 2 | $ 820,000 | $ 410,000 | $ 114,000 |
| Hutchinson County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Collin County Texas | 2 | $ 1,570,000 | $ 785,000 | $ 269,000 |
| Denton County Texas | 2 | $ 1,690,000 | $ 845,000 | $ 447,000 |
| Hidalgo County Texas | 2 | $ 670,000 | $ 335,000 | $ 360,000 |
| Sublette County Wyoming | 2 | $ 920,000 | $ 460,000 | $ 143,000 |
| Baldwin County Alabama | 1 | $ 345,000 | $ 345,000 | $ 660,000 |
| Juneau County Alaska | 1 | $ 675,000 | $ 675,000 | $ 250,000 |
| Coconino County Arizona | 1 | $ 895,000 | $ 895,000 | $ 290,000 |
| Pima County Arizona | 1 | $ 875,000 | $ 875,000 | $ 464,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Tulare County California | 1 | $ 495,000 | $ 495,000 | $ 160,000 |
| Arapahoe County Colorado | 1 | $ 605,000 | $ 605,000 | $ 104,000 |
| Routt County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Hartford County Connecticut | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Sussex County Delaware | 1 | $ 685,000 | $ 685,000 | $ 363,000 |
| Alachua County Florida | 1 | $ 755,000 | $ 755,000 | $ 254,000 |
| Broward County Florida | 1 | $ 485,000 | $ 485,000 | $ 147,000 |
| Collier County Florida | 1 | $ 855,000 | $ 855,000 | $ 300,000 |
| Duval County Florida | 1 | $ 265,000 | $ 265,000 | $ 230,000 |
| Hillsborough County Florida | 1 | $ 355,000 | $ 355,000 | $ 295,000 |
| Manatee County Florida | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Miami-Dade County Florida | 1 | $ 505,000 | $ 505,000 | $ 166,000 |
| Osceola County Florida | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| St. Johns County Florida | 1 | $ 1,495,000 | $ 1,495,000 | $ 504,000 |
| Bannock County Idaho | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Marion County Illinois | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Saline County Illinois | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Black Hawk County Iowa | 1 | $ 405,000 | $ 405,000 | $ 320,000 |
| Linn County Iowa | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Monona County Iowa | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| O'Brien County Iowa | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Pottawattamie County Iowa | 1 | $ 355,000 | $ 355,000 | $ 62,000 |
| Sac County Iowa | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Butler County Kansas | 1 | $ 425,000 | $ 425,000 | $ 450,000 |
| Sedgwick County Kansas | 1 | $ 6,345,000 | $ 6,345,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 29,000 |
| Jefferson County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| Calcasieu County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Ouachita County Louisiana | 1 | $ 745,000 | $ 745,000 | $ 429,000 |
| Aitkin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Brown County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 199,000 |
| Carver County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
| Cass County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Clay County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Cook County Minnesota | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Crow Wing County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Fillmore County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Goodhue County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Houston County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 174,000 |
| Lac qui Parle County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| Lyon County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| McLeod County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Meeker County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Otter Tail County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Pope County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Rock County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Roseau County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Scott County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Sherburne County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Sibley County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Stevens County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Wright County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 81,000 |
| Dallas County Missouri | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Cedar County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Kearney County Nebraska | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Lancaster County Nebraska | 1 | $ 905,000 | $ 905,000 | $ 429,000 |
| Morris County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| San Juan County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 200,000 |
| Erie County New York | 1 | $ 2,125,000 | $ 2,125,000 | $ 620,000 |
| Fulton County New York | 1 | $ 195,000 | $ 195,000 | $ 435,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Mecklenburg County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Cuyahoga County Ohio | 1 | $ 395,000 | $ 395,000 | $ 238,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Adair County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Montour County Pennsylvania | 1 | $ 635,000 | $ 635,000 | $ 268,000 |
| Charleston County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Brown County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Charles Mix County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Codington County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Davison County South Dakota | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Douglas County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Fall River County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Jackson County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Kingsbury County South Dakota | 1 | $ 525,000 | $ 525,000 | $ 678,000 |
| Lake County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Pennington County South Dakota | 1 | $ 5,365,000 | $ 5,365,000 | $ 0 |
| Union County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Walworth County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 291,000 |
| Brazoria County Texas | 1 | $ 545,000 | $ 545,000 | $ 247,000 |
| Dallas County Texas | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Gonzales County Texas | 1 | $ 325,000 | $ 325,000 | $ 277,000 |
| Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 281,000 |
| Ochiltree County Texas | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 715,000 | $ 715,000 | $ 475,000 |
| Williamson County Texas | 1 | $ 565,000 | $ 565,000 | $ 348,000 |
| Augusta County Virginia | 1 | $ 425,000 | $ 425,000 | $ 397,000 |
| Pierce County Washington | 1 | $ 905,000 | $ 905,000 | $ 278,000 |
| Randolph County West Virginia | 1 | $ 435,000 | $ 435,000 | $ 382,000 |
| Calumet County Wisconsin | 1 | $ 565,000 | $ 565,000 | $ 202,000 |
| Dane County Wisconsin | 1 | $ 915,000 | $ 915,000 | $ 300,000 |
| Marathon County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 337,000 |
| Milwaukee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Racine County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Waukesha County Wisconsin | 1 | $ 665,000 | $ 665,000 | $ 394,000 |
| Converse County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 194,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heritage Bank National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 389 | $121,785,000 | $313,000 | $5,365,000 | $129,000 | $1,184,000 |
| Refinancing | 54 | $18,930,000 | $350,000 | $6,345,000 | $127,000 | $689,000 |
| Cash-out Refinancing | 41 | $8,105,000 | $197,000 | $565,000 | $126,000 | $678,000 |
| Other Purpose | 29 | $3,985,000 | $137,000 | $625,000 | $124,000 | $555,000 |
| Home Improvement | 13 | $16,665,000 | $1,281,000 | $14,205,000 | $208,000 | $442,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 372 | $89,840,000 | $241,000 | $1,495,000 | $126,000 | $1,184,000 |
| Hispanic | 54 | $11,600,000 | $214,000 | $895,000 | $87,000 | $348,000 |
| Not applicable | 37 | $43,925,000 | $1,187,000 | $14,205,000 | $0 | $0 |
| Not Provided | 24 | $6,610,000 | $275,000 | $775,000 | $159,000 | $360,000 |
| Black or African American | 20 | $9,090,000 | $454,000 | $955,000 | $208,000 | $655,000 |
| Asian | 14 | $7,420,000 | $530,000 | $2,125,000 | $247,000 | $624,000 |
| American Indian or Alaskan Native | 5 | $985,000 | $197,000 | $435,000 | $118,000 | $382,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 426 | $151,300,000 | $355,000 | $14,205,000 | $147,000 | $1,184,000 |
| FHA-insured (Federal Housing Administration) | 82 | $15,140,000 | $184,000 | $385,000 | $65,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,395,000 | $159,000 | $265,000 | $49,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 3 | $635,000 | $211,000 | $255,000 | $79,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 387 | $134,365,000 | $347,000 | $14,205,000 | $131,000 | $789,000 |
| Application Withdrawn By Applicant | 95 | $27,375,000 | $288,000 | $2,125,000 | $145,000 | $1,184,000 |
| Application Denied By Financial Institution | 40 | $6,960,000 | $174,000 | $755,000 | $88,000 | $689,000 |
| Application Approved But Not Accepted | 4 | $770,000 | $192,000 | $385,000 | $65,000 | $90,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 486 | $162,510,000 | $334,000 | $14,205,000 | $134,000 | $1,184,000 |
| Debt-To-Income Ratio | 16 | $3,220,000 | $201,000 | $755,000 | $63,000 | $156,000 |
| Credit History | 13 | $2,165,000 | $166,000 | $635,000 | $126,000 | $689,000 |
| Collateral | 4 | $570,000 | $142,000 | $225,000 | $90,000 | $117,000 |
| Other | 4 | $760,000 | $190,000 | $435,000 | $81,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $135,000 | $32,000 | $32,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.