Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Ocmbc, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 11,428 |
| Total Mortgage Loan Application Amount | $4,172,340,000 |
| Average Mortgage Loan Application Amount | $367,000 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $120,333 |
| Highest Applicant Income | $8,571,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,326 | $ 1,113,190,000 | $ 478,000 | $ 150,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,878 | $ 611,900,000 | $ 325,000 | $ 106,000 |
| CHICAGO-NAPERVILLE, IL | 723 | $ 162,615,000 | $ 224,000 | $ 75,000 |
| SAN DIEGO-CARLSBAD, CA | 621 | $ 282,085,000 | $ 454,000 | $ 144,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 620 | $ 354,010,000 | $ 570,000 | $ 183,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 247 | $ 67,105,000 | $ 271,000 | $ 112,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 243 | $ 78,745,000 | $ 324,000 | $ 115,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 202 | $ 99,270,000 | $ 491,000 | $ 153,000 |
| NA (OUTSIDE OF MSA/MD) | 197 | $ 57,135,000 | $ 257,857 | $ 115,035 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 166 | $ 53,030,000 | $ 319,000 | $ 111,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 164 | $ 37,560,000 | $ 229,000 | $ 68,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 158 | $ 55,620,000 | $ 382,666 | $ 96,333 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 155 | $ 79,075,000 | $ 510,000 | $ 177,000 |
| PROVIDENCE-WARWICK, RI-MA | 142 | $ 39,580,000 | $ 275,000 | $ 84,500 |
| CAPE CORAL-FORT MYERS, FL | 129 | $ 28,435,000 | $ 220,000 | $ 71,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 126 | $ 44,380,000 | $ 352,000 | $ 96,000 |
| NEWARK, NJ-PA | 123 | $ 39,305,000 | $ 319,000 | $ 97,000 |
| FRESNO, CA | 108 | $ 28,680,000 | $ 265,000 | $ 122,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 106 | $ 28,780,000 | $ 271,000 | $ 90,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 102 | $ 25,450,000 | $ 249,000 | $ 92,000 |
| BOSTON, MA | 101 | $ 34,955,000 | $ 346,000 | $ 115,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 96 | $ 26,770,000 | $ 278,000 | $ 113,000 |
| WORCESTER, MA-CT | 89 | $ 24,715,000 | $ 256,500 | $ 75,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 88 | $ 20,460,000 | $ 232,000 | $ 95,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 82 | $ 46,460,000 | $ 566,000 | $ 207,000 |
| STOCKTON-LODI, CA | 82 | $ 26,850,000 | $ 327,000 | $ 95,000 |
| ELGIN, IL | 81 | $ 15,745,000 | $ 194,000 | $ 67,000 |
| SALINAS, CA | 81 | $ 32,305,000 | $ 398,000 | $ 133,000 |
| BAKERSFIELD, CA | 80 | $ 20,270,000 | $ 253,000 | $ 83,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 79 | $ 29,515,000 | $ 373,000 | $ 94,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 77 | $ 23,515,000 | $ 305,000 | $ 100,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 70 | $ 26,180,000 | $ 374,000 | $ 104,000 |
| DENVER-AURORA-LAKEWOOD, CO | 70 | $ 24,180,000 | $ 345,000 | $ 102,000 |
| NEW YORK-NEWARK, NY | 65 | $ 20,195,000 | $ 310,000 | $ 115,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 59 | $ 42,095,000 | $ 713,000 | $ 302,000 |
| DALLAS-PLANO-IRVING, TX | 50 | $ 13,710,000 | $ 274,000 | $ 134,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 9,640,000 | $ 192,000 | $ 73,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 47 | $ 13,895,000 | $ 295,000 | $ 99,000 |
| MODESTO, CA | 47 | $ 12,195,000 | $ 259,000 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 42 | $ 8,250,000 | $ 196,000 | $ 70,000 |
| SALT LAKE CITY, UT | 42 | $ 15,500,000 | $ 369,000 | $ 96,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 42 | $ 14,050,000 | $ 334,000 | $ 84,000 |
| TRENTON, NJ | 41 | $ 9,175,000 | $ 223,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 39 | $ 15,565,000 | $ 399,000 | $ 140,000 |
| CAMDEN, NJ | 37 | $ 9,645,000 | $ 260,000 | $ 87,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 37 | $ 12,025,000 | $ 325,000 | $ 106,000 |
| PUNTA GORDA, FL | 36 | $ 7,610,000 | $ 211,000 | $ 63,000 |
| SANTA ROSA, CA | 33 | $ 14,875,000 | $ 450,000 | $ 139,000 |
| PORT ST. LUCIE, FL | 31 | $ 7,145,000 | $ 230,000 | $ 75,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 30 | $ 5,580,000 | $ 186,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 30 | $ 6,870,000 | $ 229,000 | $ 116,000 |
| SPRINGFIELD, MA | 29 | $ 6,555,000 | $ 226,000 | $ 69,000 |
| LAKELAND-WINTER HAVEN, FL | 28 | $ 5,660,000 | $ 202,000 | $ 73,000 |
| MADERA, CA | 28 | $ 7,300,000 | $ 260,000 | $ 83,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 28 | $ 9,180,000 | $ 327,000 | $ 83,000 |
| JACKSONVILLE, FL | 27 | $ 7,205,000 | $ 266,000 | $ 61,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 26 | $ 5,810,000 | $ 219,000 | $ 78,500 |
| EL PASO, TX | 25 | $ 4,615,000 | $ 184,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 25 | $ 6,185,000 | $ 247,000 | $ 86,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 24 | $ 4,390,000 | $ 182,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 23 | $ 7,185,000 | $ 312,000 | $ 112,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 23 | $ 8,335,000 | $ 362,000 | $ 114,000 |
| SAN RAFAEL, CA | 22 | $ 12,670,000 | $ 575,000 | $ 254,000 |
| SANTA MARIA-SANTA BARBARA, CA | 22 | $ 8,820,000 | $ 400,000 | $ 154,000 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 4,495,000 | $ 236,000 | $ 51,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 19 | $ 7,995,000 | $ 420,000 | $ 171,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 18 | $ 3,320,000 | $ 184,000 | $ 56,000 |
| EL CENTRO, CA | 18 | $ 3,510,000 | $ 195,000 | $ 80,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 18 | $ 4,750,000 | $ 263,000 | $ 202,000 |
| COLORADO SPRINGS, CO | 17 | $ 5,775,000 | $ 339,000 | $ 51,000 |
| MERCED, CA | 16 | $ 4,370,000 | $ 273,000 | $ 94,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 4,430,000 | $ 276,000 | $ 102,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 6,960,000 | $ 409,000 | $ 204,000 |
| BOULDER, CO | 14 | $ 5,110,000 | $ 365,000 | $ 191,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 14 | $ 2,740,000 | $ 195,000 | $ 67,000 |
| FORT COLLINS, CO | 14 | $ 5,050,000 | $ 360,000 | $ 99,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 14 | $ 3,550,000 | $ 253,000 | $ 75,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 14 | $ 7,160,000 | $ 511,000 | $ 215,000 |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $ 2,860,000 | $ 204,000 | $ 69,000 |
| OCALA, FL | 13 | $ 1,965,000 | $ 151,000 | $ 45,000 |
| OGDEN-CLEARFIELD, UT | 13 | $ 3,775,000 | $ 290,000 | $ 79,000 |
| ROCHESTER, MN | 13 | $ 3,255,000 | $ 250,000 | $ 88,000 |
| BATON ROUGE, LA | 12 | $ 2,500,000 | $ 208,000 | $ 59,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 12 | $ 4,850,000 | $ 404,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 2,495,000 | $ 226,000 | $ 125,000 |
| KNOXVILLE, TN | 11 | $ 2,005,000 | $ 182,000 | $ 57,000 |
| SALISBURY, MD-DE | 11 | $ 2,125,000 | $ 207,500 | $ 52,500 |
| TACOMA-LAKEWOOD, WA | 11 | $ 4,365,000 | $ 396,000 | $ 94,000 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 2,970,000 | $ 297,000 | $ 80,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 2,320,000 | $ 232,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 2,150,000 | $ 215,000 | $ 75,000 |
| PROVO-OREM, UT | 10 | $ 3,290,000 | $ 329,000 | $ 111,000 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 4,230,000 | $ 423,000 | $ 104,000 |
| WILMINGTON, DE-MD-NJ | 10 | $ 2,430,000 | $ 235,333 | $ 138,000 |
| PHILADELPHIA, PA | 9 | $ 2,765,000 | $ 307,000 | $ 125,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,960,000 | $ 330,500 | $ 88,000 |
| BROWNSVILLE-HARLINGEN, TX | 8 | $ 1,400,000 | $ 175,000 | $ 88,000 |
| GREELEY, CO | 8 | $ 3,970,000 | $ 496,000 | $ 125,000 |
| CHICO, CA | 7 | $ 1,935,000 | $ 276,000 | $ 181,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,475,000 | $ 210,000 | $ 36,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 7 | $ 1,715,000 | $ 245,000 | $ 150,000 |
| TUCSON, AZ | 7 | $ 1,445,000 | $ 206,000 | $ 45,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,720,000 | $ 286,000 | $ 101,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 1,300,000 | $ 216,000 | $ 78,000 |
| PANAMA CITY, FL | 6 | $ 1,280,000 | $ 213,000 | $ 66,000 |
| WENATCHEE, WA | 6 | $ 1,740,000 | $ 290,000 | $ 89,000 |
| YUBA CITY, CA | 6 | $ 1,620,000 | $ 270,000 | $ 94,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 2,025,000 | $ 405,000 | $ 108,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 1,025,000 | $ 205,000 | $ 84,000 |
| NAPA, CA | 5 | $ 3,275,000 | $ 655,000 | $ 42,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,165,000 | $ 233,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 5 | $ 1,265,000 | $ 253,000 | $ 60,000 |
| ROCKFORD, IL | 5 | $ 955,000 | $ 191,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 5 | $ 1,135,000 | $ 227,000 | $ 72,000 |
| ALBUQUERQUE, NM | 4 | $ 930,000 | $ 232,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 570,000 | $ 142,000 | $ 29,000 |
| BEND-REDMOND, OR | 4 | $ 1,090,000 | $ 272,000 | $ 40,000 |
| COLUMBUS, OH | 4 | $ 860,000 | $ 215,000 | $ 96,000 |
| LANCASTER, PA | 4 | $ 800,000 | $ 200,000 | $ 56,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 740,000 | $ 185,000 | $ 110,000 |
| RICHMOND, VA | 4 | $ 990,000 | $ 247,000 | $ 39,000 |
| SANTA FE, NM | 4 | $ 1,530,000 | $ 382,000 | $ 119,000 |
| SAVANNAH, GA | 4 | $ 880,000 | $ 220,000 | $ 61,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 575,000 | $ 191,000 | $ 72,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 675,000 | $ 225,000 | $ 101,000 |
| GRAND JUNCTION, CO | 3 | $ 845,000 | $ 281,000 | $ 64,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 1,025,000 | $ 341,000 | $ 77,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 905,000 | $ 307,500 | $ 60,000 |
| MEDFORD, OR | 3 | $ 1,105,000 | $ 368,000 | $ 53,000 |
| PITTSBURGH, PA | 3 | $ 505,000 | $ 168,000 | $ 74,000 |
| RENO, NV | 3 | $ 1,495,000 | $ 498,000 | $ 339,000 |
| SPARTANBURG, SC | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 965,000 | $ 321,000 | $ 35,000 |
| TALLAHASSEE, FL | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| YORK-HANOVER, PA | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| AMARILLO, TX | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| BILLINGS, MT | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 790,000 | $ 395,000 | $ 59,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| CORVALLIS, OR | 2 | $ 880,000 | $ 440,000 | $ 152,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 540,000 | $ 270,000 | $ 31,000 |
| EUGENE, OR | 2 | $ 690,000 | $ 345,000 | $ 0 |
| FLINT, MI | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| GAINESVILLE, FL | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| GARY, IN | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| HAMMOND, LA | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 2 | $ 570,000 | $ 285,000 | $ 65,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,430,000 | $ 715,000 | $ 406,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| LAREDO, TX | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| LAS CRUCES, NM | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| LONGVIEW, TX | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 510,000 | $ 255,000 | $ 129,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| MIDLAND, TX | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| MONROE, LA | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| OCEAN CITY, NJ | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| ODESSA, TX | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| RALEIGH, NC | 2 | $ 700,000 | $ 350,000 | $ 140,000 |
| SAGINAW, MI | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| ST. GEORGE, UT | 2 | $ 430,000 | $ 215,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 510,000 | $ 255,000 | $ 49,000 |
| YAKIMA, WA | 2 | $ 470,000 | $ 235,000 | $ 16,000 |
| YUMA, AZ | 2 | $ 550,000 | $ 275,000 | $ 330,000 |
| ALBANY, OR | 1 | $ 255,000 | $ 255,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| BRUNSWICK, GA | 1 | $ 445,000 | $ 445,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| CHARLOTTESVILLE, VA | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| COLUMBIA, SC | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| COLUMBUS, GA-AL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DOVER, DE | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| DULUTH, MN-WI | 1 | $ 495,000 | $ 495,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| FARGO, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| FAYETTEVILLE, NC | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| FLAGSTAFF, AZ | 1 | $ 225,000 | $ 225,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 465,000 | $ 465,000 | $ 100,000 |
| HARRISONBURG, VA | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| HINESVILLE, GA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| JACKSON, MI | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| LAFAYETTE, LA | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| LEWISTON, ID-WA | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 305,000 | $ 305,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| MUSKEGON, MI | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| PUEBLO, CO | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| REDDING, CA | 1 | $ 235,000 | $ 235,000 | $ 34,000 |
| ROCKY MOUNT, NC | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| ROME, GA | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| SALEM, OR | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| SEBRING, FL | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| THE VILLAGES, FL | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,484 | $1,523,100,000 | $339,000 | $2,765,000 | $109,000 | $6,900,000 |
| Refinancing | 3,924 | $1,502,980,000 | $383,000 | $15,005,000 | $127,000 | $4,277,000 |
| Cash-out Refinancing | 3,020 | $1,146,260,000 | $379,000 | $3,005,000 | $125,000 | $8,571,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 4,413 | $1,456,245,000 | $329,000 | $3,555,000 | $95,000 | $6,900,000 |
| White | 3,596 | $1,404,310,000 | $390,000 | $15,005,000 | $144,000 | $8,571,000 |
| Not Provided | 1,472 | $633,930,000 | $430,000 | $2,995,000 | $144,000 | $2,510,000 |
| Black or African American | 1,208 | $364,740,000 | $301,000 | $2,105,000 | $88,000 | $3,132,000 |
| Asian | 667 | $287,335,000 | $430,000 | $2,455,000 | $157,000 | $1,419,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $11,650,000 | $323,000 | $625,000 | $86,000 | $310,000 |
| American Indian or Alaskan Native | 24 | $7,720,000 | $321,000 | $675,000 | $138,000 | $627,000 |
| Not applicable | 2 | $1,030,000 | $515,000 | $525,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,389 | $2,914,175,000 | $394,000 | $15,005,000 | $146,000 | $8,571,000 |
| FHA-insured (Federal Housing Administration) | 3,380 | $1,021,470,000 | $302,000 | $915,000 | $75,000 | $6,900,000 |
| VA-guaranteed (Veterans Administration) | 593 | $221,415,000 | $373,000 | $1,955,000 | $58,000 | $442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $15,280,000 | $231,000 | $465,000 | $65,000 | $169,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,835 | $2,379,415,000 | $348,000 | $3,555,000 | $115,000 | $2,849,000 |
| Application Denied By Financial Institution | 2,903 | $1,161,385,000 | $400,000 | $15,005,000 | $136,000 | $8,571,000 |
| Application Approved But Not Accepted | 836 | $333,980,000 | $399,000 | $3,705,000 | $127,000 | $4,012,000 |
| File Closed For Incompleteness | 439 | $165,625,000 | $377,000 | $2,995,000 | $106,000 | $1,541,000 |
| Application Withdrawn By Applicant | 415 | $131,935,000 | $317,000 | $1,335,000 | $86,000 | $891,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,525 | $3,010,955,000 | $353,000 | $3,705,000 | $114,000 | $4,012,000 |
| Credit Application Incomplete | 1,526 | $569,380,000 | $373,000 | $2,955,000 | $135,000 | $8,571,000 |
| Other | 504 | $243,690,000 | $483,000 | $2,995,000 | $189,000 | $2,596,000 |
| Debt-To-Income Ratio | 379 | $157,235,000 | $414,000 | $15,005,000 | $95,000 | $4,277,000 |
| Credit History | 173 | $65,105,000 | $376,000 | $3,005,000 | $107,000 | $1,062,000 |
| Collateral | 122 | $51,260,000 | $420,000 | $2,985,000 | $139,000 | $1,105,000 |
| Unverifiable Information | 108 | $40,240,000 | $372,000 | $2,005,000 | $111,000 | $804,000 |
| Employment History | 55 | $20,455,000 | $371,000 | $1,435,000 | $134,000 | $654,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $14,020,000 | $389,000 | $905,000 | $127,000 | $361,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.