Heartland Bank
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Heartland Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Heartland Bank
212 South Central
St. Louis, MO 63105
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 3,962
Total Mortgage Loan Application Amount $724,395,000
Average Mortgage Loan Application Amount $125,666
Highest Mortgage Loan Application Amount $11,196,000
Average Applicant Income $63,333
Highest Applicant Income $1,091,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Heartland Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ST. LOUIS, MO-IL 3,083 $ 561,903,000 $ 181,500 $ 75,500
SPRINGFIELD, MO 415 $ 58,342,000 $ 140,000 $ 60,000
DENVER-AURORA-BROOMFIELD, CO 81 $ 23,319,000 $ 287,000 $ 122,000
JOPLIN, MO 74 $ 8,035,000 $ 108,000 $ 44,000
BOSTON-QUINCY, MA 24 $ 8,086,000 $ 336,000 $ 122,000
KANSAS CITY, MO-KS 24 $ 4,371,000 $ 189,000 $ 102,500
ATLANTA-SANDY SPRINGS-MARIETTA, GA 7 $ 1,346,000 $ 192,000 $ 83,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 7 $ 2,121,000 $ 303,000 $ 111,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 5 $ 1,236,000 $ 226,500 $ 89,000
PHOENIX-MESA-GLENDALE, AZ 5 $ 1,260,000 $ 252,000 $ 130,000
COLUMBIA, MO 4 $ 666,000 $ 166,000 $ 74,000
BOULDER, CO 3 $ 900,000 $ 300,000 $ 135,000
CAPE GIRARDEAU-JACKSON, MO-IL 3 $ 552,000 $ 184,000 $ 91,000
CHICAGO-JOLIET-NAPERVILLE, IL 3 $ 788,000 $ 262,000 $ 157,000
DALLAS-PLANO-IRVING, TX 3 $ 672,000 $ 224,000 $ 139,000
INDIANAPOLIS-CARMEL, IN 3 $ 559,000 $ 186,000 $ 86,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 833,000 $ 277,000 $ 135,000
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 467,000 $ 233,000 $ 160,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 2 $ 421,000 $ 210,000 $ 128,000
FORT WORTH-ARLINGTON, TX 2 $ 522,000 $ 261,000 $ 87,000
JEFFERSON CITY, MO 2 $ 526,000 $ 263,000 $ 185,000
LAS VEGAS-PARADISE, NV 2 $ 476,000 $ 238,000 $ 175,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 252,000 $ 126,000 $ 100,000
PEABODY, MA 2 $ 587,000 $ 293,000 $ 132,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 2 $ 376,000 $ 188,000 $ 64,000
TALLAHASSEE, FL 2 $ 353,000 $ 176,000 $ 51,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 572,000 $ 286,000 $ 153,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 771,000 $ 385,000 $ 313,000
BALTIMORE-TOWSON, MD 1 $ 356,000 $ 356,000 $ 0
BARNSTABLE TOWN, MA 1 $ 202,000 $ 202,000 $ 219,000
BETHESDA-ROCKVILLE-FREDERICK, MD 1 $ 210,000 $ 210,000 $ 702,000
BRUNSWICK, GA 1 $ 245,000 $ 245,000 $ 114,000
CAPE CORAL-FORT MYERS, FL 1 $ 276,000 $ 276,000 $ 95,000
CEDAR RAPIDS, IA 1 $ 52,000 $ 52,000 $ 31,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 1 $ 270,000 $ 270,000 $ 112,000
COLLEGE STATION-BRYAN, TX 1 $ 245,000 $ 245,000 $ 243,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 247,000 $ 247,000 $ 209,000
FORT COLLINS-LOVELAND, CO 1 $ 377,000 $ 377,000 $ 17,000
HARRISBURG-CARLISLE, PA 1 $ 399,000 $ 399,000 $ 198,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 210,000 $ 210,000 $ 64,000
HUNTSVILLE, AL 1 $ 295,000 $ 295,000 $ 138,000
JACKSON, TN 1 $ 240,000 $ 240,000 $ 120,000
KNOXVILLE, TN 1 $ 254,000 $ 254,000 $ 213,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 290,000 $ 290,000 $ 0
MANCHESTER-NASHUA, NH 1 $ 331,000 $ 331,000 $ 170,000
MANHATTAN, KS 1 $ 63,000 $ 63,000 $ 54,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 314,000 $ 314,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 417,000 $ 417,000 $ 252,000
NORTH PORT-BRADENTON-SARASOTA, FL 1 $ 406,000 $ 406,000 $ 631,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 72,000 $ 72,000 $ 52,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 78,000 $ 78,000 $ 62,000
PRESCOTT, AZ 1 $ 229,000 $ 229,000 $ 252,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 353,000 $ 353,000 $ 200,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 11,196,000 $ 11,196,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 362,000 $ 362,000 $ 113,000
ST. GEORGE, UT 1 $ 146,000 $ 146,000 $ 125,000
ST. JOSEPH, MO-KS 1 $ 158,000 $ 158,000 $ 126,000
TOLEDO, OH 1 $ 165,000 $ 165,000 $ 126,000
TOPEKA, KS 1 $ 170,000 $ 170,000 $ 68,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 300,000 $ 300,000 $ 108,000
WICHITA, KS 1 $ 254,000 $ 254,000 $ 182,000
WORCESTER, MA 1 $ 361,000 $ 361,000 $ 177,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Heartland Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,125 $428,955,000 $201,000 $11,196,000 $95,000 $1,091,000
Home Purchase 1,831 $295,345,000 $161,000 $500,000 $70,000 $829,000
Home Improvement 6 $95,000 $15,000 $30,000 $25,000 $42,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,495 $633,101,000 $181,000 $900,000 $86,000 $1,091,000
Black or African American 238 $36,626,000 $153,000 $640,000 $61,000 $829,000
Asian 61 $12,554,000 $205,000 $417,000 $113,000 $788,000
Not Provided 53 $10,088,000 $190,000 $390,000 $70,000 $588,000
Not applicable 51 $19,894,000 $390,000 $11,196,000 $0 $0
Hispanic 48 $9,136,000 $190,000 $361,000 $72,000 $221,000
Native Hawaiian or Other Pacific Islander 11 $2,553,000 $232,000 $417,000 $134,000 $772,000
American Indian or Alaskan Native 5 $443,000 $88,000 $121,000 $33,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,519 $494,125,000 $196,000 $900,000 $107,000 $1,091,000
FHA-insured (Federal Housing Administration) 1,000 $151,641,000 $151,000 $11,196,000 $45,000 $279,000
VA-guaranteed (Veterans Administration) 303 $60,334,000 $199,000 $416,000 $37,000 $177,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 140 $18,295,000 $130,000 $282,000 $43,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,241 $591,469,000 $182,000 $11,196,000 $85,000 $1,091,000
Application Withdrawn By Applicant 376 $70,998,000 $188,000 $900,000 $88,000 $636,000
Application Denied By Financial Institution 115 $18,049,000 $156,000 $377,000 $60,000 $368,000
File Closed For Incompleteness 109 $21,230,000 $194,000 $795,000 $90,000 $600,000
Application Approved But Not Accepted 80 $15,031,000 $187,000 $417,000 $84,000 $476,000
Loan Purchased By The Institution 41 $7,618,000 $185,000 $416,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 39 $6,723,000 $172,000 $377,000 $38,000 $113,000
Other 22 $3,331,000 $151,000 $243,000 $64,000 $191,000
Collateral 21 $3,003,000 $143,000 $332,000 $96,000 $368,000
Credit History 21 $3,253,000 $154,000 $285,000 $63,000 $200,000
Employment History 9 $1,379,000 $153,000 $280,000 $53,000 $133,000
Insufficient Cash (Downpayment, Closing Cost) 3 $360,000 $120,000 $196,000 $46,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List