Heartland Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Heartland Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Heartland Bank
212 South Central
Clayton, MO 63105
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,681
Total Mortgage Loan Application Amount $606,119,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $8,700,000
Average Applicant Income $91,666
Highest Applicant Income $5,826,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Heartland Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 546 $ 99,162,000 $ 181,000 $ 94,000
St. Charles County Missouri 269 $ 53,312,000 $ 198,000 $ 91,000
Cook County Illinois 129 $ 33,546,000 $ 260,000 $ 99,000
St. Louis City County Missouri 123 $ 22,173,000 $ 180,000 $ 67,000
Jefferson County Missouri 94 $ 12,973,000 $ 138,000 $ 68,000
Franklin County Missouri 90 $ 11,797,000 $ 131,000 $ 56,000
Jackson County Missouri 28 $ 3,341,000 $ 119,000 $ 129,000
Maricopa County Arizona 24 $ 5,741,000 $ 239,000 $ 55,000
St. Clair County Illinois 24 $ 4,652,000 $ 193,000 $ 86,000
Madison County Illinois 18 $ 3,019,000 $ 167,000 $ 89,000
Will County Illinois 16 $ 4,499,000 $ 281,000 $ 158,000
Greene County Missouri 15 $ 3,145,000 $ 209,000 $ 72,000
Warren County Missouri 14 $ 1,909,000 $ 136,000 $ 62,000
Peoria County Illinois 13 $ 1,419,000 $ 109,000 $ 94,000
Lincoln County Missouri 10 $ 1,606,000 $ 160,000 $ 51,000
Denver County Colorado 8 $ 2,256,000 $ 282,000 $ 147,000
Dallas County Texas 8 $ 2,620,000 $ 327,000 $ 153,000
DuPage County Illinois 7 $ 2,030,000 $ 290,000 $ 37,000
Boone County Missouri 7 $ 1,047,000 $ 149,000 $ 101,000
Clay County Missouri 7 $ 913,000 $ 130,000 $ 143,000
St. Francois County Missouri 7 $ 891,000 $ 127,000 $ 67,000
Jefferson County Alabama 6 $ 1,415,000 $ 235,000 $ 154,000
Lake County Illinois 6 $ 1,174,000 $ 195,000 $ 53,000
Tazewell County Illinois 6 $ 704,000 $ 117,000 $ 85,000
Johnson County Kansas 5 $ 1,411,000 $ 282,000 $ 151,000
Kent County Michigan 5 $ 1,682,000 $ 336,000 $ 110,000
Dakota County Minnesota 5 $ 1,232,000 $ 246,000 $ 47,000
Gasconade County Missouri 5 $ 683,000 $ 136,000 $ 90,000
Collin County Texas 5 $ 1,874,000 $ 374,000 $ 128,000
Harris County Texas 5 $ 962,000 $ 192,000 $ 64,000
Adams County Colorado 4 $ 1,430,000 $ 357,000 $ 174,000
Arapahoe County Colorado 4 $ 1,985,000 $ 496,000 $ 159,000
Douglas County Colorado 4 $ 2,462,000 $ 615,000 $ 1,158,000
Jefferson County Colorado 4 $ 1,585,000 $ 396,000 $ 160,000
Caddo County Louisiana 4 $ 574,000 $ 143,000 $ 64,000
Baltimore County Maryland 4 $ 915,000 $ 228,000 $ 51,000
Prince George's County Maryland 4 $ 1,315,000 $ 328,000 $ 71,000
Oakland County Michigan 4 $ 580,000 $ 145,000 $ 44,000
Ottawa County Michigan 4 $ 1,118,000 $ 279,000 $ 82,000
Christian County Missouri 4 $ 587,000 $ 146,000 $ 79,000
Jasper County Missouri 4 $ 389,000 $ 97,000 $ 107,000
Mecklenburg County North Carolina 4 $ 905,000 $ 226,000 $ 71,000
Benton County Arkansas 3 $ 597,000 $ 199,000 $ 119,000
Garland County Arkansas 3 $ 411,000 $ 137,000 $ 62,000
Pulaski County Arkansas 3 $ 400,000 $ 133,000 $ 60,000
Orange County Florida 3 $ 772,000 $ 257,000 $ 91,000
Kane County Illinois 3 $ 773,000 $ 257,000 $ 61,000
McLean County Illinois 3 $ 429,000 $ 143,000 $ 80,000
Bossier County Louisiana 3 $ 478,000 $ 159,000 $ 73,000
Montgomery County Maryland 3 $ 881,000 $ 293,000 $ 114,000
Macomb County Michigan 3 $ 419,000 $ 139,000 $ 36,000
Wayne County Michigan 3 $ 329,000 $ 109,000 $ 47,000
Hennepin County Minnesota 3 $ 640,000 $ 213,000 $ 96,000
Crawford County Missouri 3 $ 102,000 $ 34,000 $ 70,000
Clark County Nevada 3 $ 1,350,000 $ 450,000 $ 158,000
Pottawatomie County Oklahoma 3 $ 327,000 $ 109,000 $ 87,000
Montgomery County Pennsylvania 3 $ 779,000 $ 259,000 $ 166,000
Knox County Tennessee 3 $ 326,000 $ 108,000 $ 43,000
Ellis County Texas 3 $ 995,000 $ 331,000 $ 118,000
Milwaukee County Wisconsin 3 $ 293,000 $ 97,000 $ 37,000
Limestone County Alabama 2 $ 188,000 $ 94,000 $ 36,000
Madison County Alabama 2 $ 166,000 $ 83,000 $ 44,000
Crittenden County Arkansas 2 $ 220,000 $ 110,000 $ 54,000
San Diego County California 2 $ 1,332,000 $ 666,000 $ 275,000
Solano County California 2 $ 612,000 $ 306,000 $ 70,000
Broward County Florida 2 $ 450,000 $ 225,000 $ 61,000
Collier County Florida 2 $ 2,078,000 $ 1,039,000 $ 685,000
Duval County Florida 2 $ 277,000 $ 138,000 $ 57,000
Hillsborough County Florida 2 $ 382,000 $ 191,000 $ 60,000
Miami-Dade County Florida 2 $ 516,000 $ 258,000 $ 71,000
Pinellas County Florida 2 $ 73,000 $ 36,000 $ 114,000
Walton County Florida 2 $ 560,000 $ 280,000 $ 77,000
Fulton County Georgia 2 $ 254,000 $ 127,000 $ 24,000
Gwinnett County Georgia 2 $ 225,000 $ 112,000 $ 71,000
DeKalb County Illinois 2 $ 332,000 $ 166,000 $ 79,000
Knox County Illinois 2 $ 169,000 $ 84,000 $ 59,000
Monroe County Illinois 2 $ 522,000 $ 261,000 $ 101,000
Sangamon County Illinois 2 $ 212,000 $ 106,000 $ 161,000
Jasper County Iowa 2 $ 351,000 $ 175,000 $ 360,000
Polk County Iowa 2 $ 154,000 $ 77,000 $ 29,000
Douglas County Kansas 2 $ 284,000 $ 142,000 $ 140,000
Baltimore City County Maryland 2 $ 343,000 $ 171,000 $ 78,000
Clinton County Michigan 2 $ 323,000 $ 161,000 $ 49,000
Eaton County Michigan 2 $ 342,000 $ 171,000 $ 33,000
Muskegon County Michigan 2 $ 354,000 $ 177,000 $ 41,000
St. Clair County Michigan 2 $ 356,000 $ 178,000 $ 57,000
Buchanan County Missouri 2 $ 469,000 $ 234,000 $ 50,000
Cape Girardeau County Missouri 2 $ 285,000 $ 142,000 $ 103,000
Platte County Missouri 2 $ 492,000 $ 246,000 $ 98,000
Pulaski County Missouri 2 $ 291,000 $ 145,000 $ 57,000
Ste. Genevieve County Missouri 2 $ 195,000 $ 97,000 $ 288,000
Stone County Missouri 2 $ 374,000 $ 187,000 $ 45,000
Columbus County North Carolina 2 $ 361,000 $ 180,000 $ 85,000
Davidson County North Carolina 2 $ 209,000 $ 104,000 $ 57,000
Forsyth County North Carolina 2 $ 208,000 $ 104,000 $ 62,000
Randolph County North Carolina 2 $ 334,000 $ 167,000 $ 76,000
Allegheny County Pennsylvania 2 $ 168,000 $ 84,000 $ 33,000
Bucks County Pennsylvania 2 $ 710,000 $ 355,000 $ 97,000
Richland County South Carolina 2 $ 378,000 $ 189,000 $ 54,000
Spartanburg County South Carolina 2 $ 325,000 $ 162,000 $ 175,000
Davidson County Tennessee 2 $ 260,000 $ 130,000 $ 62,000
Rutherford County Tennessee 2 $ 372,000 $ 186,000 $ 71,000
Shelby County Tennessee 2 $ 281,000 $ 140,000 $ 66,000
Bexar County Texas 2 $ 237,000 $ 118,000 $ 54,000
Denton County Texas 2 $ 336,000 $ 168,000 $ 77,000
Tarrant County Texas 2 $ 362,000 $ 181,000 $ 250,000
Travis County Texas 2 $ 249,000 $ 124,000 $ 46,000
Newport News County Virginia 2 $ 287,000 $ 143,000 $ 73,000
Norfolk County Virginia 2 $ 319,000 $ 159,000 $ 42,000
King County Washington 2 $ 825,000 $ 412,000 $ 103,000
Pierce County Washington 2 $ 529,000 $ 264,000 $ 64,000
Rock County Wisconsin 2 $ 181,000 $ 90,000 $ 35,000
Calhoun County Alabama 1 $ 147,000 $ 147,000 $ 144,000
Cleburne County Alabama 1 $ 115,000 $ 115,000 $ 35,000
DeKalb County Alabama 1 $ 318,000 $ 318,000 $ 78,000
Montgomery County Alabama 1 $ 57,000 $ 57,000 $ 17,000
Shelby County Alabama 1 $ 211,000 $ 211,000 $ 96,000
Tuscaloosa County Alabama 1 $ 86,000 $ 86,000 $ 165,000
Coconino County Arizona 1 $ 262,000 $ 262,000 $ 36,000
Pinal County Arizona 1 $ 146,000 $ 146,000 $ 52,000
Jefferson County Arkansas 1 $ 51,000 $ 51,000 $ 43,000
Phillips County Arkansas 1 $ 85,000 $ 85,000 $ 72,000
Saline County Arkansas 1 $ 73,000 $ 73,000 $ 60,000
Washington County Arkansas 1 $ 87,000 $ 87,000 $ 38,000
Los Angeles County California 1 $ 860,000 $ 860,000 $ 420,000
Larimer County Colorado 1 $ 414,000 $ 414,000 $ 103,000
Pueblo County Colorado 1 $ 99,000 $ 99,000 $ 37,000
New Castle County Delaware 1 $ 252,000 $ 252,000 $ 73,000
District of Columbia County District Of Columbia 1 $ 500,000 $ 500,000 $ 5,826,000
Brevard County Florida 1 $ 127,000 $ 127,000 $ 30,000
Hernando County Florida 1 $ 154,000 $ 154,000 $ 57,000
Okaloosa County Florida 1 $ 230,000 $ 230,000 $ 144,000
Osceola County Florida 1 $ 330,000 $ 330,000 $ 113,000
Polk County Florida 1 $ 304,000 $ 304,000 $ 90,000
St. Johns County Florida 1 $ 153,000 $ 153,000 $ 61,000
Cobb County Georgia 1 $ 280,000 $ 280,000 $ 90,000
Coweta County Georgia 1 $ 272,000 $ 272,000 $ 96,000
DeKalb County Georgia 1 $ 252,000 $ 252,000 $ 300,000
Douglas County Georgia 1 $ 350,000 $ 350,000 $ 108,000
Fayette County Georgia 1 $ 224,000 $ 224,000 $ 90,000
Harris County Georgia 1 $ 325,000 $ 325,000 $ 88,000
Henry County Georgia 1 $ 166,000 $ 166,000 $ 69,000
Jackson County Georgia 1 $ 131,000 $ 131,000 $ 54,000
Muscogee County Georgia 1 $ 169,000 $ 169,000 $ 62,000
Rockdale County Georgia 1 $ 1,000,000 $ 1,000,000 $ 402,000
Fayette County Illinois 1 $ 127,000 $ 127,000 $ 26,000
Fulton County Illinois 1 $ 60,000 $ 60,000 $ 53,000
Grundy County Illinois 1 $ 278,000 $ 278,000 $ 61,000
Henry County Illinois 1 $ 60,000 $ 60,000 $ 238,000
Jackson County Illinois 1 $ 1,950,000 $ 1,950,000 $ 0
Jefferson County Illinois 1 $ 146,000 $ 146,000 $ 71,000
Jersey County Illinois 1 $ 120,000 $ 120,000 $ 52,000
Johnson County Illinois 1 $ 75,000 $ 75,000 $ 0
LaSalle County Illinois 1 $ 261,000 $ 261,000 $ 58,000
Macoupin County Illinois 1 $ 83,000 $ 83,000 $ 48,000
McHenry County Illinois 1 $ 523,000 $ 523,000 $ 172,000
Ogle County Illinois 1 $ 128,000 $ 128,000 $ 38,000
Putnam County Illinois 1 $ 208,000 $ 208,000 $ 176,000
Woodford County Illinois 1 $ 114,000 $ 114,000 $ 72,000
Adair County Iowa 1 $ 164,000 $ 164,000 $ 117,000
Cedar County Iowa 1 $ 86,000 $ 86,000 $ 46,000
Clay County Iowa 1 $ 128,000 $ 128,000 $ 28,000
Grundy County Iowa 1 $ 50,000 $ 50,000 $ 324,000
Henry County Iowa 1 $ 71,000 $ 71,000 $ 44,000
Worth County Iowa 1 $ 100,000 $ 100,000 $ 29,000
Ellis County Kansas 1 $ 713,000 $ 713,000 $ 489,000
Leavenworth County Kansas 1 $ 586,000 $ 586,000 $ 116,000
Pottawatomie County Kansas 1 $ 90,000 $ 90,000 $ 23,000
Jefferson County Kentucky 1 $ 165,000 $ 165,000 $ 29,000
Jessamine County Kentucky 1 $ 129,000 $ 129,000 $ 144,000
Warren County Kentucky 1 $ 290,000 $ 290,000 $ 300,000
East Baton Rouge County Louisiana 1 $ 80,000 $ 80,000 $ 66,000
Iberia County Louisiana 1 $ 99,000 $ 99,000 $ 54,000
Rapides County Louisiana 1 $ 271,000 $ 271,000 $ 72,000
St. Martin County Louisiana 1 $ 99,000 $ 99,000 $ 48,000
St. Tammany County Louisiana 1 $ 136,000 $ 136,000 $ 69,000
Knox County Maine 1 $ 300,000 $ 300,000 $ 0
Anne Arundel County Maryland 1 $ 529,000 $ 529,000 $ 217,000
Caroline County Maryland 1 $ 186,000 $ 186,000 $ 102,000
Charles County Maryland 1 $ 292,000 $ 292,000 $ 51,000
Harford County Maryland 1 $ 119,000 $ 119,000 $ 0
Allegan County Michigan 1 $ 77,000 $ 77,000 $ 72,000
Calhoun County Michigan 1 $ 87,000 $ 87,000 $ 23,000
Cass County Michigan 1 $ 86,000 $ 86,000 $ 43,000
Genesee County Michigan 1 $ 210,000 $ 210,000 $ 84,000
Gladwin County Michigan 1 $ 136,000 $ 136,000 $ 82,000
Ionia County Michigan 1 $ 247,000 $ 247,000 $ 46,000
Jackson County Michigan 1 $ 192,000 $ 192,000 $ 47,000
Lapeer County Michigan 1 $ 171,000 $ 171,000 $ 50,000
Livingston County Michigan 1 $ 175,000 $ 175,000 $ 75,000
Mecosta County Michigan 1 $ 118,000 $ 118,000 $ 105,000
Midland County Michigan 1 $ 222,000 $ 222,000 $ 120,000
Anoka County Minnesota 1 $ 270,000 $ 270,000 $ 96,000
Ramsey County Minnesota 1 $ 201,000 $ 201,000 $ 71,000
DeSoto County Mississippi 1 $ 217,000 $ 217,000 $ 62,000
Hinds County Mississippi 1 $ 361,000 $ 361,000 $ 27,000
Bates County Missouri 1 $ 207,000 $ 207,000 $ 37,000
Bollinger County Missouri 1 $ 84,000 $ 84,000 $ 48,000
Camden County Missouri 1 $ 184,000 $ 184,000 $ 99,000
Dallas County Missouri 1 $ 90,000 $ 90,000 $ 23,000
Henry County Missouri 1 $ 109,000 $ 109,000 $ 32,000
Lafayette County Missouri 1 $ 75,000 $ 75,000 $ 48,000
Madison County Missouri 1 $ 31,000 $ 31,000 $ 105,000
Marion County Missouri 1 $ 280,000 $ 280,000 $ 75,000
Ozark County Missouri 1 $ 200,000 $ 200,000 $ 115,000
Pemiscot County Missouri 1 $ 204,000 $ 204,000 $ 107,000
Phelps County Missouri 1 $ 50,000 $ 50,000 $ 41,000
Scott County Missouri 1 $ 211,000 $ 211,000 $ 33,000
Stoddard County Missouri 1 $ 96,000 $ 96,000 $ 116,000
Taney County Missouri 1 $ 176,000 $ 176,000 $ 112,000
Vernon County Missouri 1 $ 71,000 $ 71,000 $ 39,000
Washington County Missouri 1 $ 13,000 $ 13,000 $ 0
Douglas County Nebraska 1 $ 109,000 $ 109,000 $ 45,000
Scotts Bluff County Nebraska 1 $ 60,000 $ 60,000 $ 24,000
Cabarrus County North Carolina 1 $ 79,000 $ 79,000 $ 56,000
Durham County North Carolina 1 $ 77,000 $ 77,000 $ 114,000
Gaston County North Carolina 1 $ 114,000 $ 114,000 $ 52,000
Guilford County North Carolina 1 $ 146,000 $ 146,000 $ 223,000
Iredell County North Carolina 1 $ 296,000 $ 296,000 $ 80,000
Pitt County North Carolina 1 $ 250,000 $ 250,000 $ 105,000
Union County North Carolina 1 $ 270,000 $ 270,000 $ 48,000
Wake County North Carolina 1 $ 450,000 $ 450,000 $ 169,000
Butler County Ohio 1 $ 228,000 $ 228,000 $ 114,000
Clermont County Ohio 1 $ 156,000 $ 156,000 $ 43,000
Hamilton County Ohio 1 $ 115,000 $ 115,000 $ 43,000
Canadian County Oklahoma 1 $ 111,000 $ 111,000 $ 45,000
Grady County Oklahoma 1 $ 250,000 $ 250,000 $ 114,000
Oklahoma County Oklahoma 1 $ 186,000 $ 186,000 $ 180,000
Rogers County Oklahoma 1 $ 164,000 $ 164,000 $ 53,000
Multnomah County Oregon 1 $ 339,000 $ 339,000 $ 79,000
Chester County Pennsylvania 1 $ 132,000 $ 132,000 $ 41,000
Delaware County Pennsylvania 1 $ 157,000 $ 157,000 $ 59,000
Lancaster County Pennsylvania 1 $ 599,000 $ 599,000 $ 141,000
Monroe County Pennsylvania 1 $ 131,000 $ 131,000 $ 57,000
Philadelphia County Pennsylvania 1 $ 200,000 $ 200,000 $ 0
Westmoreland County Pennsylvania 1 $ 314,000 $ 314,000 $ 142,000
Wyoming County Pennsylvania 1 $ 106,000 $ 106,000 $ 35,000
York County Pennsylvania 1 $ 212,000 $ 212,000 $ 74,000
Anderson County South Carolina 1 $ 116,000 $ 116,000 $ 34,000
Charleston County South Carolina 1 $ 110,000 $ 110,000 $ 41,000
Greenville County South Carolina 1 $ 171,000 $ 171,000 $ 59,000
Lancaster County South Carolina 1 $ 180,000 $ 180,000 $ 44,000
Oconee County South Carolina 1 $ 169,000 $ 169,000 $ 35,000
York County South Carolina 1 $ 175,000 $ 175,000 $ 90,000
Campbell County Tennessee 1 $ 315,000 $ 315,000 $ 56,000
Coffee County Tennessee 1 $ 158,000 $ 158,000 $ 240,000
Fayette County Tennessee 1 $ 228,000 $ 228,000 $ 104,000
Hamilton County Tennessee 1 $ 264,000 $ 264,000 $ 145,000
McMinn County Tennessee 1 $ 200,000 $ 200,000 $ 79,000
Montgomery County Tennessee 1 $ 163,000 $ 163,000 $ 88,000
Moore County Tennessee 1 $ 104,000 $ 104,000 $ 49,000
Smith County Tennessee 1 $ 150,000 $ 150,000 $ 91,000
Williamson County Tennessee 1 $ 152,000 $ 152,000 $ 48,000
Brazoria County Texas 1 $ 185,000 $ 185,000 $ 80,000
Fort Bend County Texas 1 $ 98,000 $ 98,000 $ 43,000
Gregg County Texas 1 $ 99,000 $ 99,000 $ 113,000
Jefferson County Texas 1 $ 84,000 $ 84,000 $ 35,000
Nueces County Texas 1 $ 131,000 $ 131,000 $ 46,000
Chesapeake County Virginia 1 $ 92,000 $ 92,000 $ 156,000
Chesterfield County Virginia 1 $ 228,000 $ 228,000 $ 57,000
Danville County Virginia 1 $ 76,000 $ 76,000 $ 119,000
Fairfax County Virginia 1 $ 530,000 $ 530,000 $ 164,000
Fauquier County Virginia 1 $ 282,000 $ 282,000 $ 48,000
Frederick County Virginia 1 $ 315,000 $ 315,000 $ 85,000
Hanover County Virginia 1 $ 398,000 $ 398,000 $ 97,000
Loudoun County Virginia 1 $ 970,000 $ 970,000 $ 336,000
Orange County Virginia 1 $ 410,000 $ 410,000 $ 123,000
Prince William County Virginia 1 $ 713,000 $ 713,000 $ 109,000
Roanoke City County Virginia 1 $ 140,000 $ 140,000 $ 0
Spotsylvania County Virginia 1 $ 182,000 $ 182,000 $ 59,000
Suffolk County Virginia 1 $ 81,000 $ 81,000 $ 33,000
Virginia Beach County Virginia 1 $ 150,000 $ 150,000 $ 34,000
Warren County Virginia 1 $ 920,000 $ 920,000 $ 0
Snohomish County Washington 1 $ 315,000 $ 315,000 $ 77,000
Spokane County Washington 1 $ 223,000 $ 223,000 $ 80,000
Jefferson County West Virginia 1 $ 287,000 $ 287,000 $ 62,000
Brown County Wisconsin 1 $ 147,000 $ 147,000 $ 29,000
Kenosha County Wisconsin 1 $ 136,000 $ 136,000 $ 50,000
Waukesha County Wisconsin 1 $ 276,000 $ 276,000 $ 74,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Heartland Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,346 $315,240,000 $234,000 $8,700,000 $100,000 $3,975,000
Refinancing 1,287 $289,091,000 $224,000 $2,000,000 $95,000 $5,826,000
Home Improvement 48 $1,788,000 $37,000 $400,000 $80,000 $233,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,610 $341,565,000 $212,000 $8,700,000 $104,000 $5,826,000
Black or African American 458 $105,702,000 $230,000 $1,000,000 $95,000 $1,426,000
Not Provided 289 $74,767,000 $258,000 $1,538,000 $95,000 $630,000
Hispanic 189 $50,668,000 $268,000 $891,000 $85,000 $532,000
Not applicable 70 $13,103,000 $187,000 $2,400,000 $0 $0
Asian 51 $15,359,000 $301,000 $855,000 $109,000 $309,000
Native Hawaiian or Other Pacific Islander 11 $3,286,000 $298,000 $608,000 $94,000 $239,000
American Indian or Alaskan Native 3 $1,669,000 $556,000 $1,304,000 $185,000 $384,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,603 $594,722,000 $228,000 $8,700,000 $99,000 $5,826,000
FHA-insured (Federal Housing Administration) 50 $6,688,000 $133,000 $217,000 $55,000 $150,000
VA-guaranteed (Veterans Administration) 28 $4,709,000 $168,000 $340,000 $61,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,227 $238,677,000 $194,000 $2,400,000 $98,000 $5,826,000
Application Denied By Financial Institution 1,146 $306,573,000 $267,000 $8,700,000 $98,000 $2,425,000
Application Withdrawn By Applicant 229 $46,363,000 $202,000 $1,750,000 $98,000 $720,000
Application Approved But Not Accepted 76 $14,050,000 $184,000 $500,000 $79,000 $324,000
Loan Purchased By The Institution 3 $456,000 $152,000 $209,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 377 $110,993,000 $294,000 $8,700,000 $113,000 $2,425,000
Debt-To-Income Ratio 293 $76,710,000 $261,000 $1,080,000 $81,000 $402,000
Credit History 159 $39,872,000 $250,000 $1,538,000 $88,000 $630,000
Unverifiable Information 146 $37,400,000 $256,000 $1,820,000 $99,000 $780,000
Credit Application Incomplete 68 $16,752,000 $246,000 $980,000 $118,000 $532,000
Employment History 57 $15,622,000 $274,000 $880,000 $107,000 $406,000
Insufficient Cash (Downpayment, Closing Cost) 40 $8,047,000 $201,000 $774,000 $80,000 $546,000
Mortgage Insurance Denied 4 $765,000 $191,000 $253,000 $90,000 $186,000
Other 2 $412,000 $206,000 $242,000 $61,000 $69,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List