Heartland Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Heartland Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Heartland Bank 212 South Central Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,967 |
| Total Mortgage Loan Application Amount | $523,277,000 |
| Average Mortgage Loan Application Amount | $747,421 |
| Highest Mortgage Loan Application Amount | $5,300,000 |
| Average Applicant Income | $56,789 |
| Highest Applicant Income | $2,019,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,884 | $ 264,952,000 | $ 140,000 | $ 74,000 |
| St. Charles County Missouri | 841 | $ 109,395,000 | $ 130,000 | $ 84,000 |
| Jefferson County Missouri | 398 | $ 44,670,000 | $ 112,000 | $ 55,000 |
| Franklin County Missouri | 332 | $ 36,671,000 | $ 110,000 | $ 59,000 |
| St. Louis City County Missouri | 264 | $ 27,359,000 | $ 103,000 | $ 50,000 |
| Madison County Illinois | 27 | $ 2,638,000 | $ 97,000 | $ 70,000 |
| Warren County Missouri | 25 | $ 2,981,000 | $ 119,000 | $ 64,000 |
| Camden County Missouri | 18 | $ 2,052,000 | $ 114,000 | $ 328,000 |
| Douglas County Kansas | 17 | $ 1,884,000 | $ 110,000 | $ 57,000 |
| St. Francois County Missouri | 16 | $ 1,447,000 | $ 90,000 | $ 51,000 |
| Riley County Kansas | 15 | $ 996,000 | $ 66,000 | $ 74,000 |
| St. Clair County Illinois | 13 | $ 1,043,000 | $ 80,000 | $ 71,000 |
| Lincoln County Missouri | 13 | $ 1,431,000 | $ 110,000 | $ 49,000 |
| Cook County Illinois | 9 | $ 600,000 | $ 66,000 | $ 75,000 |
| Gasconade County Missouri | 9 | $ 1,054,000 | $ 117,000 | $ 68,000 |
| Pottawatomie County Kansas | 6 | $ 602,000 | $ 100,000 | $ 52,000 |
| DuPage County Illinois | 4 | $ 5,594,000 | $ 1,398,000 | $ 61,000 |
| Geary County Kansas | 4 | $ 337,000 | $ 84,000 | $ 72,000 |
| Crawford County Missouri | 4 | $ 302,000 | $ 75,000 | $ 61,000 |
| Lake County Illinois | 3 | $ 296,000 | $ 98,000 | $ 104,000 |
| Monroe County Illinois | 3 | $ 443,000 | $ 147,000 | $ 60,000 |
| Morgan County Missouri | 3 | $ 229,000 | $ 76,000 | $ 79,000 |
| Pike County Missouri | 3 | $ 1,245,000 | $ 415,000 | $ 1,034,000 |
| Ste. Genevieve County Missouri | 3 | $ 405,000 | $ 135,000 | $ 80,000 |
| Washington County Missouri | 3 | $ 160,000 | $ 53,000 | $ 54,000 |
| Jersey County Illinois | 2 | $ 155,000 | $ 77,000 | $ 78,000 |
| Polk County Iowa | 2 | $ 327,000 | $ 163,000 | $ 86,000 |
| Shawnee County Kansas | 2 | $ 247,000 | $ 123,000 | $ 127,000 |
| Jackson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 149,000 |
| Montgomery County Missouri | 2 | $ 102,000 | $ 51,000 | $ 33,000 |
| Platte County Missouri | 2 | $ 232,000 | $ 116,000 | $ 39,000 |
| Stone County Missouri | 2 | $ 613,000 | $ 306,000 | $ 64,000 |
| Washoe County Nevada | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| Hopkins County Texas | 2 | $ 144,000 | $ 72,000 | $ 62,000 |
| Houston County Alabama | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Manatee County Florida | 1 | $ 138,000 | $ 138,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Kankakee County Illinois | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 106,000 | $ 106,000 | $ 154,000 |
| Randolph County Illinois | 1 | $ 60,000 | $ 60,000 | $ 73,000 |
| Union County Illinois | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Williamson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Marion County Iowa | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Palo Alto County Iowa | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Story County Iowa | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Dickinson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Leavenworth County Kansas | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| McPherson County Kansas | 1 | $ 39,000 | $ 39,000 | $ 82,000 |
| Wyandotte County Kansas | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Richland County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Boone County Missouri | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Cass County Missouri | 1 | $ 132,000 | $ 132,000 | $ 91,000 |
| Jasper County Missouri | 1 | $ 31,000 | $ 31,000 | $ 56,000 |
| Lawrence County Missouri | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Madison County Missouri | 1 | $ 68,000 | $ 68,000 | $ 339,000 |
| Marion County Missouri | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| Newton County Missouri | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Wake County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Shelby County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Cass County Texas | 1 | $ 66,000 | $ 66,000 | $ 55,000 |
| Montgomery County Texas | 1 | $ 262,000 | $ 262,000 | $ 76,000 |
| Titus County Texas | 1 | $ 63,000 | $ 63,000 | $ 85,000 |
| Van Zandt County Texas | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 1,467,000 | $ 1,467,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 1,467,000 | $ 1,467,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 1,467,000 | $ 1,467,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heartland Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,166 | $399,615,000 | $126,777 | $998,000 | $76,444 | $1,397,000 |
| Home Purchase (one-to-four family) | 577 | $91,024,000 | $138,000 | $1,050,000 | $82,000 | $2,019,000 |
| Home Improvement (one-to-four family) | 210 | $7,610,000 | $30,500 | $450,000 | $72,500 | $522,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 14 | $25,028,000 | $2,517,000 | $5,300,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,787 | $474,458,000 | $125,100 | $1,050,000 | $75,800 | $2,019,000 |
| Black | 91 | $11,420,000 | $111,333 | $300,000 | $72,333 | $200,000 |
| Not applicable | 26 | $27,498,000 | $2,363,800 | $5,300,000 | $0 | $0 |
| Other | 23 | $3,142,000 | $136,000 | $369,000 | $57,000 | $213,000 |
| Asian or Pacific Islander | 17 | $3,105,000 | $195,000 | $323,000 | $104,000 | $166,000 |
| Hispanic | 10 | $1,564,000 | $156,000 | $594,000 | $124,000 | $464,000 |
| Information not provided by applicant in mail or telephone application | 9 | $1,494,000 | $166,000 | $323,000 | $108,000 | $213,000 |
| American Indian or Alaskan Native | 4 | $596,000 | $149,000 | $181,000 | $89,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,756 | $500,645,000 | $556,461 | $5,300,000 | $60,384 | $2,019,000 |
| FHA-insured (Federal Housing Administration) | 126 | $12,889,000 | $104,500 | $182,000 | $74,500 | $158,000 |
| VA-guaranteed (Veterans Administration) | 85 | $9,743,000 | $109,500 | $246,000 | $57,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,718 | $472,927,000 | $123,777 | $3,150,000 | $73,555 | $2,019,000 |
| Application Withdrawn By Applicant | 127 | $25,730,000 | $403,600 | $2,970,000 | $56,200 | $361,000 |
| Application Approved But Not Accepted | 70 | $14,448,000 | $1,880,333 | $5,300,000 | $65,666 | $208,000 |
| Application Denied By Financial Institution | 51 | $10,100,000 | $1,126,500 | $3,400,000 | $32,500 | $211,000 |
| File Closed For Incompleteness | 1 | $72,000 | $72,000 | $72,000 | $100,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $2,999,000 | $93,000 | $410,000 | $67,000 | $186,000 |
| Debt-To-Income Ratio | 15 | $6,646,000 | $1,501,000 | $3,400,000 | $17,333 | $211,000 |
| Collateral | 3 | $448,000 | $149,000 | $360,000 | $83,000 | $174,000 |
| Other | 1 | $7,000 | $7,000 | $7,000 | $65,000 | $65,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.