Heartland Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Heartland Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Heartland Bank 430 N Hamilton Road Whitehall, OH 43213 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,087 |
| Total Mortgage Loan Application Amount | $337,105,000 |
| Average Mortgage Loan Application Amount | $212,000 |
| Highest Mortgage Loan Application Amount | $4,725,000 |
| Average Applicant Income | $1,126,200 |
| Highest Applicant Income | $9,932,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 359 | $ 104,345,000 | $ 290,000 | $ 250,000 |
| Kenton County Kentucky | 132 | $ 34,000,000 | $ 257,000 | $ 119,000 |
| Boone County Kentucky | 109 | $ 25,325,000 | $ 232,000 | $ 136,000 |
| Licking County Ohio | 79 | $ 22,175,000 | $ 280,000 | $ 144,000 |
| Delaware County Ohio | 75 | $ 32,395,000 | $ 431,000 | $ 198,000 |
| Campbell County Kentucky | 50 | $ 12,120,000 | $ 242,000 | $ 140,000 |
| Fairfield County Ohio | 39 | $ 10,995,000 | $ 281,000 | $ 172,000 |
| Hamilton County Ohio | 30 | $ 7,400,000 | $ 246,000 | $ 132,000 |
| Grant County Kentucky | 22 | $ 6,030,000 | $ 274,000 | $ 78,000 |
| Warren County Ohio | 14 | $ 6,080,000 | $ 434,000 | $ 174,000 |
| Union County Ohio | 13 | $ 5,155,000 | $ 396,000 | $ 120,000 |
| Knox County Ohio | 9 | $ 2,125,000 | $ 236,000 | $ 115,000 |
| Pickaway County Ohio | 9 | $ 2,175,000 | $ 241,000 | $ 112,000 |
| Madison County Ohio | 8 | $ 3,540,000 | $ 442,000 | $ 327,000 |
| Clermont County Ohio | 7 | $ 1,705,000 | $ 243,000 | $ 172,000 |
| Butler County Ohio | 6 | $ 2,110,000 | $ 351,000 | $ 180,000 |
| Hocking County Ohio | 6 | $ 4,790,000 | $ 798,000 | $ 130,000 |
| Perry County Ohio | 6 | $ 1,870,000 | $ 311,000 | $ 125,000 |
| Hamilton County Indiana | 5 | $ 2,935,000 | $ 587,000 | $ 103,000 |
| Lee County Florida | 4 | $ 5,210,000 | $ 1,302,000 | $ 379,000 |
| Sarasota County Florida | 4 | $ 6,200,000 | $ 1,550,000 | $ 1,695,000 |
| Ashland County Ohio | 4 | $ 1,030,000 | $ 257,000 | $ 64,000 |
| Collier County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 410,000 |
| Franklin County Indiana | 3 | $ 975,000 | $ 325,000 | $ 144,000 |
| Jefferson County Kentucky | 3 | $ 865,000 | $ 288,000 | $ 147,000 |
| Clark County Ohio | 3 | $ 985,000 | $ 328,000 | $ 234,000 |
| Lucas County Ohio | 3 | $ 1,025,000 | $ 341,000 | $ 213,000 |
| Muskingum County Ohio | 3 | $ 725,000 | $ 241,000 | $ 159,000 |
| Beaufort County South Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 199,000 |
| Broward County Florida | 2 | $ 8,420,000 | $ 4,210,000 | $ 2,019,000 |
| Cherokee County Georgia | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Dearborn County Indiana | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| Johnson County Indiana | 2 | $ 770,000 | $ 385,000 | $ 145,000 |
| Bracken County Kentucky | 2 | $ 850,000 | $ 425,000 | $ 427,000 |
| Pendleton County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Otsego County New York | 2 | $ 510,000 | $ 255,000 | $ 159,000 |
| Ashtabula County Ohio | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Columbiana County Ohio | 2 | $ 560,000 | $ 280,000 | $ 396,000 |
| Logan County Ohio | 2 | $ 880,000 | $ 440,000 | $ 72,000 |
| Meigs County Ohio | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Morrow County Ohio | 2 | $ 200,000 | $ 100,000 | $ 124,000 |
| Summit County Ohio | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Wood County Ohio | 2 | $ 640,000 | $ 320,000 | $ 150,000 |
| Campbell County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 129,000 |
| Shelby County Alabama | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| New London County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 252,000 |
| Duval County Florida | 1 | $ 295,000 | $ 295,000 | $ 248,000 |
| Miami-Dade County Florida | 1 | $ 925,000 | $ 925,000 | $ 1,028,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Okeechobee County Florida | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 365,000 |
| Santa Rosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 205,000 |
| Jackson County Georgia | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 365,000 | $ 365,000 | $ 267,000 |
| Bourbon County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Bullitt County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gallatin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Harrison County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Owen County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 236,000 |
| Shelby County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 301,000 |
| Plymouth County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 420,000 |
| Leelanau County Michigan | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Hennepin County Minnesota | 1 | $ 1,325,000 | $ 1,325,000 | $ 629,000 |
| Sarpy County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Dutchess County New York | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Mecklenburg County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 265,000 |
| Moore County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 447,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Allen County Ohio | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Brown County Ohio | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Cuyahoga County Ohio | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
| Fayette County Ohio | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Greene County Ohio | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Guernsey County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Highland County Ohio | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Huron County Ohio | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Mahoning County Ohio | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Marion County Ohio | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Mercer County Ohio | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Miami County Ohio | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Montgomery County Ohio | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Ottawa County Ohio | 1 | $ 485,000 | $ 485,000 | $ 471,000 |
| Scioto County Ohio | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Shelby County Ohio | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Washington County Ohio | 1 | $ 275,000 | $ 275,000 | $ 700,000 |
| Wayne County Ohio | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Butler County Pennsylvania | 1 | $ 695,000 | $ 695,000 | $ 502,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 219,000 |
| Oconee County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heartland Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 438 | $168,920,000 | $385,000 | $4,725,000 | $215,000 | $5,207,000 |
| Refinancing | 349 | $87,205,000 | $249,000 | $1,705,000 | $151,000 | $4,618,000 |
| Cash-out Refinancing | 294 | $80,520,000 | $273,000 | $3,775,000 | $178,000 | $3,051,000 |
| Home Improvement | 3 | $385,000 | $128,000 | $255,000 | $5,044,000 | $9,932,000 |
| Other Purpose | 3 | $75,000 | $25,000 | $45,000 | $43,000 | $56,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 834 | $252,200,000 | $302,000 | $4,645,000 | $200,000 | $9,932,000 |
| Not Provided | 148 | $40,160,000 | $271,000 | $1,725,000 | $176,000 | $4,403,000 |
| Black or African American | 39 | $8,245,000 | $211,000 | $935,000 | $100,000 | $387,000 |
| Not applicable | 37 | $28,975,000 | $783,000 | $4,725,000 | $0 | $0 |
| Asian | 12 | $3,300,000 | $275,000 | $915,000 | $280,000 | $1,801,000 |
| Hispanic | 11 | $3,225,000 | $293,000 | $695,000 | $171,000 | $417,000 |
| American Indian or Alaskan Native | 2 | $330,000 | $165,000 | $195,000 | $84,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,060 | $327,910,000 | $309,000 | $4,725,000 | $196,000 | $9,932,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,245,000 | $283,000 | $535,000 | $79,000 | $145,000 |
| FHA-insured (Federal Housing Administration) | 6 | $930,000 | $155,000 | $205,000 | $58,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $4,020,000 | $670,000 | $3,185,000 | $56,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 824 | $252,820,000 | $306,000 | $4,725,000 | $196,000 | $9,932,000 |
| Application Withdrawn By Applicant | 153 | $50,665,000 | $331,000 | $4,645,000 | $203,000 | $3,051,000 |
| Application Denied By Financial Institution | 74 | $17,000,000 | $229,000 | $855,000 | $99,000 | $1,178,000 |
| File Closed For Incompleteness | 19 | $6,575,000 | $346,000 | $845,000 | $163,000 | $350,000 |
| Loan Purchased By The Institution | 12 | $9,130,000 | $760,000 | $2,475,000 | $0 | $0 |
| Application Approved But Not Accepted | 5 | $915,000 | $183,000 | $355,000 | $927,000 | $4,403,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,013 | $320,105,000 | $315,000 | $4,725,000 | $200,000 | $9,932,000 |
| Debt-To-Income Ratio | 33 | $9,125,000 | $276,000 | $855,000 | $66,000 | $299,000 |
| Collateral | 17 | $2,925,000 | $172,000 | $525,000 | $105,000 | $267,000 |
| Credit History | 14 | $2,290,000 | $163,000 | $275,000 | $180,000 | $1,178,000 |
| Unverifiable Information | 8 | $2,070,000 | $258,000 | $785,000 | $80,000 | $131,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $0 | $0 |
| Other | 1 | $405,000 | $405,000 | $405,000 | $145,000 | $145,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.