Hcl Finance, Inc
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Hcl Finance, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hcl Finance, Inc 2560 Mission College Boulevard #102 Santa Clara, CA 95054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,046 |
| Total Mortgage Loan Application Amount | $1,433,750,000 |
| Average Mortgage Loan Application Amount | $196,363 |
| Highest Mortgage Loan Application Amount | $26,010,000 |
| Average Applicant Income | $21,000 |
| Highest Applicant Income | $900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,844 | $ 428,645,000 | $ 232,000 | $ 62,000 |
| Santa Clara County California | 863 | $ 238,143,000 | $ 275,000 | $ 65,000 |
| Orange County California | 763 | $ 188,264,000 | $ 246,000 | $ 61,000 |
| Alameda County California | 406 | $ 106,066,000 | $ 261,000 | $ 19,000 |
| San Bernardino County California | 279 | $ 48,960,000 | $ 175,000 | $ 63,000 |
| Contra Costa County California | 193 | $ 51,474,000 | $ 266,000 | $ 29,000 |
| Ventura County California | 179 | $ 41,999,000 | $ 234,000 | $ 70,000 |
| Riverside County California | 166 | $ 31,692,000 | $ 190,000 | $ 45,000 |
| San Diego County California | 148 | $ 37,828,000 | $ 255,000 | $ 48,000 |
| San Mateo County California | 119 | $ 37,054,000 | $ 311,000 | $ 23,000 |
| Sacramento County California | 113 | $ 20,918,000 | $ 185,000 | $ 27,000 |
| San Francisco County California | 101 | $ 29,847,000 | $ 295,000 | $ 22,000 |
| San Joaquin County California | 61 | $ 12,536,000 | $ 205,000 | $ 19,000 |
| Cook County Illinois | 58 | $ 11,414,000 | $ 196,000 | $ 6,000 |
| Solano County California | 51 | $ 11,924,000 | $ 233,000 | $ 1,000 |
| King County Washington | 44 | $ 8,292,000 | $ 188,000 | $ 8,000 |
| Fresno County California | 39 | $ 6,309,000 | $ 161,000 | $ 28,000 |
| Monterey County California | 38 | $ 8,679,000 | $ 228,000 | $ 10,000 |
| Mono County California | 32 | $ 7,962,000 | $ 248,000 | $ 157,000 |
| Stanislaus County California | 27 | $ 4,417,000 | $ 163,000 | $ 19,000 |
| Milwaukee County Wisconsin | 24 | $ 2,766,000 | $ 115,000 | $ 6,000 |
| Santa Cruz County California | 23 | $ 6,175,000 | $ 268,000 | $ 16,000 |
| Clark County Nevada | 23 | $ 3,612,000 | $ 157,000 | $ 31,000 |
| Santa Barbara County California | 18 | $ 4,952,000 | $ 275,000 | $ 37,000 |
| San Luis Obispo County California | 16 | $ 4,155,000 | $ 259,000 | $ 61,000 |
| Kern County California | 15 | $ 1,901,000 | $ 126,000 | $ 40,000 |
| Shasta County California | 15 | $ 1,880,000 | $ 125,000 | $ 43,000 |
| Merced County California | 14 | $ 2,107,000 | $ 150,000 | $ 27,000 |
| Waukesha County Wisconsin | 14 | $ 2,262,000 | $ 161,000 | $ 1,000 |
| San Benito County California | 13 | $ 3,676,000 | $ 282,000 | $ 17,000 |
| Sonoma County California | 12 | $ 3,055,000 | $ 254,000 | $ 7,000 |
| Maricopa County Arizona | 10 | $ 1,621,000 | $ 162,000 | $ 39,000 |
| El Dorado County California | 10 | $ 1,933,000 | $ 193,000 | $ 60,000 |
| Marin County California | 10 | $ 3,832,000 | $ 383,000 | $ 53,000 |
| Placer County California | 10 | $ 3,746,000 | $ 374,000 | $ 16,000 |
| Cleveland County Oklahoma | 10 | $ 686,000 | $ 68,000 | $ 0 |
| Yolo County California | 9 | $ 1,990,000 | $ 221,000 | $ 16,000 |
| Harris County Texas | 9 | $ 1,576,000 | $ 175,000 | $ 9,000 |
| Pierce County Washington | 9 | $ 1,257,000 | $ 139,000 | $ 0 |
| Dane County Wisconsin | 9 | $ 2,623,000 | $ 291,000 | $ 0 |
| Lake County Illinois | 8 | $ 1,620,000 | $ 202,000 | $ 21,000 |
| Pima County Arizona | 7 | $ 1,263,000 | $ 180,000 | $ 25,000 |
| Calaveras County California | 6 | $ 1,154,000 | $ 192,000 | $ 15,000 |
| Madera County California | 6 | $ 736,000 | $ 122,000 | $ 12,000 |
| Nevada County California | 6 | $ 1,202,000 | $ 200,000 | $ 39,000 |
| Tulare County California | 6 | $ 945,000 | $ 157,000 | $ 60,000 |
| Denver County Colorado | 6 | $ 2,241,000 | $ 373,000 | $ 4,000 |
| Honolulu County Hawaii | 6 | $ 3,163,000 | $ 527,000 | $ 123,000 |
| Humboldt County California | 5 | $ 617,000 | $ 123,000 | $ 58,000 |
| Inyo County California | 5 | $ 872,000 | $ 174,000 | $ 67,000 |
| Arapahoe County Colorado | 5 | $ 1,056,000 | $ 211,000 | $ 54,000 |
| El Paso County Colorado | 5 | $ 974,000 | $ 194,000 | $ 0 |
| Jefferson County Colorado | 5 | $ 744,000 | $ 148,000 | $ 0 |
| DuPage County Illinois | 5 | $ 1,269,000 | $ 253,000 | $ 9,000 |
| Oklahoma County Oklahoma | 5 | $ 607,000 | $ 121,000 | $ 0 |
| Gregg County Texas | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Snohomish County Washington | 5 | $ 1,018,000 | $ 203,000 | $ 21,000 |
| Kenosha County Wisconsin | 5 | $ 789,000 | $ 157,000 | $ 30,000 |
| Racine County Wisconsin | 5 | $ 724,000 | $ 144,000 | $ 4,000 |
| Butte County California | 4 | $ 855,000 | $ 213,000 | $ 0 |
| Kings County California | 4 | $ 624,000 | $ 156,000 | $ 0 |
| Douglas County Colorado | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 478,000 | $ 119,000 | $ 0 |
| Clark County Washington | 4 | $ 702,000 | $ 175,000 | $ 4,000 |
| Kitsap County Washington | 4 | $ 428,000 | $ 107,000 | $ 0 |
| Cochise County Arizona | 3 | $ 358,000 | $ 119,000 | $ 40,000 |
| Imperial County California | 3 | $ 390,000 | $ 130,000 | $ 20,000 |
| Will County Illinois | 3 | $ 348,000 | $ 116,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 218,000 | $ 72,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Brazoria County Texas | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Dallas County Texas | 3 | $ 434,000 | $ 144,000 | $ 0 |
| Montgomery County Texas | 3 | $ 326,000 | $ 108,000 | $ 0 |
| Lewis County Washington | 3 | $ 307,000 | $ 102,000 | $ 0 |
| Whatcom County Washington | 3 | $ 245,000 | $ 81,000 | $ 0 |
| Winnebago County Wisconsin | 3 | $ 444,000 | $ 148,000 | $ 12,000 |
| Yavapai County Arizona | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Amador County California | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Napa County California | 2 | $ 545,000 | $ 272,000 | $ 0 |
| Tuolumne County California | 2 | $ 284,000 | $ 142,000 | $ 24,000 |
| Boulder County Colorado | 2 | $ 306,000 | $ 153,000 | $ 66,000 |
| Larimer County Colorado | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Weld County Colorado | 2 | $ 459,000 | $ 229,000 | $ 66,000 |
| Kane County Illinois | 2 | $ 237,000 | $ 118,000 | $ 42,000 |
| Clackamas County Oregon | 2 | $ 259,000 | $ 129,000 | $ 0 |
| Linn County Oregon | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Marion County Oregon | 2 | $ 313,000 | $ 156,000 | $ 0 |
| Brazos County Texas | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Guadalupe County Texas | 2 | $ 79,000 | $ 39,000 | $ 0 |
| Brown County Wisconsin | 2 | $ 671,000 | $ 335,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Mohave County Arizona | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Lake County California | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lassen County California | 1 | $ 87,000 | $ 87,000 | $ 120,000 |
| Mariposa County California | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Mendocino County California | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Siskiyou County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sutter County California | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Adams County Colorado | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| McHenry County Illinois | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 1,000,000 | $ 1,000,000 | $ 420,000 |
| Grayson County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Jackson County Missouri | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Columbia County Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Crook County Oregon | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Jackson County Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lane County Oregon | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Washington County Oregon | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,810,000 | $ 1,810,000 | $ 0 |
| Collin County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Ellis County Texas | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Galveston County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Rockwall County Texas | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Tarrant County Texas | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Travis County Texas | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Williamson County Texas | 1 | $ 87,000 | $ 87,000 | $ 84,000 |
| Carbon County Utah | 1 | $ 62,000 | $ 62,000 | $ 204,000 |
| Salt Lake County Utah | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Tooele County Utah | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Utah County Utah | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Benton County Washington | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Clallam County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mason County Washington | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Thurston County Washington | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Whitman County Washington | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Door County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Jackson County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hcl Finance, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,931 | $1,153,912,000 | $206,500 | $26,010,000 | $19,666 | $804,000 |
| Home Purchase (one-to-four family) | 1,115 | $279,838,000 | $184,200 | $3,049,000 | $22,600 | $900,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 3,896 | $925,203,000 | $210,700 | $3,049,000 | $14,850 | $744,000 |
| White | 969 | $227,341,000 | $170,000 | $1,000,000 | $57,500 | $636,000 |
| Asian or Pacific Islander | 557 | $132,567,000 | $241,600 | $1,102,000 | $53,000 | $900,000 |
| Hispanic | 532 | $128,952,000 | $194,000 | $26,010,000 | $102,500 | $800,000 |
| Black | 61 | $12,323,000 | $184,000 | $528,000 | $62,000 | $204,000 |
| Other | 27 | $6,524,000 | $241,000 | $650,000 | $97,000 | $228,000 |
| American Indian or Alaskan Native | 4 | $840,000 | $210,000 | $303,000 | $57,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,870 | $1,403,497,000 | $195,900 | $26,010,000 | $20,350 | $900,000 |
| FHA-insured (Federal Housing Administration) | 176 | $30,253,000 | $169,500 | $376,000 | $12,500 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,262 | $730,514,000 | $167,562 | $1,000,000 | $20,812 | $804,000 |
| Application Withdrawn By Applicant | 1,016 | $229,343,000 | $137,454 | $999,000 | $14,272 | $540,000 |
| Application Approved But Not Accepted | 754 | $191,808,000 | $152,928 | $1,000,000 | $14,071 | $744,000 |
| Application Denied By Financial Institution | 727 | $208,425,000 | $237,466 | $26,010,000 | $29,266 | $900,000 |
| File Closed For Incompleteness | 287 | $73,660,000 | $164,100 | $3,049,000 | $4,100 | $804,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 89 | $21,916,000 | $148,800 | $1,102,000 | $14,900 | $900,000 |
| Collateral | 86 | $24,354,000 | $161,833 | $2,400,000 | $12,500 | $492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 84 | $46,521,000 | $252,600 | $26,010,000 | $27,400 | $516,000 |
| Credit Application Incomplete | 80 | $20,066,000 | $241,888 | $1,500,000 | $51,666 | $360,000 |
| Debt-To-Income Ratio | 80 | $19,801,000 | $268,818 | $1,000,000 | $60,363 | $420,000 |
| Unverifiable Information | 79 | $19,752,000 | $203,545 | $2,210,000 | $9,000 | $800,000 |
| Mortgage Insurance Denied | 78 | $18,381,000 | $134,777 | $850,000 | $5,666 | $312,000 |
| Employment History | 76 | $18,500,000 | $246,500 | $993,000 | $31,500 | $276,000 |
| Other | 75 | $19,134,000 | $228,222 | $847,000 | $3,111 | $180,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.