2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Harris Trust And Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Harris Trust And Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris Trust And Savings Bank 111 West Monroe Street Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 10,801 |
| Total Mortgage Loan Application Amount | $2,279,829,000 |
| Average Mortgage Loan Application Amount | $304,729 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $184,741 |
| Highest Applicant Income | $7,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Harris Trust And Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris Trust And Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Harris Trust And Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris Trust And Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris Trust And Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris Trust And Savings Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Adams County Colorado | 1 | $ 394,000 | $ 394,000 | $ 140,000 |
| Adams County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Alameda County California | 3 | $ 861,000 | $ 287,000 | $ 38,000 |
| Allegan County Michigan | 6 | $ 1,077,000 | $ 179,000 | $ 154,000 |
| Anderson County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Arapahoe County Colorado | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Autauga County Alabama | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Avery County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 229,000 |
| Baldwin County Alabama | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Baltimore City County Maryland | 1 | $ 100,000 | $ 100,000 | $ 357,000 |
| Barnstable County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Bayfield County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Beaufort County South Carolina | 2 | $ 695,000 | $ 347,000 | $ 800,000 |
| Belknap County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 256,000 |
| Benton County Arkansas | 3 | $ 434,000 | $ 144,000 | $ 91,000 |
| Bergen County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 442,000 |
| Bernalillo County New Mexico | 3 | $ 373,000 | $ 124,000 | $ 41,000 |
| Berrien County Michigan | 17 | $ 6,329,000 | $ 372,000 | $ 382,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Blaine County Idaho | 3 | $ 1,389,000 | $ 463,000 | $ 208,000 |
| Blount County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 211,000 |
| Boone County Illinois | 38 | $ 5,264,000 | $ 138,000 | $ 60,000 |
| Boulder County Colorado | 1 | $ 490,000 | $ 490,000 | $ 240,000 |
| Brevard County Florida | 5 | $ 1,651,000 | $ 330,000 | $ 105,000 |
| Bristol County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 550,000 |
| Broward County Florida | 19 | $ 4,713,000 | $ 248,000 | $ 916,000 |
| Brown County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Bullitt County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Butler County Kansas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Calumet County Wisconsin | 3 | $ 596,000 | $ 198,000 | $ 120,000 |
| Camden County Missouri | 1 | $ 114,000 | $ 114,000 | $ 184,000 |
| Carroll County Illinois | 2 | $ 614,000 | $ 307,000 | $ 264,000 |
| Carver County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 108,000 |
| Cass County Michigan | 4 | $ 494,000 | $ 123,000 | $ 108,000 |
| Catawba County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 57,000 |
| Cerro Gordo County Iowa | 1 | $ 298,000 | $ 298,000 | $ 215,000 |
| Champaign County Illinois | 2 | $ 154,000 | $ 77,000 | $ 43,000 |
| Charleston County South Carolina | 2 | $ 935,000 | $ 467,000 | $ 272,000 |
| Charlotte County Florida | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Chatham County Georgia | 1 | $ 141,000 | $ 141,000 | $ 5,662,000 |
| Chatham County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 198,000 |
| Chautauqua County New York | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Chittenden County Vermont | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Christian County Missouri | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Citrus County Florida | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Clark County Nevada | 11 | $ 3,435,000 | $ 312,000 | $ 136,000 |
| Clark County Washington | 3 | $ 307,000 | $ 102,000 | $ 280,000 |
| Cobb County Georgia | 1 | $ 140,000 | $ 140,000 | $ 7,000 |
| Coconino County Arizona | 5 | $ 708,000 | $ 141,000 | $ 0 |
| Coffee County Alabama | 1 | $ 28,000 | $ 28,000 | $ 77,000 |
| Collier County Florida | 49 | $ 23,590,000 | $ 481,000 | $ 247,000 |
| Collin County Texas | 5 | $ 1,269,000 | $ 253,000 | $ 128,000 |
| Columbia County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Comal County Texas | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Cook County Illinois | 4,000 | $ 827,823,000 | $ 206,000 | $ 85,000 |
| Cook County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Cuyahoga County Ohio | 1 | $ 207,000 | $ 207,000 | $ 96,000 |
| Dallas County Texas | 4 | $ 3,498,000 | $ 874,000 | $ 830,000 |
| Dane County Wisconsin | 3 | $ 412,000 | $ 137,000 | $ 131,000 |
| Davidson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 500,000 |
| De Witt County Illinois | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| DeKalb County Illinois | 66 | $ 10,483,000 | $ 158,000 | $ 87,000 |
| Denver County Colorado | 4 | $ 1,171,000 | $ 292,000 | $ 67,000 |
| Deschutes County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DeSoto County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 1,921,000 | $ 480,000 | $ 160,000 |
| Door County Wisconsin | 9 | $ 1,831,000 | $ 203,000 | $ 143,000 |
| Douglas County Colorado | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Douglas County Nebraska | 2 | $ 221,000 | $ 110,000 | $ 71,000 |
| Dukes County Massachusetts | 1 | $ 227,000 | $ 227,000 | $ 550,000 |
| DuPage County Illinois | 1,033 | $ 220,532,000 | $ 213,000 | $ 95,000 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Eagle County Colorado | 3 | $ 2,200,000 | $ 733,000 | $ 426,000 |
| Effingham County Illinois | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Emmet County Michigan | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Escambia County Florida | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Essex County Massachusetts | 3 | $ 1,085,000 | $ 361,000 | $ 218,000 |
| Essex County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 174,000 |
| Essex County New York | 1 | $ 210,000 | $ 210,000 | $ 208,000 |
| Fairfax County Virginia | 5 | $ 3,287,000 | $ 657,000 | $ 163,000 |
| Fairfield County Connecticut | 11 | $ 7,234,000 | $ 657,000 | $ 467,000 |
| Fayette County Georgia | 3 | $ 1,534,000 | $ 511,000 | $ 229,000 |
| Flagler County Florida | 1 | $ 300,000 | $ 300,000 | $ 325,000 |
| Flathead County Montana | 1 | $ 500,000 | $ 500,000 | $ 129,000 |
| Ford County Illinois | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Fort Bend County Texas | 2 | $ 315,000 | $ 157,000 | $ 221,000 |
| Franklin County Illinois | 1 | $ 31,000 | $ 31,000 | $ 118,000 |
| Franklin County Ohio | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Frederick County Maryland | 1 | $ 280,000 | $ 280,000 | $ 141,000 |
| Fresno County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fulton County Georgia | 3 | $ 1,057,000 | $ 352,000 | $ 701,000 |
| Fulton County Illinois | 85 | $ 5,611,000 | $ 66,000 | $ 53,000 |
| Glynn County Georgia | 1 | $ 928,000 | $ 928,000 | $ 0 |
| Gogebic County Michigan | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Green Lake County Wisconsin | 2 | $ 925,000 | $ 462,000 | $ 275,000 |
| Greene County Georgia | 1 | $ 650,000 | $ 650,000 | $ 84,000 |
| Grundy County Illinois | 39 | $ 5,665,000 | $ 145,000 | $ 73,000 |
| Hamilton County Ohio | 1 | $ 386,000 | $ 386,000 | $ 155,000 |
| Hampden County Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 140,000 |
| Hancock County Illinois | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Hancock County Maine | 1 | $ 174,000 | $ 174,000 | $ 140,000 |
| Harris County Texas | 2 | $ 364,000 | $ 182,000 | $ 82,000 |
| Harrison County Mississippi | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 1,075,000 | $ 358,000 | $ 184,000 |
| Henrico County Virginia | 1 | $ 315,000 | $ 315,000 | $ 17,000 |
| Henry County Illinois | 3 | $ 391,000 | $ 130,000 | $ 44,000 |
| Henry County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Hidalgo County Texas | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Highlands County Florida | 2 | $ 258,000 | $ 129,000 | $ 27,000 |
| Hillsborough County Florida | 2 | $ 756,000 | $ 378,000 | $ 360,000 |
| Horry County South Carolina | 1 | $ 800,000 | $ 800,000 | $ 251,000 |
| Houghton County Michigan | 1 | $ 202,000 | $ 202,000 | $ 63,000 |
| Howard County Maryland | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Hudson County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Humboldt County California | 2 | $ 675,000 | $ 337,000 | $ 49,000 |
| Hunterdon County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 996,000 |
| Indian River County Florida | 28 | $ 8,584,000 | $ 306,000 | $ 84,000 |
| Iroquois County Illinois | 3 | $ 240,000 | $ 80,000 | $ 87,000 |
| Island County Washington | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Jackson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 104,000 |
| Jackson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Jasper County Indiana | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Jefferson County Washington | 1 | $ 334,000 | $ 334,000 | $ 68,000 |
| Jefferson County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 1,804,000 |
| Jo Daviess County Illinois | 4 | $ 482,000 | $ 120,000 | $ 107,000 |
| Johnson County Illinois | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Juneau County Wisconsin | 2 | $ 385,000 | $ 192,000 | $ 89,000 |
| Kalamazoo County Michigan | 2 | $ 401,000 | $ 200,000 | $ 22,000 |
| Kane County Illinois | 707 | $ 132,463,000 | $ 187,000 | $ 72,000 |
| Kankakee County Illinois | 15 | $ 2,160,000 | $ 144,000 | $ 61,000 |
| Kauai County Hawaii | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Kendall County Illinois | 145 | $ 24,301,000 | $ 167,000 | $ 66,000 |
| Kenosha County Wisconsin | 37 | $ 4,893,000 | $ 132,000 | $ 89,000 |
| Kenton County Kentucky | 2 | $ 762,000 | $ 381,000 | $ 108,000 |
| King County Washington | 28 | $ 11,888,000 | $ 424,000 | $ 62,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Knox County Illinois | 3 | $ 318,000 | $ 106,000 | $ 77,000 |
| Knox County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Kosciusko County Indiana | 1 | $ 188,000 | $ 188,000 | $ 208,000 |
| Lake County Florida | 3 | $ 531,000 | $ 177,000 | $ 51,000 |
| Lake County Illinois | 996 | $ 291,189,000 | $ 292,000 | $ 124,000 |
| Lake County Indiana | 89 | $ 13,145,000 | $ 147,000 | $ 79,000 |
| LaPorte County Indiana | 11 | $ 3,428,000 | $ 311,000 | $ 241,000 |
| Larimer County Colorado | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| LaSalle County Illinois | 18 | $ 3,651,000 | $ 202,000 | $ 91,000 |
| Lawrence County Alabama | 1 | $ 92,000 | $ 92,000 | $ 133,000 |
| Lee County Florida | 41 | $ 11,093,000 | $ 270,000 | $ 203,000 |
| Lee County Illinois | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Los Angeles County California | 10 | $ 4,069,000 | $ 406,000 | $ 107,000 |
| Loudon County Tennessee | 3 | $ 760,000 | $ 253,000 | $ 105,000 |
| Loudoun County Virginia | 2 | $ 1,243,000 | $ 621,000 | $ 278,000 |
| Lucas County Ohio | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Manatee County Florida | 14 | $ 3,413,000 | $ 243,000 | $ 26,000 |
| Maricopa County Arizona | 320 | $ 74,207,000 | $ 231,000 | $ 134,000 |
| Marin County California | 1 | $ 650,000 | $ 650,000 | $ 64,000 |
| Marinette County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 106,000 |
| Marion County Indiana | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| Marquette County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Marshall County Illinois | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Maui County Hawaii | 1 | $ 508,000 | $ 508,000 | $ 446,000 |
| McDonough County Illinois | 29 | $ 2,117,000 | $ 73,000 | $ 80,000 |
| McHenry County Illinois | 881 | $ 160,600,000 | $ 182,000 | $ 80,000 |
| McLean County Illinois | 4 | $ 694,000 | $ 173,000 | $ 145,000 |
| Mecklenburg County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 199,000 |
| Medina County Ohio | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Mercer County Illinois | 1 | $ 97,000 | $ 97,000 | $ 95,000 |
| Miami-Dade County Florida | 8 | $ 2,832,000 | $ 354,000 | $ 137,000 |
| Middlesex County New Jersey | 1 | $ 420,000 | $ 420,000 | $ 119,000 |
| Milwaukee County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 154,000 |
| Missoula County Montana | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 230,000 | $ 230,000 | $ 91,000 |
| Monmouth County New Jersey | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Monroe County Florida | 6 | $ 2,361,000 | $ 393,000 | $ 219,000 |
| Monroe County Indiana | 2 | $ 163,000 | $ 81,000 | $ 25,000 |
| Montgomery County Maryland | 4 | $ 2,225,000 | $ 556,000 | $ 503,000 |
| Montgomery County Texas | 1 | $ 425,000 | $ 425,000 | $ 297,000 |
| Montrose County Colorado | 1 | $ 106,000 | $ 106,000 | $ 75,000 |
| Moore County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Morgan County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Morgan County Indiana | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Morris County New Jersey | 4 | $ 1,844,000 | $ 461,000 | $ 163,000 |
| Multnomah County Oregon | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Muscatine County Iowa | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Nantucket County Massachusetts | 2 | $ 1,845,000 | $ 922,000 | $ 300,000 |
| Nassau County New York | 2 | $ 2,500,000 | $ 1,250,000 | $ 807,000 |
| Navajo County Arizona | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| New York County New York | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 72,000 | $ 72,000 | $ 124,000 |
| Nye County Nevada | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Oakland County Michigan | 2 | $ 406,000 | $ 203,000 | $ 62,000 |
| Ocean County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Ogle County Illinois | 1 | $ 250,000 | $ 250,000 | $ 753,000 |
| Okaloosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Oneida County Wisconsin | 2 | $ 473,000 | $ 236,000 | $ 249,000 |
| Orange County California | 4 | $ 11,100,000 | $ 2,775,000 | $ 242,000 |
| Orange County Florida | 1 | $ 34,000 | $ 34,000 | $ 56,000 |
| Orange County New York | 1 | $ 334,000 | $ 334,000 | $ 765,000 |
| Orange County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Osceola County Florida | 3 | $ 800,000 | $ 266,000 | $ 248,000 |
| Ottawa County Michigan | 2 | $ 2,128,000 | $ 1,064,000 | $ 461,000 |
| Ozaukee County Wisconsin | 1 | $ 328,000 | $ 328,000 | $ 135,000 |
| Palm Beach County Florida | 41 | $ 12,419,000 | $ 302,000 | $ 160,000 |
| Pasco County Florida | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Passaic County New Jersey | 1 | $ 476,000 | $ 476,000 | $ 190,000 |
| Peoria County Illinois | 200 | $ 26,635,000 | $ 133,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 35,000 |
| Pike County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 348,000 |
| Pima County Arizona | 22 | $ 5,280,000 | $ 240,000 | $ 41,000 |
| Pinal County Arizona | 2 | $ 507,000 | $ 253,000 | $ 78,000 |
| Pinellas County Florida | 18 | $ 4,600,000 | $ 255,000 | $ 182,000 |
| Pitkin County Colorado | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 502,000 |
| Pocahontas County West Virginia | 2 | $ 404,000 | $ 202,000 | $ 243,000 |
| Polk County Florida | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Porter County Indiana | 16 | $ 3,773,000 | $ 235,000 | $ 164,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 235,000 |
| Prince William County Virginia | 1 | $ 516,000 | $ 516,000 | $ 129,000 |
| Pulaski County Illinois | 1 | $ 84,000 | $ 84,000 | $ 15,000 |
| Putnam County Georgia | 1 | $ 250,000 | $ 250,000 | $ 411,000 |
| Putnam County Illinois | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Racine County Wisconsin | 4 | $ 753,000 | $ 188,000 | $ 102,000 |
| Ramsey County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Riverside County California | 5 | $ 2,056,000 | $ 411,000 | $ 499,000 |
| Roanoke County Virginia | 1 | $ 334,000 | $ 334,000 | $ 111,000 |
| Rock County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 41,000 |
| Rock Island County Illinois | 17 | $ 1,351,000 | $ 79,000 | $ 72,000 |
| Rockland County New York | 1 | $ 310,000 | $ 310,000 | $ 246,000 |
| Routt County Colorado | 1 | $ 251,000 | $ 251,000 | $ 225,000 |
| Sacramento County California | 2 | $ 394,000 | $ 197,000 | $ 36,000 |
| Salt Lake County Utah | 2 | $ 183,000 | $ 91,000 | $ 32,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| San Diego County California | 3 | $ 2,212,000 | $ 737,000 | $ 149,000 |
| San Francisco County California | 5 | $ 2,023,000 | $ 404,000 | $ 296,000 |
| San Juan County Colorado | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| San Mateo County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 221,000 |
| Sandoval County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 807,000 |
| Santa Clara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 311,000 |
| Santa Rosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Sarasota County Florida | 53 | $ 15,912,000 | $ 300,000 | $ 171,000 |
| Sauk County Wisconsin | 6 | $ 1,276,000 | $ 212,000 | $ 301,000 |
| Scott County Iowa | 17 | $ 2,028,000 | $ 119,000 | $ 72,000 |
| Scott County Minnesota | 2 | $ 542,000 | $ 271,000 | $ 81,000 |
| Seminole County Florida | 2 | $ 659,000 | $ 329,000 | $ 39,000 |
| Sevier County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 56,000 |
| Sevier County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Sheboygan County Wisconsin | 4 | $ 1,011,000 | $ 252,000 | $ 81,000 |
| Shelby County Alabama | 1 | $ 544,000 | $ 544,000 | $ 400,000 |
| Shelby County Tennessee | 1 | $ 650,000 | $ 650,000 | $ 155,000 |
| Skagit County Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Snohomish County Washington | 3 | $ 828,000 | $ 276,000 | $ 0 |
| Sonoma County California | 1 | $ 543,000 | $ 543,000 | $ 1,006,000 |
| St. Charles County Missouri | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| St. Clair County Illinois | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| St. Clair County Michigan | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| St. Croix County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 252,000 |
| St. Joseph County Indiana | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| St. Joseph County Michigan | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| St. Louis County Minnesota | 1 | $ 406,000 | $ 406,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 425,000 | $ 212,000 | $ 104,000 |
| St. Lucie County Florida | 6 | $ 1,182,000 | $ 197,000 | $ 60,000 |
| Starke County Indiana | 2 | $ 287,000 | $ 143,000 | $ 68,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 468,000 | $ 468,000 | $ 266,000 |
| Suffolk County New York | 1 | $ 449,000 | $ 449,000 | $ 200,000 |
| Sullivan County New York | 1 | $ 234,000 | $ 234,000 | $ 50,000 |
| Summit County Colorado | 4 | $ 709,000 | $ 177,000 | $ 190,000 |
| Summit County Ohio | 3 | $ 182,000 | $ 60,000 | $ 31,000 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 253,000 |
| Sumter County Florida | 4 | $ 471,000 | $ 117,000 | $ 30,000 |
| Sussex County Delaware | 1 | $ 700,000 | $ 700,000 | $ 403,000 |
| Tarrant County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Taylor County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Tazewell County Illinois | 47 | $ 6,549,000 | $ 139,000 | $ 52,000 |
| Teton County Wyoming | 1 | $ 650,000 | $ 650,000 | $ 303,000 |
| Tippecanoe County Indiana | 2 | $ 316,000 | $ 158,000 | $ 208,000 |
| Travis County Texas | 1 | $ 625,000 | $ 625,000 | $ 60,000 |
| Trigg County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Tulsa County Oklahoma | 2 | $ 506,000 | $ 253,000 | $ 182,000 |
| Van Buren County Michigan | 4 | $ 440,000 | $ 110,000 | $ 87,000 |
| Vermilion County Illinois | 2 | $ 101,000 | $ 50,000 | $ 27,000 |
| Vilas County Wisconsin | 4 | $ 729,000 | $ 182,000 | $ 281,000 |
| Volusia County Florida | 3 | $ 708,000 | $ 236,000 | $ 10,000 |
| Wake County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 325,000 |
| Walworth County Wisconsin | 75 | $ 16,496,000 | $ 219,000 | $ 169,000 |
| Warren County Illinois | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Washington County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Washoe County Nevada | 1 | $ 334,000 | $ 334,000 | $ 66,000 |
| Washtenaw County Michigan | 2 | $ 452,000 | $ 226,000 | $ 1,806,000 |
| Waukesha County Wisconsin | 4 | $ 765,000 | $ 191,000 | $ 136,000 |
| Waupaca County Wisconsin | 2 | $ 254,000 | $ 127,000 | $ 114,000 |
| Waushara County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 59,000 |
| Webb County Texas | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Webster County Missouri | 1 | $ 116,000 | $ 116,000 | $ 18,000 |
| Weld County Colorado | 2 | $ 236,000 | $ 118,000 | $ 142,000 |
| Westchester County New York | 2 | $ 1,075,000 | $ 537,000 | $ 350,000 |
| White County Indiana | 1 | $ 109,000 | $ 109,000 | $ 264,000 |
| Will County Illinois | 991 | $ 158,335,000 | $ 159,000 | $ 83,000 |
| Williamson County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 89,000 |
| Williamson County Texas | 2 | $ 362,000 | $ 181,000 | $ 63,000 |
| Winnebago County Illinois | 23 | $ 2,983,000 | $ 129,000 | $ 69,000 |
| Woodford County Illinois | 9 | $ 1,341,000 | $ 149,000 | $ 73,000 |
| Yavapai County Arizona | 5 | $ 1,204,000 | $ 240,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Harris Trust And Savings Bank in 2004
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,389 | $1,099,761,000 | $320,083 | $10,000,000 | $196,777 | $7,764,000 |
| Home Purchase | 4,788 | $1,139,244,000 | $307,260 | $6,000,000 | $172,239 | $4,650,000 |
| Home Improvement | 624 | $40,824,000 | $81,666 | $650,000 | $232,000 | $1,020,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,314 | $1,351,633,000 | $352,444 | $10,000,000 | $210,600 | $7,764,000 |
| Not Provided | 1,587 | $422,288,000 | $320,277 | $2,400,000 | $255,222 | $5,662,000 |
| Hispanic | 1,472 | $193,315,000 | $144,111 | $1,000,000 | $82,888 | $540,000 |
| Not applicable | 562 | $179,627,000 | $402,000 | $6,000,000 | $2,666 | $207,000 |
| Black or African American | 502 | $58,574,000 | $130,400 | $980,000 | $84,500 | $500,000 |
| Asian | 307 | $64,531,000 | $238,153 | $2,000,000 | $103,461 | $3,080,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $6,282,000 | $146,333 | $855,000 | $74,000 | $250,000 |
| American Indian or Alaskan Native | 27 | $3,579,000 | $147,500 | $287,000 | $60,250 | $167,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,801 | $2,279,829,000 | $316,666 | $10,000,000 | $184,604 | $7,764,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,559 | $1,781,706,000 | $302,347 | $6,000,000 | $205,086 | $7,764,000 |
| Application Denied By Financial Institution | 812 | $118,863,000 | $211,187 | $2,000,000 | $84,500 | $840,000 |
| Loan Purchased By The Institution | 526 | $139,607,000 | $369,000 | $2,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 451 | $103,634,000 | $268,000 | $1,940,000 | $233,785 | $4,135,000 |
| Application Withdrawn By Applicant | 226 | $75,728,000 | $699,000 | $10,000,000 | $179,727 | $4,296,000 |
| File Closed For Incompleteness | 176 | $52,246,000 | $286,333 | $2,400,000 | $105,500 | $1,459,000 |
| Preapproval Denied by Financial Institution | 45 | $6,526,000 | $145,000 | $276,000 | $61,000 | $155,000 |
| Preapproval Approved but not Accepted | 6 | $1,519,000 | $253,000 | $500,000 | $103,000 | $135,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 505 | $74,650,000 | $202,250 | $2,000,000 | $71,500 | $840,000 |
| Credit History | 191 | $19,300,000 | $128,833 | $440,000 | $79,000 | $307,000 |
| Collateral | 82 | $14,087,000 | $174,571 | $790,000 | $60,428 | $266,000 |
| Other | 52 | $11,317,000 | $303,800 | $1,810,000 | $125,400 | $420,000 |
| Employment History | 20 | $4,987,000 | $245,500 | $1,700,000 | $128,750 | $440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $747,000 | $170,333 | $224,000 | $87,333 | $130,000 |
| Credit Application Incomplete | 2 | $301,000 | $150,000 | $176,000 | $50,000 | $66,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris Trust And Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris Trust And Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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