2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Harris N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,654 |
| Total Mortgage Loan Application Amount | $2,450,856,000 |
| Average Mortgage Loan Application Amount | $335,156 |
| Highest Mortgage Loan Application Amount | $10,760,000 |
| Average Applicant Income | $240,987 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 802,000 | $ 802,000 | $ 196,000 |
| Adams County Wisconsin | 4 | $ 478,000 | $ 119,000 | $ 174,000 |
| Alameda County California | 3 | $ 2,983,000 | $ 994,000 | $ 273,000 |
| Alexandria County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Allegan County Michigan | 6 | $ 1,215,000 | $ 202,000 | $ 101,000 |
| Anchorage County Alaska | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Barnstable County Massachusetts | 3 | $ 2,870,000 | $ 956,000 | $ 676,000 |
| Beaufort County South Carolina | 5 | $ 2,968,000 | $ 593,000 | $ 606,000 |
| Beltrami County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
| Benton County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 238,000 |
| Bergen County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 167,000 |
| Berks County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Berrien County Michigan | 17 | $ 5,045,000 | $ 296,000 | $ 346,000 |
| Bexar County Texas | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Blaine County Idaho | 1 | $ 1,116,000 | $ 1,116,000 | $ 65,000 |
| Boone County Illinois | 54 | $ 5,920,000 | $ 109,000 | $ 57,000 |
| Boone County Missouri | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Boulder County Colorado | 2 | $ 392,000 | $ 196,000 | $ 61,000 |
| Brazoria County Texas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Brevard County Florida | 3 | $ 475,000 | $ 158,000 | $ 145,000 |
| Broward County Florida | 15 | $ 6,121,000 | $ 408,000 | $ 139,000 |
| Bureau County Illinois | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Butler County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 325,000 | $ 325,000 | $ 25,000 |
| Calvert County Maryland | 1 | $ 105,000 | $ 105,000 | $ 234,000 |
| Camden County Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 235,000 |
| Carroll County Illinois | 5 | $ 672,000 | $ 134,000 | $ 125,000 |
| Cass County Illinois | 2 | $ 185,000 | $ 92,000 | $ 93,000 |
| Cass County Michigan | 3 | $ 553,000 | $ 184,000 | $ 76,000 |
| Cass County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Champaign County Illinois | 2 | $ 586,000 | $ 293,000 | $ 66,000 |
| Charlotte County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 149,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Cherokee County Georgia | 2 | $ 237,000 | $ 118,000 | $ 42,000 |
| Chickasaw County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Chittenden County Vermont | 1 | $ 116,000 | $ 116,000 | $ 140,000 |
| Christian County Illinois | 1 | $ 129,000 | $ 129,000 | $ 77,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Clark County Illinois | 1 | $ 33,000 | $ 33,000 | $ 137,000 |
| Clark County Nevada | 11 | $ 3,667,000 | $ 333,000 | $ 62,000 |
| Clarke County Georgia | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Clay County Illinois | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Clearwater County Idaho | 1 | $ 99,000 | $ 99,000 | $ 74,000 |
| Cobb County Georgia | 1 | $ 463,000 | $ 463,000 | $ 804,000 |
| Coconino County Arizona | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| Coles County Illinois | 1 | $ 39,000 | $ 39,000 | $ 166,000 |
| Collier County Florida | 42 | $ 17,231,000 | $ 410,000 | $ 236,000 |
| Collin County Texas | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Cook County Illinois | 4,799 | $ 920,457,000 | $ 191,000 | $ 98,000 |
| Craven County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 189,000 |
| Crawford County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 84,000 |
| Cuyahoga County Ohio | 2 | $ 942,000 | $ 471,000 | $ 682,000 |
| Dakota County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 269,000 |
| Dallas County Texas | 3 | $ 458,000 | $ 152,000 | $ 123,000 |
| Dane County Wisconsin | 4 | $ 906,000 | $ 226,000 | $ 15,000 |
| DeKalb County Illinois | 41 | $ 8,321,000 | $ 202,000 | $ 76,000 |
| Delaware County Iowa | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Delta County Michigan | 1 | $ 111,000 | $ 111,000 | $ 81,000 |
| Denton County Texas | 1 | $ 214,000 | $ 214,000 | $ 118,000 |
| Denver County Colorado | 2 | $ 785,000 | $ 392,000 | $ 120,000 |
| Deschutes County Oregon | 3 | $ 818,000 | $ 272,000 | $ 178,000 |
| Dodge County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 164,000 |
| Door County Wisconsin | 8 | $ 2,913,000 | $ 364,000 | $ 180,000 |
| Douglas County Colorado | 3 | $ 1,736,000 | $ 578,000 | $ 185,000 |
| Douglas County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Douglas County Wisconsin | 2 | $ 1,520,000 | $ 760,000 | $ 1,765,000 |
| DuPage County Illinois | 1,248 | $ 261,041,000 | $ 209,000 | $ 104,000 |
| Durham County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Duval County Florida | 2 | $ 663,000 | $ 331,000 | $ 172,000 |
| Eagle County Colorado | 6 | $ 3,856,000 | $ 642,000 | $ 344,000 |
| Eau Claire County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 1,000 |
| El Paso County Colorado | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Emmet County Michigan | 1 | $ 1,350,000 | $ 1,350,000 | $ 291,000 |
| Erie County Ohio | 9 | $ 2,961,000 | $ 329,000 | $ 178,000 |
| Escambia County Florida | 3 | $ 779,000 | $ 259,000 | $ 93,000 |
| Essex County Massachusetts | 3 | $ 2,502,000 | $ 834,000 | $ 694,000 |
| Essex County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 750,000 |
| Fairfax County Virginia | 5 | $ 2,074,000 | $ 414,000 | $ 378,000 |
| Fairfield County Connecticut | 8 | $ 6,456,000 | $ 807,000 | $ 337,000 |
| Fayette County Kentucky | 1 | $ 359,000 | $ 359,000 | $ 428,000 |
| Flagler County Florida | 3 | $ 1,896,000 | $ 632,000 | $ 191,000 |
| Florence County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Fond du Lac County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Franklin County Ohio | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| Frederick County Maryland | 1 | $ 318,000 | $ 318,000 | $ 138,000 |
| Fresno County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Fulton County Georgia | 1 | $ 242,000 | $ 242,000 | $ 1,320,000 |
| Fulton County Illinois | 50 | $ 3,441,000 | $ 68,000 | $ 62,000 |
| Gallatin County Montana | 2 | $ 2,250,000 | $ 1,125,000 | $ 524,000 |
| Garfield County Colorado | 1 | $ 450,000 | $ 450,000 | $ 930,000 |
| Garfield County Oklahoma | 2 | $ 148,000 | $ 74,000 | $ 82,000 |
| Garrard County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Gila County Arizona | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Granville County North Carolina | 1 | $ 473,000 | $ 473,000 | $ 490,000 |
| Green County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 23,000 |
| Green Lake County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 1,084,000 |
| Greenbrier County West Virginia | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Grundy County Illinois | 80 | $ 8,346,000 | $ 104,000 | $ 68,000 |
| Gwinnett County Georgia | 3 | $ 605,000 | $ 201,000 | $ 18,000 |
| Hall County Georgia | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Hamilton County Indiana | 7 | $ 1,335,000 | $ 190,000 | $ 73,000 |
| Hancock County Illinois | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Harris County Texas | 2 | $ 189,000 | $ 94,000 | $ 130,000 |
| Hennepin County Minnesota | 3 | $ 560,000 | $ 186,000 | $ 101,000 |
| Henry County Illinois | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Hernando County Florida | 2 | $ 318,000 | $ 159,000 | $ 42,000 |
| Hillsborough County Florida | 7 | $ 2,822,000 | $ 403,000 | $ 365,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Hood River County Oregon | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Horry County South Carolina | 3 | $ 827,000 | $ 275,000 | $ 254,000 |
| Houghton County Michigan | 2 | $ 269,000 | $ 134,000 | $ 95,000 |
| Howard County Maryland | 2 | $ 541,000 | $ 270,000 | $ 95,000 |
| Hubbard County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 162,000 |
| Indian River County Florida | 18 | $ 7,737,000 | $ 429,000 | $ 67,000 |
| Ingham County Michigan | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Iowa County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 117,000 |
| Iron County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 87,000 |
| Iroquois County Illinois | 1 | $ 49,000 | $ 49,000 | $ 75,000 |
| Jackson County Illinois | 2 | $ 170,000 | $ 85,000 | $ 374,000 |
| Jackson County Missouri | 1 | $ 344,000 | $ 344,000 | $ 153,000 |
| Jackson County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 136,000 |
| Jasper County Indiana | 2 | $ 124,000 | $ 62,000 | $ 11,000 |
| Jefferson County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Jefferson County Colorado | 1 | $ 452,000 | $ 452,000 | $ 127,000 |
| Jefferson County Wisconsin | 2 | $ 363,000 | $ 181,000 | $ 120,000 |
| Jersey County Illinois | 1 | $ 88,000 | $ 88,000 | $ 120,000 |
| Jo Daviess County Illinois | 7 | $ 1,120,000 | $ 160,000 | $ 187,000 |
| Johnson County Indiana | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Johnson County Iowa | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Johnson County Kansas | 1 | $ 303,000 | $ 303,000 | $ 97,000 |
| Juneau County Wisconsin | 1 | $ 227,000 | $ 227,000 | $ 258,000 |
| Kane County Illinois | 740 | $ 103,326,000 | $ 139,000 | $ 78,000 |
| Kankakee County Illinois | 34 | $ 3,177,000 | $ 93,000 | $ 59,000 |
| Kauai County Hawaii | 1 | $ 821,000 | $ 821,000 | $ 0 |
| Kendall County Illinois | 177 | $ 25,791,000 | $ 145,000 | $ 76,000 |
| Kennebec County Maine | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Kenosha County Wisconsin | 44 | $ 6,523,000 | $ 148,000 | $ 68,000 |
| Kent County Delaware | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Kent County Michigan | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| King County Washington | 11 | $ 4,551,000 | $ 413,000 | $ 177,000 |
| Kitsap County Washington | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Knox County Illinois | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Knox County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Kosciusko County Indiana | 2 | $ 312,000 | $ 156,000 | $ 35,000 |
| Lake County California | 1 | $ 920,000 | $ 920,000 | $ 356,000 |
| Lake County Illinois | 1,177 | $ 312,916,000 | $ 265,000 | $ 104,000 |
| Lake County Indiana | 293 | $ 40,002,000 | $ 136,000 | $ 62,000 |
| Lake County Michigan | 2 | $ 448,000 | $ 224,000 | $ 211,000 |
| LaPorte County Indiana | 21 | $ 2,723,000 | $ 129,000 | $ 104,000 |
| LaSalle County Illinois | 26 | $ 2,310,000 | $ 88,000 | $ 70,000 |
| Le Sueur County Minnesota | 1 | $ 550,000 | $ 550,000 | $ 64,000 |
| Lee County Florida | 23 | $ 7,428,000 | $ 322,000 | $ 236,000 |
| Lee County Illinois | 6 | $ 503,000 | $ 83,000 | $ 28,000 |
| Leelanau County Michigan | 1 | $ 175,000 | $ 175,000 | $ 20,000 |
| Lincoln County Oregon | 1 | $ 232,000 | $ 232,000 | $ 39,000 |
| Lincoln County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 94,000 |
| Livingston County Illinois | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Los Angeles County California | 10 | $ 7,490,000 | $ 749,000 | $ 319,000 |
| Macon County Illinois | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Madison County Illinois | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Manatee County Florida | 11 | $ 2,838,000 | $ 258,000 | $ 135,000 |
| Manitowoc County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Maricopa County Arizona | 198 | $ 58,411,000 | $ 295,000 | $ 180,000 |
| Marin County California | 1 | $ 1,307,000 | $ 1,307,000 | $ 480,000 |
| Marinette County Wisconsin | 3 | $ 1,050,000 | $ 350,000 | $ 839,000 |
| Marion County Florida | 1 | $ 17,000 | $ 17,000 | $ 126,000 |
| Marion County Indiana | 3 | $ 406,000 | $ 135,000 | $ 200,000 |
| Marshall County Illinois | 1 | $ 310,000 | $ 310,000 | $ 528,000 |
| Marshall County Indiana | 1 | $ 274,000 | $ 274,000 | $ 152,000 |
| Marshall County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Martin County Florida | 2 | $ 1,134,000 | $ 567,000 | $ 705,000 |
| Mason County Michigan | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
| Maui County Hawaii | 2 | $ 1,359,000 | $ 679,000 | $ 49,000 |
| McDonough County Illinois | 29 | $ 2,816,000 | $ 97,000 | $ 61,000 |
| McHenry County Illinois | 910 | $ 136,455,000 | $ 149,000 | $ 83,000 |
| McLean County Illinois | 18 | $ 2,809,000 | $ 156,000 | $ 65,000 |
| Mecosta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 432,000 |
| Mesa County Colorado | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Miami-Dade County Florida | 7 | $ 2,323,000 | $ 331,000 | $ 207,000 |
| Milwaukee County Wisconsin | 8 | $ 1,694,000 | $ 211,000 | $ 239,000 |
| Mohave County Arizona | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
| Monroe County Florida | 2 | $ 1,267,000 | $ 633,000 | $ 191,000 |
| Monroe County Iowa | 2 | $ 83,000 | $ 41,000 | $ 47,000 |
| Monterey County California | 1 | $ 4,547,000 | $ 4,547,000 | $ 2,231,000 |
| Montgomery County Maryland | 5 | $ 3,234,000 | $ 646,000 | $ 409,000 |
| Montgomery County Ohio | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Montmorency County Michigan | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Moore County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| Morris County New Jersey | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 290,000 | $ 290,000 | $ 109,000 |
| Muskingum County Ohio | 1 | $ 180,000 | $ 180,000 | $ 1,132,000 |
| Nantucket County Massachusetts | 4 | $ 4,060,000 | $ 1,015,000 | $ 1,374,000 |
| Nassau County New York | 1 | $ 2,400,000 | $ 2,400,000 | $ 1,664,000 |
| Navajo County Arizona | 4 | $ 1,130,000 | $ 282,000 | $ 17,000 |
| Nevada County California | 2 | $ 900,000 | $ 450,000 | $ 360,000 |
| New Castle County Delaware | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| New York County New York | 4 | $ 1,908,000 | $ 477,000 | $ 1,431,000 |
| Newton County Indiana | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Norfolk County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 720,000 |
| Nueces County Texas | 1 | $ 244,000 | $ 244,000 | $ 51,000 |
| Oakland County Michigan | 1 | $ 127,000 | $ 127,000 | $ 260,000 |
| Ogemaw County Michigan | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Ogle County Illinois | 5 | $ 850,000 | $ 170,000 | $ 92,000 |
| Okaloosa County Florida | 1 | $ 1,350,000 | $ 1,350,000 | $ 646,000 |
| Oneida County Wisconsin | 6 | $ 663,000 | $ 110,000 | $ 148,000 |
| Orange County California | 5 | $ 5,808,000 | $ 1,161,000 | $ 302,000 |
| Orange County Florida | 3 | $ 864,000 | $ 288,000 | $ 26,000 |
| Orange County New York | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Orleans County Louisiana | 3 | $ 706,000 | $ 235,000 | $ 119,000 |
| Osceola County Florida | 2 | $ 620,000 | $ 310,000 | $ 466,000 |
| Ottawa County Michigan | 1 | $ 525,000 | $ 525,000 | $ 346,000 |
| Ozaukee County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 39,000 |
| Palm Beach County Florida | 49 | $ 15,170,000 | $ 309,000 | $ 218,000 |
| Peoria County Illinois | 30 | $ 3,520,000 | $ 117,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Pima County Arizona | 21 | $ 4,463,000 | $ 212,000 | $ 72,000 |
| Pinal County Arizona | 7 | $ 2,554,000 | $ 364,000 | $ 186,000 |
| Pinellas County Florida | 3 | $ 722,000 | $ 240,000 | $ 373,000 |
| Piscataquis County Maine | 1 | $ 106,000 | $ 106,000 | $ 102,000 |
| Pitkin County Colorado | 2 | $ 3,900,000 | $ 1,950,000 | $ 1,012,000 |
| Polk County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Polk County Florida | 1 | $ 360,000 | $ 360,000 | $ 46,000 |
| Porter County Indiana | 90 | $ 16,654,000 | $ 185,000 | $ 81,000 |
| Potter County Texas | 1 | $ 424,000 | $ 424,000 | $ 120,000 |
| Prince George's County Maryland | 1 | $ 190,000 | $ 190,000 | $ 235,000 |
| Pulaski County Indiana | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Pulaski County Missouri | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Putnam County Illinois | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Racine County Wisconsin | 5 | $ 1,062,000 | $ 212,000 | $ 132,000 |
| Richland County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 229,000 |
| Richland County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Ringgold County Iowa | 1 | $ 320,000 | $ 320,000 | $ 372,000 |
| Riverside County California | 3 | $ 5,587,000 | $ 1,862,000 | $ 3,333,000 |
| Rock Island County Illinois | 8 | $ 960,000 | $ 120,000 | $ 79,000 |
| Rusk County Texas | 1 | $ 47,000 | $ 47,000 | $ 236,000 |
| Rutherford County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Rutland County Vermont | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
| Saline County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 307,000 |
| San Bernardino County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| San Diego County California | 2 | $ 530,000 | $ 265,000 | $ 25,000 |
| San Francisco County California | 4 | $ 3,192,000 | $ 798,000 | $ 562,000 |
| San Mateo County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 112,000 |
| San Miguel County Colorado | 2 | $ 975,000 | $ 487,000 | $ 137,000 |
| Sangamon County Illinois | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Santa Clara County California | 2 | $ 7,950,000 | $ 3,975,000 | $ 718,000 |
| Santa Fe County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 137,000 |
| Sarasota County Florida | 26 | $ 8,927,000 | $ 343,000 | $ 366,000 |
| Sauk County Wisconsin | 5 | $ 1,727,000 | $ 345,000 | $ 68,000 |
| Sawyer County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 262,000 |
| Scott County Iowa | 4 | $ 445,000 | $ 111,000 | $ 52,000 |
| Seminole County Florida | 3 | $ 677,000 | $ 225,000 | $ 65,000 |
| Sevier County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Sheboygan County Wisconsin | 2 | $ 458,000 | $ 229,000 | $ 160,000 |
| Shelby County Tennessee | 2 | $ 1,591,000 | $ 795,000 | $ 360,000 |
| Snohomish County Washington | 1 | $ 329,000 | $ 329,000 | $ 0 |
| St. Joseph County Indiana | 3 | $ 4,230,000 | $ 1,410,000 | $ 36,000 |
| St. Joseph County Michigan | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| St. Louis City County Missouri | 3 | $ 289,000 | $ 96,000 | $ 69,000 |
| St. Louis County Missouri | 5 | $ 662,000 | $ 132,000 | $ 53,000 |
| St. Lucie County Florida | 3 | $ 831,000 | $ 277,000 | $ 325,000 |
| Starke County Indiana | 2 | $ 200,000 | $ 100,000 | $ 29,000 |
| Stephenson County Illinois | 2 | $ 146,000 | $ 73,000 | $ 44,000 |
| Stone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Suffolk County Massachusetts | 2 | $ 1,650,000 | $ 825,000 | $ 277,000 |
| Suffolk County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 834,000 |
| Suffolk County Virginia | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Summit County Colorado | 3 | $ 811,000 | $ 270,000 | $ 323,000 |
| Summit County Utah | 1 | $ 625,000 | $ 625,000 | $ 200,000 |
| Sumter County Florida | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Talbot County Maryland | 1 | $ 520,000 | $ 520,000 | $ 293,000 |
| Taney County Missouri | 2 | $ 212,000 | $ 106,000 | $ 76,000 |
| Tazewell County Illinois | 8 | $ 928,000 | $ 116,000 | $ 60,000 |
| Teton County Wyoming | 2 | $ 1,130,000 | $ 565,000 | $ 353,000 |
| Thurston County Washington | 3 | $ 528,000 | $ 176,000 | $ 56,000 |
| Tippecanoe County Indiana | 2 | $ 140,000 | $ 70,000 | $ 116,000 |
| Van Buren County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 161,000 |
| Ventura County California | 1 | $ 630,000 | $ 630,000 | $ 577,000 |
| Vermilion County Illinois | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| Vilas County Wisconsin | 4 | $ 1,082,000 | $ 270,000 | $ 185,000 |
| Volusia County Florida | 2 | $ 255,000 | $ 127,000 | $ 49,000 |
| Wake County North Carolina | 2 | $ 121,000 | $ 60,000 | $ 43,000 |
| Walworth County Wisconsin | 170 | $ 24,247,000 | $ 142,000 | $ 157,000 |
| Warren County Illinois | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Washington County Utah | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Washington County Wisconsin | 1 | $ 460,000 | $ 460,000 | $ 26,000 |
| Washtenaw County Michigan | 1 | $ 288,000 | $ 288,000 | $ 784,000 |
| Waukesha County Wisconsin | 3 | $ 831,000 | $ 277,000 | $ 203,000 |
| Webb County Texas | 2 | $ 229,000 | $ 114,000 | $ 53,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 338,000 |
| White County Indiana | 3 | $ 313,000 | $ 104,000 | $ 92,000 |
| Whiteside County Illinois | 2 | $ 151,000 | $ 75,000 | $ 274,000 |
| Will County Illinois | 1,459 | $ 189,869,000 | $ 130,000 | $ 73,000 |
| Williamson County Texas | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Winnebago County Illinois | 29 | $ 3,650,000 | $ 125,000 | $ 63,000 |
| Winnebago County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Woodford County Illinois | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Yavapai County Arizona | 6 | $ 1,646,000 | $ 274,000 | $ 168,000 |
| York County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2005
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,727 | $1,138,407,000 | $315,181 | $10,760,000 | $321,696 | $9,999,000 |
| Home Purchase | 4,746 | $1,253,620,000 | $382,400 | $6,675,000 | $199,822 | $9,999,000 |
| Home Improvement | 1,181 | $58,829,000 | $41,800 | $2,086,000 | $78,800 | $1,300,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,310 | $1,381,719,000 | $313,926 | $7,400,000 | $208,829 | $6,586,000 |
| Not Provided | 2,067 | $496,782,000 | $474,162 | $6,675,000 | $321,702 | $9,999,000 |
| Hispanic | 1,787 | $220,843,000 | $124,888 | $1,475,000 | $52,444 | $3,760,000 |
| Black or African American | 665 | $85,667,000 | $203,090 | $1,100,000 | $83,909 | $875,000 |
| Not applicable | 389 | $185,876,000 | $429,882 | $10,760,000 | $117 | $249,000 |
| Asian | 378 | $70,366,000 | $211,833 | $1,000,000 | $174,916 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $5,247,000 | $190,333 | $500,000 | $67,666 | $384,000 |
| American Indian or Alaskan Native | 23 | $4,356,000 | $189,000 | $550,000 | $161,000 | $840,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,654 | $2,450,856,000 | $353,617 | $10,760,000 | $204,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,236 | $1,833,348,000 | $361,822 | $10,760,000 | $227,711 | $9,999,000 |
| Application Denied By Financial Institution | 1,531 | $181,786,000 | $238,000 | $1,280,000 | $162,250 | $2,150,000 |
| Application Approved But Not Accepted | 777 | $137,837,000 | $363,000 | $2,000,000 | $366,000 | $3,963,000 |
| Application Withdrawn By Applicant | 379 | $106,902,000 | $555,769 | $3,100,000 | $323,692 | $2,805,000 |
| File Closed For Incompleteness | 318 | $82,350,000 | $315,454 | $3,960,000 | $378,636 | $3,174,000 |
| Loan Purchased By The Institution | 264 | $79,753,000 | $327,411 | $1,500,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 132 | $23,058,000 | $174,000 | $600,000 | $56,000 | $226,000 |
| Preapproval Approved but not Accepted | 17 | $5,822,000 | $342,000 | $1,725,000 | $107,000 | $465,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 895 | $108,594,000 | $172,375 | $980,000 | $91,750 | $1,349,000 |
| Credit History | 464 | $48,358,000 | $184,333 | $1,280,000 | $94,000 | $666,000 |
| Collateral | 178 | $26,303,000 | $185,750 | $840,000 | $122,750 | $480,000 |
| Other | 73 | $14,839,000 | $237,142 | $893,000 | $354,571 | $2,150,000 |
| Employment History | 22 | $3,325,000 | $184,666 | $400,000 | $44,666 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $1,734,000 | $117,666 | $228,000 | $41,333 | $85,000 |
| Unverifiable Information | 11 | $1,271,000 | $156,500 | $213,000 | $52,000 | $112,000 |
| Credit Application Incomplete | 2 | $420,000 | $210,000 | $240,000 | $105,000 | $143,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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