Happy State Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Happy State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Happy State Bank 701 S Taylor, Lb 120 Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,536 |
| Total Mortgage Loan Application Amount | $256,812,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $12,250,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 464 | $ 67,614,000 | $ 145,000 | $ 105,000 |
| Potter County Texas | 186 | $ 26,622,000 | $ 143,000 | $ 82,000 |
| Lubbock County Texas | 157 | $ 27,406,000 | $ 174,000 | $ 100,000 |
| Taylor County Texas | 103 | $ 12,773,000 | $ 124,000 | $ 80,000 |
| Moore County Texas | 102 | $ 10,131,000 | $ 99,000 | $ 101,000 |
| Dallas County Texas | 82 | $ 23,058,000 | $ 281,000 | $ 47,000 |
| Gray County Texas | 67 | $ 5,485,000 | $ 81,000 | $ 96,000 |
| Hutchinson County Texas | 35 | $ 3,941,000 | $ 112,000 | $ 91,000 |
| Carson County Texas | 31 | $ 2,139,000 | $ 69,000 | $ 77,000 |
| Deaf Smith County Texas | 31 | $ 1,598,000 | $ 51,000 | $ 60,000 |
| Dallam County Texas | 26 | $ 831,000 | $ 31,000 | $ 55,000 |
| Hartley County Texas | 19 | $ 1,641,000 | $ 86,000 | $ 76,000 |
| Sherman County Texas | 18 | $ 619,000 | $ 34,000 | $ 53,000 |
| Union County New Mexico | 13 | $ 14,271,000 | $ 1,097,000 | $ 822,000 |
| Hale County Texas | 13 | $ 1,246,000 | $ 95,000 | $ 94,000 |
| Collin County Texas | 12 | $ 3,583,000 | $ 298,000 | $ 32,000 |
| Jones County Texas | 12 | $ 1,320,000 | $ 110,000 | $ 107,000 |
| Tarrant County Texas | 11 | $ 12,262,000 | $ 1,114,000 | $ 56,000 |
| Floyd County Texas | 10 | $ 348,000 | $ 34,000 | $ 61,000 |
| Hemphill County Texas | 10 | $ 1,245,000 | $ 124,000 | $ 101,000 |
| Boulder County Colorado | 7 | $ 1,304,000 | $ 186,000 | $ 0 |
| Armstrong County Texas | 7 | $ 481,000 | $ 68,000 | $ 69,000 |
| Denton County Texas | 7 | $ 2,206,000 | $ 315,000 | $ 66,000 |
| Lamb County Texas | 7 | $ 594,000 | $ 84,000 | $ 83,000 |
| Oldham County Texas | 6 | $ 711,000 | $ 118,000 | $ 95,000 |
| Roberts County Texas | 6 | $ 629,000 | $ 104,000 | $ 92,000 |
| Travis County Texas | 5 | $ 874,000 | $ 174,000 | $ 407,000 |
| Wheeler County Texas | 5 | $ 340,000 | $ 68,000 | $ 63,000 |
| Colfax County New Mexico | 4 | $ 1,294,000 | $ 323,000 | $ 89,000 |
| Williamson County Texas | 4 | $ 879,000 | $ 219,000 | $ 391,000 |
| Harris County Texas | 3 | $ 874,000 | $ 291,000 | $ 268,000 |
| McLennan County Texas | 3 | $ 860,000 | $ 286,000 | $ 0 |
| Nueces County Texas | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Scurry County Texas | 3 | $ 87,000 | $ 29,000 | $ 31,000 |
| Broomfield County Colorado | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Walton County Florida | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Curry County New Mexico | 2 | $ 397,000 | $ 198,000 | $ 61,000 |
| Quay County New Mexico | 2 | $ 1,036,000 | $ 518,000 | $ 161,000 |
| Bailey County Texas | 2 | $ 93,000 | $ 46,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 546,000 | $ 273,000 | $ 253,000 |
| Callahan County Texas | 2 | $ 116,000 | $ 58,000 | $ 75,000 |
| Castro County Texas | 2 | $ 8,000 | $ 4,000 | $ 79,000 |
| Crosby County Texas | 2 | $ 175,000 | $ 87,000 | $ 40,000 |
| Ellis County Texas | 2 | $ 96,000 | $ 48,000 | $ 286,000 |
| Hansford County Texas | 2 | $ 920,000 | $ 460,000 | $ 18,000 |
| Jeff Davis County Texas | 2 | $ 400,000 | $ 200,000 | $ 193,000 |
| Midland County Texas | 2 | $ 410,000 | $ 205,000 | $ 294,000 |
| Ochiltree County Texas | 2 | $ 166,000 | $ 83,000 | $ 97,000 |
| Parmer County Texas | 2 | $ 27,000 | $ 13,000 | $ 34,000 |
| Swisher County Texas | 2 | $ 227,000 | $ 113,000 | $ 70,000 |
| Wise County Texas | 2 | $ 386,000 | $ 193,000 | $ 84,000 |
| Gila County Arizona | 1 | $ 109,000 | $ 109,000 | $ 2,141,000 |
| Orange County California | 1 | $ 3,440,000 | $ 3,440,000 | $ 0 |
| El Paso County Colorado | 1 | $ 417,000 | $ 417,000 | $ 469,000 |
| Gunnison County Colorado | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Otero County Colorado | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Nantucket County Massachusetts | 1 | $ 9,800,000 | $ 9,800,000 | $ 1,173,000 |
| Mora County New Mexico | 1 | $ 48,000 | $ 48,000 | $ 106,000 |
| Taos County New Mexico | 1 | $ 244,000 | $ 244,000 | $ 392,000 |
| Tulsa County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Anderson County Tennessee | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Bexar County Texas | 1 | $ 40,000 | $ 40,000 | $ 271,000 |
| Brazos County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Coleman County Texas | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Dawson County Texas | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Donley County Texas | 1 | $ 117,000 | $ 117,000 | $ 165,000 |
| Galveston County Texas | 1 | $ 241,000 | $ 241,000 | $ 106,000 |
| Hall County Texas | 1 | $ 57,000 | $ 57,000 | $ 6,000 |
| Hamilton County Texas | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Hardeman County Texas | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Henderson County Texas | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Johnson County Texas | 1 | $ 450,000 | $ 450,000 | $ 252,000 |
| Kaufman County Texas | 1 | $ 223,000 | $ 223,000 | $ 150,000 |
| Lipscomb County Texas | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Lynn County Texas | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Nolan County Texas | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Parker County Texas | 1 | $ 762,000 | $ 762,000 | $ 346,000 |
| Rusk County Texas | 1 | $ 150,000 | $ 150,000 | $ 408,000 |
| Wichita County Texas | 1 | $ 2,181,000 | $ 2,181,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 318,000 | $ 318,000 | $ 225,000 |
| King County Washington | 1 | $ 340,000 | $ 340,000 | $ 704,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Happy State Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 957 | $186,510,000 | $194,000 | $9,800,000 | $95,000 | $1,955,000 |
| Home Improvement | 311 | $8,942,000 | $28,000 | $2,910,000 | $68,000 | $1,221,000 |
| Refinancing | 268 | $61,360,000 | $228,000 | $12,250,000 | $158,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 997 | $164,195,000 | $164,000 | $12,250,000 | $134,000 | $9,999,000 |
| Not applicable | 259 | $73,540,000 | $283,000 | $6,620,000 | $0 | $0 |
| Hispanic | 210 | $13,959,000 | $66,000 | $562,000 | $78,000 | $844,000 |
| Not Provided | 35 | $301,000 | $8,000 | $50,000 | $47,000 | $108,000 |
| Asian | 23 | $2,807,000 | $122,000 | $347,000 | $89,000 | $540,000 |
| Black or African American | 8 | $1,106,000 | $138,000 | $255,000 | $70,000 | $153,000 |
| American Indian or Alaskan Native | 3 | $740,000 | $246,000 | $275,000 | $115,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $164,000 | $164,000 | $164,000 | $117,000 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,339 | $230,194,000 | $171,000 | $12,250,000 | $105,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 147 | $19,495,000 | $132,000 | $275,000 | $69,000 | $259,000 |
| VA-guaranteed (Veterans Administration) | 42 | $6,442,000 | $153,000 | $257,000 | $66,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $681,000 | $85,000 | $161,000 | $39,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,209 | $224,451,000 | $185,000 | $12,250,000 | $106,000 | $9,999,000 |
| Application Withdrawn By Applicant | 191 | $27,008,000 | $141,000 | $711,000 | $101,000 | $820,000 |
| Application Denied By Financial Institution | 125 | $5,070,000 | $40,000 | $329,000 | $52,000 | $220,000 |
| Application Approved But Not Accepted | 11 | $283,000 | $25,000 | $90,000 | $96,000 | $333,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.