Happy State Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Happy State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Happy State Bank 701 S Taylor, Lb 120 Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 2,454 |
| Total Mortgage Loan Application Amount | $738,690,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $30,265,000 |
| Average Applicant Income | $132,200 |
| Highest Applicant Income | $1,898,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 729 | $ 173,735,000 | $ 238,000 | $ 113,000 |
| Potter County Texas | 308 | $ 62,710,000 | $ 203,000 | $ 91,000 |
| Lubbock County Texas | 242 | $ 56,160,000 | $ 232,000 | $ 138,000 |
| Tarrant County Texas | 147 | $ 51,675,000 | $ 351,000 | $ 146,000 |
| Hutchinson County Texas | 81 | $ 11,765,000 | $ 145,000 | $ 96,000 |
| Dallas County Texas | 70 | $ 27,880,000 | $ 398,000 | $ 221,000 |
| Gray County Texas | 57 | $ 5,985,000 | $ 105,000 | $ 91,000 |
| Hale County Texas | 57 | $ 7,675,000 | $ 134,000 | $ 86,000 |
| Kerr County Texas | 57 | $ 16,775,000 | $ 294,000 | $ 116,000 |
| Moore County Texas | 46 | $ 6,850,000 | $ 148,000 | $ 111,000 |
| Collin County Texas | 39 | $ 12,465,000 | $ 319,000 | $ 221,000 |
| Bexar County Texas | 26 | $ 45,770,000 | $ 1,760,000 | $ 303,000 |
| Travis County Texas | 26 | $ 42,830,000 | $ 1,647,000 | $ 190,000 |
| Carson County Texas | 24 | $ 3,660,000 | $ 152,000 | $ 83,000 |
| Castro County Texas | 24 | $ 5,570,000 | $ 232,000 | $ 147,000 |
| Grayson County Texas | 24 | $ 4,580,000 | $ 190,000 | $ 129,000 |
| Parker County Texas | 23 | $ 8,215,000 | $ 357,000 | $ 180,000 |
| Taylor County Texas | 21 | $ 3,415,000 | $ 162,000 | $ 83,000 |
| Swisher County Texas | 19 | $ 2,115,000 | $ 111,000 | $ 105,000 |
| Denton County Texas | 16 | $ 15,470,000 | $ 966,000 | $ 186,000 |
| Gillespie County Texas | 16 | $ 7,150,000 | $ 446,000 | $ 184,000 |
| Floyd County Texas | 15 | $ 975,000 | $ 65,000 | $ 76,000 |
| Lamb County Texas | 15 | $ 1,455,000 | $ 97,000 | $ 65,000 |
| Deaf Smith County Texas | 14 | $ 2,010,000 | $ 143,000 | $ 49,000 |
| Oldham County Texas | 11 | $ 2,135,000 | $ 194,000 | $ 119,000 |
| Sherman County Texas | 11 | $ 1,195,000 | $ 108,000 | $ 73,000 |
| Wheeler County Texas | 11 | $ 1,835,000 | $ 166,000 | $ 69,000 |
| Armstrong County Texas | 10 | $ 1,210,000 | $ 121,000 | $ 107,000 |
| Comal County Texas | 10 | $ 5,010,000 | $ 501,000 | $ 260,000 |
| Hemphill County Texas | 10 | $ 1,650,000 | $ 165,000 | $ 81,000 |
| Lynn County Texas | 10 | $ 1,490,000 | $ 149,000 | $ 89,000 |
| McLennan County Texas | 10 | $ 2,470,000 | $ 247,000 | $ 154,000 |
| Dallam County Texas | 9 | $ 825,000 | $ 91,000 | $ 76,000 |
| Johnson County Texas | 9 | $ 4,205,000 | $ 467,000 | $ 98,000 |
| Harris County Texas | 8 | $ 1,330,000 | $ 166,000 | $ 130,000 |
| Hartley County Texas | 8 | $ 1,760,000 | $ 220,000 | $ 337,000 |
| Williamson County Texas | 8 | $ 22,000,000 | $ 2,750,000 | $ 126,000 |
| Bailey County Texas | 7 | $ 1,115,000 | $ 159,000 | $ 60,000 |
| Hall County Texas | 7 | $ 365,000 | $ 52,000 | $ 71,000 |
| Hays County Texas | 7 | $ 3,085,000 | $ 440,000 | $ 262,000 |
| Parmer County Texas | 7 | $ 1,275,000 | $ 182,000 | $ 78,000 |
| Ellis County Texas | 6 | $ 1,800,000 | $ 300,000 | $ 132,000 |
| Garza County Texas | 6 | $ 530,000 | $ 88,000 | $ 66,000 |
| Midland County Texas | 6 | $ 3,320,000 | $ 553,000 | $ 145,000 |
| Briscoe County Texas | 5 | $ 825,000 | $ 165,000 | $ 123,000 |
| Burnet County Texas | 5 | $ 2,785,000 | $ 557,000 | $ 285,000 |
| Galveston County Texas | 5 | $ 1,945,000 | $ 389,000 | $ 224,000 |
| Hansford County Texas | 5 | $ 495,000 | $ 99,000 | $ 52,000 |
| Hood County Texas | 5 | $ 27,665,000 | $ 5,533,000 | $ 130,000 |
| Kaufman County Texas | 5 | $ 1,695,000 | $ 339,000 | $ 153,000 |
| Rockwall County Texas | 5 | $ 2,325,000 | $ 465,000 | $ 189,000 |
| Callahan County Texas | 4 | $ 800,000 | $ 200,000 | $ 57,000 |
| Donley County Texas | 4 | $ 250,000 | $ 62,000 | $ 48,000 |
| Ector County Texas | 4 | $ 690,000 | $ 172,000 | $ 50,000 |
| Mitchell County Texas | 4 | $ 810,000 | $ 202,000 | $ 56,000 |
| Wise County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 140,000 |
| Lea County New Mexico | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Union County New Mexico | 3 | $ 565,000 | $ 188,000 | $ 48,000 |
| Cameron County Texas | 3 | $ 765,000 | $ 255,000 | $ 222,000 |
| Gaines County Texas | 3 | $ 595,000 | $ 198,000 | $ 119,000 |
| Henderson County Texas | 3 | $ 1,445,000 | $ 481,000 | $ 335,000 |
| Hunt County Texas | 3 | $ 835,000 | $ 278,000 | $ 130,000 |
| Kendall County Texas | 3 | $ 2,905,000 | $ 968,000 | $ 563,000 |
| Motley County Texas | 3 | $ 215,000 | $ 71,000 | $ 72,000 |
| Nueces County Texas | 3 | $ 1,415,000 | $ 471,000 | $ 268,000 |
| Ochiltree County Texas | 3 | $ 315,000 | $ 105,000 | $ 70,000 |
| Palo Pinto County Texas | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Tom Green County Texas | 3 | $ 1,215,000 | $ 405,000 | $ 64,000 |
| Van Zandt County Texas | 3 | $ 1,385,000 | $ 461,000 | $ 94,000 |
| Maricopa County Arizona | 2 | $ 1,910,000 | $ 955,000 | $ 54,000 |
| Tangipahoa County Louisiana | 2 | $ 3,460,000 | $ 1,730,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 2,650,000 | $ 1,325,000 | $ 0 |
| Colfax County New Mexico | 2 | $ 840,000 | $ 420,000 | $ 450,000 |
| Curry County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Santa Fe County New Mexico | 2 | $ 1,180,000 | $ 590,000 | $ 306,000 |
| Taos County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 84,000 |
| Bryan County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Bell County Texas | 2 | $ 670,000 | $ 335,000 | $ 85,000 |
| Brazos County Texas | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Childress County Texas | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Crosby County Texas | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Dawson County Texas | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Fannin County Texas | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Fort Bend County Texas | 2 | $ 310,000 | $ 155,000 | $ 183,000 |
| Franklin County Texas | 2 | $ 790,000 | $ 395,000 | $ 128,000 |
| Howard County Texas | 2 | $ 610,000 | $ 305,000 | $ 183,000 |
| Llano County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 334,000 |
| Rains County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 286,000 |
| Smith County Texas | 2 | $ 360,000 | $ 180,000 | $ 127,000 |
| Saline County Arkansas | 1 | $ 1,005,000 | $ 1,005,000 | $ 218,000 |
| Orange County California | 1 | $ 1,805,000 | $ 1,805,000 | $ 714,000 |
| Santa Clara County California | 1 | $ 1,755,000 | $ 1,755,000 | $ 410,000 |
| El Paso County Colorado | 1 | $ 695,000 | $ 695,000 | $ 289,000 |
| Huerfano County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summit County Colorado | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Osceola County Florida | 1 | $ 355,000 | $ 355,000 | $ 370,000 |
| Ada County Idaho | 1 | $ 305,000 | $ 305,000 | $ 342,000 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Sedgwick County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Clark County Nevada | 1 | $ 755,000 | $ 755,000 | $ 313,000 |
| Dona Ana County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Lincoln County New Mexico | 1 | $ 445,000 | $ 445,000 | $ 482,000 |
| Quay County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sandoval County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 365,000 |
| McCurtain County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 224,000 |
| Payne County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Texas County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Washita County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| Shelby County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| Anderson County Texas | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Andrews County Texas | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Bandera County Texas | 1 | $ 65,000 | $ 65,000 | $ 200,000 |
| Blanco County Texas | 1 | $ 315,000 | $ 315,000 | $ 270,000 |
| Cochran County Texas | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Cooke County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dickens County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Eastland County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| El Paso County Texas | 1 | $ 635,000 | $ 635,000 | $ 667,000 |
| Erath County Texas | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Guadalupe County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hamilton County Texas | 1 | $ 85,000 | $ 85,000 | $ 314,000 |
| Haskell County Texas | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Hill County Texas | 1 | $ 445,000 | $ 445,000 | $ 174,000 |
| Jack County Texas | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Jones County Texas | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Kent County Texas | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Lee County Texas | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Lipscomb County Texas | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Montgomery County Texas | 1 | $ 635,000 | $ 635,000 | $ 93,000 |
| Navarro County Texas | 1 | $ 2,615,000 | $ 2,615,000 | $ 0 |
| Roberts County Texas | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Terry County Texas | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Washington County Texas | 1 | $ 3,485,000 | $ 3,485,000 | $ 0 |
| Young County Texas | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Utah County Utah | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Jefferson County Washington | 1 | $ 1,755,000 | $ 1,755,000 | $ 899,000 |
| Pierce County Washington | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Happy State Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,639 | $529,605,000 | $323,000 | $30,265,000 | $112,000 | $1,257,000 |
| Refinancing | 474 | $138,140,000 | $291,000 | $5,105,000 | $149,000 | $1,898,000 |
| Cash-out Refinancing | 201 | $44,565,000 | $221,000 | $1,505,000 | $127,000 | $881,000 |
| Home Improvement | 89 | $19,255,000 | $216,000 | $5,105,000 | $155,000 | $662,000 |
| Other Purpose | 51 | $7,125,000 | $139,000 | $545,000 | $118,000 | $774,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,213 | $297,545,000 | $245,000 | $5,105,000 | $134,000 | $1,898,000 |
| Not applicable | 546 | $299,970,000 | $549,000 | $30,265,000 | $0 | $0 |
| Hispanic | 429 | $72,855,000 | $169,000 | $1,805,000 | $85,000 | $801,000 |
| Not Provided | 162 | $42,500,000 | $262,000 | $2,005,000 | $128,000 | $837,000 |
| Asian | 43 | $11,095,000 | $258,000 | $1,755,000 | $120,000 | $521,000 |
| Black or African American | 33 | $8,745,000 | $265,000 | $965,000 | $105,000 | $225,000 |
| American Indian or Alaskan Native | 17 | $2,895,000 | $170,000 | $405,000 | $148,000 | $662,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,107 | $674,535,000 | $320,000 | $30,265,000 | $134,000 | $1,898,000 |
| FHA-insured (Federal Housing Administration) | 275 | $46,895,000 | $170,000 | $365,000 | $64,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 54 | $14,840,000 | $274,000 | $565,000 | $99,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,420,000 | $134,000 | $315,000 | $58,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,608 | $494,750,000 | $307,000 | $27,005,000 | $131,000 | $1,898,000 |
| Application Withdrawn By Applicant | 331 | $136,995,000 | $413,000 | $30,265,000 | $127,000 | $790,000 |
| Preapproval Approved but not Accepted | 181 | $41,775,000 | $230,000 | $2,005,000 | $104,000 | $1,257,000 |
| Application Denied By Financial Institution | 170 | $30,070,000 | $176,000 | $925,000 | $80,000 | $774,000 |
| Preapproval Denied by Financial Institution | 86 | $16,980,000 | $197,000 | $1,755,000 | $69,000 | $450,000 |
| Application Approved But Not Accepted | 41 | $10,105,000 | $246,000 | $1,325,000 | $242,000 | $1,014,000 |
| File Closed For Incompleteness | 36 | $7,560,000 | $210,000 | $1,205,000 | $170,000 | $793,000 |
| Loan Purchased By The Institution | 1 | $455,000 | $455,000 | $455,000 | $223,000 | $223,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,198 | $691,640,000 | $314,000 | $30,265,000 | $129,000 | $1,898,000 |
| Debt-To-Income Ratio | 99 | $22,205,000 | $224,000 | $1,755,000 | $54,000 | $410,000 |
| Credit History | 95 | $12,345,000 | $129,000 | $635,000 | $81,000 | $450,000 |
| Other | 24 | $4,200,000 | $175,000 | $435,000 | $81,000 | $200,000 |
| Collateral | 22 | $4,390,000 | $199,000 | $655,000 | $152,000 | $774,000 |
| Unverifiable Information | 6 | $2,110,000 | $351,000 | $925,000 | $201,000 | $557,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $855,000 | $171,000 | $365,000 | $82,000 | $128,000 |
| Employment History | 4 | $720,000 | $180,000 | $255,000 | $87,000 | $180,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $133,000 | $133,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.