Happy State Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Happy State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Happy State Bank 701 S Taylor, Lb 120 Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 1,789 |
| Total Mortgage Loan Application Amount | $437,815,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $35,895,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $4,003,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 489 | $ 103,375,000 | $ 211,000 | $ 128,000 |
| Potter County Texas | 216 | $ 33,760,000 | $ 156,000 | $ 86,000 |
| Tarrant County Texas | 199 | $ 60,295,000 | $ 302,000 | $ 128,000 |
| Lubbock County Texas | 132 | $ 27,930,000 | $ 211,000 | $ 124,000 |
| Hutchinson County Texas | 103 | $ 11,025,000 | $ 107,000 | $ 72,000 |
| Dallas County Texas | 100 | $ 56,380,000 | $ 563,000 | $ 243,000 |
| Gray County Texas | 62 | $ 7,860,000 | $ 126,000 | $ 71,000 |
| Hale County Texas | 39 | $ 4,775,000 | $ 122,000 | $ 65,000 |
| Moore County Texas | 38 | $ 5,010,000 | $ 131,000 | $ 93,000 |
| Collin County Texas | 24 | $ 6,010,000 | $ 250,000 | $ 157,000 |
| Carson County Texas | 21 | $ 2,585,000 | $ 123,000 | $ 85,000 |
| Denton County Texas | 21 | $ 6,445,000 | $ 306,000 | $ 175,000 |
| Parker County Texas | 16 | $ 40,580,000 | $ 2,536,000 | $ 169,000 |
| Taylor County Texas | 16 | $ 2,770,000 | $ 173,000 | $ 126,000 |
| Bexar County Texas | 14 | $ 3,320,000 | $ 237,000 | $ 220,000 |
| Deaf Smith County Texas | 14 | $ 1,460,000 | $ 104,000 | $ 61,000 |
| Hartley County Texas | 14 | $ 3,200,000 | $ 228,000 | $ 231,000 |
| Wheeler County Texas | 11 | $ 885,000 | $ 80,000 | $ 68,000 |
| Dallam County Texas | 10 | $ 930,000 | $ 93,000 | $ 59,000 |
| Hemphill County Texas | 10 | $ 1,120,000 | $ 112,000 | $ 58,000 |
| Johnson County Texas | 10 | $ 3,300,000 | $ 330,000 | $ 121,000 |
| Lamb County Texas | 10 | $ 970,000 | $ 97,000 | $ 57,000 |
| Grayson County Texas | 9 | $ 1,275,000 | $ 141,000 | $ 89,000 |
| Rockwall County Texas | 9 | $ 2,905,000 | $ 322,000 | $ 202,000 |
| Briscoe County Texas | 8 | $ 740,000 | $ 92,000 | $ 74,000 |
| Ellis County Texas | 8 | $ 2,140,000 | $ 267,000 | $ 146,000 |
| Hall County Texas | 8 | $ 460,000 | $ 57,000 | $ 49,000 |
| Floyd County Texas | 7 | $ 465,000 | $ 66,000 | $ 45,000 |
| Wise County Texas | 7 | $ 2,245,000 | $ 320,000 | $ 71,000 |
| Armstrong County Texas | 6 | $ 760,000 | $ 126,000 | $ 73,000 |
| Hood County Texas | 5 | $ 1,305,000 | $ 261,000 | $ 113,000 |
| Jones County Texas | 5 | $ 665,000 | $ 133,000 | $ 69,000 |
| Oldham County Texas | 5 | $ 505,000 | $ 101,000 | $ 61,000 |
| Sherman County Texas | 5 | $ 715,000 | $ 143,000 | $ 70,000 |
| Castro County Texas | 4 | $ 340,000 | $ 85,000 | $ 49,000 |
| Childress County Texas | 4 | $ 410,000 | $ 102,000 | $ 65,000 |
| Collingsworth County Texas | 4 | $ 420,000 | $ 105,000 | $ 57,000 |
| McLennan County Texas | 4 | $ 620,000 | $ 155,000 | $ 95,000 |
| Midland County Texas | 4 | $ 980,000 | $ 245,000 | $ 389,000 |
| Swisher County Texas | 4 | $ 290,000 | $ 72,000 | $ 58,000 |
| Brazos County Texas | 3 | $ 865,000 | $ 288,000 | $ 131,000 |
| Cooke County Texas | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Donley County Texas | 3 | $ 205,000 | $ 68,000 | $ 57,000 |
| Galveston County Texas | 3 | $ 1,175,000 | $ 391,000 | $ 206,000 |
| Harris County Texas | 3 | $ 965,000 | $ 321,000 | $ 255,000 |
| Hockley County Texas | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
| Lipscomb County Texas | 3 | $ 205,000 | $ 68,000 | $ 64,000 |
| Parmer County Texas | 3 | $ 205,000 | $ 68,000 | $ 37,000 |
| Somervell County Texas | 3 | $ 975,000 | $ 325,000 | $ 164,000 |
| Tom Green County Texas | 3 | $ 495,000 | $ 165,000 | $ 117,000 |
| Travis County Texas | 3 | $ 415,000 | $ 138,000 | $ 115,000 |
| Union County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Cleveland County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 176,000 |
| Dawson County Texas | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Gillespie County Texas | 2 | $ 550,000 | $ 275,000 | $ 358,000 |
| Hansford County Texas | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Hunt County Texas | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Kaufman County Texas | 2 | $ 780,000 | $ 390,000 | $ 49,000 |
| Navarro County Texas | 2 | $ 4,770,000 | $ 2,385,000 | $ 0 |
| Nueces County Texas | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Palo Pinto County Texas | 2 | $ 590,000 | $ 295,000 | $ 92,000 |
| Scurry County Texas | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Adams County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Eagle County Colorado | 1 | $ 405,000 | $ 405,000 | $ 278,000 |
| Jefferson County Colorado | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Summit County Colorado | 1 | $ 2,795,000 | $ 2,795,000 | $ 0 |
| Broward County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Palm Beach County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Walton County Florida | 1 | $ 315,000 | $ 315,000 | $ 179,000 |
| Riley County Kansas | 1 | $ 125,000 | $ 125,000 | $ 438,000 |
| Colfax County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Eddy County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Quay County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Taos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 191,000 |
| Rowan County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 246,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Tulsa County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Bell County Texas | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| Bosque County Texas | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Brazoria County Texas | 1 | $ 4,215,000 | $ 4,215,000 | $ 0 |
| Callahan County Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Coke County Texas | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Coryell County Texas | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Cottle County Texas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harrison County Texas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Henderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Hill County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Howard County Texas | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Jackson County Texas | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Lynn County Texas | 1 | $ 295,000 | $ 295,000 | $ 202,000 |
| McCulloch County Texas | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Montague County Texas | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Montgomery County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Motley County Texas | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Ochiltree County Texas | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Rains County Texas | 1 | $ 155,000 | $ 155,000 | $ 161,000 |
| Roberts County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Shackelford County Texas | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Terry County Texas | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Ward County Texas | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Wilbarger County Texas | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Fairfax County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| King George County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Orange County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Happy State Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,395 | $356,915,000 | $255,000 | $35,895,000 | $108,000 | $4,003,000 |
| Refinancing | 161 | $47,365,000 | $294,000 | $3,005,000 | $177,000 | $2,640,000 |
| Cash-out Refinancing | 99 | $19,835,000 | $200,000 | $1,365,000 | $133,000 | $1,632,000 |
| Home Improvement | 86 | $9,020,000 | $104,000 | $895,000 | $136,000 | $600,000 |
| Other Purpose | 48 | $4,680,000 | $97,000 | $405,000 | $125,000 | $874,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 925 | $184,285,000 | $199,000 | $2,045,000 | $127,000 | $4,003,000 |
| Not applicable | 382 | $168,660,000 | $441,000 | $35,895,000 | $0 | $0 |
| Hispanic | 287 | $39,645,000 | $138,000 | $1,315,000 | $75,000 | $738,000 |
| Not Provided | 96 | $24,930,000 | $259,000 | $2,905,000 | $155,000 | $1,920,000 |
| Black or African American | 42 | $8,600,000 | $204,000 | $655,000 | $71,000 | $276,000 |
| Asian | 35 | $6,185,000 | $176,000 | $655,000 | $127,000 | $378,000 |
| American Indian or Alaskan Native | 12 | $1,720,000 | $143,000 | $305,000 | $66,000 | $115,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $480,000 | $240,000 | $355,000 | $194,000 | $213,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,491 | $389,525,000 | $261,000 | $35,895,000 | $128,000 | $4,003,000 |
| FHA-insured (Federal Housing Administration) | 222 | $35,620,000 | $160,000 | $345,000 | $72,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 43 | $9,385,000 | $218,000 | $485,000 | $94,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $3,285,000 | $99,000 | $215,000 | $50,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,088 | $268,570,000 | $246,000 | $13,095,000 | $130,000 | $4,003,000 |
| Application Denied By Financial Institution | 177 | $64,545,000 | $364,000 | $35,895,000 | $78,000 | $696,000 |
| Application Approved But Not Accepted | 161 | $37,125,000 | $230,000 | $6,595,000 | $108,000 | $874,000 |
| Application Withdrawn By Applicant | 131 | $23,345,000 | $178,000 | $925,000 | $142,000 | $1,632,000 |
| Preapproval Approved but not Accepted | 127 | $24,875,000 | $195,000 | $855,000 | $86,000 | $278,000 |
| Preapproval Denied by Financial Institution | 62 | $10,500,000 | $169,000 | $595,000 | $55,000 | $165,000 |
| File Closed For Incompleteness | 38 | $8,250,000 | $217,000 | $905,000 | $169,000 | $1,920,000 |
| Loan Purchased By The Institution | 5 | $605,000 | $121,000 | $145,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,550 | $362,770,000 | $234,000 | $13,095,000 | $125,000 | $4,003,000 |
| Credit History | 108 | $13,190,000 | $122,000 | $905,000 | $80,000 | $696,000 |
| Debt-To-Income Ratio | 74 | $14,780,000 | $199,000 | $2,905,000 | $56,000 | $499,000 |
| Collateral | 17 | $3,445,000 | $202,000 | $1,045,000 | $98,000 | $404,000 |
| Other | 16 | $40,200,000 | $2,512,000 | $35,895,000 | $97,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,250,000 | $125,000 | $365,000 | $61,000 | $138,000 |
| Employment History | 9 | $1,255,000 | $139,000 | $485,000 | $60,000 | $243,000 |
| Unverifiable Information | 5 | $925,000 | $185,000 | $365,000 | $41,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.