Hanscom Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Hanscom Federal Credit Union 25 Porter Road, Suite 100 Bedford, MA 01460 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,447 |
Total Mortgage Loan Application Amount | $347,712,000 |
Average Mortgage Loan Application Amount | $240,666 |
Highest Mortgage Loan Application Amount | $1,000,000 |
Average Applicant Income | $136,000 |
Highest Applicant Income | $3,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Hanscom Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hanscom Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Hanscom Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hanscom Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hanscom Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hanscom Federal Credit Union's mortgage activity for 2012.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
Albany County New York | 2 | $ 362,000 | $ 181,000 | $ 140,000 |
Alexander County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
Alexandria County Virginia | 4 | $ 2,125,000 | $ 531,000 | $ 171,000 |
Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
Androscoggin County Maine | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
Anne Arundel County Maryland | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
Arlington County Virginia | 5 | $ 1,491,000 | $ 298,000 | $ 226,000 |
Aroostook County Maine | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
Atlantic County New Jersey | 2 | $ 512,000 | $ 256,000 | $ 136,000 |
Baltimore City County Maryland | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
Barnstable County Massachusetts | 21 | $ 5,277,000 | $ 251,000 | $ 113,000 |
Bay County Florida | 1 | $ 208,000 | $ 208,000 | $ 78,000 |
Belknap County New Hampshire | 3 | $ 449,000 | $ 149,000 | $ 110,000 |
Bennington County Vermont | 1 | $ 243,000 | $ 243,000 | $ 142,000 |
Bergen County New Jersey | 1 | $ 267,000 | $ 267,000 | $ 99,000 |
Berkshire County Massachusetts | 3 | $ 496,000 | $ 165,000 | $ 92,000 |
Boulder County Colorado | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
Bristol County Massachusetts | 25 | $ 5,844,000 | $ 233,000 | $ 143,000 |
Bristol County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
Broward County Florida | 1 | $ 163,000 | $ 163,000 | $ 143,000 |
Brunswick County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
Bucks County Pennsylvania | 3 | $ 694,000 | $ 231,000 | $ 114,000 |
Burlington County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 87,000 |
Butler County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
Carroll County New Hampshire | 6 | $ 767,000 | $ 127,000 | $ 129,000 |
Charlotte County Florida | 2 | $ 765,000 | $ 382,000 | $ 217,000 |
Chatham County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 157,000 |
Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
Clackamas County Oregon | 1 | $ 585,000 | $ 585,000 | $ 237,000 |
Clark County Nevada | 2 | $ 237,000 | $ 118,000 | $ 56,000 |
Clarke County Virginia | 1 | $ 417,000 | $ 417,000 | $ 153,000 |
Collier County Florida | 3 | $ 331,000 | $ 110,000 | $ 156,000 |
Columbia County Florida | 1 | $ 210,000 | $ 210,000 | $ 223,000 |
Cook County Illinois | 2 | $ 384,000 | $ 192,000 | $ 117,000 |
Coos County New Hampshire | 1 | $ 220,000 | $ 220,000 | $ 276,000 |
Cumberland County Maine | 2 | $ 372,000 | $ 186,000 | $ 150,000 |
Davis County Utah | 1 | $ 311,000 | $ 311,000 | $ 175,000 |
DeKalb County Georgia | 1 | $ 840,000 | $ 840,000 | $ 480,000 |
District of Columbia County District Of Columbia | 5 | $ 1,349,000 | $ 269,000 | $ 135,000 |
Douglas County Colorado | 1 | $ 351,000 | $ 351,000 | $ 135,000 |
Douglas County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 105,000 |
Durham County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 111,000 |
Duval County Florida | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
Elmore County Idaho | 1 | $ 54,000 | $ 54,000 | $ 79,000 |
Erie County New York | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
Essex County Massachusetts | 116 | $ 27,028,000 | $ 233,000 | $ 133,000 |
Fairfax County Virginia | 39 | $ 13,470,000 | $ 345,000 | $ 197,000 |
Fairfield County Connecticut | 4 | $ 1,927,000 | $ 481,000 | $ 279,000 |
Fauquier County Virginia | 3 | $ 417,000 | $ 139,000 | $ 118,000 |
Floyd County Virginia | 1 | $ 276,000 | $ 276,000 | $ 146,000 |
Franklin County Massachusetts | 3 | $ 675,000 | $ 225,000 | $ 127,000 |
Franklin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
Franklin County Vermont | 1 | $ 159,000 | $ 159,000 | $ 117,000 |
Fulton County Georgia | 1 | $ 555,000 | $ 555,000 | $ 233,000 |
Grafton County New Hampshire | 5 | $ 559,000 | $ 111,000 | $ 150,000 |
Guilford County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
Hamilton County Ohio | 1 | $ 246,000 | $ 246,000 | $ 115,000 |
Hampden County Massachusetts | 10 | $ 1,788,000 | $ 178,000 | $ 118,000 |
Hampshire County Massachusetts | 2 | $ 298,000 | $ 149,000 | $ 91,000 |
Hampton County Virginia | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
Hancock County Maine | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
Hartford County Connecticut | 3 | $ 919,000 | $ 306,000 | $ 129,000 |
Hennepin County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 130,000 |
Henry County Georgia | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
Hillsborough County Florida | 1 | $ 950,000 | $ 950,000 | $ 1,300,000 |
Hillsborough County New Hampshire | 80 | $ 14,792,000 | $ 184,000 | $ 121,000 |
Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
Howard County Maryland | 1 | $ 261,000 | $ 261,000 | $ 164,000 |
Hunterdon County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 275,000 |
Jackson County Oregon | 1 | $ 313,000 | $ 313,000 | $ 142,000 |
Jefferson County New York | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
Jo Daviess County Illinois | 1 | $ 216,000 | $ 216,000 | $ 31,000 |
Kennebec County Maine | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
Kent County Rhode Island | 2 | $ 664,000 | $ 332,000 | $ 244,000 |
King County Washington | 2 | $ 1,103,000 | $ 551,000 | $ 257,000 |
Kings County New York | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
Lebanon County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 103,000 |
Lee County Florida | 2 | $ 493,000 | $ 246,000 | $ 73,000 |
Lexington County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 95,000 |
Los Angeles County California | 3 | $ 2,034,000 | $ 678,000 | $ 158,000 |
Loudoun County Virginia | 5 | $ 1,819,000 | $ 363,000 | $ 166,000 |
Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 247,000 |
Manassas County Virginia | 3 | $ 481,000 | $ 160,000 | $ 108,000 |
Manatee County Florida | 2 | $ 279,000 | $ 139,000 | $ 59,000 |
Maricopa County Arizona | 6 | $ 2,835,000 | $ 472,000 | $ 776,000 |
Marion County Florida | 2 | $ 226,000 | $ 113,000 | $ 58,000 |
Maury County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
Mecklenburg County North Carolina | 2 | $ 795,000 | $ 397,000 | $ 201,000 |
Merrimack County New Hampshire | 2 | $ 369,000 | $ 184,000 | $ 377,000 |
Miami-Dade County Florida | 2 | $ 750,000 | $ 375,000 | $ 362,000 |
Middlesex County Massachusetts | 508 | $ 125,031,000 | $ 246,000 | $ 134,000 |
Monroe County Indiana | 1 | $ 87,000 | $ 87,000 | $ 200,000 |
Montgomery County Maryland | 5 | $ 1,826,000 | $ 365,000 | $ 201,000 |
Montour County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 129,000 |
Multnomah County Oregon | 3 | $ 1,477,000 | $ 492,000 | $ 219,000 |
Nantucket County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
New Castle County Delaware | 1 | $ 257,000 | $ 257,000 | $ 105,000 |
New Hanover County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 195,000 |
New Haven County Connecticut | 5 | $ 1,603,000 | $ 320,000 | $ 116,000 |
New York County New York | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
Newport County Rhode Island | 5 | $ 868,000 | $ 173,000 | $ 140,000 |
Norfolk County Massachusetts | 135 | $ 32,680,000 | $ 242,000 | $ 140,000 |
Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
Oakland County Michigan | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
Ontario County New York | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
Orange County California | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
Orange County Florida | 2 | $ 188,000 | $ 94,000 | $ 85,000 |
Orleans County Vermont | 1 | $ 216,000 | $ 216,000 | $ 92,000 |
Oxford County Maine | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
Palm Beach County Florida | 2 | $ 389,000 | $ 194,000 | $ 41,000 |
Pasco County Florida | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
Payette County Idaho | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
Penobscot County Maine | 1 | $ 317,000 | $ 317,000 | $ 225,000 |
Pierce County Washington | 1 | $ 380,000 | $ 380,000 | $ 108,000 |
Pima County Arizona | 1 | $ 512,000 | $ 512,000 | $ 191,000 |
Pinellas County Florida | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
Plymouth County Massachusetts | 61 | $ 13,803,000 | $ 226,000 | $ 122,000 |
Polk County Florida | 1 | $ 164,000 | $ 164,000 | $ 105,000 |
Portage County Ohio | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
Prince George's County Maryland | 2 | $ 509,000 | $ 254,000 | $ 77,000 |
Prince William County Virginia | 5 | $ 1,442,000 | $ 288,000 | $ 165,000 |
Providence County Rhode Island | 12 | $ 2,759,000 | $ 229,000 | $ 150,000 |
Ramsey County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 205,000 |
Randolph County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 118,000 |
Rensselaer County New York | 2 | $ 158,000 | $ 79,000 | $ 104,000 |
Richland County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 87,000 |
Rockingham County New Hampshire | 36 | $ 7,112,000 | $ 197,000 | $ 122,000 |
Sacramento County California | 1 | $ 231,000 | $ 231,000 | $ 78,000 |
San Bernardino County California | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
San Diego County California | 1 | $ 290,000 | $ 290,000 | $ 67,000 |
Santa Clara County California | 4 | $ 2,607,000 | $ 651,000 | $ 353,000 |
Santa Cruz County California | 1 | $ 281,000 | $ 281,000 | $ 65,000 |
Schenectady County New York | 2 | $ 286,000 | $ 143,000 | $ 107,000 |
Somerset County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 351,000 |
Spartanburg County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
Spotsylvania County Virginia | 1 | $ 281,000 | $ 281,000 | $ 148,000 |
St. Lawrence County New York | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
St. Louis County Missouri | 1 | $ 197,000 | $ 197,000 | $ 184,000 |
St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
Strafford County New Hampshire | 1 | $ 222,000 | $ 222,000 | $ 98,000 |
Suffolk County Massachusetts | 75 | $ 17,386,000 | $ 231,000 | $ 111,000 |
Sussex County Delaware | 1 | $ 410,000 | $ 410,000 | $ 355,000 |
Virginia Beach County Virginia | 2 | $ 379,000 | $ 189,000 | $ 139,000 |
Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
Wake County North Carolina | 3 | $ 731,000 | $ 243,000 | $ 120,000 |
Warren County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 149,000 |
Washington County Maine | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
Washington County Rhode Island | 2 | $ 297,000 | $ 148,000 | $ 95,000 |
Washtenaw County Michigan | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
Waukesha County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 101,000 |
Wayne County Michigan | 2 | $ 74,000 | $ 37,000 | $ 86,000 |
Williamson County Tennessee | 2 | $ 1,044,000 | $ 522,000 | $ 461,000 |
Windham County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
Windham County Vermont | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
Windsor County Vermont | 2 | $ 408,000 | $ 204,000 | $ 156,000 |
Worcester County Massachusetts | 75 | $ 15,194,000 | $ 202,000 | $ 113,000 |
York County Maine | 6 | $ 1,203,000 | $ 200,000 | $ 111,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,161 | $276,642,000 | $238,000 | $1,000,000 | $138,000 | $1,300,000 |
Home Purchase | 176 | $47,360,000 | $269,000 | $996,000 | $145,000 | $3,512,000 |
Home Improvement | 110 | $23,710,000 | $215,000 | $417,000 | $125,000 | $327,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,040 | $242,036,000 | $232,000 | $950,000 | $138,000 | $3,512,000 |
Not Provided | 260 | $65,298,000 | $251,000 | $1,000,000 | $143,000 | $680,000 |
Black or African American | 55 | $14,238,000 | $258,000 | $660,000 | $127,000 | $427,000 |
Asian | 44 | $14,035,000 | $318,000 | $964,000 | $155,000 | $480,000 |
Hispanic | 40 | $10,155,000 | $253,000 | $900,000 | $105,000 | $293,000 |
American Indian or Alaskan Native | 6 | $1,578,000 | $263,000 | $506,000 | $134,000 | $196,000 |
Native Hawaiian or Other Pacific Islander | 2 | $372,000 | $186,000 | $242,000 | $78,000 | $136,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $327,865,000 | $238,000 | $1,000,000 | $139,000 | $3,512,000 |
VA-guaranteed (Veterans Administration) | 73 | $19,847,000 | $271,000 | $470,000 | $114,000 | $257,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 670 | $143,982,000 | $214,000 | $1,000,000 | $136,000 | $680,000 |
File Closed For Incompleteness | 343 | $90,663,000 | $264,000 | $950,000 | $153,000 | $1,300,000 |
Application Denied By Financial Institution | 266 | $69,796,000 | $262,000 | $840,000 | $111,000 | $480,000 |
Application Withdrawn By Applicant | 166 | $42,784,000 | $257,000 | $964,000 | $154,000 | $3,512,000 |
Application Approved But Not Accepted | 2 | $487,000 | $243,000 | $380,000 | $86,000 | $138,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hanscom Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hanscom Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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