Hampden Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Hampden Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hampden Bank 19 Harrison Avenue Springfield, MA 01103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,084 |
| Total Mortgage Loan Application Amount | $121,648,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,330,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampden County Massachusetts | 506 | $ 77,840,000 | $ 153,000 | $ 84,000 |
| Saratoga County New York | 49 | $ 1,313,000 | $ 26,000 | $ 46,000 |
| Hampshire County Massachusetts | 46 | $ 9,835,000 | $ 213,000 | $ 100,000 |
| York County Pennsylvania | 35 | $ 1,263,000 | $ 36,000 | $ 44,000 |
| Chittenden County Vermont | 25 | $ 982,000 | $ 39,000 | $ 44,000 |
| Adams County Pennsylvania | 23 | $ 737,000 | $ 32,000 | $ 36,000 |
| Berks County Pennsylvania | 20 | $ 714,000 | $ 35,000 | $ 38,000 |
| Lehigh County Pennsylvania | 20 | $ 689,000 | $ 34,000 | $ 56,000 |
| Rockingham County New Hampshire | 19 | $ 1,044,000 | $ 54,000 | $ 53,000 |
| Lebanon County Pennsylvania | 18 | $ 778,000 | $ 43,000 | $ 46,000 |
| Lancaster County Pennsylvania | 17 | $ 533,000 | $ 31,000 | $ 44,000 |
| Chester County Pennsylvania | 16 | $ 539,000 | $ 33,000 | $ 41,000 |
| Hartford County Connecticut | 15 | $ 2,802,000 | $ 186,000 | $ 63,000 |
| New London County Connecticut | 14 | $ 2,089,000 | $ 149,000 | $ 62,000 |
| Hillsborough County New Hampshire | 14 | $ 908,000 | $ 64,000 | $ 47,000 |
| Dauphin County Pennsylvania | 14 | $ 308,000 | $ 22,000 | $ 35,000 |
| Strafford County New Hampshire | 11 | $ 490,000 | $ 44,000 | $ 42,000 |
| Dutchess County New York | 11 | $ 654,000 | $ 59,000 | $ 54,000 |
| Merrimack County New Hampshire | 10 | $ 469,000 | $ 46,000 | $ 49,000 |
| Cumberland County Pennsylvania | 10 | $ 356,000 | $ 35,000 | $ 49,000 |
| Plymouth County Massachusetts | 8 | $ 631,000 | $ 78,000 | $ 62,000 |
| Sullivan County New York | 7 | $ 213,000 | $ 30,000 | $ 49,000 |
| Bucks County Pennsylvania | 7 | $ 293,000 | $ 41,000 | $ 45,000 |
| York County Maine | 6 | $ 336,000 | $ 56,000 | $ 52,000 |
| Franklin County Massachusetts | 6 | $ 1,350,000 | $ 225,000 | $ 97,000 |
| Franklin County Pennsylvania | 6 | $ 241,000 | $ 40,000 | $ 59,000 |
| Tolland County Connecticut | 5 | $ 412,000 | $ 82,000 | $ 66,000 |
| Essex County Massachusetts | 5 | $ 291,000 | $ 58,000 | $ 42,000 |
| Orange County New York | 5 | $ 130,000 | $ 26,000 | $ 57,000 |
| Montgomery County Pennsylvania | 5 | $ 207,000 | $ 41,000 | $ 39,000 |
| Schuylkill County Pennsylvania | 5 | $ 265,000 | $ 53,000 | $ 53,000 |
| Barnstable County Massachusetts | 4 | $ 1,359,000 | $ 339,000 | $ 237,000 |
| Bristol County Massachusetts | 4 | $ 209,000 | $ 52,000 | $ 52,000 |
| Belknap County New Hampshire | 4 | $ 252,000 | $ 63,000 | $ 77,000 |
| Rensselaer County New York | 4 | $ 104,000 | $ 26,000 | $ 41,000 |
| Ulster County New York | 4 | $ 149,000 | $ 37,000 | $ 53,000 |
| Monroe County Pennsylvania | 4 | $ 203,000 | $ 50,000 | $ 52,000 |
| Northampton County Pennsylvania | 4 | $ 91,000 | $ 22,000 | $ 49,000 |
| New Haven County Connecticut | 3 | $ 1,167,000 | $ 389,000 | $ 64,000 |
| Windham County Connecticut | 3 | $ 145,000 | $ 48,000 | $ 39,000 |
| Schoharie County New York | 3 | $ 180,000 | $ 60,000 | $ 41,000 |
| Perry County Pennsylvania | 3 | $ 110,000 | $ 36,000 | $ 47,000 |
| Washington County Vermont | 3 | $ 87,000 | $ 29,000 | $ 36,000 |
| Windsor County Vermont | 3 | $ 164,000 | $ 54,000 | $ 54,000 |
| Fairfield County Connecticut | 2 | $ 83,000 | $ 41,000 | $ 34,000 |
| Middlesex County Connecticut | 2 | $ 97,000 | $ 48,000 | $ 40,000 |
| Kennebec County Maine | 2 | $ 98,000 | $ 49,000 | $ 44,000 |
| Berkshire County Massachusetts | 2 | $ 331,000 | $ 165,000 | $ 135,000 |
| Middlesex County Massachusetts | 2 | $ 315,000 | $ 157,000 | $ 80,000 |
| Columbia County New York | 2 | $ 154,000 | $ 77,000 | $ 79,000 |
| Greene County New York | 2 | $ 67,000 | $ 33,000 | $ 43,000 |
| Suffolk County New York | 2 | $ 207,000 | $ 103,000 | $ 83,000 |
| Luzerne County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 30,000 |
| Kent County Rhode Island | 2 | $ 73,000 | $ 36,000 | $ 46,000 |
| Newport County Rhode Island | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
| Washington County Rhode Island | 2 | $ 297,000 | $ 148,000 | $ 678,000 |
| Franklin County Vermont | 2 | $ 64,000 | $ 32,000 | $ 53,000 |
| Lamoille County Vermont | 2 | $ 1,125,000 | $ 562,000 | $ 23,000 |
| Cumberland County Maine | 1 | $ 38,000 | $ 38,000 | $ 81,000 |
| Norfolk County Massachusetts | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Worcester County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 61,000 |
| Coos County New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 159,000 |
| Sullivan County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Albany County New York | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Essex County New York | 1 | $ 41,000 | $ 41,000 | $ 53,000 |
| Fulton County New York | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Washington County New York | 1 | $ 41,000 | $ 41,000 | $ 33,000 |
| Carbon County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Northumberland County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 76,000 |
| Providence County Rhode Island | 1 | $ 66,000 | $ 66,000 | $ 49,000 |
| Beaufort County South Carolina | 1 | $ 254,000 | $ 254,000 | $ 728,000 |
| Bennington County Vermont | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Orleans County Vermont | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Rutland County Vermont | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hampden Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 619 | $47,329,000 | $76,000 | $800,000 | $53,000 | $720,000 |
| Refinancing | 384 | $57,048,000 | $148,000 | $1,281,000 | $91,000 | $1,330,000 |
| Home Improvement | 81 | $17,271,000 | $213,000 | $2,500,000 | $99,000 | $1,146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 849 | $86,776,000 | $102,000 | $1,600,000 | $67,000 | $1,330,000 |
| Not Provided | 120 | $20,185,000 | $168,000 | $2,500,000 | $111,000 | $1,146,000 |
| Hispanic | 48 | $4,605,000 | $95,000 | $215,000 | $40,000 | $117,000 |
| Black or African American | 36 | $3,249,000 | $90,000 | $299,000 | $53,000 | $163,000 |
| Not applicable | 11 | $4,711,000 | $428,000 | $1,281,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $521,000 | $52,000 | $95,000 | $58,000 | $81,000 |
| Asian | 7 | $1,023,000 | $146,000 | $238,000 | $97,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $578,000 | $192,000 | $347,000 | $87,000 | $163,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,075 | $120,329,000 | $111,000 | $2,500,000 | $70,000 | $1,330,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,319,000 | $146,000 | $245,000 | $61,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 550 | $67,932,000 | $123,000 | $2,500,000 | $80,000 | $1,330,000 |
| Application Denied By Financial Institution | 206 | $18,324,000 | $88,000 | $558,000 | $57,000 | $360,000 |
| File Closed For Incompleteness | 183 | $12,327,000 | $67,000 | $700,000 | $52,000 | $223,000 |
| Application Approved But Not Accepted | 90 | $15,928,000 | $176,000 | $415,000 | $91,000 | $327,000 |
| Preapproval Denied by Financial Institution | 36 | $4,286,000 | $119,000 | $245,000 | $45,000 | $148,000 |
| Application Withdrawn By Applicant | 19 | $2,851,000 | $150,000 | $400,000 | $64,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 82 | $6,803,000 | $82,000 | $359,000 | $52,000 | $163,000 |
| Debt-To-Income Ratio | 69 | $6,069,000 | $87,000 | $335,000 | $44,000 | $148,000 |
| Other | 35 | $2,507,000 | $71,000 | $400,000 | $58,000 | $292,000 |
| Collateral | 26 | $5,270,000 | $202,000 | $558,000 | $101,000 | $360,000 |
| Employment History | 18 | $766,000 | $42,000 | $74,000 | $40,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $388,000 | $97,000 | $175,000 | $53,000 | $75,000 |
| Mortgage Insurance Denied | 4 | $520,000 | $130,000 | $274,000 | $61,000 | $85,000 |
| Unverifiable Information | 4 | $287,000 | $71,000 | $99,000 | $44,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.