Hampden Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Hampden Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hampden Bank 19 Harrison Avenue Springfield, MA 01103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 731 |
| Total Mortgage Loan Application Amount | $73,678,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $766,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampden County Massachusetts | 334 | $ 43,200,000 | $ 129,000 | $ 69,000 |
| Lancaster County Pennsylvania | 28 | $ 821,000 | $ 29,000 | $ 46,000 |
| Chittenden County Vermont | 26 | $ 1,192,000 | $ 45,000 | $ 51,000 |
| Dutchess County New York | 24 | $ 1,481,000 | $ 61,000 | $ 54,000 |
| Hampshire County Massachusetts | 22 | $ 5,154,000 | $ 234,000 | $ 111,000 |
| York County Pennsylvania | 20 | $ 771,000 | $ 38,000 | $ 39,000 |
| Saratoga County New York | 19 | $ 508,000 | $ 26,000 | $ 39,000 |
| Orange County New York | 17 | $ 899,000 | $ 52,000 | $ 62,000 |
| Adams County Pennsylvania | 14 | $ 552,000 | $ 39,000 | $ 41,000 |
| Cumberland County Pennsylvania | 14 | $ 482,000 | $ 34,000 | $ 48,000 |
| Plymouth County Massachusetts | 12 | $ 642,000 | $ 53,000 | $ 60,000 |
| Dauphin County Pennsylvania | 11 | $ 400,000 | $ 36,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 11 | $ 468,000 | $ 42,000 | $ 60,000 |
| Hartford County Connecticut | 9 | $ 2,294,000 | $ 254,000 | $ 120,000 |
| Essex County Massachusetts | 9 | $ 822,000 | $ 91,000 | $ 62,000 |
| Worcester County Massachusetts | 9 | $ 589,000 | $ 65,000 | $ 52,000 |
| Bristol County Massachusetts | 7 | $ 552,000 | $ 78,000 | $ 50,000 |
| Middlesex County Massachusetts | 7 | $ 491,000 | $ 70,000 | $ 50,000 |
| Ulster County New York | 7 | $ 341,000 | $ 48,000 | $ 57,000 |
| Chester County Pennsylvania | 6 | $ 279,000 | $ 46,000 | $ 57,000 |
| Lehigh County Pennsylvania | 6 | $ 242,000 | $ 40,000 | $ 43,000 |
| Tolland County Connecticut | 5 | $ 924,000 | $ 184,000 | $ 101,000 |
| Franklin County Massachusetts | 5 | $ 1,551,000 | $ 310,000 | $ 241,000 |
| Warren County New York | 5 | $ 160,000 | $ 32,000 | $ 36,000 |
| Kent County Rhode Island | 5 | $ 407,000 | $ 81,000 | $ 48,000 |
| Berkshire County Massachusetts | 4 | $ 510,000 | $ 127,000 | $ 78,000 |
| Rensselaer County New York | 4 | $ 104,000 | $ 26,000 | $ 39,000 |
| Lebanon County Pennsylvania | 4 | $ 142,000 | $ 35,000 | $ 37,000 |
| Montgomery County Pennsylvania | 4 | $ 321,000 | $ 80,000 | $ 58,000 |
| Washington County Rhode Island | 4 | $ 296,000 | $ 74,000 | $ 56,000 |
| New London County Connecticut | 3 | $ 1,087,000 | $ 362,000 | $ 121,000 |
| Strafford County New Hampshire | 3 | $ 100,000 | $ 33,000 | $ 46,000 |
| Delaware County New York | 3 | $ 188,000 | $ 62,000 | $ 47,000 |
| Schoharie County New York | 3 | $ 289,000 | $ 96,000 | $ 108,000 |
| Perry County Pennsylvania | 3 | $ 104,000 | $ 34,000 | $ 43,000 |
| Rutland County Vermont | 3 | $ 110,000 | $ 36,000 | $ 36,000 |
| Litchfield County Connecticut | 2 | $ 88,000 | $ 44,000 | $ 51,000 |
| Anne Arundel County Maryland | 2 | $ 94,000 | $ 47,000 | $ 68,000 |
| Cheshire County New Hampshire | 2 | $ 109,000 | $ 54,000 | $ 61,000 |
| Rockingham County New Hampshire | 2 | $ 69,000 | $ 34,000 | $ 39,000 |
| Fulton County New York | 2 | $ 67,000 | $ 33,000 | $ 47,000 |
| Sullivan County New York | 2 | $ 107,000 | $ 53,000 | $ 51,000 |
| Washington County New York | 2 | $ 54,000 | $ 27,000 | $ 45,000 |
| Bucks County Pennsylvania | 2 | $ 57,000 | $ 28,000 | $ 46,000 |
| Providence County Rhode Island | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Fairfield County Connecticut | 1 | $ 14,000 | $ 14,000 | $ 21,000 |
| New Haven County Connecticut | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Windham County Connecticut | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| York County Maine | 1 | $ 169,000 | $ 169,000 | $ 78,000 |
| Hillsborough County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Merrimack County New Hampshire | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Chenango County New York | 1 | $ 107,000 | $ 107,000 | $ 136,000 |
| Columbia County New York | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Greene County New York | 1 | $ 59,000 | $ 59,000 | $ 71,000 |
| Niagara County New York | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Oneida County New York | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Orleans County New York | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Otsego County New York | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
| Rockland County New York | 1 | $ 67,000 | $ 67,000 | $ 61,000 |
| Allegheny County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Berks County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Carbon County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Franklin County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Luzerne County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Mifflin County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Union County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Bennington County Vermont | 1 | $ 400,000 | $ 400,000 | $ 278,000 |
| Grand Isle County Vermont | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Orange County Vermont | 1 | $ 14,000 | $ 14,000 | $ 42,000 |
| Windham County Vermont | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Windsor County Vermont | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hampden Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 477 | $43,498,000 | $91,000 | $842,000 | $57,000 | $766,000 |
| Refinancing | 166 | $21,546,000 | $129,000 | $1,000,000 | $73,000 | $350,000 |
| Home Improvement | 88 | $8,634,000 | $98,000 | $504,000 | $80,000 | $397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 470 | $49,606,000 | $105,000 | $1,000,000 | $67,000 | $397,000 |
| Not applicable | 145 | $8,000,000 | $55,000 | $380,000 | $50,000 | $215,000 |
| Not Provided | 45 | $6,682,000 | $148,000 | $391,000 | $75,000 | $237,000 |
| Black or African American | 30 | $4,021,000 | $134,000 | $600,000 | $58,000 | $256,000 |
| Hispanic | 28 | $2,980,000 | $106,000 | $345,000 | $44,000 | $101,000 |
| Asian | 6 | $897,000 | $149,000 | $468,000 | $59,000 | $129,000 |
| American Indian or Alaskan Native | 5 | $1,166,000 | $233,000 | $842,000 | $201,000 | $766,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $326,000 | $163,000 | $196,000 | $78,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 731 | $73,678,000 | $100,000 | $1,000,000 | $64,000 | $766,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 262 | $38,047,000 | $145,000 | $1,000,000 | $81,000 | $766,000 |
| Application Denied By Financial Institution | 146 | $10,542,000 | $72,000 | $440,000 | $49,000 | $126,000 |
| Loan Purchased By The Institution | 137 | $6,273,000 | $45,000 | $138,000 | $50,000 | $215,000 |
| File Closed For Incompleteness | 115 | $6,987,000 | $60,000 | $412,000 | $51,000 | $136,000 |
| Application Approved But Not Accepted | 31 | $6,050,000 | $195,000 | $1,000,000 | $95,000 | $397,000 |
| Application Withdrawn By Applicant | 23 | $3,264,000 | $141,000 | $380,000 | $70,000 | $125,000 |
| Preapproval Denied by Financial Institution | 17 | $2,515,000 | $147,000 | $257,000 | $48,000 | $110,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 59 | $4,674,000 | $79,000 | $257,000 | $39,000 | $114,000 |
| Credit History | 43 | $4,225,000 | $98,000 | $440,000 | $52,000 | $108,000 |
| Other | 36 | $2,105,000 | $58,000 | $300,000 | $52,000 | $126,000 |
| Employment History | 12 | $553,000 | $46,000 | $134,000 | $45,000 | $70,000 |
| Collateral | 5 | $323,000 | $64,000 | $124,000 | $63,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $554,000 | $184,000 | $269,000 | $98,000 | $99,000 |
| Mortgage Insurance Denied | 3 | $571,000 | $190,000 | $243,000 | $84,000 | $110,000 |
| Credit Application Incomplete | 2 | $52,000 | $26,000 | $36,000 | $68,000 | $70,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.