Hampden Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Hampden Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hampden Bank 19 Harrison Avenue Springfield, MA 01103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 835 |
| Total Mortgage Loan Application Amount | $108,826,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $12,245,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $892,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampden County Massachusetts | 404 | $ 64,121,000 | $ 158,000 | $ 75,000 |
| Hampshire County Massachusetts | 42 | $ 8,686,000 | $ 206,000 | $ 124,000 |
| Saratoga County New York | 28 | $ 931,000 | $ 33,000 | $ 45,000 |
| Dutchess County New York | 22 | $ 1,104,000 | $ 50,000 | $ 48,000 |
| Orange County New York | 21 | $ 833,000 | $ 39,000 | $ 47,000 |
| York County Pennsylvania | 21 | $ 846,000 | $ 40,000 | $ 43,000 |
| Hartford County Connecticut | 18 | $ 2,757,000 | $ 153,000 | $ 94,000 |
| Lancaster County Pennsylvania | 18 | $ 698,000 | $ 38,000 | $ 46,000 |
| New London County Connecticut | 10 | $ 537,000 | $ 53,000 | $ 53,000 |
| Franklin County Massachusetts | 9 | $ 10,755,000 | $ 1,195,000 | $ 71,000 |
| Cumberland County Pennsylvania | 9 | $ 353,000 | $ 39,000 | $ 49,000 |
| Plymouth County Massachusetts | 8 | $ 784,000 | $ 98,000 | $ 125,000 |
| Hillsborough County New Hampshire | 8 | $ 505,000 | $ 63,000 | $ 40,000 |
| Rockingham County New Hampshire | 8 | $ 753,000 | $ 94,000 | $ 72,000 |
| Kent County Rhode Island | 8 | $ 729,000 | $ 91,000 | $ 50,000 |
| New Haven County Connecticut | 7 | $ 253,000 | $ 36,000 | $ 57,000 |
| Cheshire County New Hampshire | 7 | $ 234,000 | $ 33,000 | $ 41,000 |
| Ulster County New York | 7 | $ 257,000 | $ 36,000 | $ 37,000 |
| Franklin County Pennsylvania | 7 | $ 280,000 | $ 40,000 | $ 39,000 |
| Tolland County Connecticut | 6 | $ 394,000 | $ 65,000 | $ 47,000 |
| Bristol County Massachusetts | 6 | $ 303,000 | $ 50,000 | $ 59,000 |
| Monmouth County New Jersey | 6 | $ 301,000 | $ 50,000 | $ 64,000 |
| Adams County Pennsylvania | 6 | $ 309,000 | $ 51,000 | $ 43,000 |
| Schuylkill County Pennsylvania | 6 | $ 264,000 | $ 44,000 | $ 47,000 |
| Barnstable County Massachusetts | 5 | $ 1,743,000 | $ 348,000 | $ 254,000 |
| Sullivan County New York | 5 | $ 309,000 | $ 61,000 | $ 79,000 |
| Bucks County Pennsylvania | 5 | $ 364,000 | $ 72,000 | $ 61,000 |
| Middlesex County Connecticut | 4 | $ 341,000 | $ 85,000 | $ 67,000 |
| Merrimack County New Hampshire | 4 | $ 252,000 | $ 63,000 | $ 83,000 |
| Cumberland County New Jersey | 4 | $ 198,000 | $ 49,000 | $ 40,000 |
| Ocean County New Jersey | 4 | $ 122,000 | $ 30,000 | $ 28,000 |
| Delaware County New York | 4 | $ 277,000 | $ 69,000 | $ 41,000 |
| Rensselaer County New York | 4 | $ 91,000 | $ 22,000 | $ 33,000 |
| Schoharie County New York | 4 | $ 383,000 | $ 95,000 | $ 70,000 |
| Berks County Pennsylvania | 4 | $ 184,000 | $ 46,000 | $ 49,000 |
| Providence County Rhode Island | 4 | $ 249,000 | $ 62,000 | $ 44,000 |
| York County Maine | 3 | $ 402,000 | $ 134,000 | $ 113,000 |
| Worcester County Massachusetts | 3 | $ 248,000 | $ 82,000 | $ 49,000 |
| Belknap County New Hampshire | 3 | $ 175,000 | $ 58,000 | $ 26,000 |
| Burlington County New Jersey | 3 | $ 206,000 | $ 68,000 | $ 83,000 |
| Greene County New York | 3 | $ 220,000 | $ 73,000 | $ 58,000 |
| Orleans County New York | 3 | $ 171,000 | $ 57,000 | $ 66,000 |
| Rockland County New York | 3 | $ 159,000 | $ 53,000 | $ 51,000 |
| Chester County Pennsylvania | 3 | $ 134,000 | $ 44,000 | $ 42,000 |
| Montgomery County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 33,000 |
| Northampton County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 36,000 |
| Fairfield County Connecticut | 2 | $ 109,000 | $ 54,000 | $ 43,000 |
| Sussex County Delaware | 2 | $ 52,000 | $ 26,000 | $ 43,000 |
| Berkshire County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 126,000 |
| Essex County Massachusetts | 2 | $ 132,000 | $ 66,000 | $ 41,000 |
| Suffolk County Massachusetts | 2 | $ 1,423,000 | $ 711,000 | $ 220,000 |
| Atlantic County New Jersey | 2 | $ 63,000 | $ 31,000 | $ 50,000 |
| Camden County New Jersey | 2 | $ 87,000 | $ 43,000 | $ 35,000 |
| Gloucester County New Jersey | 2 | $ 82,000 | $ 41,000 | $ 80,000 |
| Middlesex County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 20,000 |
| Albany County New York | 2 | $ 47,000 | $ 23,000 | $ 44,000 |
| Broome County New York | 2 | $ 87,000 | $ 43,000 | $ 36,000 |
| Otsego County New York | 2 | $ 101,000 | $ 50,000 | $ 46,000 |
| Carbon County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 109,000 |
| Dauphin County Pennsylvania | 2 | $ 66,000 | $ 33,000 | $ 43,000 |
| Lehigh County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Newport County Rhode Island | 2 | $ 108,000 | $ 54,000 | $ 20,000 |
| Washington County Rhode Island | 2 | $ 207,000 | $ 103,000 | $ 62,000 |
| Bennington County Vermont | 2 | $ 230,000 | $ 115,000 | $ 263,000 |
| Chittenden County Vermont | 2 | $ 92,000 | $ 46,000 | $ 27,000 |
| Litchfield County Connecticut | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Windham County Connecticut | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Anne Arundel County Maryland | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Middlesex County Massachusetts | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Carroll County New Hampshire | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Strafford County New Hampshire | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Cape May County New Jersey | 1 | $ 92,000 | $ 92,000 | $ 167,000 |
| Salem County New Jersey | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Chenango County New York | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Erie County New York | 1 | $ 36,000 | $ 36,000 | $ 108,000 |
| Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Putnam County New York | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Washington County New York | 1 | $ 19,000 | $ 19,000 | $ 40,000 |
| Crawford County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 31,000 |
| Delaware County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
| Erie County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Lebanon County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 57,000 |
| Lycoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Monroe County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Beaufort County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 609,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hampden Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 448 | $69,452,000 | $155,000 | $12,245,000 | $67,000 | $704,000 |
| Refinancing | 299 | $30,482,000 | $101,000 | $1,155,000 | $77,000 | $892,000 |
| Home Improvement | 88 | $8,892,000 | $101,000 | $684,000 | $69,000 | $196,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 552 | $62,803,000 | $113,000 | $1,155,000 | $73,000 | $892,000 |
| Not applicable | 158 | $29,535,000 | $186,000 | $12,245,000 | $56,000 | $490,000 |
| Not Provided | 63 | $9,084,000 | $144,000 | $1,175,000 | $96,000 | $704,000 |
| Black or African American | 27 | $3,420,000 | $126,000 | $412,000 | $55,000 | $191,000 |
| Hispanic | 19 | $1,877,000 | $98,000 | $297,000 | $58,000 | $116,000 |
| Asian | 9 | $1,585,000 | $176,000 | $430,000 | $109,000 | $342,000 |
| American Indian or Alaskan Native | 7 | $522,000 | $74,000 | $162,000 | $41,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835 | $108,826,000 | $130,000 | $12,245,000 | $71,000 | $892,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 365 | $73,374,000 | $201,000 | $12,245,000 | $91,000 | $704,000 |
| Application Denied By Financial Institution | 159 | $13,107,000 | $82,000 | $985,000 | $45,000 | $140,000 |
| Loan Purchased By The Institution | 146 | $6,940,000 | $47,000 | $162,000 | $50,000 | $142,000 |
| File Closed For Incompleteness | 120 | $7,477,000 | $62,000 | $366,000 | $58,000 | $300,000 |
| Application Withdrawn By Applicant | 26 | $5,139,000 | $197,000 | $1,155,000 | $127,000 | $892,000 |
| Application Approved But Not Accepted | 15 | $2,290,000 | $152,000 | $361,000 | $76,000 | $220,000 |
| Preapproval Denied by Financial Institution | 4 | $499,000 | $124,000 | $190,000 | $48,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 80 | $6,891,000 | $86,000 | $338,000 | $39,000 | $140,000 |
| Other | 34 | $1,660,000 | $48,000 | $170,000 | $54,000 | $115,000 |
| Credit History | 24 | $2,996,000 | $124,000 | $720,000 | $60,000 | $133,000 |
| Employment History | 13 | $485,000 | $37,000 | $76,000 | $36,000 | $90,000 |
| Collateral | 6 | $428,000 | $71,000 | $125,000 | $53,000 | $90,000 |
| Unverifiable Information | 3 | $145,000 | $48,000 | $85,000 | $45,000 | $61,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.