2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Guidance Residential, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,174 |
| Total Mortgage Loan Application Amount | $515,760,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $1,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 1 | $ 318,000 | $ 318,000 | $ 559,000 |
| Alameda County California | 15 | $ 6,989,000 | $ 465,000 | $ 138,000 |
| Albany County New York | 5 | $ 1,604,000 | $ 320,000 | $ 129,000 |
| Alexandria County Virginia | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Allegheny County Pennsylvania | 7 | $ 1,645,000 | $ 235,000 | $ 139,000 |
| Anderson County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 45,000 |
| Angelina County Texas | 1 | $ 62,000 | $ 62,000 | $ 677,000 |
| Anoka County Minnesota | 21 | $ 3,737,000 | $ 177,000 | $ 72,000 |
| Arlington County Virginia | 1 | $ 319,000 | $ 319,000 | $ 69,000 |
| Atlantic County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Baltimore City County Maryland | 5 | $ 1,168,000 | $ 233,000 | $ 84,000 |
| Baltimore County Maryland | 12 | $ 3,037,000 | $ 253,000 | $ 103,000 |
| Bastrop County Texas | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Beaufort County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 110,000 |
| Benton County Washington | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| Bergen County New Jersey | 17 | $ 4,575,000 | $ 269,000 | $ 102,000 |
| Berks County Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 94,000 |
| Bexar County Texas | 2 | $ 316,000 | $ 158,000 | $ 108,000 |
| Boone County Illinois | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
| Brazoria County Texas | 11 | $ 2,196,000 | $ 199,000 | $ 110,000 |
| Bristol County Massachusetts | 4 | $ 1,223,000 | $ 305,000 | $ 139,000 |
| Bronx County New York | 28 | $ 9,190,000 | $ 328,000 | $ 94,000 |
| Broome County New York | 1 | $ 181,000 | $ 181,000 | $ 101,000 |
| Broward County Florida | 34 | $ 6,631,000 | $ 195,000 | $ 84,000 |
| Bucks County Pennsylvania | 2 | $ 589,000 | $ 294,000 | $ 130,000 |
| Burlington County New Jersey | 2 | $ 365,000 | $ 182,000 | $ 106,000 |
| Butler County Kansas | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Butler County Ohio | 6 | $ 1,540,000 | $ 256,000 | $ 201,000 |
| Cabarrus County North Carolina | 6 | $ 1,614,000 | $ 269,000 | $ 109,000 |
| Camden County New Jersey | 1 | $ 161,000 | $ 161,000 | $ 84,000 |
| Cameron County Texas | 1 | $ 140,000 | $ 140,000 | $ 157,000 |
| Carver County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Cecil County Maryland | 2 | $ 287,000 | $ 143,000 | $ 71,000 |
| Champaign County Illinois | 2 | $ 567,000 | $ 283,000 | $ 171,000 |
| Chatham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Chatham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Chautauqua County New York | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Cherokee County Georgia | 3 | $ 408,000 | $ 136,000 | $ 36,000 |
| Chesapeake County Virginia | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Chester County Pennsylvania | 4 | $ 967,000 | $ 241,000 | $ 133,000 |
| Chesterfield County Virginia | 3 | $ 532,000 | $ 177,000 | $ 51,000 |
| Clayton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Cobb County Georgia | 13 | $ 2,640,000 | $ 203,000 | $ 73,000 |
| Collier County Florida | 1 | $ 248,000 | $ 248,000 | $ 57,000 |
| Collin County Texas | 84 | $ 20,374,000 | $ 242,000 | $ 114,000 |
| Columbia County Georgia | 2 | $ 702,000 | $ 351,000 | $ 259,000 |
| Contra Costa County California | 7 | $ 3,113,000 | $ 444,000 | $ 126,000 |
| Cook County Illinois | 142 | $ 25,322,000 | $ 178,000 | $ 91,000 |
| Cumberland County Pennsylvania | 4 | $ 861,000 | $ 215,000 | $ 154,000 |
| Cuyahoga County Ohio | 9 | $ 1,395,000 | $ 155,000 | $ 78,000 |
| Dakota County Minnesota | 9 | $ 1,326,000 | $ 147,000 | $ 112,000 |
| Dallas County Texas | 40 | $ 8,952,000 | $ 223,000 | $ 136,000 |
| Dane County Wisconsin | 2 | $ 386,000 | $ 193,000 | $ 226,000 |
| Davidson County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Davidson County Tennessee | 5 | $ 821,000 | $ 164,000 | $ 154,000 |
| DeKalb County Georgia | 12 | $ 2,045,000 | $ 170,000 | $ 65,000 |
| Delaware County Ohio | 4 | $ 853,000 | $ 213,000 | $ 229,000 |
| Delaware County Pennsylvania | 7 | $ 1,232,000 | $ 176,000 | $ 166,000 |
| Denton County Texas | 6 | $ 1,268,000 | $ 211,000 | $ 86,000 |
| DuPage County Illinois | 64 | $ 14,177,000 | $ 221,000 | $ 140,000 |
| Durham County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 157,000 |
| Dutchess County New York | 2 | $ 383,000 | $ 191,000 | $ 65,000 |
| Duval County Florida | 6 | $ 603,000 | $ 100,000 | $ 126,000 |
| Eaton County Michigan | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| El Dorado County California | 1 | $ 270,000 | $ 270,000 | $ 79,000 |
| El Paso County Texas | 2 | $ 449,000 | $ 224,000 | $ 298,000 |
| Erie County New York | 3 | $ 396,000 | $ 132,000 | $ 88,000 |
| Essex County Massachusetts | 10 | $ 2,522,000 | $ 252,000 | $ 106,000 |
| Essex County New Jersey | 7 | $ 1,310,000 | $ 187,000 | $ 82,000 |
| Fairfax County Virginia | 40 | $ 11,929,000 | $ 298,000 | $ 112,000 |
| Fairfield County Connecticut | 8 | $ 1,772,000 | $ 221,000 | $ 84,000 |
| Fairfield County Ohio | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Fayette County Georgia | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Forsyth County Georgia | 7 | $ 1,579,000 | $ 225,000 | $ 100,000 |
| Forsyth County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 137,000 |
| Fort Bend County Texas | 93 | $ 20,061,000 | $ 215,000 | $ 109,000 |
| Franklin County Ohio | 52 | $ 8,042,000 | $ 154,000 | $ 76,000 |
| Frederick County Maryland | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Fredericksburg County Virginia | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Fresno County California | 4 | $ 947,000 | $ 236,000 | $ 66,000 |
| Fulton County Georgia | 20 | $ 4,123,000 | $ 206,000 | $ 94,000 |
| Galveston County Texas | 2 | $ 346,000 | $ 173,000 | $ 79,000 |
| Gaston County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 53,000 |
| Genesee County Michigan | 6 | $ 1,642,000 | $ 273,000 | $ 220,000 |
| Granville County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 112,000 |
| Greene County Ohio | 1 | $ 251,000 | $ 251,000 | $ 456,000 |
| Greenville County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 127,000 |
| Guilford County North Carolina | 6 | $ 1,442,000 | $ 240,000 | $ 112,000 |
| Gwinnett County Georgia | 28 | $ 4,236,000 | $ 151,000 | $ 111,000 |
| Hamilton County Ohio | 5 | $ 958,000 | $ 191,000 | $ 118,000 |
| Hamilton County Tennessee | 1 | $ 347,000 | $ 347,000 | $ 202,000 |
| Hampden County Massachusetts | 5 | $ 663,000 | $ 132,000 | $ 56,000 |
| Hampshire County Massachusetts | 2 | $ 304,000 | $ 152,000 | $ 108,000 |
| Hardin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Harford County Maryland | 2 | $ 183,000 | $ 91,000 | $ 76,000 |
| Harris County Texas | 73 | $ 11,690,000 | $ 160,000 | $ 108,000 |
| Hartford County Connecticut | 18 | $ 2,761,000 | $ 153,000 | $ 61,000 |
| Hays County Texas | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Hennepin County Minnesota | 24 | $ 4,576,000 | $ 190,000 | $ 98,000 |
| Henrico County Virginia | 5 | $ 976,000 | $ 195,000 | $ 92,000 |
| Hidalgo County Texas | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Hillsborough County Florida | 23 | $ 4,034,000 | $ 175,000 | $ 96,000 |
| Howard County Maryland | 13 | $ 3,842,000 | $ 295,000 | $ 149,000 |
| Hudson County New Jersey | 8 | $ 1,537,000 | $ 192,000 | $ 93,000 |
| Ingham County Michigan | 2 | $ 336,000 | $ 168,000 | $ 127,000 |
| Iredell County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 94,000 |
| Jackson County Illinois | 1 | $ 320,000 | $ 320,000 | $ 275,000 |
| Jackson County Oregon | 3 | $ 581,000 | $ 193,000 | $ 227,000 |
| Johnson County Kansas | 7 | $ 1,918,000 | $ 274,000 | $ 104,000 |
| Kane County Illinois | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Kendall County Illinois | 1 | $ 342,000 | $ 342,000 | $ 112,000 |
| Kern County California | 1 | $ 103,000 | $ 103,000 | $ 132,000 |
| King County Washington | 30 | $ 10,218,000 | $ 340,000 | $ 118,000 |
| Kings County New York | 17 | $ 6,804,000 | $ 400,000 | $ 98,000 |
| Lake County Illinois | 8 | $ 1,728,000 | $ 216,000 | $ 100,000 |
| Lawrence County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Lee County Florida | 1 | $ 398,000 | $ 398,000 | $ 224,000 |
| Lehigh County Pennsylvania | 3 | $ 787,000 | $ 262,000 | $ 135,000 |
| Los Angeles County California | 31 | $ 11,768,000 | $ 379,000 | $ 132,000 |
| Loudoun County Virginia | 18 | $ 6,268,000 | $ 348,000 | $ 104,000 |
| Lubbock County Texas | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Lucas County Ohio | 1 | $ 286,000 | $ 286,000 | $ 155,000 |
| Macomb County Michigan | 23 | $ 2,924,000 | $ 127,000 | $ 66,000 |
| Madison County New York | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Mahoning County Ohio | 3 | $ 414,000 | $ 138,000 | $ 64,000 |
| Manassas County Virginia | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| Manassas Park County Virginia | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| Manatee County Florida | 1 | $ 156,000 | $ 156,000 | $ 70,000 |
| Maricopa County Arizona | 14 | $ 3,343,000 | $ 238,000 | $ 115,000 |
| Marion County Florida | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| McLean County Illinois | 1 | $ 159,000 | $ 159,000 | $ 138,000 |
| Mecklenburg County North Carolina | 9 | $ 1,456,000 | $ 161,000 | $ 91,000 |
| Mercer County New Jersey | 4 | $ 1,180,000 | $ 295,000 | $ 83,000 |
| Miami-Dade County Florida | 7 | $ 1,062,000 | $ 151,000 | $ 85,000 |
| Middlesex County Massachusetts | 19 | $ 5,824,000 | $ 306,000 | $ 89,000 |
| Middlesex County New Jersey | 47 | $ 13,523,000 | $ 287,000 | $ 117,000 |
| Midland County Michigan | 2 | $ 288,000 | $ 144,000 | $ 91,000 |
| Midland County Texas | 1 | $ 283,000 | $ 283,000 | $ 156,000 |
| Milwaukee County Wisconsin | 14 | $ 1,995,000 | $ 142,000 | $ 107,000 |
| Monmouth County New Jersey | 11 | $ 3,793,000 | $ 344,000 | $ 156,000 |
| Monroe County Florida | 1 | $ 222,000 | $ 222,000 | $ 212,000 |
| Monroe County New York | 1 | $ 392,000 | $ 392,000 | $ 150,000 |
| Montgomery County Maryland | 30 | $ 8,864,000 | $ 295,000 | $ 132,000 |
| Montgomery County Pennsylvania | 5 | $ 1,176,000 | $ 235,000 | $ 161,000 |
| Montgomery County Texas | 4 | $ 1,106,000 | $ 276,000 | $ 139,000 |
| Morris County New Jersey | 11 | $ 3,601,000 | $ 327,000 | $ 193,000 |
| Multnomah County Oregon | 1 | $ 239,000 | $ 239,000 | $ 745,000 |
| Nassau County New York | 39 | $ 12,017,000 | $ 308,000 | $ 112,000 |
| New Hanover County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| New Haven County Connecticut | 5 | $ 664,000 | $ 132,000 | $ 78,000 |
| New London County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 269,000 |
| Norfolk County Massachusetts | 10 | $ 3,234,000 | $ 323,000 | $ 150,000 |
| Norfolk County Virginia | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Northampton County Pennsylvania | 7 | $ 1,107,000 | $ 158,000 | $ 80,000 |
| Oakland County Michigan | 21 | $ 4,443,000 | $ 211,000 | $ 138,000 |
| Ocean County New Jersey | 4 | $ 962,000 | $ 240,000 | $ 83,000 |
| Olmsted County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
| Onondaga County New York | 5 | $ 438,000 | $ 87,000 | $ 29,000 |
| Orange County California | 18 | $ 8,244,000 | $ 458,000 | $ 125,000 |
| Orange County Florida | 37 | $ 7,870,000 | $ 212,000 | $ 125,000 |
| Orange County New York | 1 | $ 238,000 | $ 238,000 | $ 114,000 |
| Orange County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 893,000 |
| Osceola County Florida | 12 | $ 1,880,000 | $ 156,000 | $ 78,000 |
| Palm Beach County Florida | 14 | $ 3,603,000 | $ 257,000 | $ 268,000 |
| Pasco County Florida | 1 | $ 317,000 | $ 317,000 | $ 173,000 |
| Passaic County New Jersey | 19 | $ 4,398,000 | $ 231,000 | $ 108,000 |
| Peoria County Illinois | 5 | $ 1,251,000 | $ 250,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 16 | $ 2,326,000 | $ 145,000 | $ 103,000 |
| Pima County Arizona | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 229,000 | $ 114,000 | $ 63,000 |
| Pitt County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 140,000 |
| Polk County Florida | 3 | $ 431,000 | $ 143,000 | $ 281,000 |
| Portage County Ohio | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Prince George's County Maryland | 13 | $ 3,920,000 | $ 301,000 | $ 96,000 |
| Prince William County Virginia | 22 | $ 5,910,000 | $ 268,000 | $ 107,000 |
| Queens County New York | 66 | $ 24,017,000 | $ 363,000 | $ 86,000 |
| Racine County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 169,000 |
| Ramsey County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Richland County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 99,000 |
| Richmond City County Virginia | 1 | $ 193,000 | $ 193,000 | $ 170,000 |
| Richmond County New York | 10 | $ 3,346,000 | $ 334,000 | $ 103,000 |
| Riverside County California | 5 | $ 1,799,000 | $ 359,000 | $ 134,000 |
| Roanoke City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Rock County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Rockland County New York | 4 | $ 1,602,000 | $ 400,000 | $ 154,000 |
| Rutherford County Tennessee | 3 | $ 542,000 | $ 180,000 | $ 70,000 |
| Sacramento County California | 9 | $ 2,409,000 | $ 267,000 | $ 107,000 |
| Saginaw County Michigan | 1 | $ 328,000 | $ 328,000 | $ 87,000 |
| San Bernardino County California | 4 | $ 967,000 | $ 241,000 | $ 114,000 |
| San Diego County California | 14 | $ 4,016,000 | $ 286,000 | $ 86,000 |
| San Francisco County California | 2 | $ 1,181,000 | $ 590,000 | $ 131,000 |
| San Joaquin County California | 14 | $ 4,390,000 | $ 313,000 | $ 112,000 |
| Santa Clara County California | 11 | $ 5,304,000 | $ 482,000 | $ 168,000 |
| Saratoga County New York | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Scott County Minnesota | 4 | $ 1,001,000 | $ 250,000 | $ 83,000 |
| Sedgwick County Kansas | 2 | $ 636,000 | $ 318,000 | $ 120,000 |
| Seminole County Florida | 5 | $ 1,187,000 | $ 237,000 | $ 139,000 |
| Sheboygan County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 203,000 |
| Shelby County Tennessee | 14 | $ 3,741,000 | $ 267,000 | $ 154,000 |
| Skagit County Washington | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Smith County Texas | 1 | $ 417,000 | $ 417,000 | $ 384,000 |
| Snohomish County Washington | 13 | $ 3,510,000 | $ 270,000 | $ 139,000 |
| Solano County California | 6 | $ 1,914,000 | $ 319,000 | $ 117,000 |
| Somerset County New Jersey | 6 | $ 2,177,000 | $ 362,000 | $ 125,000 |
| Sonoma County California | 5 | $ 943,000 | $ 188,000 | $ 187,000 |
| Spokane County Washington | 1 | $ 252,000 | $ 252,000 | $ 110,000 |
| Spotsylvania County Virginia | 2 | $ 403,000 | $ 201,000 | $ 53,000 |
| St. Clair County Illinois | 1 | $ 312,000 | $ 312,000 | $ 248,000 |
| Stafford County Virginia | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Stanislaus County California | 2 | $ 394,000 | $ 197,000 | $ 174,000 |
| Staunton County Virginia | 2 | $ 162,000 | $ 81,000 | $ 27,000 |
| Stearns County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Suffolk County Massachusetts | 10 | $ 2,084,000 | $ 208,000 | $ 94,000 |
| Suffolk County New York | 15 | $ 3,729,000 | $ 248,000 | $ 77,000 |
| Summit County Ohio | 3 | $ 550,000 | $ 183,000 | $ 98,000 |
| Sussex County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 157,000 |
| Tarrant County Texas | 27 | $ 4,703,000 | $ 174,000 | $ 99,000 |
| Thurston County Washington | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Travis County Texas | 7 | $ 1,677,000 | $ 239,000 | $ 90,000 |
| Union County New Jersey | 4 | $ 490,000 | $ 122,000 | $ 57,000 |
| Union County North Carolina | 2 | $ 682,000 | $ 341,000 | $ 109,000 |
| Union County Ohio | 1 | $ 340,000 | $ 340,000 | $ 227,000 |
| Ventura County California | 1 | $ 394,000 | $ 394,000 | $ 111,000 |
| Victoria County Texas | 1 | $ 178,000 | $ 178,000 | $ 91,000 |
| Volusia County Florida | 4 | $ 1,082,000 | $ 270,000 | $ 122,000 |
| Wake County North Carolina | 32 | $ 6,463,000 | $ 201,000 | $ 126,000 |
| Walton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Warren County Ohio | 2 | $ 291,000 | $ 145,000 | $ 43,000 |
| Warren County Virginia | 1 | $ 116,000 | $ 116,000 | $ 22,000 |
| Washington County Maryland | 1 | $ 307,000 | $ 307,000 | $ 74,000 |
| Washington County Minnesota | 2 | $ 515,000 | $ 257,000 | $ 221,000 |
| Washington County Oregon | 14 | $ 4,289,000 | $ 306,000 | $ 171,000 |
| Washington County Tennessee | 3 | $ 832,000 | $ 277,000 | $ 271,000 |
| Washtenaw County Michigan | 4 | $ 690,000 | $ 172,000 | $ 106,000 |
| Waukesha County Wisconsin | 4 | $ 932,000 | $ 233,000 | $ 184,000 |
| Wayne County Michigan | 20 | $ 3,474,000 | $ 173,000 | $ 88,000 |
| Westchester County New York | 5 | $ 1,798,000 | $ 359,000 | $ 132,000 |
| Wicomico County Maryland | 2 | $ 264,000 | $ 132,000 | $ 114,000 |
| Will County Illinois | 26 | $ 5,865,000 | $ 225,000 | $ 101,000 |
| Williamson County Tennessee | 1 | $ 407,000 | $ 407,000 | $ 104,000 |
| Williamson County Texas | 12 | $ 2,445,000 | $ 203,000 | $ 136,000 |
| Windham County Connecticut | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Winnebago County Illinois | 2 | $ 358,000 | $ 179,000 | $ 283,000 |
| Wood County Ohio | 1 | $ 224,000 | $ 224,000 | $ 164,000 |
| Worcester County Massachusetts | 12 | $ 3,149,000 | $ 262,000 | $ 112,000 |
| Yolo County California | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| York County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2014
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,590 | $379,819,000 | $238,000 | $800,000 | $109,000 | $936,000 |
| Refinancing | 584 | $135,941,000 | $232,000 | $645,000 | $120,000 | $1,404,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,386 | $348,865,000 | $251,000 | $800,000 | $116,000 | $936,000 |
| White | 591 | $129,322,000 | $218,000 | $645,000 | $110,000 | $1,404,000 |
| Black or African American | 181 | $34,444,000 | $190,000 | $645,000 | $86,000 | $550,000 |
| Hispanic | 14 | $2,914,000 | $208,000 | $501,000 | $79,000 | $145,000 |
| Not Provided | 2 | $215,000 | $107,000 | $135,000 | $49,000 | $62,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,174 | $515,760,000 | $237,000 | $800,000 | $112,000 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,378 | $328,647,000 | $238,000 | $645,000 | $112,000 | $932,000 |
| Application Denied By Financial Institution | 261 | $57,592,000 | $220,000 | $626,000 | $96,000 | $936,000 |
| Application Withdrawn By Applicant | 227 | $53,095,000 | $233,000 | $800,000 | $118,000 | $859,000 |
| File Closed For Incompleteness | 156 | $36,601,000 | $234,000 | $645,000 | $126,000 | $1,404,000 |
| Application Approved But Not Accepted | 152 | $39,825,000 | $262,000 | $625,000 | $118,000 | $745,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $17,564,000 | $228,000 | $620,000 | $56,000 | $160,000 |
| Collateral | 52 | $10,538,000 | $202,000 | $508,000 | $109,000 | $677,000 |
| Credit History | 42 | $9,302,000 | $221,000 | $625,000 | $105,000 | $325,000 |
| Mortgage Insurance Denied | 36 | $8,382,000 | $232,000 | $507,000 | $137,000 | $841,000 |
| Unverifiable Information | 30 | $6,961,000 | $232,000 | $625,000 | $121,000 | $936,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,027,000 | $184,000 | $460,000 | $81,000 | $162,000 |
| Employment History | 9 | $2,050,000 | $227,000 | $626,000 | $91,000 | $203,000 |
| Other | 4 | $768,000 | $192,000 | $252,000 | $84,000 | $202,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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