2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Guidance Residential, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,607 |
| Total Mortgage Loan Application Amount | $602,151,000 |
| Average Mortgage Loan Application Amount | $230,000 |
| Highest Mortgage Loan Application Amount | $719,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 28 | $ 8,814,000 | $ 314,000 | $ 107,000 |
| Albany County New York | 4 | $ 996,000 | $ 249,000 | $ 117,000 |
| Alexandria County Virginia | 2 | $ 258,000 | $ 129,000 | $ 44,000 |
| Allegheny County Pennsylvania | 5 | $ 1,493,000 | $ 298,000 | $ 203,000 |
| Anne Arundel County Maryland | 12 | $ 3,253,000 | $ 271,000 | $ 104,000 |
| Anoka County Minnesota | 24 | $ 4,396,000 | $ 183,000 | $ 90,000 |
| Arlington County Virginia | 4 | $ 993,000 | $ 248,000 | $ 191,000 |
| Atlantic County New Jersey | 3 | $ 388,000 | $ 129,000 | $ 56,000 |
| Baltimore City County Maryland | 3 | $ 600,000 | $ 200,000 | $ 107,000 |
| Baltimore County Maryland | 28 | $ 4,980,000 | $ 177,000 | $ 86,000 |
| Barnstable County Massachusetts | 4 | $ 1,044,000 | $ 261,000 | $ 53,000 |
| Bedford County Virginia | 1 | $ 240,000 | $ 240,000 | $ 152,000 |
| Bergen County New Jersey | 22 | $ 6,261,000 | $ 284,000 | $ 107,000 |
| Berks County Pennsylvania | 2 | $ 483,000 | $ 241,000 | $ 149,000 |
| Bexar County Texas | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Bleckley County Georgia | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
| Blue Earth County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Brazoria County Texas | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Brazos County Texas | 1 | $ 140,000 | $ 140,000 | $ 102,000 |
| Brevard County Florida | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Bristol County Massachusetts | 6 | $ 1,832,000 | $ 305,000 | $ 104,000 |
| Bronx County New York | 11 | $ 3,424,000 | $ 311,000 | $ 101,000 |
| Broward County Florida | 33 | $ 6,833,000 | $ 207,000 | $ 92,000 |
| Bucks County Pennsylvania | 12 | $ 2,876,000 | $ 239,000 | $ 135,000 |
| Burlington County New Jersey | 10 | $ 2,588,000 | $ 258,000 | $ 120,000 |
| Butler County Ohio | 4 | $ 602,000 | $ 150,000 | $ 137,000 |
| Cabarrus County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 99,000 |
| Camden County New Jersey | 7 | $ 983,000 | $ 140,000 | $ 59,000 |
| Caswell County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 134,000 |
| Champaign County Illinois | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Charles County Maryland | 3 | $ 884,000 | $ 294,000 | $ 187,000 |
| Charleston County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 116,000 |
| Charlotte County Florida | 2 | $ 193,000 | $ 96,000 | $ 59,000 |
| Chemung County New York | 1 | $ 188,000 | $ 188,000 | $ 139,000 |
| Cherokee County Georgia | 3 | $ 541,000 | $ 180,000 | $ 50,000 |
| Chester County Pennsylvania | 4 | $ 1,380,000 | $ 345,000 | $ 139,000 |
| Chesterfield County Virginia | 3 | $ 557,000 | $ 185,000 | $ 74,000 |
| Clark County Washington | 2 | $ 286,000 | $ 143,000 | $ 92,000 |
| Clarke County Georgia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Clay County Florida | 2 | $ 431,000 | $ 215,000 | $ 144,000 |
| Cobb County Georgia | 3 | $ 401,000 | $ 133,000 | $ 113,000 |
| Collin County Texas | 56 | $ 11,518,000 | $ 205,000 | $ 104,000 |
| Columbia County Georgia | 2 | $ 309,000 | $ 154,000 | $ 98,000 |
| Contra Costa County California | 10 | $ 4,332,000 | $ 433,000 | $ 112,000 |
| Cook County Illinois | 145 | $ 27,792,000 | $ 191,000 | $ 113,000 |
| Craven County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Cumberland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Cumberland County Pennsylvania | 3 | $ 476,000 | $ 158,000 | $ 61,000 |
| Cuyahoga County Ohio | 9 | $ 1,799,000 | $ 199,000 | $ 169,000 |
| Dakota County Minnesota | 6 | $ 1,200,000 | $ 200,000 | $ 108,000 |
| Dallas County Texas | 28 | $ 4,182,000 | $ 149,000 | $ 96,000 |
| Davidson County Tennessee | 4 | $ 906,000 | $ 226,000 | $ 97,000 |
| DeKalb County Georgia | 12 | $ 1,342,000 | $ 111,000 | $ 65,000 |
| DeKalb County Illinois | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Delaware County New York | 1 | $ 126,000 | $ 126,000 | $ 106,000 |
| Delaware County Ohio | 2 | $ 374,000 | $ 187,000 | $ 101,000 |
| Delaware County Pennsylvania | 9 | $ 931,000 | $ 103,000 | $ 38,000 |
| Denton County Texas | 3 | $ 422,000 | $ 140,000 | $ 182,000 |
| Douglas County Georgia | 1 | $ 228,000 | $ 228,000 | $ 47,000 |
| DuPage County Illinois | 121 | $ 23,206,000 | $ 191,000 | $ 102,000 |
| Durham County North Carolina | 4 | $ 638,000 | $ 159,000 | $ 58,000 |
| Duval County Florida | 11 | $ 1,743,000 | $ 158,000 | $ 119,000 |
| Eau Claire County Wisconsin | 1 | $ 314,000 | $ 314,000 | $ 424,000 |
| El Dorado County California | 2 | $ 950,000 | $ 475,000 | $ 229,000 |
| El Paso County Texas | 1 | $ 152,000 | $ 152,000 | $ 250,000 |
| Erie County New York | 4 | $ 503,000 | $ 125,000 | $ 57,000 |
| Essex County Massachusetts | 6 | $ 1,429,000 | $ 238,000 | $ 111,000 |
| Essex County New Jersey | 9 | $ 1,792,000 | $ 199,000 | $ 89,000 |
| Fairfax County Virginia | 95 | $ 26,484,000 | $ 278,000 | $ 118,000 |
| Fairfield County Connecticut | 13 | $ 2,999,000 | $ 230,000 | $ 99,000 |
| Falls Church County Virginia | 1 | $ 623,000 | $ 623,000 | $ 111,000 |
| Fayette County Georgia | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Forsyth County Georgia | 8 | $ 1,958,000 | $ 244,000 | $ 121,000 |
| Fort Bend County Texas | 47 | $ 8,985,000 | $ 191,000 | $ 96,000 |
| Franklin County Ohio | 21 | $ 3,333,000 | $ 158,000 | $ 88,000 |
| Frederick County Maryland | 6 | $ 1,324,000 | $ 220,000 | $ 106,000 |
| Fredericksburg County Virginia | 3 | $ 438,000 | $ 146,000 | $ 132,000 |
| Fresno County California | 2 | $ 524,000 | $ 262,000 | $ 102,000 |
| Fulton County Georgia | 20 | $ 4,956,000 | $ 247,000 | $ 122,000 |
| Galveston County Texas | 5 | $ 1,220,000 | $ 244,000 | $ 161,000 |
| Gaston County North Carolina | 5 | $ 435,000 | $ 87,000 | $ 70,000 |
| Genesee County Michigan | 5 | $ 809,000 | $ 161,000 | $ 107,000 |
| Gloucester County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 83,000 |
| Greene County Ohio | 3 | $ 731,000 | $ 243,000 | $ 148,000 |
| Greenville County South Carolina | 3 | $ 546,000 | $ 182,000 | $ 68,000 |
| Gwinnett County Georgia | 35 | $ 5,131,000 | $ 146,000 | $ 74,000 |
| Hamilton County Ohio | 2 | $ 492,000 | $ 246,000 | $ 169,000 |
| Hampden County Massachusetts | 6 | $ 1,029,000 | $ 171,000 | $ 55,000 |
| Hampshire County Massachusetts | 3 | $ 622,000 | $ 207,000 | $ 82,000 |
| Harford County Maryland | 3 | $ 605,000 | $ 201,000 | $ 89,000 |
| Harris County Texas | 59 | $ 9,281,000 | $ 157,000 | $ 104,000 |
| Hartford County Connecticut | 12 | $ 2,449,000 | $ 204,000 | $ 90,000 |
| Hennepin County Minnesota | 27 | $ 3,801,000 | $ 140,000 | $ 71,000 |
| Henrico County Virginia | 5 | $ 1,444,000 | $ 288,000 | $ 135,000 |
| Hernando County Florida | 3 | $ 573,000 | $ 191,000 | $ 241,000 |
| Hidalgo County Texas | 3 | $ 503,000 | $ 167,000 | $ 115,000 |
| Hillsborough County Florida | 37 | $ 6,226,000 | $ 168,000 | $ 114,000 |
| Hopewell County Virginia | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Howard County Maryland | 27 | $ 7,448,000 | $ 275,000 | $ 122,000 |
| Hudson County New Jersey | 24 | $ 4,973,000 | $ 207,000 | $ 138,000 |
| Hunterdon County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Ingham County Michigan | 3 | $ 480,000 | $ 160,000 | $ 41,000 |
| Iredell County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 76,000 |
| Jackson County Georgia | 1 | $ 314,000 | $ 314,000 | $ 149,000 |
| Jackson County Oregon | 1 | $ 257,000 | $ 257,000 | $ 186,000 |
| Jefferson County Texas | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Kalamazoo County Michigan | 2 | $ 242,000 | $ 121,000 | $ 79,000 |
| Kane County Illinois | 8 | $ 1,490,000 | $ 186,000 | $ 85,000 |
| Kendall County Illinois | 2 | $ 242,000 | $ 121,000 | $ 71,000 |
| Kent County Michigan | 2 | $ 315,000 | $ 157,000 | $ 25,000 |
| Kern County California | 1 | $ 234,000 | $ 234,000 | $ 140,000 |
| King County Washington | 34 | $ 9,817,000 | $ 288,000 | $ 104,000 |
| Kings County New York | 37 | $ 12,202,000 | $ 329,000 | $ 147,000 |
| Knox County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 177,000 |
| Lake County Florida | 4 | $ 876,000 | $ 219,000 | $ 135,000 |
| Lake County Illinois | 4 | $ 616,000 | $ 154,000 | $ 88,000 |
| Lee County Florida | 1 | $ 254,000 | $ 254,000 | $ 298,000 |
| Lehigh County Pennsylvania | 4 | $ 712,000 | $ 178,000 | $ 72,000 |
| Leon County Florida | 2 | $ 431,000 | $ 215,000 | $ 604,000 |
| Litchfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 147,000 |
| Los Angeles County California | 48 | $ 14,037,000 | $ 292,000 | $ 116,000 |
| Loudoun County Virginia | 46 | $ 14,373,000 | $ 312,000 | $ 122,000 |
| Lucas County Ohio | 2 | $ 232,000 | $ 116,000 | $ 79,000 |
| Lynchburg County Virginia | 1 | $ 227,000 | $ 227,000 | $ 93,000 |
| Lyon County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 222,000 |
| Macomb County Michigan | 11 | $ 1,041,000 | $ 94,000 | $ 52,000 |
| Madison County Illinois | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
| Mahoning County Ohio | 3 | $ 412,000 | $ 137,000 | $ 62,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Manatee County Florida | 3 | $ 343,000 | $ 114,000 | $ 58,000 |
| Marin County California | 1 | $ 403,000 | $ 403,000 | $ 106,000 |
| Marion County Florida | 2 | $ 209,000 | $ 104,000 | $ 84,000 |
| McHenry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| McLean County Illinois | 5 | $ 946,000 | $ 189,000 | $ 105,000 |
| McLennan County Texas | 1 | $ 167,000 | $ 167,000 | $ 28,000 |
| McMinn County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Mecklenburg County North Carolina | 11 | $ 1,502,000 | $ 136,000 | $ 59,000 |
| Mercer County New Jersey | 21 | $ 4,799,000 | $ 228,000 | $ 111,000 |
| Miami-Dade County Florida | 6 | $ 1,213,000 | $ 202,000 | $ 90,000 |
| Middlesex County Connecticut | 2 | $ 419,000 | $ 209,000 | $ 60,000 |
| Middlesex County Massachusetts | 29 | $ 6,904,000 | $ 238,000 | $ 95,000 |
| Middlesex County New Jersey | 102 | $ 25,902,000 | $ 253,000 | $ 116,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Milwaukee County Wisconsin | 14 | $ 1,880,000 | $ 134,000 | $ 79,000 |
| Monmouth County New Jersey | 8 | $ 2,209,000 | $ 276,000 | $ 165,000 |
| Monroe County New York | 5 | $ 1,266,000 | $ 253,000 | $ 118,000 |
| Monroe County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 100,000 |
| Montgomery County Maryland | 27 | $ 7,469,000 | $ 276,000 | $ 130,000 |
| Montgomery County Ohio | 1 | $ 308,000 | $ 308,000 | $ 185,000 |
| Montgomery County Pennsylvania | 9 | $ 2,307,000 | $ 256,000 | $ 105,000 |
| Montgomery County Texas | 3 | $ 579,000 | $ 193,000 | $ 117,000 |
| Morris County New Jersey | 5 | $ 1,466,000 | $ 293,000 | $ 100,000 |
| Nash County North Carolina | 3 | $ 437,000 | $ 145,000 | $ 42,000 |
| Nassau County Florida | 1 | $ 188,000 | $ 188,000 | $ 164,000 |
| Nassau County New York | 71 | $ 22,787,000 | $ 320,000 | $ 184,000 |
| New Haven County Connecticut | 23 | $ 3,622,000 | $ 157,000 | $ 77,000 |
| New London County Connecticut | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| New York County New York | 1 | $ 316,000 | $ 316,000 | $ 64,000 |
| Norfolk County Massachusetts | 10 | $ 2,445,000 | $ 244,000 | $ 93,000 |
| Northampton County Pennsylvania | 3 | $ 1,047,000 | $ 349,000 | $ 80,000 |
| Oakland County Michigan | 32 | $ 6,694,000 | $ 209,000 | $ 126,000 |
| Oconee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Olmsted County Minnesota | 3 | $ 420,000 | $ 140,000 | $ 70,000 |
| Oneida County New York | 2 | $ 253,000 | $ 126,000 | $ 146,000 |
| Onondaga County New York | 3 | $ 360,000 | $ 120,000 | $ 106,000 |
| Orange County California | 25 | $ 9,707,000 | $ 388,000 | $ 130,000 |
| Orange County Florida | 43 | $ 8,573,000 | $ 199,000 | $ 160,000 |
| Orange County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 88,000 |
| Osceola County Florida | 7 | $ 773,000 | $ 110,000 | $ 138,000 |
| Outagamie County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Palm Beach County Florida | 12 | $ 2,694,000 | $ 224,000 | $ 144,000 |
| Pasco County Florida | 2 | $ 416,000 | $ 208,000 | $ 176,000 |
| Passaic County New Jersey | 13 | $ 2,526,000 | $ 194,000 | $ 186,000 |
| Peoria County Illinois | 3 | $ 520,000 | $ 173,000 | $ 96,000 |
| Philadelphia County Pennsylvania | 8 | $ 708,000 | $ 88,000 | $ 105,000 |
| Pierce County Washington | 4 | $ 1,117,000 | $ 279,000 | $ 242,000 |
| Pinellas County Florida | 2 | $ 447,000 | $ 223,000 | $ 243,000 |
| Pitt County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Placer County California | 1 | $ 277,000 | $ 277,000 | $ 166,000 |
| Plymouth County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 133,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Portsmouth County Virginia | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Prince George's County Maryland | 27 | $ 6,466,000 | $ 239,000 | $ 111,000 |
| Prince William County Virginia | 25 | $ 5,689,000 | $ 227,000 | $ 107,000 |
| Putnam County New York | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Queens County New York | 102 | $ 34,456,000 | $ 337,000 | $ 99,000 |
| Racine County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Ramsey County Minnesota | 11 | $ 1,978,000 | $ 179,000 | $ 221,000 |
| Randolph County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Rensselaer County New York | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Richland County South Carolina | 1 | $ 287,000 | $ 287,000 | $ 171,000 |
| Richmond County New York | 16 | $ 5,711,000 | $ 356,000 | $ 140,000 |
| Riverside County California | 12 | $ 2,990,000 | $ 249,000 | $ 98,000 |
| Roanoke County Virginia | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Rock Island County Illinois | 1 | $ 106,000 | $ 106,000 | $ 92,000 |
| Rockingham County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Rockland County New York | 6 | $ 1,986,000 | $ 331,000 | $ 142,000 |
| Rutherford County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 48,000 |
| Sacramento County California | 24 | $ 5,290,000 | $ 220,000 | $ 149,000 |
| San Bernardino County California | 7 | $ 2,028,000 | $ 289,000 | $ 72,000 |
| San Diego County California | 20 | $ 5,874,000 | $ 293,000 | $ 111,000 |
| San Francisco County California | 4 | $ 1,938,000 | $ 484,000 | $ 191,000 |
| San Joaquin County California | 14 | $ 3,517,000 | $ 251,000 | $ 139,000 |
| San Mateo County California | 2 | $ 846,000 | $ 423,000 | $ 105,000 |
| Sangamon County Illinois | 3 | $ 330,000 | $ 110,000 | $ 103,000 |
| Santa Barbara County California | 1 | $ 400,000 | $ 400,000 | $ 240,000 |
| Santa Clara County California | 39 | $ 15,351,000 | $ 393,000 | $ 136,000 |
| Santa Cruz County California | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Scotland County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 315,000 |
| Scott County Minnesota | 3 | $ 462,000 | $ 154,000 | $ 66,000 |
| Seminole County Florida | 4 | $ 929,000 | $ 232,000 | $ 208,000 |
| Shelby County Tennessee | 11 | $ 1,992,000 | $ 181,000 | $ 90,000 |
| Smith County Texas | 1 | $ 260,000 | $ 260,000 | $ 324,000 |
| Snohomish County Washington | 5 | $ 1,493,000 | $ 298,000 | $ 108,000 |
| Snyder County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 59,000 |
| Solano County California | 2 | $ 413,000 | $ 206,000 | $ 172,000 |
| Somerset County New Jersey | 20 | $ 5,550,000 | $ 277,000 | $ 131,000 |
| Sonoma County California | 2 | $ 271,000 | $ 135,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| St. Lucie County Florida | 2 | $ 352,000 | $ 176,000 | $ 148,000 |
| St. Mary's County Maryland | 1 | $ 264,000 | $ 264,000 | $ 120,000 |
| Stafford County Virginia | 2 | $ 246,000 | $ 123,000 | $ 84,000 |
| Stanislaus County California | 1 | $ 132,000 | $ 132,000 | $ 260,000 |
| Stark County Ohio | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Suffolk County Massachusetts | 12 | $ 2,853,000 | $ 237,000 | $ 78,000 |
| Suffolk County New York | 20 | $ 5,942,000 | $ 297,000 | $ 195,000 |
| Summit County Ohio | 2 | $ 331,000 | $ 165,000 | $ 135,000 |
| Sutter County California | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| Tarrant County Texas | 23 | $ 3,060,000 | $ 133,000 | $ 95,000 |
| Travis County Texas | 8 | $ 1,542,000 | $ 192,000 | $ 88,000 |
| Union County New Jersey | 4 | $ 1,217,000 | $ 304,000 | $ 103,000 |
| Union County Ohio | 1 | $ 289,000 | $ 289,000 | $ 720,000 |
| Ventura County California | 4 | $ 921,000 | $ 230,000 | $ 142,000 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Volusia County Florida | 4 | $ 660,000 | $ 165,000 | $ 131,000 |
| Wake County North Carolina | 12 | $ 1,996,000 | $ 166,000 | $ 103,000 |
| Warren County Ohio | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Washington County Maryland | 4 | $ 1,334,000 | $ 333,000 | $ 344,000 |
| Washington County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Washington County Oregon | 13 | $ 3,252,000 | $ 250,000 | $ 120,000 |
| Washington County Tennessee | 2 | $ 435,000 | $ 217,000 | $ 271,000 |
| Washtenaw County Michigan | 12 | $ 2,396,000 | $ 199,000 | $ 134,000 |
| Waukesha County Wisconsin | 4 | $ 1,203,000 | $ 300,000 | $ 125,000 |
| Wayne County Michigan | 38 | $ 6,029,000 | $ 158,000 | $ 96,000 |
| Westchester County New York | 6 | $ 2,331,000 | $ 388,000 | $ 97,000 |
| Westmoreland County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 152,000 |
| Whitman County Washington | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Will County Illinois | 28 | $ 5,954,000 | $ 212,000 | $ 97,000 |
| Williamson County Tennessee | 2 | $ 785,000 | $ 392,000 | $ 396,000 |
| Williamson County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 108,000 |
| Windham County Connecticut | 1 | $ 67,000 | $ 67,000 | $ 1,000 |
| Winnebago County Illinois | 4 | $ 663,000 | $ 165,000 | $ 122,000 |
| Worcester County Massachusetts | 16 | $ 3,584,000 | $ 224,000 | $ 95,000 |
| Yolo County California | 2 | $ 391,000 | $ 195,000 | $ 56,000 |
| York County South Carolina | 1 | $ 324,000 | $ 324,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,694 | $393,138,000 | $232,000 | $719,000 | $117,000 | $1,200,000 |
| Home Purchase | 913 | $209,013,000 | $228,000 | $638,000 | $109,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,831 | $436,117,000 | $238,000 | $638,000 | $119,000 | $1,200,000 |
| White | 587 | $128,238,000 | $218,000 | $719,000 | $110,000 | $1,200,000 |
| Black or African American | 158 | $29,347,000 | $185,000 | $417,000 | $84,000 | $315,000 |
| Hispanic | 15 | $4,068,000 | $271,000 | $574,000 | $124,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,694,000 | $282,000 | $463,000 | $134,000 | $338,000 |
| Not Provided | 6 | $1,683,000 | $280,000 | $508,000 | $93,000 | $162,000 |
| American Indian or Alaskan Native | 4 | $1,004,000 | $251,000 | $321,000 | $68,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,607 | $602,151,000 | $230,000 | $719,000 | $114,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,680 | $385,983,000 | $229,000 | $637,000 | $113,000 | $1,108,000 |
| Application Withdrawn By Applicant | 369 | $85,958,000 | $232,000 | $719,000 | $118,000 | $1,200,000 |
| File Closed For Incompleteness | 191 | $43,310,000 | $226,000 | $625,000 | $120,000 | $1,200,000 |
| Application Denied By Financial Institution | 180 | $39,427,000 | $219,000 | $626,000 | $103,000 | $1,080,000 |
| Application Approved But Not Accepted | 164 | $41,657,000 | $254,000 | $626,000 | $126,000 | $987,000 |
| Preapproval Approved but not Accepted | 17 | $4,481,000 | $263,000 | $600,000 | $130,000 | $421,000 |
| Preapproval Denied by Financial Institution | 6 | $1,335,000 | $222,000 | $388,000 | $85,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 46 | $9,493,000 | $206,000 | $519,000 | $77,000 | $320,000 |
| Mortgage Insurance Denied | 43 | $9,795,000 | $227,000 | $626,000 | $108,000 | $460,000 |
| Collateral | 32 | $6,940,000 | $216,000 | $527,000 | $105,000 | $389,000 |
| Credit History | 24 | $4,241,000 | $176,000 | $409,000 | $76,000 | $244,000 |
| Unverifiable Information | 16 | $3,827,000 | $239,000 | $623,000 | $159,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,829,000 | $282,000 | $600,000 | $174,000 | $614,000 |
| Employment History | 8 | $1,939,000 | $242,000 | $476,000 | $110,000 | $204,000 |
| Credit Application Incomplete | 1 | $363,000 | $363,000 | $363,000 | $58,000 | $58,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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