Guidance Residential, Llc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,527 |
Total Mortgage Loan Application Amount | $359,178,000 |
Average Mortgage Loan Application Amount | $234,500 |
Highest Mortgage Loan Application Amount | $730,000 |
Average Applicant Income | $117,500 |
Highest Applicant Income | $2,291,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alameda County California | 20 | $ 6,666,000 | $ 333,000 | $ 118,000 |
Albany County New York | 1 | $ 350,000 | $ 350,000 | $ 132,000 |
Albemarle County Virginia | 1 | $ 362,000 | $ 362,000 | $ 83,000 |
Allegheny County Pennsylvania | 7 | $ 1,419,000 | $ 202,000 | $ 149,000 |
Angelina County Texas | 2 | $ 290,000 | $ 145,000 | $ 150,000 |
Anne Arundel County Maryland | 1 | $ 279,000 | $ 279,000 | $ 121,000 |
Anoka County Minnesota | 17 | $ 2,931,000 | $ 172,000 | $ 83,000 |
Atlantic County New Jersey | 4 | $ 593,000 | $ 148,000 | $ 61,000 |
Baltimore City County Maryland | 2 | $ 371,000 | $ 185,000 | $ 99,000 |
Baltimore County Maryland | 12 | $ 2,304,000 | $ 192,000 | $ 106,000 |
Benton County Washington | 1 | $ 400,000 | $ 400,000 | $ 600,000 |
Bergen County New Jersey | 17 | $ 5,094,000 | $ 299,000 | $ 132,000 |
Boone County Missouri | 4 | $ 1,103,000 | $ 275,000 | $ 212,000 |
Brazoria County Texas | 6 | $ 1,326,000 | $ 221,000 | $ 231,000 |
Brevard County Florida | 1 | $ 256,000 | $ 256,000 | $ 110,000 |
Bristol County Massachusetts | 4 | $ 1,022,000 | $ 255,000 | $ 93,000 |
Bronx County New York | 4 | $ 1,248,000 | $ 312,000 | $ 85,000 |
Broome County New York | 3 | $ 836,000 | $ 278,000 | $ 119,000 |
Broward County Florida | 16 | $ 3,247,000 | $ 202,000 | $ 102,000 |
Bucks County Pennsylvania | 4 | $ 1,105,000 | $ 276,000 | $ 101,000 |
Burlington County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
Butler County Ohio | 2 | $ 578,000 | $ 289,000 | $ 291,000 |
Cabarrus County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
Camden County New Jersey | 2 | $ 452,000 | $ 226,000 | $ 119,000 |
Campbell County Virginia | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
Centre County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
Champaign County Illinois | 3 | $ 524,000 | $ 174,000 | $ 65,000 |
Cherokee County Georgia | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
Chester County Pennsylvania | 2 | $ 501,000 | $ 250,000 | $ 87,000 |
Chesterfield County Virginia | 4 | $ 564,000 | $ 141,000 | $ 58,000 |
Cobb County Georgia | 8 | $ 1,303,000 | $ 162,000 | $ 87,000 |
Collin County Texas | 27 | $ 5,156,000 | $ 190,000 | $ 105,000 |
Columbia County Georgia | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
Columbia County New York | 1 | $ 111,000 | $ 111,000 | $ 76,000 |
Contra Costa County California | 11 | $ 3,539,000 | $ 321,000 | $ 114,000 |
Cook County Illinois | 84 | $ 17,766,000 | $ 211,000 | $ 112,000 |
Culpeper County Virginia | 1 | $ 378,000 | $ 378,000 | $ 125,000 |
Cumberland County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
Cuyahoga County Ohio | 9 | $ 1,431,000 | $ 159,000 | $ 81,000 |
Dakota County Minnesota | 3 | $ 309,000 | $ 103,000 | $ 62,000 |
Dallas County Texas | 18 | $ 3,401,000 | $ 188,000 | $ 137,000 |
Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 356,000 |
DeKalb County Georgia | 5 | $ 855,000 | $ 171,000 | $ 108,000 |
Delaware County Pennsylvania | 7 | $ 934,000 | $ 133,000 | $ 62,000 |
Denton County Texas | 4 | $ 697,000 | $ 174,000 | $ 165,000 |
Douglas County Georgia | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
DuPage County Illinois | 59 | $ 12,224,000 | $ 207,000 | $ 136,000 |
Durham County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 59,000 |
Dutchess County New York | 2 | $ 343,000 | $ 171,000 | $ 45,000 |
Duval County Florida | 9 | $ 1,689,000 | $ 187,000 | $ 126,000 |
Eau Claire County Wisconsin | 1 | $ 319,000 | $ 319,000 | $ 456,000 |
El Dorado County California | 2 | $ 861,000 | $ 430,000 | $ 147,000 |
El Paso County Texas | 3 | $ 369,000 | $ 123,000 | $ 65,000 |
Erie County New York | 4 | $ 794,000 | $ 198,000 | $ 148,000 |
Essex County Massachusetts | 4 | $ 1,549,000 | $ 387,000 | $ 134,000 |
Essex County New Jersey | 6 | $ 2,363,000 | $ 393,000 | $ 144,000 |
Fairfax City County Virginia | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
Fairfax County Virginia | 69 | $ 20,166,000 | $ 292,000 | $ 121,000 |
Fairfield County Connecticut | 10 | $ 2,323,000 | $ 232,000 | $ 68,000 |
Fayette County Georgia | 1 | $ 264,000 | $ 264,000 | $ 80,000 |
Forsyth County Georgia | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
Forsyth County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 53,000 |
Fort Bend County Texas | 33 | $ 5,797,000 | $ 175,000 | $ 114,000 |
Franklin County Ohio | 15 | $ 1,724,000 | $ 114,000 | $ 66,000 |
Frederick County Maryland | 1 | $ 101,000 | $ 101,000 | $ 85,000 |
Fredericksburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 136,000 |
Fresno County California | 4 | $ 1,179,000 | $ 294,000 | $ 112,000 |
Fulton County Georgia | 23 | $ 5,237,000 | $ 227,000 | $ 111,000 |
Galveston County Texas | 2 | $ 329,000 | $ 164,000 | $ 81,000 |
Gaston County North Carolina | 3 | $ 357,000 | $ 119,000 | $ 41,000 |
Genesee County Michigan | 5 | $ 1,056,000 | $ 211,000 | $ 324,000 |
Gilmer County Georgia | 1 | $ 214,000 | $ 214,000 | $ 30,000 |
Gloucester County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
Guilford County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 55,000 |
Gwinnett County Georgia | 18 | $ 2,608,000 | $ 144,000 | $ 92,000 |
Hamilton County Ohio | 2 | $ 289,000 | $ 144,000 | $ 121,000 |
Hampshire County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 125,000 |
Hampton County Virginia | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
Hardeman County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 146,000 |
Harris County Texas | 34 | $ 5,249,000 | $ 154,000 | $ 91,000 |
Harrisonburg County Virginia | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
Hartford County Connecticut | 5 | $ 901,000 | $ 180,000 | $ 56,000 |
Hennepin County Minnesota | 16 | $ 3,150,000 | $ 196,000 | $ 95,000 |
Henrico County Virginia | 3 | $ 925,000 | $ 308,000 | $ 135,000 |
Hidalgo County Texas | 2 | $ 266,000 | $ 133,000 | $ 94,000 |
Hillsborough County Florida | 14 | $ 2,523,000 | $ 180,000 | $ 90,000 |
Howard County Maryland | 9 | $ 2,786,000 | $ 309,000 | $ 155,000 |
Hudson County New Jersey | 15 | $ 3,095,000 | $ 206,000 | $ 83,000 |
Hunterdon County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
Ingham County Michigan | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
Jefferson County Texas | 2 | $ 233,000 | $ 116,000 | $ 40,000 |
Kane County Illinois | 5 | $ 1,533,000 | $ 306,000 | $ 130,000 |
King County Washington | 33 | $ 9,935,000 | $ 301,000 | $ 121,000 |
Kings County New York | 13 | $ 5,242,000 | $ 403,000 | $ 105,000 |
Lake County Florida | 1 | $ 192,000 | $ 192,000 | $ 59,000 |
Lake County Illinois | 9 | $ 1,714,000 | $ 190,000 | $ 100,000 |
Lawrence County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
Lee County Florida | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
Lehigh County Pennsylvania | 2 | $ 648,000 | $ 324,000 | $ 110,000 |
Lexington County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
Los Angeles County California | 32 | $ 10,174,000 | $ 317,000 | $ 99,000 |
Loudoun County Virginia | 25 | $ 7,354,000 | $ 294,000 | $ 101,000 |
Luzerne County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 144,000 |
Macomb County Michigan | 3 | $ 393,000 | $ 131,000 | $ 77,000 |
Macon County Illinois | 2 | $ 330,000 | $ 165,000 | $ 142,000 |
Madison County Illinois | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
Madison County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 330,000 |
Mahoning County Ohio | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
Manatee County Florida | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
Marion County Florida | 1 | $ 161,000 | $ 161,000 | $ 200,000 |
McHenry County Illinois | 2 | $ 387,000 | $ 193,000 | $ 191,000 |
McLean County Illinois | 3 | $ 592,000 | $ 197,000 | $ 119,000 |
McLennan County Texas | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
Mecklenburg County North Carolina | 5 | $ 744,000 | $ 148,000 | $ 56,000 |
Mercer County New Jersey | 9 | $ 2,880,000 | $ 320,000 | $ 194,000 |
Miami-Dade County Florida | 4 | $ 742,000 | $ 185,000 | $ 93,000 |
Middlesex County Massachusetts | 16 | $ 3,804,000 | $ 237,000 | $ 91,000 |
Middlesex County New Jersey | 57 | $ 15,118,000 | $ 265,000 | $ 121,000 |
Midland County Michigan | 2 | $ 215,000 | $ 107,000 | $ 60,000 |
Milwaukee County Wisconsin | 9 | $ 1,616,000 | $ 179,000 | $ 111,000 |
Monmouth County New Jersey | 5 | $ 1,633,000 | $ 326,000 | $ 122,000 |
Monroe County Michigan | 1 | $ 204,000 | $ 204,000 | $ 126,000 |
Monroe County New York | 2 | $ 317,000 | $ 158,000 | $ 65,000 |
Monroe County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
Montgomery County Maryland | 14 | $ 3,616,000 | $ 258,000 | $ 112,000 |
Montgomery County Ohio | 2 | $ 289,000 | $ 144,000 | $ 226,000 |
Montgomery County Pennsylvania | 3 | $ 934,000 | $ 311,000 | $ 222,000 |
Montgomery County Texas | 2 | $ 366,000 | $ 183,000 | $ 91,000 |
Morris County New Jersey | 3 | $ 527,000 | $ 175,000 | $ 101,000 |
Nassau County New York | 34 | $ 10,985,000 | $ 323,000 | $ 122,000 |
New Hanover County North Carolina | 3 | $ 452,000 | $ 150,000 | $ 88,000 |
New Haven County Connecticut | 16 | $ 2,746,000 | $ 171,000 | $ 79,000 |
New London County Connecticut | 1 | $ 269,000 | $ 269,000 | $ 133,000 |
Newton County Missouri | 3 | $ 916,000 | $ 305,000 | $ 270,000 |
Norfolk County Massachusetts | 4 | $ 697,000 | $ 174,000 | $ 103,000 |
Norfolk County Virginia | 1 | $ 198,000 | $ 198,000 | $ 131,000 |
Oakland County Michigan | 17 | $ 3,381,000 | $ 198,000 | $ 120,000 |
Olmsted County Minnesota | 8 | $ 1,010,000 | $ 126,000 | $ 51,000 |
Onondaga County New York | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
Orange County California | 11 | $ 3,826,000 | $ 347,000 | $ 145,000 |
Orange County Florida | 26 | $ 4,812,000 | $ 185,000 | $ 201,000 |
Osceola County Florida | 5 | $ 738,000 | $ 147,000 | $ 99,000 |
Ottawa County Michigan | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
Palm Beach County Florida | 2 | $ 312,000 | $ 156,000 | $ 243,000 |
Passaic County New Jersey | 6 | $ 1,639,000 | $ 273,000 | $ 126,000 |
Peoria County Illinois | 5 | $ 770,000 | $ 154,000 | $ 98,000 |
Philadelphia County Pennsylvania | 4 | $ 494,000 | $ 123,000 | $ 177,000 |
Pierce County Washington | 2 | $ 740,000 | $ 370,000 | $ 310,000 |
Pinellas County Florida | 3 | $ 268,000 | $ 89,000 | $ 33,000 |
Pitt County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 128,000 |
Placer County California | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
Plymouth County Massachusetts | 1 | $ 388,000 | $ 388,000 | $ 214,000 |
Portage County Ohio | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
Potter County Texas | 1 | $ 294,000 | $ 294,000 | $ 185,000 |
Prince George's County Maryland | 12 | $ 2,871,000 | $ 239,000 | $ 129,000 |
Prince William County Virginia | 10 | $ 2,431,000 | $ 243,000 | $ 333,000 |
Queens County New York | 48 | $ 17,087,000 | $ 355,000 | $ 102,000 |
Racine County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
Ramsey County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 65,000 |
Richland County South Carolina | 2 | $ 471,000 | $ 235,000 | $ 110,000 |
Richmond County Georgia | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
Richmond County New York | 8 | $ 2,183,000 | $ 272,000 | $ 101,000 |
Riverside County California | 9 | $ 1,644,000 | $ 182,000 | $ 99,000 |
Rockingham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
Rockland County New York | 3 | $ 885,000 | $ 295,000 | $ 408,000 |
Sacramento County California | 9 | $ 2,057,000 | $ 228,000 | $ 91,000 |
San Bernardino County California | 5 | $ 1,119,000 | $ 223,000 | $ 86,000 |
San Diego County California | 12 | $ 3,260,000 | $ 271,000 | $ 96,000 |
San Joaquin County California | 6 | $ 1,454,000 | $ 242,000 | $ 105,000 |
San Mateo County California | 1 | $ 664,000 | $ 664,000 | $ 122,000 |
Santa Clara County California | 21 | $ 8,461,000 | $ 402,000 | $ 145,000 |
Saratoga County New York | 2 | $ 723,000 | $ 361,000 | $ 151,000 |
Schenectady County New York | 1 | $ 268,000 | $ 268,000 | $ 154,000 |
Scotland County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 474,000 |
Scott County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 130,000 |
Seminole County Florida | 2 | $ 286,000 | $ 143,000 | $ 106,000 |
Shelby County Tennessee | 7 | $ 924,000 | $ 132,000 | $ 189,000 |
Snohomish County Washington | 8 | $ 2,036,000 | $ 254,000 | $ 104,000 |
Somerset County New Jersey | 10 | $ 2,896,000 | $ 289,000 | $ 123,000 |
Sonoma County California | 2 | $ 822,000 | $ 411,000 | $ 229,000 |
Spotsylvania County Virginia | 1 | $ 84,000 | $ 84,000 | $ 137,000 |
St. Charles County Missouri | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
St. Clair County Illinois | 2 | $ 237,000 | $ 118,000 | $ 95,000 |
St. Louis County Missouri | 8 | $ 1,943,000 | $ 242,000 | $ 160,000 |
Suffolk County Massachusetts | 6 | $ 1,367,000 | $ 227,000 | $ 121,000 |
Suffolk County New York | 13 | $ 3,777,000 | $ 290,000 | $ 131,000 |
Summit County Ohio | 2 | $ 356,000 | $ 178,000 | $ 39,000 |
Tarrant County Texas | 7 | $ 828,000 | $ 118,000 | $ 61,000 |
Tolland County Connecticut | 2 | $ 278,000 | $ 139,000 | $ 61,000 |
Travis County Texas | 4 | $ 1,158,000 | $ 289,000 | $ 103,000 |
Ulster County New York | 1 | $ 280,000 | $ 280,000 | $ 145,000 |
Union County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
Ventura County California | 3 | $ 900,000 | $ 300,000 | $ 64,000 |
Virginia Beach County Virginia | 2 | $ 918,000 | $ 459,000 | $ 160,000 |
Wake County North Carolina | 15 | $ 3,031,000 | $ 202,000 | $ 112,000 |
Washington County Maryland | 2 | $ 625,000 | $ 312,000 | $ 276,000 |
Washington County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
Washington County Oregon | 6 | $ 1,439,000 | $ 239,000 | $ 112,000 |
Washtenaw County Michigan | 10 | $ 2,050,000 | $ 205,000 | $ 157,000 |
Waukesha County Wisconsin | 4 | $ 1,142,000 | $ 285,000 | $ 137,000 |
Wayne County Michigan | 28 | $ 5,008,000 | $ 178,000 | $ 95,000 |
Westchester County New York | 7 | $ 2,858,000 | $ 408,000 | $ 130,000 |
Wicomico County Maryland | 2 | $ 254,000 | $ 127,000 | $ 222,000 |
Will County Illinois | 15 | $ 2,907,000 | $ 193,000 | $ 127,000 |
Williamson County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 70,000 |
Williamson County Texas | 9 | $ 1,489,000 | $ 165,000 | $ 126,000 |
Winnebago County Illinois | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
Worcester County Massachusetts | 11 | $ 2,843,000 | $ 258,000 | $ 115,000 |
Yolo County California | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
York County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 875 | $208,558,000 | $238,000 | $699,000 | $116,000 | $624,000 |
Home Purchase | 652 | $150,620,000 | $231,000 | $730,000 | $119,000 | $2,291,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian | 1,105 | $269,479,000 | $243,000 | $730,000 | $121,000 | $1,003,000 |
White | 324 | $72,344,000 | $223,000 | $730,000 | $116,000 | $2,291,000 |
Black or African American | 87 | $15,083,000 | $173,000 | $394,000 | $79,000 | $323,000 |
Hispanic | 9 | $1,916,000 | $212,000 | $500,000 | $132,000 | $580,000 |
Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $41,000 | $41,000 |
Not Provided | 1 | $141,000 | $141,000 | $141,000 | $78,000 | $78,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,527 | $359,178,000 | $235,000 | $730,000 | $117,000 | $2,291,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 940 | $214,268,000 | $227,000 | $730,000 | $117,000 | $1,003,000 |
Application Withdrawn By Applicant | 195 | $50,413,000 | $258,000 | $730,000 | $135,000 | $2,291,000 |
Application Approved But Not Accepted | 148 | $39,622,000 | $267,000 | $730,000 | $124,000 | $600,000 |
Application Denied By Financial Institution | 118 | $25,202,000 | $213,000 | $630,000 | $102,000 | $532,000 |
File Closed For Incompleteness | 109 | $25,958,000 | $238,000 | $626,000 | $104,000 | $490,000 |
Preapproval Approved but not Accepted | 15 | $3,284,000 | $218,000 | $412,000 | $97,000 | $192,000 |
Preapproval Denied by Financial Institution | 2 | $431,000 | $215,000 | $312,000 | $46,000 | $68,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 36 | $7,689,000 | $213,000 | $475,000 | $103,000 | $532,000 |
Debt-To-Income Ratio | 30 | $6,191,000 | $206,000 | $585,000 | $76,000 | $180,000 |
Mortgage Insurance Denied | 16 | $3,662,000 | $228,000 | $630,000 | $143,000 | $456,000 |
Credit History | 12 | $2,664,000 | $222,000 | $417,000 | $107,000 | $228,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,839,000 | $229,000 | $378,000 | $86,000 | $145,000 |
Unverifiable Information | 6 | $1,239,000 | $206,000 | $284,000 | $184,000 | $400,000 |
Employment History | 5 | $1,084,000 | $216,000 | $380,000 | $77,000 | $126,000 |
Credit Application Incomplete | 5 | $834,000 | $166,000 | $279,000 | $71,000 | $126,000 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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