Guidance Residential, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,439 |
Total Mortgage Loan Application Amount | $576,035,000 |
Average Mortgage Loan Application Amount | $235,500 |
Highest Mortgage Loan Application Amount | $730,000 |
Average Applicant Income | $110,000 |
Highest Applicant Income | $916,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alameda County California | 23 | $ 7,028,000 | $ 305,000 | $ 93,000 |
Albany County New York | 5 | $ 1,290,000 | $ 258,000 | $ 179,000 |
Albemarle County Virginia | 3 | $ 952,000 | $ 317,000 | $ 162,000 |
Alexandria County Virginia | 1 | $ 122,000 | $ 122,000 | $ 262,000 |
Allegheny County Pennsylvania | 4 | $ 992,000 | $ 248,000 | $ 152,000 |
Angelina County Texas | 1 | $ 190,000 | $ 190,000 | $ 200,000 |
Anne Arundel County Maryland | 4 | $ 908,000 | $ 227,000 | $ 58,000 |
Anoka County Minnesota | 32 | $ 6,125,000 | $ 191,000 | $ 75,000 |
Arlington County Virginia | 4 | $ 812,000 | $ 203,000 | $ 126,000 |
Atlantic County New Jersey | 4 | $ 553,000 | $ 138,000 | $ 72,000 |
Baltimore City County Maryland | 4 | $ 481,000 | $ 120,000 | $ 83,000 |
Baltimore County Maryland | 12 | $ 2,119,000 | $ 176,000 | $ 74,000 |
Barnstable County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 55,000 |
Barrow County Georgia | 1 | $ 73,000 | $ 73,000 | $ 85,000 |
Bay County Florida | 4 | $ 658,000 | $ 164,000 | $ 177,000 |
Beaver County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 190,000 |
Bergen County New Jersey | 33 | $ 9,438,000 | $ 286,000 | $ 123,000 |
Berks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 70,000 |
Bexar County Texas | 5 | $ 718,000 | $ 143,000 | $ 107,000 |
Boone County Missouri | 5 | $ 980,000 | $ 196,000 | $ 113,000 |
Brazoria County Texas | 3 | $ 1,026,000 | $ 342,000 | $ 230,000 |
Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
Brevard County Florida | 2 | $ 350,000 | $ 175,000 | $ 416,000 |
Bristol County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
Bronx County New York | 19 | $ 4,968,000 | $ 261,000 | $ 84,000 |
Broome County New York | 2 | $ 328,000 | $ 164,000 | $ 127,000 |
Broward County Florida | 25 | $ 5,516,000 | $ 220,000 | $ 101,000 |
Bucks County Pennsylvania | 11 | $ 2,928,000 | $ 266,000 | $ 156,000 |
Burlington County New Jersey | 7 | $ 1,443,000 | $ 206,000 | $ 110,000 |
Butler County Ohio | 2 | $ 279,000 | $ 139,000 | $ 113,000 |
Cambria County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 150,000 |
Camden County New Jersey | 2 | $ 359,000 | $ 179,000 | $ 54,000 |
Champaign County Illinois | 4 | $ 647,000 | $ 161,000 | $ 146,000 |
Charles County Maryland | 2 | $ 625,000 | $ 312,000 | $ 271,000 |
Charleston County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 234,000 |
Charlotte County Florida | 2 | $ 228,000 | $ 114,000 | $ 117,000 |
Chautauqua County New York | 2 | $ 169,000 | $ 84,000 | $ 51,000 |
Chester County Pennsylvania | 5 | $ 1,044,000 | $ 208,000 | $ 91,000 |
Chesterfield County Virginia | 5 | $ 1,526,000 | $ 305,000 | $ 163,000 |
Clark County Washington | 1 | $ 212,000 | $ 212,000 | $ 49,000 |
Clay County Florida | 1 | $ 258,000 | $ 258,000 | $ 153,000 |
Clay County Missouri | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
Clermont County Ohio | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
Cobb County Georgia | 4 | $ 487,000 | $ 121,000 | $ 52,000 |
Collin County Texas | 49 | $ 9,632,000 | $ 196,000 | $ 97,000 |
Columbia County Georgia | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
Contra Costa County California | 26 | $ 10,247,000 | $ 394,000 | $ 115,000 |
Cook County Illinois | 196 | $ 40,349,000 | $ 205,000 | $ 114,000 |
Cumberland County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 87,000 |
Cumberland County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 36,000 |
Cuyahoga County Ohio | 11 | $ 2,071,000 | $ 188,000 | $ 157,000 |
Dakota County Minnesota | 8 | $ 1,692,000 | $ 211,000 | $ 101,000 |
Dallas County Texas | 27 | $ 4,869,000 | $ 180,000 | $ 114,000 |
Dane County Wisconsin | 2 | $ 309,000 | $ 154,000 | $ 89,000 |
Davidson County Tennessee | 5 | $ 893,000 | $ 178,000 | $ 68,000 |
DeKalb County Georgia | 6 | $ 914,000 | $ 152,000 | $ 68,000 |
DeKalb County Illinois | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
Delaware County Ohio | 2 | $ 537,000 | $ 268,000 | $ 233,000 |
Delaware County Pennsylvania | 8 | $ 723,000 | $ 90,000 | $ 57,000 |
Denton County Texas | 6 | $ 1,326,000 | $ 221,000 | $ 88,000 |
DuPage County Illinois | 134 | $ 25,801,000 | $ 192,000 | $ 117,000 |
Durham County North Carolina | 6 | $ 1,121,000 | $ 186,000 | $ 75,000 |
Dutchess County New York | 3 | $ 747,000 | $ 249,000 | $ 94,000 |
Duval County Florida | 8 | $ 1,731,000 | $ 216,000 | $ 141,000 |
El Dorado County California | 3 | $ 1,289,000 | $ 429,000 | $ 107,000 |
Erie County New York | 8 | $ 1,188,000 | $ 148,000 | $ 106,000 |
Essex County Massachusetts | 7 | $ 1,677,000 | $ 239,000 | $ 115,000 |
Essex County New Jersey | 8 | $ 1,518,000 | $ 189,000 | $ 76,000 |
Fairfax County Virginia | 77 | $ 21,701,000 | $ 281,000 | $ 122,000 |
Fairfield County Connecticut | 12 | $ 3,263,000 | $ 271,000 | $ 117,000 |
Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
Forsyth County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
Fort Bend County Texas | 40 | $ 7,185,000 | $ 179,000 | $ 97,000 |
Franklin County Ohio | 24 | $ 4,034,000 | $ 168,000 | $ 102,000 |
Fresno County California | 4 | $ 1,191,000 | $ 297,000 | $ 126,000 |
Fulton County Georgia | 15 | $ 3,950,000 | $ 263,000 | $ 119,000 |
Galveston County Texas | 7 | $ 1,452,000 | $ 207,000 | $ 80,000 |
Genesee County Michigan | 3 | $ 555,000 | $ 185,000 | $ 117,000 |
Gilchrist County Florida | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
Gloucester County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
Greene County Ohio | 1 | $ 174,000 | $ 174,000 | $ 108,000 |
Greenville County South Carolina | 2 | $ 285,000 | $ 142,000 | $ 85,000 |
Guilford County North Carolina | 5 | $ 620,000 | $ 124,000 | $ 44,000 |
Gwinnett County Georgia | 21 | $ 3,069,000 | $ 146,000 | $ 84,000 |
Hamilton County Ohio | 1 | $ 280,000 | $ 280,000 | $ 157,000 |
Hampden County Massachusetts | 4 | $ 693,000 | $ 173,000 | $ 117,000 |
Hampshire County Massachusetts | 1 | $ 251,000 | $ 251,000 | $ 119,000 |
Hardeman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
Harford County Maryland | 1 | $ 213,000 | $ 213,000 | $ 144,000 |
Harris County Texas | 62 | $ 9,722,000 | $ 156,000 | $ 95,000 |
Harrisonburg County Virginia | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
Hartford County Connecticut | 10 | $ 1,813,000 | $ 181,000 | $ 62,000 |
Hennepin County Minnesota | 25 | $ 3,746,000 | $ 149,000 | $ 80,000 |
Hidalgo County Texas | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
Hillsborough County Florida | 19 | $ 3,455,000 | $ 181,000 | $ 109,000 |
Hopewell County Virginia | 1 | $ 117,000 | $ 117,000 | $ 20,000 |
Howard County Maryland | 14 | $ 4,591,000 | $ 327,000 | $ 114,000 |
Hudson County New Jersey | 13 | $ 3,331,000 | $ 256,000 | $ 112,000 |
Hunterdon County New Jersey | 2 | $ 745,000 | $ 372,000 | $ 135,000 |
Jackson County Missouri | 5 | $ 993,000 | $ 198,000 | $ 132,000 |
Jackson County Oregon | 2 | $ 606,000 | $ 303,000 | $ 139,000 |
Jefferson County Texas | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
Johnston County North Carolina | 4 | $ 934,000 | $ 233,000 | $ 193,000 |
Kalamazoo County Michigan | 2 | $ 542,000 | $ 271,000 | $ 95,000 |
Kane County Illinois | 5 | $ 969,000 | $ 193,000 | $ 97,000 |
Kendall County Illinois | 3 | $ 472,000 | $ 157,000 | $ 51,000 |
Kent County Michigan | 2 | $ 334,000 | $ 167,000 | $ 82,000 |
Kern County California | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
King County Washington | 44 | $ 11,932,000 | $ 271,000 | $ 104,000 |
King George County Virginia | 1 | $ 210,000 | $ 210,000 | $ 46,000 |
Kings County New York | 13 | $ 5,300,000 | $ 407,000 | $ 96,000 |
Knox County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 73,000 |
Lake County Florida | 2 | $ 434,000 | $ 217,000 | $ 125,000 |
Lake County Illinois | 6 | $ 1,817,000 | $ 302,000 | $ 124,000 |
Lee County Florida | 3 | $ 284,000 | $ 94,000 | $ 81,000 |
Lehigh County Pennsylvania | 6 | $ 1,480,000 | $ 246,000 | $ 121,000 |
Los Angeles County California | 41 | $ 13,607,000 | $ 331,000 | $ 111,000 |
Loudoun County Virginia | 40 | $ 12,543,000 | $ 313,000 | $ 114,000 |
Lucas County Ohio | 4 | $ 915,000 | $ 228,000 | $ 256,000 |
Luzerne County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 185,000 |
Lycoming County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
Lynchburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
Macomb County Michigan | 4 | $ 281,000 | $ 70,000 | $ 28,000 |
Macon County Illinois | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
Madera County California | 3 | $ 246,000 | $ 82,000 | $ 125,000 |
Madison County Illinois | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
Mahoning County Ohio | 2 | $ 235,000 | $ 117,000 | $ 42,000 |
Manassas County Virginia | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
Manatee County Florida | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
Marin County California | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
Marion County Florida | 2 | $ 209,000 | $ 104,000 | $ 128,000 |
McHenry County Illinois | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
McLean County Illinois | 1 | $ 87,000 | $ 87,000 | $ 81,000 |
Mecklenburg County North Carolina | 11 | $ 1,670,000 | $ 151,000 | $ 59,000 |
Merced County California | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
Mercer County New Jersey | 8 | $ 1,949,000 | $ 243,000 | $ 152,000 |
Mercer County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
Miami-Dade County Florida | 13 | $ 1,862,000 | $ 143,000 | $ 94,000 |
Middlesex County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 99,000 |
Middlesex County Massachusetts | 28 | $ 5,747,000 | $ 205,000 | $ 87,000 |
Middlesex County New Jersey | 84 | $ 24,111,000 | $ 287,000 | $ 110,000 |
Milwaukee County Wisconsin | 7 | $ 1,127,000 | $ 161,000 | $ 95,000 |
Monmouth County New Jersey | 7 | $ 2,657,000 | $ 379,000 | $ 152,000 |
Monroe County New York | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
Monroe County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 69,000 |
Monterey County California | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
Montgomery County Maryland | 23 | $ 7,357,000 | $ 319,000 | $ 155,000 |
Montgomery County Ohio | 3 | $ 758,000 | $ 252,000 | $ 228,000 |
Montgomery County Pennsylvania | 6 | $ 1,456,000 | $ 242,000 | $ 106,000 |
Montgomery County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
Montgomery County Texas | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
Montour County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 192,000 |
Morris County New Jersey | 7 | $ 1,948,000 | $ 278,000 | $ 94,000 |
Nash County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
Nassau County New York | 53 | $ 17,943,000 | $ 338,000 | $ 135,000 |
New Haven County Connecticut | 16 | $ 2,601,000 | $ 162,000 | $ 66,000 |
New London County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
New York County New York | 3 | $ 618,000 | $ 206,000 | $ 170,000 |
Newton County Missouri | 2 | $ 562,000 | $ 281,000 | $ 230,000 |
Norfolk County Massachusetts | 6 | $ 1,514,000 | $ 252,000 | $ 121,000 |
Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
Northampton County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
Oakland County Michigan | 24 | $ 4,953,000 | $ 206,000 | $ 123,000 |
Ocean County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 108,000 |
Olmsted County Minnesota | 10 | $ 1,394,000 | $ 139,000 | $ 51,000 |
Oneida County New York | 2 | $ 219,000 | $ 109,000 | $ 382,000 |
Onondaga County New York | 6 | $ 852,000 | $ 142,000 | $ 84,000 |
Orange County California | 22 | $ 7,861,000 | $ 357,000 | $ 113,000 |
Orange County Florida | 36 | $ 7,778,000 | $ 216,000 | $ 131,000 |
Orange County New York | 3 | $ 479,000 | $ 159,000 | $ 45,000 |
Orange County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 85,000 |
Osceola County Florida | 14 | $ 1,285,000 | $ 91,000 | $ 54,000 |
Outagamie County Wisconsin | 3 | $ 701,000 | $ 233,000 | $ 135,000 |
Palm Beach County Florida | 2 | $ 424,000 | $ 212,000 | $ 73,000 |
Pasco County Florida | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
Passaic County New Jersey | 12 | $ 2,639,000 | $ 219,000 | $ 122,000 |
Peoria County Illinois | 6 | $ 957,000 | $ 159,000 | $ 102,000 |
Philadelphia County Pennsylvania | 11 | $ 1,239,000 | $ 112,000 | $ 53,000 |
Pierce County Washington | 2 | $ 342,000 | $ 171,000 | $ 153,000 |
Pinellas County Florida | 3 | $ 1,040,000 | $ 346,000 | $ 87,000 |
Placer County California | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
Polk County Florida | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
Prince George's County Maryland | 13 | $ 3,253,000 | $ 250,000 | $ 109,000 |
Prince William County Virginia | 17 | $ 4,378,000 | $ 257,000 | $ 107,000 |
Queens County New York | 69 | $ 24,422,000 | $ 353,000 | $ 100,000 |
Ramsey County Minnesota | 6 | $ 1,328,000 | $ 221,000 | $ 95,000 |
Rensselaer County New York | 2 | $ 494,000 | $ 247,000 | $ 192,000 |
Richland County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 223,000 |
Richland County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
Richmond County New York | 16 | $ 5,020,000 | $ 313,000 | $ 96,000 |
Riverside County California | 12 | $ 2,389,000 | $ 199,000 | $ 90,000 |
Sacramento County California | 22 | $ 4,646,000 | $ 211,000 | $ 90,000 |
San Bernardino County California | 8 | $ 2,062,000 | $ 257,000 | $ 99,000 |
San Diego County California | 21 | $ 7,479,000 | $ 356,000 | $ 114,000 |
San Francisco County California | 2 | $ 678,000 | $ 339,000 | $ 157,000 |
San Joaquin County California | 18 | $ 3,406,000 | $ 189,000 | $ 99,000 |
San Mateo County California | 1 | $ 624,000 | $ 624,000 | $ 122,000 |
Sangamon County Illinois | 2 | $ 376,000 | $ 188,000 | $ 142,000 |
Santa Clara County California | 36 | $ 15,929,000 | $ 442,000 | $ 129,000 |
Saratoga County New York | 3 | $ 761,000 | $ 253,000 | $ 311,000 |
Scott County Minnesota | 2 | $ 299,000 | $ 149,000 | $ 76,000 |
Seminole County Florida | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
Shelby County Tennessee | 13 | $ 2,847,000 | $ 219,000 | $ 142,000 |
Snohomish County Washington | 12 | $ 3,146,000 | $ 262,000 | $ 128,000 |
Solano County California | 2 | $ 586,000 | $ 293,000 | $ 166,000 |
Somerset County New Jersey | 17 | $ 4,950,000 | $ 291,000 | $ 127,000 |
Spartanburg County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
Spokane County Washington | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
Spotsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
St. Charles County Missouri | 3 | $ 621,000 | $ 207,000 | $ 58,000 |
St. Clair County Illinois | 3 | $ 732,000 | $ 244,000 | $ 100,000 |
St. Johns County Florida | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
St. Louis City County Missouri | 1 | $ 164,000 | $ 164,000 | $ 136,000 |
St. Louis County Missouri | 20 | $ 4,844,000 | $ 242,000 | $ 130,000 |
St. Lucie County Florida | 2 | $ 209,000 | $ 104,000 | $ 249,000 |
St. Mary's County Maryland | 1 | $ 274,000 | $ 274,000 | $ 139,000 |
Stanislaus County California | 2 | $ 471,000 | $ 235,000 | $ 386,000 |
Stevens County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 116,000 |
Suffolk County Massachusetts | 11 | $ 2,606,000 | $ 236,000 | $ 67,000 |
Suffolk County New York | 24 | $ 6,841,000 | $ 285,000 | $ 132,000 |
Summit County Ohio | 4 | $ 637,000 | $ 159,000 | $ 81,000 |
Sutter County California | 2 | $ 456,000 | $ 228,000 | $ 645,000 |
Tarrant County Texas | 19 | $ 3,576,000 | $ 188,000 | $ 106,000 |
Tattnall County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
Thurston County Washington | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
Tolland County Connecticut | 3 | $ 669,000 | $ 223,000 | $ 111,000 |
Travis County Texas | 11 | $ 2,147,000 | $ 195,000 | $ 92,000 |
Ulster County New York | 1 | $ 336,000 | $ 336,000 | $ 136,000 |
Union County New Jersey | 3 | $ 407,000 | $ 135,000 | $ 69,000 |
Union County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
Ventura County California | 2 | $ 673,000 | $ 336,000 | $ 93,000 |
Volusia County Florida | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
Wake County North Carolina | 23 | $ 3,897,000 | $ 169,000 | $ 91,000 |
Warren County Ohio | 4 | $ 777,000 | $ 194,000 | $ 131,000 |
Washington County Maryland | 3 | $ 721,000 | $ 240,000 | $ 227,000 |
Washington County Minnesota | 6 | $ 1,003,000 | $ 167,000 | $ 89,000 |
Washington County Oregon | 8 | $ 2,150,000 | $ 268,000 | $ 102,000 |
Washtenaw County Michigan | 3 | $ 522,000 | $ 174,000 | $ 102,000 |
Waukesha County Wisconsin | 6 | $ 1,406,000 | $ 234,000 | $ 124,000 |
Wayne County Michigan | 24 | $ 3,757,000 | $ 156,000 | $ 92,000 |
Westchester County New York | 12 | $ 4,733,000 | $ 394,000 | $ 126,000 |
Westmoreland County Pennsylvania | 3 | $ 651,000 | $ 217,000 | $ 220,000 |
White County Illinois | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
Wichita County Texas | 1 | $ 91,000 | $ 91,000 | $ 150,000 |
Wicomico County Maryland | 2 | $ 427,000 | $ 213,000 | $ 95,000 |
Will County Illinois | 33 | $ 9,073,000 | $ 274,000 | $ 133,000 |
Williamson County Tennessee | 4 | $ 1,599,000 | $ 399,000 | $ 292,000 |
Williamson County Texas | 5 | $ 814,000 | $ 162,000 | $ 78,000 |
Winnebago County Illinois | 3 | $ 440,000 | $ 146,000 | $ 82,000 |
Worcester County Massachusetts | 10 | $ 2,645,000 | $ 264,000 | $ 130,000 |
Yolo County California | 3 | $ 709,000 | $ 236,000 | $ 70,000 |
York County South Carolina | 2 | $ 396,000 | $ 198,000 | $ 107,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,260 | $310,129,000 | $246,000 | $730,000 | $119,000 | $916,000 |
Home Purchase | 1,179 | $265,906,000 | $225,000 | $730,000 | $101,000 | $696,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian | 1,761 | $431,057,000 | $244,000 | $730,000 | $116,000 | $916,000 |
White | 493 | $110,135,000 | $223,000 | $730,000 | $100,000 | $450,000 |
Black or African American | 156 | $28,139,000 | $180,000 | $505,000 | $74,000 | $217,000 |
Hispanic | 15 | $2,902,000 | $193,000 | $294,000 | $93,000 | $181,000 |
American Indian or Alaskan Native | 5 | $1,402,000 | $280,000 | $417,000 | $99,000 | $146,000 |
Not Provided | 5 | $1,524,000 | $304,000 | $376,000 | $180,000 | $444,000 |
Native Hawaiian or Other Pacific Islander | 4 | $876,000 | $219,000 | $265,000 | $123,000 | $140,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,439 | $576,035,000 | $236,000 | $730,000 | $110,000 | $916,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,455 | $340,657,000 | $234,000 | $730,000 | $114,000 | $916,000 |
Application Withdrawn By Applicant | 392 | $90,562,000 | $231,000 | $730,000 | $105,000 | $798,000 |
Application Approved But Not Accepted | 356 | $87,468,000 | $245,000 | $730,000 | $107,000 | $591,000 |
File Closed For Incompleteness | 119 | $28,284,000 | $237,000 | $560,000 | $115,000 | $696,000 |
Application Denied By Financial Institution | 82 | $20,687,000 | $252,000 | $730,000 | $85,000 | $222,000 |
Preapproval Approved but not Accepted | 29 | $7,230,000 | $249,000 | $580,000 | $97,000 | $241,000 |
Preapproval Denied by Financial Institution | 6 | $1,147,000 | $191,000 | $335,000 | $60,000 | $100,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 25 | $8,179,000 | $327,000 | $730,000 | $81,000 | $202,000 |
Collateral | 22 | $4,520,000 | $205,000 | $558,000 | $78,000 | $177,000 |
Mortgage Insurance Denied | 13 | $2,585,000 | $198,000 | $533,000 | $97,000 | $197,000 |
Credit History | 6 | $1,396,000 | $232,000 | $385,000 | $66,000 | $89,000 |
Unverifiable Information | 6 | $1,796,000 | $299,000 | $522,000 | $125,000 | $222,000 |
Employment History | 6 | $1,257,000 | $209,000 | $309,000 | $58,000 | $77,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $954,000 | $238,000 | $564,000 | $114,000 | $196,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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