Guidance Residential, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,228 |
Total Mortgage Loan Application Amount | $760,580,000 |
Average Mortgage Loan Application Amount | $232,500 |
Highest Mortgage Loan Application Amount | $1,000,000 |
Average Applicant Income | $102,000 |
Highest Applicant Income | $1,116,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alachua County Florida | 1 | $ 212,000 | $ 212,000 | $ 131,000 |
Alameda County California | 29 | $ 9,655,000 | $ 332,000 | $ 106,000 |
Albany County New York | 12 | $ 2,157,000 | $ 179,000 | $ 115,000 |
Alexandria County Virginia | 3 | $ 456,000 | $ 152,000 | $ 85,000 |
Allegan County Michigan | 3 | $ 118,000 | $ 39,000 | $ 134,000 |
Allegheny County Pennsylvania | 4 | $ 932,000 | $ 233,000 | $ 133,000 |
Allen County Indiana | 1 | $ 194,000 | $ 194,000 | $ 198,000 |
Anne Arundel County Maryland | 5 | $ 1,611,000 | $ 322,000 | $ 121,000 |
Anoka County Minnesota | 42 | $ 7,823,000 | $ 186,000 | $ 77,000 |
Arlington County Virginia | 6 | $ 1,843,000 | $ 307,000 | $ 111,000 |
Atlantic County New Jersey | 6 | $ 1,107,000 | $ 184,000 | $ 56,000 |
Baltimore City County Maryland | 12 | $ 2,613,000 | $ 217,000 | $ 114,000 |
Baltimore County Maryland | 23 | $ 4,192,000 | $ 182,000 | $ 86,000 |
Barron County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 438,000 |
Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 133,000 |
Bell County Texas | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
Bergen County New Jersey | 28 | $ 7,402,000 | $ 264,000 | $ 132,000 |
Berkeley County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
Berks County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 82,000 |
Bexar County Texas | 4 | $ 760,000 | $ 190,000 | $ 186,000 |
Blue Earth County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
Boone County Illinois | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
Boone County Missouri | 4 | $ 646,000 | $ 161,000 | $ 64,000 |
Brazoria County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 118,000 |
Brazos County Texas | 1 | $ 236,000 | $ 236,000 | $ 148,000 |
Brevard County Florida | 3 | $ 491,000 | $ 163,000 | $ 173,000 |
Bristol County Massachusetts | 2 | $ 539,000 | $ 269,000 | $ 70,000 |
Bronx County New York | 14 | $ 4,407,000 | $ 314,000 | $ 93,000 |
Broome County New York | 2 | $ 154,000 | $ 77,000 | $ 94,000 |
Broward County Florida | 31 | $ 7,587,000 | $ 244,000 | $ 93,000 |
Bucks County Pennsylvania | 9 | $ 2,523,000 | $ 280,000 | $ 159,000 |
Burlington County New Jersey | 8 | $ 1,662,000 | $ 207,000 | $ 72,000 |
Butler County Missouri | 2 | $ 381,000 | $ 190,000 | $ 217,000 |
Butler County Ohio | 8 | $ 1,500,000 | $ 187,000 | $ 125,000 |
Butte County California | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
Camden County New Jersey | 3 | $ 467,000 | $ 155,000 | $ 45,000 |
Carver County Minnesota | 3 | $ 737,000 | $ 245,000 | $ 71,000 |
Champaign County Illinois | 9 | $ 1,208,000 | $ 134,000 | $ 192,000 |
Charles County Maryland | 2 | $ 634,000 | $ 317,000 | $ 209,000 |
Charleston County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
Chautauqua County New York | 1 | $ 130,000 | $ 130,000 | $ 175,000 |
Chester County Pennsylvania | 4 | $ 846,000 | $ 211,000 | $ 84,000 |
Chesterfield County Virginia | 6 | $ 1,323,000 | $ 220,000 | $ 96,000 |
Clark County Washington | 1 | $ 253,000 | $ 253,000 | $ 270,000 |
Clay County Florida | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
Clayton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
Clinton County Michigan | 2 | $ 389,000 | $ 194,000 | $ 58,000 |
Cobb County Georgia | 13 | $ 2,258,000 | $ 173,000 | $ 80,000 |
Collin County Texas | 57 | $ 12,234,000 | $ 214,000 | $ 99,000 |
Contra Costa County California | 21 | $ 6,506,000 | $ 309,000 | $ 95,000 |
Cook County Illinois | 371 | $ 78,971,000 | $ 212,000 | $ 102,000 |
Cumberland County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 52,000 |
Cumberland County Pennsylvania | 3 | $ 603,000 | $ 201,000 | $ 79,000 |
Cuyahoga County Ohio | 9 | $ 1,386,000 | $ 154,000 | $ 92,000 |
Dakota County Minnesota | 19 | $ 4,320,000 | $ 227,000 | $ 81,000 |
Dallas County Texas | 41 | $ 7,188,000 | $ 175,000 | $ 108,000 |
Dane County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 85,000 |
Dauphin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
Davidson County Tennessee | 16 | $ 2,952,000 | $ 184,000 | $ 105,000 |
DeKalb County Georgia | 13 | $ 2,044,000 | $ 157,000 | $ 67,000 |
Delaware County New York | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
Delaware County Ohio | 3 | $ 634,000 | $ 211,000 | $ 61,000 |
Delaware County Pennsylvania | 9 | $ 820,000 | $ 91,000 | $ 28,000 |
Denton County Texas | 10 | $ 2,369,000 | $ 236,000 | $ 150,000 |
District of Columbia County District Of Columbia | 4 | $ 893,000 | $ 223,000 | $ 164,000 |
DuPage County Illinois | 202 | $ 46,877,000 | $ 232,000 | $ 111,000 |
Durham County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
Dutchess County New York | 2 | $ 631,000 | $ 315,000 | $ 159,000 |
Duval County Florida | 16 | $ 3,777,000 | $ 236,000 | $ 143,000 |
Eau Claire County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
El Dorado County California | 1 | $ 411,000 | $ 411,000 | $ 90,000 |
El Paso County Texas | 1 | $ 74,000 | $ 74,000 | $ 110,000 |
Erie County New York | 7 | $ 854,000 | $ 122,000 | $ 83,000 |
Essex County Massachusetts | 8 | $ 2,096,000 | $ 262,000 | $ 82,000 |
Essex County New Jersey | 12 | $ 2,757,000 | $ 229,000 | $ 96,000 |
Fairfax County Virginia | 50 | $ 15,431,000 | $ 308,000 | $ 104,000 |
Fairfield County Connecticut | 21 | $ 6,187,000 | $ 294,000 | $ 105,000 |
Fayette County Georgia | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
Florence County South Carolina | 3 | $ 697,000 | $ 232,000 | $ 82,000 |
Forsyth County Georgia | 4 | $ 914,000 | $ 228,000 | $ 94,000 |
Forsyth County North Carolina | 3 | $ 467,000 | $ 155,000 | $ 71,000 |
Fort Bend County Texas | 37 | $ 6,399,000 | $ 172,000 | $ 87,000 |
Franklin County Ohio | 32 | $ 4,876,000 | $ 152,000 | $ 72,000 |
Franklin County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 314,000 |
Frederick County Maryland | 3 | $ 739,000 | $ 246,000 | $ 70,000 |
Freeborn County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
Fresno County California | 4 | $ 967,000 | $ 241,000 | $ 111,000 |
Fulton County Georgia | 19 | $ 4,647,000 | $ 244,000 | $ 101,000 |
Galveston County Texas | 4 | $ 621,000 | $ 155,000 | $ 99,000 |
Genesee County Michigan | 7 | $ 1,552,000 | $ 221,000 | $ 194,000 |
Gloucester County New Jersey | 2 | $ 368,000 | $ 184,000 | $ 83,000 |
Goochland County Virginia | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
Greene County Missouri | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
Greene County Ohio | 7 | $ 1,817,000 | $ 259,000 | $ 179,000 |
Guilford County North Carolina | 10 | $ 1,624,000 | $ 162,000 | $ 73,000 |
Gwinnett County Georgia | 17 | $ 2,694,000 | $ 158,000 | $ 80,000 |
Hamilton County Indiana | 3 | $ 713,000 | $ 237,000 | $ 204,000 |
Hamilton County Ohio | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
Hampden County Massachusetts | 3 | $ 600,000 | $ 200,000 | $ 88,000 |
Hampshire County Massachusetts | 3 | $ 680,000 | $ 226,000 | $ 89,000 |
Harford County Maryland | 1 | $ 266,000 | $ 266,000 | $ 50,000 |
Harris County Georgia | 1 | $ 275,000 | $ 275,000 | $ 311,000 |
Harris County Texas | 65 | $ 9,683,000 | $ 148,000 | $ 103,000 |
Hartford County Connecticut | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
Hays County Texas | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
Hendricks County Indiana | 3 | $ 593,000 | $ 197,000 | $ 126,000 |
Hennepin County Minnesota | 46 | $ 7,400,000 | $ 160,000 | $ 79,000 |
Henrico County Virginia | 3 | $ 612,000 | $ 204,000 | $ 80,000 |
Hernando County Florida | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
Hillsborough County Florida | 13 | $ 2,849,000 | $ 219,000 | $ 189,000 |
Horry County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
Houston County Texas | 1 | $ 268,000 | $ 268,000 | $ 81,000 |
Howard County Maryland | 17 | $ 5,460,000 | $ 321,000 | $ 159,000 |
Hudson County New Jersey | 17 | $ 4,462,000 | $ 262,000 | $ 97,000 |
Hunterdon County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
Ingham County Michigan | 6 | $ 914,000 | $ 152,000 | $ 77,000 |
Jackson County Missouri | 8 | $ 1,187,000 | $ 148,000 | $ 87,000 |
Jackson County Ohio | 1 | $ 159,000 | $ 159,000 | $ 125,000 |
Jackson County Oregon | 1 | $ 293,000 | $ 293,000 | $ 191,000 |
Jasper County Missouri | 1 | $ 142,000 | $ 142,000 | $ 170,000 |
Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
Kalamazoo County Michigan | 3 | $ 521,000 | $ 173,000 | $ 134,000 |
Kane County Illinois | 13 | $ 3,702,000 | $ 284,000 | $ 103,000 |
Kendall County Illinois | 6 | $ 1,276,000 | $ 212,000 | $ 128,000 |
Kenosha County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 190,000 |
Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
Kern County California | 1 | $ 362,000 | $ 362,000 | $ 120,000 |
King County Washington | 83 | $ 27,628,000 | $ 332,000 | $ 103,000 |
Kings County New York | 27 | $ 10,369,000 | $ 384,000 | $ 101,000 |
Knox County Tennessee | 3 | $ 620,000 | $ 206,000 | $ 155,000 |
Lackawanna County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 67,000 |
Lake County Florida | 2 | $ 438,000 | $ 219,000 | $ 87,000 |
Lake County Illinois | 17 | $ 3,788,000 | $ 222,000 | $ 92,000 |
Lake County Indiana | 3 | $ 906,000 | $ 302,000 | $ 189,000 |
Lancaster County Pennsylvania | 2 | $ 799,000 | $ 399,000 | $ 206,000 |
Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
Lehigh County Pennsylvania | 3 | $ 927,000 | $ 309,000 | $ 171,000 |
Leon County Florida | 2 | $ 526,000 | $ 263,000 | $ 111,000 |
Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
Litchfield County Connecticut | 1 | $ 353,000 | $ 353,000 | $ 90,000 |
Los Angeles County California | 50 | $ 16,034,000 | $ 320,000 | $ 98,000 |
Loudoun County Virginia | 42 | $ 11,993,000 | $ 285,000 | $ 101,000 |
Lubbock County Texas | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
Lucas County Ohio | 3 | $ 480,000 | $ 160,000 | $ 94,000 |
Luzerne County Pennsylvania | 1 | $ 318,000 | $ 318,000 | $ 152,000 |
Lynchburg County Virginia | 2 | $ 474,000 | $ 237,000 | $ 145,000 |
Macomb County Michigan | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
Macon County Illinois | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
Madison County Illinois | 2 | $ 319,000 | $ 159,000 | $ 50,000 |
Mahoning County Ohio | 3 | $ 302,000 | $ 100,000 | $ 81,000 |
Manassas County Virginia | 3 | $ 372,000 | $ 124,000 | $ 123,000 |
Manatee County Florida | 4 | $ 679,000 | $ 169,000 | $ 70,000 |
Marion County Florida | 6 | $ 692,000 | $ 115,000 | $ 99,000 |
Marion County Indiana | 2 | $ 388,000 | $ 194,000 | $ 99,000 |
Marion County Oregon | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
McHenry County Illinois | 2 | $ 342,000 | $ 171,000 | $ 91,000 |
McLean County Illinois | 3 | $ 593,000 | $ 197,000 | $ 80,000 |
McLennan County Texas | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
Mecklenburg County North Carolina | 25 | $ 3,250,000 | $ 130,000 | $ 50,000 |
Mercer County New Jersey | 8 | $ 2,554,000 | $ 319,000 | $ 162,000 |
Miami-Dade County Florida | 13 | $ 2,338,000 | $ 179,000 | $ 101,000 |
Middlesex County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
Middlesex County Massachusetts | 21 | $ 5,372,000 | $ 255,000 | $ 89,000 |
Middlesex County New Jersey | 115 | $ 30,925,000 | $ 268,000 | $ 111,000 |
Midland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
Milwaukee County Wisconsin | 9 | $ 1,423,000 | $ 158,000 | $ 94,000 |
Monmouth County New Jersey | 7 | $ 1,695,000 | $ 242,000 | $ 91,000 |
Monroe County New York | 4 | $ 978,000 | $ 244,000 | $ 102,000 |
Montgomery County Maryland | 25 | $ 7,841,000 | $ 313,000 | $ 108,000 |
Montgomery County Ohio | 1 | $ 223,000 | $ 223,000 | $ 150,000 |
Montgomery County Pennsylvania | 21 | $ 4,270,000 | $ 203,000 | $ 83,000 |
Montgomery County Texas | 1 | $ 282,000 | $ 282,000 | $ 132,000 |
Morris County New Jersey | 3 | $ 899,000 | $ 299,000 | $ 117,000 |
Nassau County Florida | 1 | $ 311,000 | $ 311,000 | $ 139,000 |
Nassau County New York | 56 | $ 17,201,000 | $ 307,000 | $ 109,000 |
New Hanover County North Carolina | 4 | $ 678,000 | $ 169,000 | $ 94,000 |
New Haven County Connecticut | 24 | $ 4,758,000 | $ 198,000 | $ 78,000 |
New London County Connecticut | 2 | $ 517,000 | $ 258,000 | $ 123,000 |
New York County New York | 3 | $ 1,236,000 | $ 412,000 | $ 151,000 |
Newton County Missouri | 1 | $ 360,000 | $ 360,000 | $ 366,000 |
Niagara County New York | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
Norfolk County Massachusetts | 10 | $ 2,338,000 | $ 233,000 | $ 74,000 |
Northampton County Pennsylvania | 5 | $ 1,335,000 | $ 267,000 | $ 97,000 |
Oakland County Michigan | 23 | $ 4,978,000 | $ 216,000 | $ 109,000 |
Ocean County New Jersey | 4 | $ 669,000 | $ 167,000 | $ 119,000 |
Oconee County Georgia | 4 | $ 1,233,000 | $ 308,000 | $ 213,000 |
Olmsted County Minnesota | 5 | $ 757,000 | $ 151,000 | $ 49,000 |
Onondaga County New York | 7 | $ 1,130,000 | $ 161,000 | $ 76,000 |
Orange County California | 18 | $ 6,380,000 | $ 354,000 | $ 104,000 |
Orange County Florida | 34 | $ 7,026,000 | $ 206,000 | $ 130,000 |
Orange County New York | 2 | $ 426,000 | $ 213,000 | $ 70,000 |
Osceola County Florida | 15 | $ 1,803,000 | $ 120,000 | $ 74,000 |
Ottawa County Michigan | 1 | $ 138,000 | $ 138,000 | $ 91,000 |
Palm Beach County Florida | 2 | $ 590,000 | $ 295,000 | $ 138,000 |
Pasco County Florida | 2 | $ 264,000 | $ 132,000 | $ 117,000 |
Passaic County New Jersey | 20 | $ 5,683,000 | $ 284,000 | $ 105,000 |
Peoria County Illinois | 16 | $ 2,634,000 | $ 164,000 | $ 79,000 |
Philadelphia County Pennsylvania | 13 | $ 1,270,000 | $ 97,000 | $ 43,000 |
Pickens County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 85,000 |
Pierce County Washington | 2 | $ 465,000 | $ 232,000 | $ 106,000 |
Pinellas County Florida | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
Pitt County North Carolina | 4 | $ 1,071,000 | $ 267,000 | $ 130,000 |
Placer County California | 1 | $ 436,000 | $ 436,000 | $ 175,000 |
Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
Portsmouth County Virginia | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
Prince George's County Maryland | 17 | $ 4,478,000 | $ 263,000 | $ 102,000 |
Prince William County Virginia | 25 | $ 5,381,000 | $ 215,000 | $ 94,000 |
Putnam County New York | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
Queens County New York | 71 | $ 28,112,000 | $ 395,000 | $ 95,000 |
Racine County Wisconsin | 2 | $ 438,000 | $ 219,000 | $ 60,000 |
Ramsey County Minnesota | 11 | $ 1,589,000 | $ 144,000 | $ 63,000 |
Randolph County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
Richland County South Carolina | 4 | $ 297,000 | $ 74,000 | $ 54,000 |
Richmond County Georgia | 1 | $ 214,000 | $ 214,000 | $ 98,000 |
Richmond County New York | 13 | $ 4,168,000 | $ 320,000 | $ 89,000 |
Riverside County California | 16 | $ 4,156,000 | $ 259,000 | $ 81,000 |
Rockland County New York | 3 | $ 1,047,000 | $ 349,000 | $ 164,000 |
Rockwall County Texas | 2 | $ 173,000 | $ 86,000 | $ 39,000 |
Rutherford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
Sacramento County California | 27 | $ 6,177,000 | $ 228,000 | $ 105,000 |
San Bernardino County California | 14 | $ 3,773,000 | $ 269,000 | $ 88,000 |
San Diego County California | 18 | $ 5,580,000 | $ 310,000 | $ 107,000 |
San Francisco County California | 2 | $ 911,000 | $ 455,000 | $ 130,000 |
San Joaquin County California | 19 | $ 4,156,000 | $ 218,000 | $ 85,000 |
San Mateo County California | 3 | $ 1,454,000 | $ 484,000 | $ 108,000 |
Sangamon County Illinois | 2 | $ 555,000 | $ 277,000 | $ 231,000 |
Santa Clara County California | 45 | $ 16,942,000 | $ 376,000 | $ 141,000 |
Santa Cruz County California | 2 | $ 488,000 | $ 244,000 | $ 55,000 |
Sarasota County Florida | 2 | $ 145,000 | $ 72,000 | $ 56,000 |
Saratoga County New York | 3 | $ 735,000 | $ 245,000 | $ 184,000 |
Schenectady County New York | 4 | $ 1,179,000 | $ 294,000 | $ 108,000 |
Schuylkill County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
Scott County Minnesota | 4 | $ 717,000 | $ 179,000 | $ 50,000 |
Seminole County Florida | 3 | $ 429,000 | $ 143,000 | $ 118,000 |
Shelby County Tennessee | 19 | $ 4,500,000 | $ 236,000 | $ 136,000 |
Sherburne County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
Skagit County Washington | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
Snohomish County Washington | 9 | $ 2,564,000 | $ 284,000 | $ 74,000 |
Solano County California | 3 | $ 598,000 | $ 199,000 | $ 114,000 |
Somerset County New Jersey | 26 | $ 8,668,000 | $ 333,000 | $ 118,000 |
Spotsylvania County Virginia | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
St. Charles County Missouri | 2 | $ 557,000 | $ 278,000 | $ 124,000 |
St. Johns County Florida | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
St. Joseph County Indiana | 2 | $ 377,000 | $ 188,000 | $ 75,000 |
St. Louis City County Missouri | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
St. Louis County Missouri | 47 | $ 10,097,000 | $ 214,000 | $ 122,000 |
St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
Stark County Ohio | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
Suffolk County Massachusetts | 13 | $ 3,099,000 | $ 238,000 | $ 75,000 |
Suffolk County New York | 27 | $ 7,344,000 | $ 272,000 | $ 105,000 |
Summit County Ohio | 2 | $ 349,000 | $ 174,000 | $ 53,000 |
Tarrant County Texas | 31 | $ 5,183,000 | $ 167,000 | $ 81,000 |
Tazewell County Virginia | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
Thurston County Washington | 2 | $ 531,000 | $ 265,000 | $ 58,000 |
Tippecanoe County Indiana | 2 | $ 331,000 | $ 165,000 | $ 294,000 |
Tolland County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
Travis County Texas | 11 | $ 1,949,000 | $ 177,000 | $ 101,000 |
Troup County Georgia | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
Tulare County California | 1 | $ 130,000 | $ 130,000 | $ 250,000 |
Union County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 315,000 |
Union County Ohio | 1 | $ 249,000 | $ 249,000 | $ 68,000 |
Van Zandt County Texas | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
Ventura County California | 2 | $ 617,000 | $ 308,000 | $ 69,000 |
Virginia Beach County Virginia | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
Wake County North Carolina | 26 | $ 5,219,000 | $ 200,000 | $ 88,000 |
Warren County Ohio | 4 | $ 703,000 | $ 175,000 | $ 115,000 |
Washington County Maryland | 2 | $ 662,000 | $ 331,000 | $ 375,000 |
Washington County Minnesota | 4 | $ 768,000 | $ 192,000 | $ 63,000 |
Washington County Oregon | 8 | $ 2,070,000 | $ 258,000 | $ 124,000 |
Washtenaw County Michigan | 10 | $ 2,170,000 | $ 217,000 | $ 155,000 |
Waukesha County Wisconsin | 11 | $ 2,865,000 | $ 260,000 | $ 90,000 |
Wayne County Michigan | 45 | $ 6,654,000 | $ 147,000 | $ 79,000 |
Westchester County New York | 14 | $ 5,503,000 | $ 393,000 | $ 118,000 |
Wicomico County Maryland | 2 | $ 502,000 | $ 251,000 | $ 211,000 |
Will County Illinois | 45 | $ 11,052,000 | $ 245,000 | $ 92,000 |
Williamson County Tennessee | 2 | $ 737,000 | $ 368,000 | $ 256,000 |
Williamson County Texas | 11 | $ 1,949,000 | $ 177,000 | $ 102,000 |
Winnebago County Illinois | 8 | $ 1,498,000 | $ 187,000 | $ 122,000 |
Wood County Ohio | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
Worcester County Massachusetts | 17 | $ 3,754,000 | $ 220,000 | $ 93,000 |
Yolo County California | 1 | $ 390,000 | $ 390,000 | $ 120,000 |
York County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
York County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,956 | $483,194,000 | $247,000 | $870,000 | $106,000 | $596,000 |
Home Purchase | 1,272 | $277,386,000 | $218,000 | $1,000,000 | $98,000 | $1,116,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian | 2,319 | $565,557,000 | $243,000 | $870,000 | $107,000 | $918,000 |
White | 662 | $150,613,000 | $227,000 | $1,000,000 | $99,000 | $1,116,000 |
Black or African American | 210 | $36,070,000 | $171,000 | $599,000 | $66,000 | $300,000 |
Hispanic | 19 | $3,832,000 | $201,000 | $500,000 | $92,000 | $230,000 |
Native Hawaiian or Other Pacific Islander | 9 | $2,227,000 | $247,000 | $474,000 | $120,000 | $252,000 |
American Indian or Alaskan Native | 5 | $1,353,000 | $270,000 | $626,000 | $77,000 | $198,000 |
Not Provided | 4 | $928,000 | $232,000 | $309,000 | $86,000 | $131,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,228 | $760,580,000 | $235,000 | $1,000,000 | $103,000 | $1,116,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,645 | $389,133,000 | $236,000 | $664,000 | $107,000 | $1,116,000 |
Application Withdrawn By Applicant | 747 | $180,493,000 | $241,000 | $911,000 | $103,000 | $507,000 |
Application Approved But Not Accepted | 397 | $94,445,000 | $237,000 | $700,000 | $100,000 | $691,000 |
File Closed For Incompleteness | 291 | $68,133,000 | $234,000 | $1,000,000 | $98,000 | $538,000 |
Application Denied By Financial Institution | 113 | $21,304,000 | $188,000 | $600,000 | $73,000 | $285,000 |
Preapproval Approved but not Accepted | 19 | $5,084,000 | $267,000 | $600,000 | $121,000 | $467,000 |
Preapproval Denied by Financial Institution | 16 | $1,988,000 | $124,000 | $225,000 | $66,000 | $120,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 29 | $4,555,000 | $157,000 | $400,000 | $42,000 | $125,000 |
Mortgage Insurance Denied | 29 | $4,250,000 | $146,000 | $320,000 | $77,000 | $225,000 |
Collateral | 24 | $4,841,000 | $201,000 | $410,000 | $88,000 | $285,000 |
Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,454,000 | $318,000 | $600,000 | $101,000 | $200,000 |
Credit History | 7 | $1,326,000 | $189,000 | $500,000 | $103,000 | $259,000 |
Employment History | 7 | $1,315,000 | $187,000 | $330,000 | $67,000 | $200,000 |
Credit Application Incomplete | 1 | $133,000 | $133,000 | $133,000 | $46,000 | $46,000 |
Other | 1 | $235,000 | $235,000 | $235,000 | $52,000 | $52,000 |
Unverifiable Information | 1 | $195,000 | $195,000 | $195,000 | $48,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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