2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Guidance Residential, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,126 |
| Total Mortgage Loan Application Amount | $471,609,000 |
| Average Mortgage Loan Application Amount | $221,500 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $93,500 |
| Highest Applicant Income | $768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 13 | $ 3,906,000 | $ 300,000 | $ 86,000 |
| Albany County New York | 2 | $ 535,000 | $ 267,000 | $ 54,000 |
| Alexandria County Virginia | 3 | $ 437,000 | $ 145,000 | $ 79,000 |
| Allegheny County Pennsylvania | 5 | $ 1,072,000 | $ 214,000 | $ 136,000 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 198,000 |
| Andrews County Texas | 1 | $ 162,000 | $ 162,000 | $ 92,000 |
| Anne Arundel County Maryland | 5 | $ 1,378,000 | $ 275,000 | $ 61,000 |
| Anoka County Minnesota | 17 | $ 3,642,000 | $ 214,000 | $ 69,000 |
| Arlington County Virginia | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Atlantic County New Jersey | 6 | $ 1,344,000 | $ 224,000 | $ 60,000 |
| Baltimore City County Maryland | 5 | $ 641,000 | $ 128,000 | $ 104,000 |
| Baltimore County Maryland | 41 | $ 8,224,000 | $ 200,000 | $ 86,000 |
| Bay County Florida | 3 | $ 434,000 | $ 144,000 | $ 156,000 |
| Beaver County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Bergen County New Jersey | 8 | $ 2,410,000 | $ 301,000 | $ 119,000 |
| Berks County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 92,000 |
| Bexar County Texas | 4 | $ 995,000 | $ 248,000 | $ 198,000 |
| Boone County Missouri | 2 | $ 575,000 | $ 287,000 | $ 196,000 |
| Bowie County Texas | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Brazoria County Texas | 8 | $ 1,929,000 | $ 241,000 | $ 95,000 |
| Brazos County Texas | 1 | $ 234,000 | $ 234,000 | $ 113,000 |
| Brevard County Florida | 1 | $ 220,000 | $ 220,000 | $ 36,000 |
| Bristol County Massachusetts | 4 | $ 895,000 | $ 223,000 | $ 81,000 |
| Bronx County New York | 8 | $ 2,931,000 | $ 366,000 | $ 86,000 |
| Broward County Florida | 18 | $ 3,885,000 | $ 215,000 | $ 106,000 |
| Bucks County Pennsylvania | 9 | $ 2,510,000 | $ 278,000 | $ 129,000 |
| Burlington County New Jersey | 3 | $ 612,000 | $ 204,000 | $ 69,000 |
| Butler County Ohio | 1 | $ 210,000 | $ 210,000 | $ 73,000 |
| Butler County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Cabarrus County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 143,000 |
| Camden County New Jersey | 3 | $ 428,000 | $ 142,000 | $ 64,000 |
| Cameron County Texas | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Carver County Minnesota | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Champaign County Illinois | 8 | $ 1,869,000 | $ 233,000 | $ 80,000 |
| Charles County Maryland | 1 | $ 417,000 | $ 417,000 | $ 227,000 |
| Cherokee County Georgia | 2 | $ 274,000 | $ 137,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 90,000 | $ 90,000 | $ 64,000 |
| Chester County Pennsylvania | 5 | $ 1,114,000 | $ 222,000 | $ 75,000 |
| Chesterfield County Virginia | 4 | $ 1,199,000 | $ 299,000 | $ 133,000 |
| Clay County Florida | 2 | $ 369,000 | $ 184,000 | $ 76,000 |
| Clay County Missouri | 2 | $ 732,000 | $ 366,000 | $ 118,000 |
| Clayton County Georgia | 1 | $ 99,000 | $ 99,000 | $ 78,000 |
| Cobb County Georgia | 7 | $ 989,000 | $ 141,000 | $ 48,000 |
| Collin County Texas | 51 | $ 10,044,000 | $ 196,000 | $ 87,000 |
| Columbia County Georgia | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Comal County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Contra Costa County California | 5 | $ 1,600,000 | $ 320,000 | $ 95,000 |
| Cook County Illinois | 198 | $ 42,610,000 | $ 215,000 | $ 89,000 |
| Craven County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Cumberland County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Cumberland County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Cuyahoga County Ohio | 15 | $ 1,596,000 | $ 106,000 | $ 48,000 |
| Dakota County Minnesota | 10 | $ 1,846,000 | $ 184,000 | $ 78,000 |
| Dallas County Texas | 28 | $ 4,757,000 | $ 169,000 | $ 97,000 |
| Dane County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Davidson County Tennessee | 12 | $ 2,315,000 | $ 192,000 | $ 60,000 |
| DeKalb County Georgia | 13 | $ 1,783,000 | $ 137,000 | $ 60,000 |
| DeKalb County Illinois | 2 | $ 409,000 | $ 204,000 | $ 64,000 |
| Delaware County Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Delaware County Pennsylvania | 9 | $ 899,000 | $ 99,000 | $ 70,000 |
| Denton County Texas | 5 | $ 1,235,000 | $ 247,000 | $ 234,000 |
| District of Columbia County District Of Columbia | 1 | $ 342,000 | $ 342,000 | $ 55,000 |
| Douglas County Georgia | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| DuPage County Illinois | 110 | $ 24,166,000 | $ 219,000 | $ 100,000 |
| Durham County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 73,000 |
| Dutchess County New York | 4 | $ 1,075,000 | $ 268,000 | $ 116,000 |
| Duval County Florida | 6 | $ 1,389,000 | $ 231,000 | $ 80,000 |
| Eaton County Michigan | 1 | $ 117,000 | $ 117,000 | $ 23,000 |
| Eau Claire County Wisconsin | 1 | $ 293,000 | $ 293,000 | $ 291,000 |
| Elkhart County Indiana | 1 | $ 119,000 | $ 119,000 | $ 26,000 |
| Erie County New York | 5 | $ 609,000 | $ 121,000 | $ 89,000 |
| Essex County Massachusetts | 5 | $ 1,344,000 | $ 268,000 | $ 75,000 |
| Essex County New Jersey | 8 | $ 1,530,000 | $ 191,000 | $ 68,000 |
| Fairfax City County Virginia | 1 | $ 124,000 | $ 124,000 | $ 154,000 |
| Fairfax County Virginia | 39 | $ 10,519,000 | $ 269,000 | $ 89,000 |
| Fairfield County Connecticut | 20 | $ 4,305,000 | $ 215,000 | $ 81,000 |
| Fayette County Georgia | 2 | $ 502,000 | $ 251,000 | $ 75,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Forsyth County Georgia | 1 | $ 308,000 | $ 308,000 | $ 150,000 |
| Forsyth County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Fort Bend County Texas | 46 | $ 8,028,000 | $ 174,000 | $ 74,000 |
| Franklin County Ohio | 28 | $ 5,024,000 | $ 179,000 | $ 69,000 |
| Frederick County Maryland | 1 | $ 377,000 | $ 377,000 | $ 112,000 |
| Fredericksburg County Virginia | 2 | $ 307,000 | $ 153,000 | $ 73,000 |
| Fresno County California | 4 | $ 993,000 | $ 248,000 | $ 90,000 |
| Fulton County Georgia | 11 | $ 2,847,000 | $ 258,000 | $ 96,000 |
| Galveston County Texas | 5 | $ 894,000 | $ 178,000 | $ 81,000 |
| Genesee County Michigan | 8 | $ 1,579,000 | $ 197,000 | $ 173,000 |
| Gilmer County Georgia | 2 | $ 446,000 | $ 223,000 | $ 88,000 |
| Gloucester County New Jersey | 2 | $ 524,000 | $ 262,000 | $ 98,000 |
| Greene County Ohio | 2 | $ 524,000 | $ 262,000 | $ 144,000 |
| Greenville County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Gregg County Texas | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Guilford County North Carolina | 4 | $ 506,000 | $ 126,000 | $ 66,000 |
| Gwinnett County Georgia | 20 | $ 3,385,000 | $ 169,000 | $ 64,000 |
| Hamilton County Indiana | 5 | $ 1,030,000 | $ 206,000 | $ 79,000 |
| Hampden County Massachusetts | 2 | $ 272,000 | $ 136,000 | $ 72,000 |
| Hampshire County Massachusetts | 2 | $ 769,000 | $ 384,000 | $ 159,000 |
| Hardeman County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Harford County Maryland | 1 | $ 180,000 | $ 180,000 | $ 127,000 |
| Harris County Texas | 56 | $ 8,559,000 | $ 152,000 | $ 97,000 |
| Hartford County Connecticut | 18 | $ 2,672,000 | $ 148,000 | $ 65,000 |
| Hendricks County Indiana | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Hennepin County Minnesota | 47 | $ 7,002,000 | $ 148,000 | $ 70,000 |
| Henrico County Virginia | 2 | $ 314,000 | $ 157,000 | $ 52,000 |
| Henry County Georgia | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Hernando County Florida | 1 | $ 320,000 | $ 320,000 | $ 230,000 |
| Hidalgo County Texas | 2 | $ 105,000 | $ 52,000 | $ 152,000 |
| Hillsborough County Florida | 13 | $ 3,027,000 | $ 232,000 | $ 107,000 |
| Howard County Maryland | 11 | $ 3,320,000 | $ 301,000 | $ 100,000 |
| Hudson County New Jersey | 14 | $ 3,606,000 | $ 257,000 | $ 107,000 |
| Indiana County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 226,000 |
| Ingham County Michigan | 2 | $ 300,000 | $ 150,000 | $ 138,000 |
| Island County Washington | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Jackson County Missouri | 3 | $ 410,000 | $ 136,000 | $ 84,000 |
| Jefferson County Texas | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Kalamazoo County Michigan | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Kandiyohi County Minnesota | 2 | $ 333,000 | $ 166,000 | $ 52,000 |
| Kane County Illinois | 9 | $ 2,083,000 | $ 231,000 | $ 98,000 |
| Kendall County Illinois | 1 | $ 256,000 | $ 256,000 | $ 96,000 |
| Kenosha County Wisconsin | 1 | $ 261,000 | $ 261,000 | $ 80,000 |
| King County Washington | 34 | $ 10,708,000 | $ 314,000 | $ 97,000 |
| Kings County New York | 14 | $ 3,894,000 | $ 278,000 | $ 63,000 |
| Knox County Tennessee | 4 | $ 611,000 | $ 152,000 | $ 49,000 |
| Lake County Florida | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
| Lake County Illinois | 15 | $ 3,073,000 | $ 204,000 | $ 88,000 |
| Lake County Indiana | 3 | $ 949,000 | $ 316,000 | $ 190,000 |
| Lawrence County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Lee County Florida | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Lehigh County Pennsylvania | 6 | $ 1,077,000 | $ 179,000 | $ 106,000 |
| Leon County Florida | 1 | $ 189,000 | $ 189,000 | $ 63,000 |
| Litchfield County Connecticut | 2 | $ 706,000 | $ 353,000 | $ 152,000 |
| Los Angeles County California | 18 | $ 6,552,000 | $ 364,000 | $ 116,000 |
| Loudoun County Virginia | 23 | $ 6,479,000 | $ 281,000 | $ 85,000 |
| Lucas County Ohio | 3 | $ 378,000 | $ 126,000 | $ 138,000 |
| Macomb County Michigan | 4 | $ 629,000 | $ 157,000 | $ 105,000 |
| Macon County Illinois | 2 | $ 476,000 | $ 238,000 | $ 207,000 |
| Madison County Illinois | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Mahoning County Ohio | 2 | $ 283,000 | $ 141,000 | $ 77,000 |
| Manassas County Virginia | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Manassas Park County Virginia | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Marion County Florida | 1 | $ 143,000 | $ 143,000 | $ 626,000 |
| Marion County Indiana | 4 | $ 436,000 | $ 109,000 | $ 38,000 |
| McLean County Illinois | 4 | $ 690,000 | $ 172,000 | $ 69,000 |
| Mecklenburg County North Carolina | 9 | $ 1,515,000 | $ 168,000 | $ 74,000 |
| Mercer County New Jersey | 7 | $ 1,827,000 | $ 261,000 | $ 161,000 |
| Miami-Dade County Florida | 5 | $ 939,000 | $ 187,000 | $ 89,000 |
| Middlesex County Massachusetts | 13 | $ 3,720,000 | $ 286,000 | $ 88,000 |
| Middlesex County New Jersey | 52 | $ 14,643,000 | $ 281,000 | $ 114,000 |
| Milwaukee County Wisconsin | 13 | $ 2,170,000 | $ 166,000 | $ 73,000 |
| Monmouth County New Jersey | 1 | $ 352,000 | $ 352,000 | $ 256,000 |
| Monroe County Indiana | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Monroe County New York | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Monroe County Pennsylvania | 6 | $ 1,193,000 | $ 198,000 | $ 80,000 |
| Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Montgomery County Maryland | 12 | $ 3,492,000 | $ 291,000 | $ 119,000 |
| Montgomery County Ohio | 2 | $ 500,000 | $ 250,000 | $ 167,000 |
| Montgomery County Pennsylvania | 9 | $ 1,967,000 | $ 218,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 405,000 | $ 405,000 | $ 225,000 |
| Montgomery County Virginia | 1 | $ 127,000 | $ 127,000 | $ 115,000 |
| Montour County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 175,000 |
| Morris County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Multnomah County Oregon | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Nassau County New York | 45 | $ 15,317,000 | $ 340,000 | $ 103,000 |
| New Hanover County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| New Haven County Connecticut | 38 | $ 6,891,000 | $ 181,000 | $ 75,000 |
| New London County Connecticut | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| New York County New York | 3 | $ 925,000 | $ 308,000 | $ 94,000 |
| Newton County Missouri | 1 | $ 216,000 | $ 216,000 | $ 470,000 |
| Niagara County New York | 3 | $ 158,000 | $ 52,000 | $ 87,000 |
| Norfolk County Massachusetts | 15 | $ 3,916,000 | $ 261,000 | $ 88,000 |
| Northampton County Pennsylvania | 3 | $ 967,000 | $ 322,000 | $ 94,000 |
| Oakland County Michigan | 25 | $ 5,253,000 | $ 210,000 | $ 109,000 |
| Olmsted County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Onondaga County New York | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Orange County California | 11 | $ 3,319,000 | $ 301,000 | $ 140,000 |
| Orange County Florida | 24 | $ 4,813,000 | $ 200,000 | $ 117,000 |
| Orange County New York | 2 | $ 503,000 | $ 251,000 | $ 80,000 |
| Orange County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Orleans County New York | 1 | $ 153,000 | $ 153,000 | $ 19,000 |
| Osceola County Florida | 7 | $ 1,129,000 | $ 161,000 | $ 63,000 |
| Outagamie County Wisconsin | 1 | $ 322,000 | $ 322,000 | $ 225,000 |
| Palm Beach County Florida | 3 | $ 912,000 | $ 304,000 | $ 151,000 |
| Passaic County New Jersey | 15 | $ 4,643,000 | $ 309,000 | $ 98,000 |
| Peoria County Illinois | 3 | $ 467,000 | $ 155,000 | $ 80,000 |
| Phelps County Missouri | 2 | $ 243,000 | $ 121,000 | $ 218,000 |
| Philadelphia County Pennsylvania | 27 | $ 3,483,000 | $ 129,000 | $ 57,000 |
| Pierce County Washington | 3 | $ 734,000 | $ 244,000 | $ 115,000 |
| Pinellas County Florida | 2 | $ 204,000 | $ 102,000 | $ 81,000 |
| Pitt County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Placer County California | 1 | $ 288,000 | $ 288,000 | $ 88,000 |
| Polk County Florida | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Prince George's County Maryland | 11 | $ 3,017,000 | $ 274,000 | $ 71,000 |
| Prince William County Virginia | 18 | $ 3,960,000 | $ 220,000 | $ 64,000 |
| Queens County New York | 48 | $ 17,735,000 | $ 369,000 | $ 97,000 |
| Ramsey County Minnesota | 13 | $ 2,655,000 | $ 204,000 | $ 71,000 |
| Rensselaer County New York | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Richmond City County Virginia | 4 | $ 445,000 | $ 111,000 | $ 42,000 |
| Richmond County New York | 9 | $ 2,766,000 | $ 307,000 | $ 86,000 |
| Riverside County California | 13 | $ 3,636,000 | $ 279,000 | $ 93,000 |
| Roanoke County Virginia | 1 | $ 281,000 | $ 281,000 | $ 36,000 |
| Rockingham County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 119,000 |
| Rockland County New York | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Sacramento County California | 16 | $ 3,620,000 | $ 226,000 | $ 109,000 |
| San Bernardino County California | 4 | $ 889,000 | $ 222,000 | $ 87,000 |
| San Diego County California | 10 | $ 3,062,000 | $ 306,000 | $ 116,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| San Joaquin County California | 6 | $ 1,059,000 | $ 176,000 | $ 95,000 |
| San Mateo County California | 1 | $ 380,000 | $ 380,000 | $ 167,000 |
| Sangamon County Illinois | 2 | $ 521,000 | $ 260,000 | $ 269,000 |
| Santa Barbara County California | 2 | $ 1,117,000 | $ 558,000 | $ 203,000 |
| Santa Clara County California | 7 | $ 2,590,000 | $ 370,000 | $ 132,000 |
| Sarasota County Florida | 1 | $ 98,000 | $ 98,000 | $ 79,000 |
| Saratoga County New York | 2 | $ 578,000 | $ 289,000 | $ 150,000 |
| Schenectady County New York | 3 | $ 436,000 | $ 145,000 | $ 66,000 |
| Scott County Minnesota | 4 | $ 769,000 | $ 192,000 | $ 56,000 |
| Seminole County Florida | 1 | $ 217,000 | $ 217,000 | $ 120,000 |
| Shelby County Tennessee | 11 | $ 2,550,000 | $ 231,000 | $ 98,000 |
| Shenandoah County Virginia | 2 | $ 538,000 | $ 269,000 | $ 107,000 |
| Snohomish County Washington | 3 | $ 555,000 | $ 185,000 | $ 58,000 |
| Somerset County New Jersey | 11 | $ 3,100,000 | $ 281,000 | $ 121,000 |
| Sonoma County California | 1 | $ 332,000 | $ 332,000 | $ 110,000 |
| St. Clair County Illinois | 2 | $ 600,000 | $ 300,000 | $ 105,000 |
| St. Johns County Florida | 1 | $ 256,000 | $ 256,000 | $ 97,000 |
| St. Joseph County Indiana | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| St. Louis City County Missouri | 2 | $ 84,000 | $ 42,000 | $ 26,000 |
| St. Louis County Missouri | 27 | $ 5,470,000 | $ 202,000 | $ 93,000 |
| St. Lucie County Florida | 2 | $ 424,000 | $ 212,000 | $ 318,000 |
| Stark County Ohio | 1 | $ 100,000 | $ 100,000 | $ 270,000 |
| Suffolk County Massachusetts | 7 | $ 1,372,000 | $ 196,000 | $ 49,000 |
| Suffolk County New York | 11 | $ 3,595,000 | $ 326,000 | $ 94,000 |
| Sullivan County New York | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Summit County Ohio | 1 | $ 216,000 | $ 216,000 | $ 270,000 |
| Sussex County New Jersey | 1 | $ 311,000 | $ 311,000 | $ 84,000 |
| Talbot County Maryland | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Tarrant County Texas | 28 | $ 4,110,000 | $ 146,000 | $ 78,000 |
| Thurston County Washington | 2 | $ 438,000 | $ 219,000 | $ 82,000 |
| Tippecanoe County Indiana | 1 | $ 214,000 | $ 214,000 | $ 405,000 |
| Tolland County Connecticut | 3 | $ 427,000 | $ 142,000 | $ 65,000 |
| Travis County Texas | 22 | $ 4,122,000 | $ 187,000 | $ 92,000 |
| Union County New Jersey | 2 | $ 488,000 | $ 244,000 | $ 78,000 |
| Union County North Carolina | 2 | $ 342,000 | $ 171,000 | $ 81,000 |
| Union County Ohio | 1 | $ 171,000 | $ 171,000 | $ 48,000 |
| Ventura County California | 2 | $ 611,000 | $ 305,000 | $ 153,000 |
| Wake County North Carolina | 7 | $ 2,067,000 | $ 295,000 | $ 160,000 |
| Warren County Ohio | 3 | $ 607,000 | $ 202,000 | $ 142,000 |
| Washington County Maryland | 2 | $ 482,000 | $ 241,000 | $ 169,000 |
| Washington County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 41,000 |
| Washington County Oregon | 1 | $ 252,000 | $ 252,000 | $ 44,000 |
| Washington County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Washtenaw County Michigan | 6 | $ 1,535,000 | $ 255,000 | $ 88,000 |
| Waukesha County Wisconsin | 4 | $ 838,000 | $ 209,000 | $ 76,000 |
| Wayne County Michigan | 46 | $ 6,312,000 | $ 137,000 | $ 76,000 |
| Wayne County Ohio | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Westchester County New York | 11 | $ 4,177,000 | $ 379,000 | $ 111,000 |
| Wicomico County Maryland | 1 | $ 224,000 | $ 224,000 | $ 66,000 |
| Will County Illinois | 29 | $ 7,685,000 | $ 265,000 | $ 96,000 |
| Williamson County Tennessee | 2 | $ 673,000 | $ 336,000 | $ 306,000 |
| Williamson County Texas | 5 | $ 961,000 | $ 192,000 | $ 105,000 |
| Windham County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Winnebago County Illinois | 7 | $ 890,000 | $ 127,000 | $ 84,000 |
| Worcester County Massachusetts | 3 | $ 493,000 | $ 164,000 | $ 54,000 |
| Yolo County California | 1 | $ 199,000 | $ 199,000 | $ 40,000 |
| York County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 372,000 |
| York County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2008
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,305 | $288,675,000 | $221,000 | $592,000 | $90,000 | $768,000 |
| Refinancing | 821 | $182,934,000 | $222,000 | $700,000 | $97,000 | $534,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,250 | $295,372,000 | $236,000 | $645,000 | $98,000 | $664,000 |
| White | 610 | $130,986,000 | $214,000 | $700,000 | $93,000 | $768,000 |
| Black or African American | 235 | $38,894,000 | $165,000 | $417,000 | $61,000 | $205,000 |
| Hispanic | 20 | $4,201,000 | $210,000 | $417,000 | $79,000 | $180,000 |
| Not Provided | 7 | $1,556,000 | $222,000 | $363,000 | $71,000 | $144,000 |
| American Indian or Alaskan Native | 2 | $343,000 | $171,000 | $200,000 | $58,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $257,000 | $128,000 | $179,000 | $76,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,126 | $471,609,000 | $221,000 | $700,000 | $92,000 | $768,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,039 | $227,186,000 | $218,000 | $700,000 | $97,000 | $664,000 |
| Application Withdrawn By Applicant | 393 | $85,310,000 | $217,000 | $568,000 | $86,000 | $768,000 |
| Application Approved But Not Accepted | 303 | $71,391,000 | $235,000 | $565,000 | $91,000 | $434,000 |
| File Closed For Incompleteness | 266 | $62,108,000 | $233,000 | $645,000 | $95,000 | $470,000 |
| Application Denied By Financial Institution | 110 | $22,155,000 | $201,000 | $592,000 | $76,000 | $255,000 |
| Preapproval Approved but not Accepted | 14 | $3,391,000 | $242,000 | $526,000 | $73,000 | $200,000 |
| Preapproval Denied by Financial Institution | 1 | $68,000 | $68,000 | $68,000 | $32,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Mortgage Insurance Denied | 26 | $5,448,000 | $209,000 | $417,000 | $82,000 | $144,000 |
| Collateral | 25 | $4,891,000 | $195,000 | $500,000 | $77,000 | $201,000 |
| Credit History | 19 | $3,145,000 | $165,000 | $534,000 | $79,000 | $255,000 |
| Debt-To-Income Ratio | 19 | $4,593,000 | $241,000 | $592,000 | $52,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $3,581,000 | $198,000 | $360,000 | $92,000 | $205,000 |
| Unverifiable Information | 2 | $422,000 | $211,000 | $234,000 | $50,000 | $53,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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