2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Guidance Residential, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,252 |
| Total Mortgage Loan Application Amount | $609,251,000 |
| Average Mortgage Loan Application Amount | $268,500 |
| Highest Mortgage Loan Application Amount | $1,887,000 |
| Average Applicant Income | $104,500 |
| Highest Applicant Income | $1,697,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 16 | $ 6,541,000 | $ 408,000 | $ 119,000 |
| Albany County New York | 6 | $ 1,598,000 | $ 266,000 | $ 94,000 |
| Alexandria County Virginia | 1 | $ 356,000 | $ 356,000 | $ 92,000 |
| Allegheny County Pennsylvania | 8 | $ 1,698,000 | $ 212,000 | $ 94,000 |
| Allen County Indiana | 2 | $ 297,000 | $ 148,000 | $ 100,000 |
| Anne Arundel County Maryland | 3 | $ 1,040,000 | $ 346,000 | $ 114,000 |
| Anoka County Minnesota | 22 | $ 5,124,000 | $ 232,000 | $ 73,000 |
| Arlington County Virginia | 3 | $ 1,021,000 | $ 340,000 | $ 114,000 |
| Atlantic County New Jersey | 6 | $ 1,442,000 | $ 240,000 | $ 69,000 |
| Baltimore City County Maryland | 17 | $ 2,647,000 | $ 155,000 | $ 61,000 |
| Baltimore County Maryland | 28 | $ 6,711,000 | $ 239,000 | $ 78,000 |
| Bay County Florida | 2 | $ 1,740,000 | $ 870,000 | $ 349,000 |
| Bedford County Virginia | 1 | $ 237,000 | $ 237,000 | $ 84,000 |
| Bergen County New Jersey | 15 | $ 6,184,000 | $ 412,000 | $ 146,000 |
| Berks County Pennsylvania | 4 | $ 958,000 | $ 239,000 | $ 85,000 |
| Bibb County Georgia | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Blair County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 264,000 |
| Blount County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Boone County Missouri | 6 | $ 1,445,000 | $ 240,000 | $ 351,000 |
| Brazoria County Texas | 1 | $ 325,000 | $ 325,000 | $ 400,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Bristol County Massachusetts | 3 | $ 897,000 | $ 299,000 | $ 80,000 |
| Bronx County New York | 14 | $ 5,222,000 | $ 373,000 | $ 92,000 |
| Broome County New York | 6 | $ 1,121,000 | $ 186,000 | $ 125,000 |
| Broward County Florida | 16 | $ 5,466,000 | $ 341,000 | $ 142,000 |
| Bucks County Pennsylvania | 3 | $ 661,000 | $ 220,000 | $ 332,000 |
| Burlington County New Jersey | 7 | $ 1,438,000 | $ 205,000 | $ 69,000 |
| Butler County Ohio | 3 | $ 1,024,000 | $ 341,000 | $ 184,000 |
| Butte County California | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Cabarrus County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 67,000 |
| Camden County New Jersey | 7 | $ 1,459,000 | $ 208,000 | $ 69,000 |
| Catawba County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Champaign County Illinois | 3 | $ 773,000 | $ 257,000 | $ 48,000 |
| Charles County Maryland | 2 | $ 602,000 | $ 301,000 | $ 56,000 |
| Chautauqua County New York | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Cherokee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Chester County Pennsylvania | 2 | $ 391,000 | $ 195,000 | $ 57,000 |
| Chesterfield County Virginia | 7 | $ 2,055,000 | $ 293,000 | $ 126,000 |
| Clark County Ohio | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
| Clay County Florida | 3 | $ 740,000 | $ 246,000 | $ 78,000 |
| Clayton County Georgia | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Cobb County Georgia | 10 | $ 1,748,000 | $ 174,000 | $ 80,000 |
| Collin County Texas | 12 | $ 2,346,000 | $ 195,000 | $ 85,000 |
| Columbia County Georgia | 1 | $ 324,000 | $ 324,000 | $ 82,000 |
| Columbia County New York | 2 | $ 286,000 | $ 143,000 | $ 26,000 |
| Contra Costa County California | 4 | $ 1,665,000 | $ 416,000 | $ 117,000 |
| Cook County Illinois | 195 | $ 55,608,000 | $ 285,000 | $ 110,000 |
| Cumberland County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 33,000 |
| Cuyahoga County Ohio | 42 | $ 6,531,000 | $ 155,000 | $ 73,000 |
| Dakota County Minnesota | 5 | $ 1,290,000 | $ 258,000 | $ 126,000 |
| Dallas County Texas | 10 | $ 2,087,000 | $ 208,000 | $ 104,000 |
| Dane County Wisconsin | 4 | $ 680,000 | $ 170,000 | $ 71,000 |
| Dauphin County Pennsylvania | 1 | $ 314,000 | $ 314,000 | $ 130,000 |
| Davidson County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| Davidson County Tennessee | 6 | $ 902,000 | $ 150,000 | $ 57,000 |
| DeKalb County Georgia | 11 | $ 2,137,000 | $ 194,000 | $ 66,000 |
| DeKalb County Illinois | 5 | $ 784,000 | $ 156,000 | $ 47,000 |
| Delaware County New York | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Delaware County Ohio | 1 | $ 294,000 | $ 294,000 | $ 72,000 |
| Delaware County Pennsylvania | 35 | $ 4,254,000 | $ 121,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,334,000 | $ 333,000 | $ 42,000 |
| DuPage County Illinois | 127 | $ 32,314,000 | $ 254,000 | $ 125,000 |
| Dutchess County New York | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Duval County Florida | 10 | $ 1,993,000 | $ 199,000 | $ 99,000 |
| Eau Claire County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 338,000 |
| Erie County New York | 10 | $ 1,160,000 | $ 116,000 | $ 90,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Essex County Massachusetts | 5 | $ 1,949,000 | $ 389,000 | $ 95,000 |
| Essex County New Jersey | 22 | $ 4,602,000 | $ 209,000 | $ 73,000 |
| Fairfax County Virginia | 39 | $ 14,370,000 | $ 368,000 | $ 118,000 |
| Fairfield County Connecticut | 29 | $ 8,634,000 | $ 297,000 | $ 84,000 |
| Fauquier County Virginia | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Forsyth County Georgia | 2 | $ 440,000 | $ 220,000 | $ 90,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Fort Bend County Texas | 12 | $ 2,327,000 | $ 193,000 | $ 92,000 |
| Franklin County Ohio | 36 | $ 5,927,000 | $ 164,000 | $ 68,000 |
| Franklin County Pennsylvania | 4 | $ 1,777,000 | $ 444,000 | $ 196,000 |
| Frederick County Maryland | 2 | $ 435,000 | $ 217,000 | $ 85,000 |
| Frederick County Virginia | 1 | $ 302,000 | $ 302,000 | $ 119,000 |
| Fresno County California | 4 | $ 906,000 | $ 226,000 | $ 75,000 |
| Fulton County Georgia | 18 | $ 4,150,000 | $ 230,000 | $ 105,000 |
| Galveston County Texas | 2 | $ 328,000 | $ 164,000 | $ 70,000 |
| Genesee County Michigan | 2 | $ 316,000 | $ 158,000 | $ 85,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Greene County Ohio | 4 | $ 1,086,000 | $ 271,000 | $ 190,000 |
| Guilford County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 34,000 |
| Gwinnett County Georgia | 33 | $ 5,976,000 | $ 181,000 | $ 72,000 |
| Halifax County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Hamilton County Indiana | 7 | $ 1,918,000 | $ 274,000 | $ 122,000 |
| Hamilton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Hamilton County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Hampden County Massachusetts | 4 | $ 704,000 | $ 176,000 | $ 61,000 |
| Harford County Maryland | 3 | $ 586,000 | $ 195,000 | $ 91,000 |
| Harnett County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Harris County Georgia | 1 | $ 304,000 | $ 304,000 | $ 300,000 |
| Harris County Texas | 13 | $ 1,879,000 | $ 144,000 | $ 79,000 |
| Hartford County Connecticut | 17 | $ 3,574,000 | $ 210,000 | $ 76,000 |
| Hendricks County Indiana | 2 | $ 491,000 | $ 245,000 | $ 166,000 |
| Hennepin County Minnesota | 34 | $ 6,676,000 | $ 196,000 | $ 55,000 |
| Henrico County Virginia | 2 | $ 206,000 | $ 103,000 | $ 66,000 |
| Henry County Georgia | 2 | $ 333,000 | $ 166,000 | $ 44,000 |
| Hernando County Florida | 2 | $ 294,000 | $ 147,000 | $ 206,000 |
| Hillsborough County Florida | 17 | $ 3,510,000 | $ 206,000 | $ 189,000 |
| Howard County Maryland | 12 | $ 4,250,000 | $ 354,000 | $ 100,000 |
| Hudson County New Jersey | 17 | $ 5,174,000 | $ 304,000 | $ 92,000 |
| Hunterdon County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Ingham County Michigan | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Jackson County Georgia | 1 | $ 319,000 | $ 319,000 | $ 102,000 |
| Jackson County Missouri | 8 | $ 1,468,000 | $ 183,000 | $ 97,000 |
| Jasper County Missouri | 1 | $ 152,000 | $ 152,000 | $ 170,000 |
| Kalamazoo County Michigan | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Kandiyohi County Minnesota | 3 | $ 353,000 | $ 117,000 | $ 23,000 |
| Kane County Illinois | 12 | $ 2,657,000 | $ 221,000 | $ 81,000 |
| Kendall County Illinois | 7 | $ 1,244,000 | $ 177,000 | $ 107,000 |
| Kenosha County Wisconsin | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Kent County Michigan | 2 | $ 336,000 | $ 168,000 | $ 74,000 |
| Kern County California | 1 | $ 504,000 | $ 504,000 | $ 144,000 |
| King County Washington | 45 | $ 14,926,000 | $ 331,000 | $ 92,000 |
| Kings County New York | 28 | $ 12,327,000 | $ 440,000 | $ 114,000 |
| Knox County Tennessee | 3 | $ 606,000 | $ 202,000 | $ 172,000 |
| Lackawanna County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Lake County Florida | 1 | $ 327,000 | $ 327,000 | $ 155,000 |
| Lake County Illinois | 11 | $ 2,847,000 | $ 258,000 | $ 85,000 |
| Lake County Indiana | 3 | $ 737,000 | $ 245,000 | $ 100,000 |
| Lee County Florida | 3 | $ 656,000 | $ 218,000 | $ 71,000 |
| Lee County Georgia | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Lehigh County Pennsylvania | 5 | $ 884,000 | $ 176,000 | $ 121,000 |
| Leon County Florida | 1 | $ 282,000 | $ 282,000 | $ 305,000 |
| Licking County Ohio | 1 | $ 216,000 | $ 216,000 | $ 85,000 |
| Livingston County New York | 1 | $ 540,000 | $ 540,000 | $ 400,000 |
| Lorain County Ohio | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Los Angeles County California | 19 | $ 8,581,000 | $ 451,000 | $ 136,000 |
| Loudoun County Virginia | 25 | $ 8,804,000 | $ 352,000 | $ 103,000 |
| Lucas County Ohio | 5 | $ 1,018,000 | $ 203,000 | $ 150,000 |
| Luzerne County Pennsylvania | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| Lycoming County Pennsylvania | 2 | $ 171,000 | $ 85,000 | $ 64,000 |
| Lynchburg County Virginia | 2 | $ 671,000 | $ 335,000 | $ 205,000 |
| Lyon County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Macomb County Michigan | 5 | $ 1,221,000 | $ 244,000 | $ 105,000 |
| Macon County Illinois | 2 | $ 415,000 | $ 207,000 | $ 149,000 |
| Mahoning County Ohio | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Manassas County Virginia | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Manassas Park County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Marion County Florida | 3 | $ 294,000 | $ 98,000 | $ 109,000 |
| Marion County Indiana | 6 | $ 742,000 | $ 123,000 | $ 60,000 |
| Martin County Florida | 2 | $ 207,000 | $ 103,000 | $ 30,000 |
| McHenry County Illinois | 2 | $ 376,000 | $ 188,000 | $ 72,000 |
| Mecklenburg County North Carolina | 10 | $ 2,017,000 | $ 201,000 | $ 74,000 |
| Medina County Ohio | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Mercer County New Jersey | 16 | $ 5,654,000 | $ 353,000 | $ 126,000 |
| Miami-Dade County Florida | 6 | $ 1,654,000 | $ 275,000 | $ 84,000 |
| Middlesex County Connecticut | 1 | $ 181,000 | $ 181,000 | $ 52,000 |
| Middlesex County Massachusetts | 18 | $ 5,622,000 | $ 312,000 | $ 98,000 |
| Middlesex County New Jersey | 62 | $ 18,691,000 | $ 301,000 | $ 111,000 |
| Midland County Michigan | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Milwaukee County Wisconsin | 7 | $ 1,205,000 | $ 172,000 | $ 160,000 |
| Monmouth County New Jersey | 8 | $ 2,390,000 | $ 298,000 | $ 158,000 |
| Monroe County New York | 7 | $ 1,450,000 | $ 207,000 | $ 91,000 |
| Monroe County Pennsylvania | 3 | $ 479,000 | $ 159,000 | $ 56,000 |
| Monterey County California | 2 | $ 1,413,000 | $ 706,000 | $ 132,000 |
| Montgomery County Maryland | 13 | $ 4,116,000 | $ 316,000 | $ 110,000 |
| Montgomery County Ohio | 4 | $ 1,392,000 | $ 348,000 | $ 145,000 |
| Montgomery County Pennsylvania | 8 | $ 2,255,000 | $ 281,000 | $ 90,000 |
| Morgan County Indiana | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Morris County New Jersey | 3 | $ 1,032,000 | $ 344,000 | $ 68,000 |
| Nassau County New York | 51 | $ 19,448,000 | $ 381,000 | $ 126,000 |
| New Hanover County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| New Haven County Connecticut | 18 | $ 3,985,000 | $ 221,000 | $ 86,000 |
| New London County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| New York County New York | 2 | $ 1,035,000 | $ 517,000 | $ 155,000 |
| Newport News County Virginia | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Newton County Missouri | 1 | $ 128,000 | $ 128,000 | $ 225,000 |
| Niagara County New York | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Norfolk County Massachusetts | 5 | $ 1,356,000 | $ 271,000 | $ 104,000 |
| Northampton County Pennsylvania | 3 | $ 678,000 | $ 226,000 | $ 107,000 |
| Oakland County Michigan | 19 | $ 5,352,000 | $ 281,000 | $ 88,000 |
| Olmsted County Minnesota | 7 | $ 1,835,000 | $ 262,000 | $ 58,000 |
| Oneida County New York | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Onondaga County New York | 2 | $ 196,000 | $ 98,000 | $ 56,000 |
| Orange County California | 14 | $ 6,237,000 | $ 445,000 | $ 118,000 |
| Orange County Florida | 27 | $ 7,430,000 | $ 275,000 | $ 135,000 |
| Orange County New York | 2 | $ 807,000 | $ 403,000 | $ 125,000 |
| Osceola County Florida | 7 | $ 1,141,000 | $ 163,000 | $ 56,000 |
| Outagamie County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Palm Beach County Florida | 8 | $ 2,711,000 | $ 338,000 | $ 260,000 |
| Passaic County New Jersey | 19 | $ 5,741,000 | $ 302,000 | $ 131,000 |
| Peoria County Illinois | 4 | $ 958,000 | $ 239,000 | $ 81,000 |
| Philadelphia County Pennsylvania | 32 | $ 4,200,000 | $ 131,000 | $ 60,000 |
| Pierce County Washington | 5 | $ 1,500,000 | $ 300,000 | $ 168,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Pitt County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 120,000 |
| Plymouth County Massachusetts | 3 | $ 1,015,000 | $ 338,000 | $ 72,000 |
| Porter County Indiana | 2 | $ 474,000 | $ 237,000 | $ 175,000 |
| Prince George's County Maryland | 9 | $ 2,078,000 | $ 230,000 | $ 84,000 |
| Prince William County Virginia | 7 | $ 2,260,000 | $ 322,000 | $ 84,000 |
| Putnam County New York | 1 | $ 372,000 | $ 372,000 | $ 59,000 |
| Queens County New York | 57 | $ 24,521,000 | $ 430,000 | $ 101,000 |
| Racine County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Ramsey County Minnesota | 8 | $ 1,764,000 | $ 220,000 | $ 75,000 |
| Rice County Minnesota | 1 | $ 413,000 | $ 413,000 | $ 134,000 |
| Richmond City County Virginia | 3 | $ 358,000 | $ 119,000 | $ 35,000 |
| Richmond County Georgia | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Richmond County New York | 19 | $ 6,372,000 | $ 335,000 | $ 95,000 |
| Richmond County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Riverside County California | 6 | $ 2,910,000 | $ 485,000 | $ 176,000 |
| Roanoke County Virginia | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Rock Island County Illinois | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| Rockdale County Georgia | 1 | $ 131,000 | $ 131,000 | $ 24,000 |
| Rockland County New York | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| Rutherford County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 123,000 |
| Sacramento County California | 12 | $ 3,243,000 | $ 270,000 | $ 63,000 |
| San Bernardino County California | 5 | $ 1,613,000 | $ 322,000 | $ 41,000 |
| San Diego County California | 2 | $ 869,000 | $ 434,000 | $ 92,000 |
| San Francisco County California | 1 | $ 963,000 | $ 963,000 | $ 267,000 |
| San Joaquin County California | 7 | $ 1,781,000 | $ 254,000 | $ 112,000 |
| San Mateo County California | 1 | $ 530,000 | $ 530,000 | $ 135,000 |
| Sangamon County Illinois | 3 | $ 335,000 | $ 111,000 | $ 89,000 |
| Santa Barbara County California | 2 | $ 808,000 | $ 404,000 | $ 130,000 |
| Santa Clara County California | 29 | $ 17,053,000 | $ 588,000 | $ 191,000 |
| Schenectady County New York | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Scott County Minnesota | 2 | $ 415,000 | $ 207,000 | $ 35,000 |
| Seminole County Florida | 2 | $ 1,195,000 | $ 597,000 | $ 256,000 |
| Shawano County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Shelby County Tennessee | 5 | $ 1,896,000 | $ 379,000 | $ 288,000 |
| Snohomish County Washington | 10 | $ 3,499,000 | $ 349,000 | $ 63,000 |
| Somerset County New Jersey | 19 | $ 6,167,000 | $ 324,000 | $ 103,000 |
| St. Charles County Missouri | 2 | $ 438,000 | $ 219,000 | $ 100,000 |
| St. Clair County Illinois | 4 | $ 360,000 | $ 90,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 188,000 | $ 188,000 | $ 153,000 |
| St. Joseph County Indiana | 2 | $ 438,000 | $ 219,000 | $ 105,000 |
| St. Lawrence County New York | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| St. Louis City County Missouri | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| St. Louis County Missouri | 37 | $ 7,901,000 | $ 213,000 | $ 143,000 |
| St. Lucie County Florida | 3 | $ 390,000 | $ 130,000 | $ 178,000 |
| St. Mary's County Maryland | 2 | $ 527,000 | $ 263,000 | $ 100,000 |
| Suffolk County Massachusetts | 18 | $ 5,154,000 | $ 286,000 | $ 72,000 |
| Suffolk County New York | 18 | $ 8,042,000 | $ 446,000 | $ 152,000 |
| Summit County Ohio | 4 | $ 657,000 | $ 164,000 | $ 72,000 |
| Taney County Missouri | 1 | $ 240,000 | $ 240,000 | $ 323,000 |
| Tarrant County Texas | 4 | $ 657,000 | $ 164,000 | $ 84,000 |
| Thurston County Washington | 3 | $ 692,000 | $ 230,000 | $ 75,000 |
| Tippecanoe County Indiana | 1 | $ 340,000 | $ 340,000 | $ 450,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Travis County Texas | 7 | $ 1,049,000 | $ 149,000 | $ 96,000 |
| Ulster County New York | 3 | $ 492,000 | $ 164,000 | $ 151,000 |
| Union County New Jersey | 3 | $ 839,000 | $ 279,000 | $ 61,000 |
| Virginia Beach County Virginia | 2 | $ 1,282,000 | $ 641,000 | $ 200,000 |
| Volusia County Florida | 2 | $ 843,000 | $ 421,000 | $ 175,000 |
| Wake County North Carolina | 13 | $ 3,692,000 | $ 284,000 | $ 157,000 |
| Warren County Ohio | 2 | $ 273,000 | $ 136,000 | $ 51,000 |
| Washington County Maryland | 6 | $ 2,150,000 | $ 358,000 | $ 192,000 |
| Washington County Minnesota | 2 | $ 344,000 | $ 172,000 | $ 60,000 |
| Washtenaw County Michigan | 10 | $ 1,516,000 | $ 151,000 | $ 82,000 |
| Waukesha County Wisconsin | 6 | $ 1,870,000 | $ 311,000 | $ 136,000 |
| Wayne County Michigan | 42 | $ 5,130,000 | $ 122,000 | $ 63,000 |
| Westchester County New York | 8 | $ 3,790,000 | $ 473,000 | $ 156,000 |
| Whatcom County Washington | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Will County Illinois | 31 | $ 7,439,000 | $ 239,000 | $ 80,000 |
| Williamson County Tennessee | 2 | $ 1,374,000 | $ 687,000 | $ 282,000 |
| Williamson County Texas | 4 | $ 899,000 | $ 224,000 | $ 105,000 |
| Winchester County Virginia | 1 | $ 413,000 | $ 413,000 | $ 195,000 |
| Winnebago County Illinois | 2 | $ 275,000 | $ 137,000 | $ 135,000 |
| Winnebago County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Worcester County Massachusetts | 7 | $ 1,936,000 | $ 276,000 | $ 70,000 |
| Wright County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 68,000 |
| Yolo County California | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
| York County Pennsylvania | 7 | $ 937,000 | $ 133,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,378 | $379,490,000 | $275,000 | $1,328,000 | $103,000 | $1,200,000 |
| Refinancing | 874 | $229,761,000 | $262,000 | $1,887,000 | $106,000 | $1,697,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,279 | $369,527,000 | $288,000 | $1,887,000 | $111,000 | $1,697,000 |
| White | 684 | $180,292,000 | $263,000 | $1,125,000 | $105,000 | $1,297,000 |
| Black or African American | 258 | $51,692,000 | $200,000 | $980,000 | $69,000 | $420,000 |
| Hispanic | 20 | $4,317,000 | $215,000 | $380,000 | $61,000 | $180,000 |
| American Indian or Alaskan Native | 7 | $2,096,000 | $299,000 | $576,000 | $112,000 | $211,000 |
| Not Provided | 3 | $952,000 | $317,000 | $464,000 | $114,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $375,000 | $375,000 | $375,000 | $250,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,252 | $609,251,000 | $270,000 | $1,887,000 | $104,000 | $1,697,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,048 | $275,135,000 | $262,000 | $1,000,000 | $105,000 | $957,000 |
| Application Withdrawn By Applicant | 400 | $114,939,000 | $287,000 | $1,328,000 | $103,000 | $616,000 |
| File Closed For Incompleteness | 397 | $108,274,000 | $272,000 | $1,139,000 | $99,000 | $700,000 |
| Application Approved But Not Accepted | 250 | $67,608,000 | $270,000 | $1,887,000 | $116,000 | $1,697,000 |
| Application Denied By Financial Institution | 125 | $34,351,000 | $274,000 | $1,125,000 | $97,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 25 | $7,443,000 | $297,000 | $650,000 | $104,000 | $359,000 |
| Preapproval Denied by Financial Institution | 7 | $1,501,000 | $214,000 | $649,000 | $90,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $14,787,000 | $268,000 | $840,000 | $83,000 | $262,000 |
| Collateral | 23 | $7,966,000 | $346,000 | $1,125,000 | $162,000 | $1,200,000 |
| Mortgage Insurance Denied | 21 | $4,968,000 | $236,000 | $675,000 | $84,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,645,000 | $293,000 | $608,000 | $123,000 | $344,000 |
| Debt-To-Income Ratio | 9 | $1,941,000 | $215,000 | $560,000 | $55,000 | $145,000 |
| Employment History | 5 | $1,426,000 | $285,000 | $488,000 | $49,000 | $96,000 |
| Unverifiable Information | 2 | $458,000 | $229,000 | $312,000 | $126,000 | $158,000 |
| Other | 1 | $160,000 | $160,000 | $160,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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