Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,505 |
| Total Mortgage Loan Application Amount | $1,079,035,000 |
| Average Mortgage Loan Application Amount | $165,400 |
| Highest Mortgage Loan Application Amount | $1,465,000 |
| Average Applicant Income | $112,800 |
| Highest Applicant Income | $4,680,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,284 | $ 240,350,000 | $ 187,000 | $ 119,000 |
| Fayette County Kentucky | 732 | $ 150,520,000 | $ 205,000 | $ 113,000 |
| Kenton County Kentucky | 723 | $ 140,505,000 | $ 194,000 | $ 108,000 |
| Boone County Kentucky | 505 | $ 96,205,000 | $ 190,000 | $ 101,000 |
| Clermont County Ohio | 444 | $ 82,410,000 | $ 185,000 | $ 104,000 |
| Butler County Ohio | 412 | $ 79,200,000 | $ 192,000 | $ 110,000 |
| Campbell County Kentucky | 337 | $ 61,015,000 | $ 181,000 | $ 109,000 |
| Warren County Ohio | 235 | $ 57,495,000 | $ 244,000 | $ 137,000 |
| Jessamine County Kentucky | 106 | $ 26,150,000 | $ 246,000 | $ 130,000 |
| Scott County Kentucky | 106 | $ 22,490,000 | $ 212,000 | $ 104,000 |
| Dearborn County Indiana | 66 | $ 13,910,000 | $ 210,000 | $ 101,000 |
| Madison County Kentucky | 66 | $ 12,940,000 | $ 196,000 | $ 104,000 |
| Woodford County Kentucky | 57 | $ 12,235,000 | $ 214,000 | $ 105,000 |
| Jefferson County Kentucky | 37 | $ 9,965,000 | $ 269,000 | $ 136,000 |
| Clark County Kentucky | 34 | $ 6,500,000 | $ 191,000 | $ 97,000 |
| Franklin County Kentucky | 30 | $ 5,030,000 | $ 167,000 | $ 93,000 |
| Brown County Ohio | 30 | $ 5,580,000 | $ 186,000 | $ 127,000 |
| Grant County Kentucky | 22 | $ 4,380,000 | $ 199,000 | $ 107,000 |
| Pendleton County Kentucky | 18 | $ 2,610,000 | $ 145,000 | $ 88,000 |
| Franklin County Ohio | 18 | $ 4,730,000 | $ 262,000 | $ 116,000 |
| Montgomery County Ohio | 17 | $ 2,255,000 | $ 132,000 | $ 112,000 |
| Anderson County Kentucky | 16 | $ 2,780,000 | $ 173,000 | $ 95,000 |
| Boyle County Kentucky | 12 | $ 1,630,000 | $ 135,000 | $ 112,000 |
| Mercer County Kentucky | 12 | $ 1,920,000 | $ 160,000 | $ 87,000 |
| Franklin County Indiana | 10 | $ 2,070,000 | $ 207,000 | $ 132,000 |
| Garrard County Kentucky | 10 | $ 1,380,000 | $ 138,000 | $ 92,000 |
| Montgomery County Kentucky | 10 | $ 1,720,000 | $ 172,000 | $ 85,000 |
| Gallatin County Kentucky | 8 | $ 1,120,000 | $ 140,000 | $ 110,000 |
| Lincoln County Kentucky | 8 | $ 1,170,000 | $ 146,000 | $ 72,000 |
| Pulaski County Kentucky | 8 | $ 1,020,000 | $ 127,000 | $ 109,000 |
| Oldham County Kentucky | 7 | $ 1,715,000 | $ 245,000 | $ 97,000 |
| Owen County Kentucky | 7 | $ 1,505,000 | $ 215,000 | $ 168,000 |
| Bourbon County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 57,000 |
| Harrison County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 80,000 |
| Campbell County Tennessee | 6 | $ 1,580,000 | $ 263,000 | $ 275,000 |
| Delaware County Ohio | 5 | $ 1,335,000 | $ 267,000 | $ 77,000 |
| Highland County Ohio | 5 | $ 745,000 | $ 149,000 | $ 67,000 |
| Lee County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 213,000 |
| Hamilton County Indiana | 4 | $ 670,000 | $ 167,000 | $ 118,000 |
| Ripley County Indiana | 4 | $ 850,000 | $ 212,000 | $ 102,000 |
| Russell County Kentucky | 4 | $ 540,000 | $ 135,000 | $ 233,000 |
| Shelby County Kentucky | 4 | $ 1,260,000 | $ 315,000 | $ 158,000 |
| Clinton County Ohio | 4 | $ 650,000 | $ 162,000 | $ 109,000 |
| Miami County Ohio | 4 | $ 530,000 | $ 132,000 | $ 68,000 |
| Preble County Ohio | 4 | $ 1,000,000 | $ 250,000 | $ 206,000 |
| Laurel County Kentucky | 3 | $ 385,000 | $ 128,000 | $ 77,000 |
| Greene County Ohio | 3 | $ 485,000 | $ 161,000 | $ 86,000 |
| Manatee County Florida | 2 | $ 320,000 | $ 160,000 | $ 454,000 |
| Sumter County Florida | 2 | $ 280,000 | $ 140,000 | $ 147,000 |
| Madison County Illinois | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| Boone County Indiana | 2 | $ 860,000 | $ 430,000 | $ 107,000 |
| Clark County Indiana | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Marion County Indiana | 2 | $ 60,000 | $ 30,000 | $ 43,000 |
| Morgan County Indiana | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Bracken County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Washington County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| Wayne County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Adams County Ohio | 2 | $ 230,000 | $ 115,000 | $ 101,000 |
| Logan County Ohio | 2 | $ 370,000 | $ 185,000 | $ 129,000 |
| Boulder County Colorado | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| New Castle County Delaware | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 236,000 |
| Collier County Florida | 1 | $ 1,225,000 | $ 1,225,000 | $ 382,000 |
| Hillsborough County Florida | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 375,000 |
| Fayette County Indiana | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Jefferson County Indiana | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Lake County Indiana | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Spencer County Indiana | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Wayne County Indiana | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Bath County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Bullitt County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Carroll County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Cumberland County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 226,000 |
| Mason County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Nelson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Powell County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Spencer County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Emmet County Michigan | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| New Hanover County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Athens County Ohio | 1 | $ 155,000 | $ 155,000 | $ 204,000 |
| Clark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Erie County Ohio | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Fairfield County Ohio | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Westmoreland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 383,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,155 | $427,125,000 | $198,000 | $945,000 | $115,000 | $1,200,000 |
| Home Purchase | 2,088 | $431,570,000 | $206,000 | $1,465,000 | $111,000 | $1,181,000 |
| Cash-out Refinancing | 1,187 | $211,345,000 | $178,000 | $1,305,000 | $109,000 | $4,680,000 |
| Home Improvement | 50 | $5,720,000 | $114,000 | $505,000 | $112,000 | $569,000 |
| Other Purpose | 25 | $3,275,000 | $131,000 | $475,000 | $117,000 | $370,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,530 | $893,600,000 | $197,000 | $1,465,000 | $113,000 | $4,680,000 |
| Not Provided | 519 | $101,305,000 | $195,000 | $655,000 | $115,000 | $1,000,000 |
| Asian | 211 | $41,495,000 | $196,000 | $865,000 | $107,000 | $570,000 |
| Black or African American | 142 | $23,790,000 | $167,000 | $525,000 | $90,000 | $244,000 |
| Hispanic | 62 | $10,550,000 | $170,000 | $485,000 | $110,000 | $689,000 |
| Not applicable | 25 | $4,485,000 | $179,000 | $815,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $2,070,000 | $207,000 | $305,000 | $92,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $645,000 | $215,000 | $325,000 | $66,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,086 | $1,010,470,000 | $198,000 | $1,465,000 | $116,000 | $4,680,000 |
| FHA-insured (Federal Housing Administration) | 345 | $54,135,000 | $156,000 | $345,000 | $66,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 44 | $9,680,000 | $220,000 | $485,000 | $84,000 | $247,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,750,000 | $158,000 | $225,000 | $55,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,951 | $785,395,000 | $198,000 | $1,465,000 | $114,000 | $1,181,000 |
| Application Denied By Financial Institution | 848 | $153,430,000 | $180,000 | $1,305,000 | $98,000 | $4,680,000 |
| Application Withdrawn By Applicant | 581 | $113,855,000 | $195,000 | $815,000 | $116,000 | $1,962,000 |
| Application Approved But Not Accepted | 124 | $26,250,000 | $211,000 | $1,365,000 | $116,000 | $599,000 |
| Loan Purchased By The Institution | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,657 | $925,605,000 | $198,000 | $1,465,000 | $115,000 | $1,962,000 |
| Debt-To-Income Ratio | 243 | $46,285,000 | $190,000 | $1,305,000 | $68,000 | $227,000 |
| Credit Application Incomplete | 223 | $42,345,000 | $189,000 | $575,000 | $110,000 | $746,000 |
| Credit History | 169 | $26,245,000 | $155,000 | $445,000 | $90,000 | $435,000 |
| Collateral | 130 | $24,590,000 | $189,000 | $605,000 | $116,000 | $1,200,000 |
| Other | 62 | $11,090,000 | $178,000 | $815,000 | $174,000 | $4,680,000 |
| Unverifiable Information | 8 | $1,120,000 | $140,000 | $205,000 | $95,000 | $192,000 |
| Employment History | 7 | $775,000 | $110,000 | $245,000 | $51,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $980,000 | $163,000 | $295,000 | $58,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.