Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,999 |
| Total Mortgage Loan Application Amount | $1,398,415,000 |
| Average Mortgage Loan Application Amount | $173,666 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $2,842,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,946 | $ 339,030,000 | $ 174,000 | $ 102,000 |
| Fayette County Kentucky | 1,041 | $ 181,333,000 | $ 174,000 | $ 95,000 |
| Kenton County Kentucky | 1,001 | $ 171,876,000 | $ 171,000 | $ 99,000 |
| Boone County Kentucky | 699 | $ 123,655,000 | $ 176,000 | $ 101,000 |
| Clermont County Ohio | 672 | $ 109,973,000 | $ 163,000 | $ 92,000 |
| Butler County Ohio | 658 | $ 115,821,000 | $ 176,000 | $ 103,000 |
| Campbell County Kentucky | 506 | $ 85,743,000 | $ 169,000 | $ 94,000 |
| Warren County Ohio | 400 | $ 81,859,000 | $ 204,000 | $ 125,000 |
| Jessamine County Kentucky | 152 | $ 30,494,000 | $ 200,000 | $ 102,000 |
| Scott County Kentucky | 120 | $ 21,538,000 | $ 179,000 | $ 95,000 |
| Dearborn County Indiana | 91 | $ 15,741,000 | $ 172,000 | $ 88,000 |
| Madison County Kentucky | 91 | $ 15,743,000 | $ 173,000 | $ 89,000 |
| Franklin County Kentucky | 52 | $ 8,947,000 | $ 172,000 | $ 88,000 |
| Brown County Ohio | 52 | $ 7,202,000 | $ 138,000 | $ 87,000 |
| Woodford County Kentucky | 51 | $ 9,423,000 | $ 184,000 | $ 85,000 |
| Grant County Kentucky | 43 | $ 7,156,000 | $ 166,000 | $ 90,000 |
| Clark County Kentucky | 40 | $ 6,800,000 | $ 170,000 | $ 86,000 |
| Jefferson County Kentucky | 38 | $ 7,059,000 | $ 185,000 | $ 100,000 |
| Montgomery County Ohio | 25 | $ 5,572,000 | $ 222,000 | $ 126,000 |
| Garrard County Kentucky | 19 | $ 3,058,000 | $ 160,000 | $ 82,000 |
| Franklin County Ohio | 17 | $ 3,287,000 | $ 193,000 | $ 119,000 |
| Bourbon County Kentucky | 16 | $ 2,117,000 | $ 132,000 | $ 84,000 |
| Anderson County Kentucky | 15 | $ 1,838,000 | $ 122,000 | $ 73,000 |
| Boyle County Kentucky | 15 | $ 2,242,000 | $ 149,000 | $ 120,000 |
| Pulaski County Kentucky | 15 | $ 1,448,000 | $ 96,000 | $ 97,000 |
| Montgomery County Kentucky | 14 | $ 2,076,000 | $ 148,000 | $ 97,000 |
| Franklin County Indiana | 12 | $ 1,840,000 | $ 153,000 | $ 89,000 |
| Pendleton County Kentucky | 12 | $ 1,496,000 | $ 124,000 | $ 130,000 |
| Owen County Kentucky | 11 | $ 1,400,000 | $ 127,000 | $ 77,000 |
| Ripley County Indiana | 9 | $ 1,544,000 | $ 171,000 | $ 101,000 |
| Gallatin County Kentucky | 9 | $ 1,635,000 | $ 181,000 | $ 94,000 |
| Harrison County Kentucky | 9 | $ 1,746,000 | $ 194,000 | $ 108,000 |
| Shelby County Kentucky | 9 | $ 1,463,000 | $ 162,000 | $ 75,000 |
| Greene County Ohio | 9 | $ 1,457,000 | $ 161,000 | $ 97,000 |
| Mercer County Kentucky | 8 | $ 1,113,000 | $ 139,000 | $ 70,000 |
| Clinton County Ohio | 8 | $ 1,279,000 | $ 159,000 | $ 78,000 |
| Delaware County Ohio | 8 | $ 2,119,000 | $ 264,000 | $ 137,000 |
| Lincoln County Kentucky | 6 | $ 745,000 | $ 124,000 | $ 66,000 |
| Highland County Ohio | 5 | $ 714,000 | $ 142,000 | $ 87,000 |
| Marion County Indiana | 4 | $ 984,000 | $ 246,000 | $ 152,000 |
| Bracken County Kentucky | 4 | $ 667,000 | $ 166,000 | $ 341,000 |
| Laurel County Kentucky | 4 | $ 464,000 | $ 116,000 | $ 69,000 |
| Miami County Ohio | 4 | $ 423,000 | $ 105,000 | $ 76,000 |
| Switzerland County Indiana | 3 | $ 493,000 | $ 164,000 | $ 70,000 |
| Bullitt County Kentucky | 3 | $ 815,000 | $ 271,000 | $ 142,000 |
| Henry County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 113,000 |
| Nicholas County Kentucky | 3 | $ 244,000 | $ 81,000 | $ 70,000 |
| Oldham County Kentucky | 3 | $ 747,000 | $ 249,000 | $ 132,000 |
| Wayne County Kentucky | 3 | $ 360,000 | $ 120,000 | $ 109,000 |
| Adams County Ohio | 3 | $ 298,000 | $ 99,000 | $ 69,000 |
| Preble County Ohio | 3 | $ 337,000 | $ 112,000 | $ 101,000 |
| Hamilton County Indiana | 2 | $ 277,000 | $ 138,000 | $ 106,000 |
| Ohio County Indiana | 2 | $ 317,000 | $ 158,000 | $ 107,000 |
| Russell County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 47,000 |
| Washington County Kentucky | 2 | $ 447,000 | $ 223,000 | $ 175,000 |
| Whitley County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 71,000 |
| Hancock County Ohio | 2 | $ 834,000 | $ 417,000 | $ 309,000 |
| Licking County Ohio | 2 | $ 419,000 | $ 209,000 | $ 123,000 |
| Los Angeles County California | 1 | $ 2,547,000 | $ 2,547,000 | $ 2,842,000 |
| Broward County Florida | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 116,000 | $ 116,000 | $ 179,000 |
| Lee County Florida | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Palm Beach County Florida | 1 | $ 417,000 | $ 417,000 | $ 224,000 |
| Pinellas County Florida | 1 | $ 485,000 | $ 485,000 | $ 189,000 |
| Sarasota County Florida | 1 | $ 228,000 | $ 228,000 | $ 456,000 |
| Walton County Florida | 1 | $ 390,000 | $ 390,000 | $ 250,000 |
| Allen County Indiana | 1 | $ 141,000 | $ 141,000 | $ 51,000 |
| Clark County Indiana | 1 | $ 120,000 | $ 120,000 | $ 148,000 |
| Clinton County Indiana | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Decatur County Indiana | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Monroe County Indiana | 1 | $ 72,000 | $ 72,000 | $ 122,000 |
| Union County Indiana | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Vanderburgh County Indiana | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Carter County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 73,000 |
| Estill County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Marion County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Mason County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Nelson County Kentucky | 1 | $ 258,000 | $ 258,000 | $ 66,000 |
| Powell County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 90,000 |
| Rowan County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Spencer County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Taylor County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 34,000 |
| Warren County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| East Baton Rouge County Louisiana | 1 | $ 290,000 | $ 290,000 | $ 116,000 |
| Alcona County Michigan | 1 | $ 96,000 | $ 96,000 | $ 19,000 |
| Leelanau County Michigan | 1 | $ 364,000 | $ 364,000 | $ 46,000 |
| Ontonagon County Michigan | 1 | $ 99,000 | $ 99,000 | $ 90,000 |
| Allen County Ohio | 1 | $ 252,000 | $ 252,000 | $ 174,000 |
| Jackson County Ohio | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Knox County Ohio | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Lucas County Ohio | 1 | $ 152,000 | $ 152,000 | $ 273,000 |
| Mercer County Ohio | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Ross County Ohio | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Summit County Ohio | 1 | $ 182,000 | $ 182,000 | $ 49,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| Campbell County Tennessee | 1 | $ 343,000 | $ 343,000 | $ 92,000 |
| Jefferson County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 234,000 |
| Harris County Texas | 1 | $ 127,000 | $ 127,000 | $ 87,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,619 | $795,628,000 | $172,000 | $2,547,000 | $103,000 | $2,842,000 |
| Home Purchase | 2,801 | $504,672,000 | $180,000 | $3,100,000 | $96,000 | $1,327,000 |
| Home Improvement | 579 | $98,115,000 | $169,000 | $2,543,000 | $99,000 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,094 | $1,229,022,000 | $173,000 | $2,547,000 | $102,000 | $2,842,000 |
| Not Provided | 260 | $46,108,000 | $177,000 | $577,000 | $126,000 | $1,174,000 |
| Asian | 258 | $47,901,000 | $185,000 | $574,000 | $111,000 | $679,000 |
| Not applicable | 167 | $44,393,000 | $265,000 | $3,100,000 | $0 | $0 |
| Black or African American | 137 | $17,717,000 | $129,000 | $375,000 | $76,000 | $214,000 |
| Hispanic | 69 | $11,026,000 | $159,000 | $536,000 | $87,000 | $346,000 |
| American Indian or Alaskan Native | 8 | $1,347,000 | $168,000 | $300,000 | $124,000 | $430,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $901,000 | $150,000 | $213,000 | $126,000 | $389,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,392 | $1,310,050,000 | $177,000 | $3,100,000 | $103,000 | $2,842,000 |
| FHA-insured (Federal Housing Administration) | 477 | $67,172,000 | $140,000 | $336,000 | $61,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $9,738,000 | $143,000 | $226,000 | $53,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 62 | $11,455,000 | $184,000 | $450,000 | $70,000 | $198,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,714 | $1,004,346,000 | $175,000 | $3,100,000 | $103,000 | $2,842,000 |
| Application Denied By Financial Institution | 1,610 | $278,399,000 | $172,000 | $2,533,000 | $88,000 | $1,183,000 |
| Application Withdrawn By Applicant | 559 | $95,333,000 | $170,000 | $824,000 | $101,000 | $1,148,000 |
| Application Approved But Not Accepted | 108 | $19,025,000 | $176,000 | $556,000 | $100,000 | $316,000 |
| Loan Purchased By The Institution | 8 | $1,312,000 | $164,000 | $261,000 | $71,000 | $133,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 479 | $83,114,000 | $173,000 | $868,000 | $59,000 | $291,000 |
| Credit History | 367 | $57,821,000 | $157,000 | $859,000 | $91,000 | $662,000 |
| Collateral | 325 | $61,584,000 | $189,000 | $860,000 | $112,000 | $755,000 |
| Credit Application Incomplete | 306 | $57,948,000 | $189,000 | $2,533,000 | $113,000 | $1,183,000 |
| Other | 67 | $8,619,000 | $128,000 | $382,000 | $78,000 | $456,000 |
| Employment History | 44 | $6,138,000 | $139,000 | $314,000 | $69,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,929,000 | $175,000 | $322,000 | $93,000 | $252,000 |
| Unverifiable Information | 11 | $1,246,000 | $113,000 | $226,000 | $61,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.