Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,102 |
| Total Mortgage Loan Application Amount | $1,343,247,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $3,750,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $2,487,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 2,160 | $ 354,551,000 | $ 164,000 | $ 98,000 |
| Kenton County Kentucky | 1,065 | $ 164,101,000 | $ 154,000 | $ 93,000 |
| Fayette County Kentucky | 882 | $ 147,574,000 | $ 167,000 | $ 94,000 |
| Boone County Kentucky | 750 | $ 121,028,000 | $ 161,000 | $ 90,000 |
| Clermont County Ohio | 724 | $ 116,901,000 | $ 161,000 | $ 94,000 |
| Butler County Ohio | 590 | $ 102,888,000 | $ 174,000 | $ 98,000 |
| Campbell County Kentucky | 518 | $ 81,166,000 | $ 156,000 | $ 90,000 |
| Warren County Ohio | 342 | $ 68,862,000 | $ 201,000 | $ 125,000 |
| Jessamine County Kentucky | 153 | $ 27,149,000 | $ 177,000 | $ 117,000 |
| Scott County Kentucky | 106 | $ 19,305,000 | $ 182,000 | $ 92,000 |
| Dearborn County Indiana | 87 | $ 14,779,000 | $ 169,000 | $ 88,000 |
| Madison County Kentucky | 81 | $ 14,770,000 | $ 182,000 | $ 95,000 |
| Franklin County Kentucky | 62 | $ 9,855,000 | $ 158,000 | $ 96,000 |
| Woodford County Kentucky | 56 | $ 9,112,000 | $ 162,000 | $ 87,000 |
| Brown County Ohio | 50 | $ 6,626,000 | $ 132,000 | $ 77,000 |
| Montgomery County Ohio | 39 | $ 7,889,000 | $ 202,000 | $ 86,000 |
| Grant County Kentucky | 37 | $ 5,661,000 | $ 153,000 | $ 85,000 |
| Clark County Kentucky | 33 | $ 4,977,000 | $ 150,000 | $ 81,000 |
| Jefferson County Kentucky | 30 | $ 4,900,000 | $ 163,000 | $ 76,000 |
| Anderson County Kentucky | 24 | $ 3,777,000 | $ 157,000 | $ 80,000 |
| Pendleton County Kentucky | 24 | $ 3,097,000 | $ 129,000 | $ 69,000 |
| Franklin County Indiana | 19 | $ 2,452,000 | $ 129,000 | $ 80,000 |
| Franklin County Ohio | 16 | $ 2,349,000 | $ 146,000 | $ 90,000 |
| Boyle County Kentucky | 15 | $ 2,647,000 | $ 176,000 | $ 102,000 |
| Garrard County Kentucky | 14 | $ 1,943,000 | $ 138,000 | $ 67,000 |
| Mercer County Kentucky | 13 | $ 1,940,000 | $ 149,000 | $ 73,000 |
| Owen County Kentucky | 13 | $ 1,700,000 | $ 130,000 | $ 101,000 |
| Greene County Ohio | 12 | $ 2,115,000 | $ 176,000 | $ 114,000 |
| Bourbon County Kentucky | 10 | $ 1,527,000 | $ 152,000 | $ 67,000 |
| Gallatin County Kentucky | 10 | $ 1,011,000 | $ 101,000 | $ 64,000 |
| Lincoln County Kentucky | 10 | $ 1,414,000 | $ 141,000 | $ 63,000 |
| Ripley County Indiana | 9 | $ 1,836,000 | $ 204,000 | $ 102,000 |
| Harrison County Kentucky | 8 | $ 1,346,000 | $ 168,000 | $ 99,000 |
| Delaware County Ohio | 8 | $ 2,678,000 | $ 334,000 | $ 106,000 |
| Pulaski County Kentucky | 7 | $ 859,000 | $ 122,000 | $ 222,000 |
| Nicholas County Kentucky | 6 | $ 997,000 | $ 166,000 | $ 87,000 |
| Shelby County Kentucky | 6 | $ 1,167,000 | $ 194,000 | $ 93,000 |
| Clinton County Ohio | 6 | $ 592,000 | $ 98,000 | $ 87,000 |
| Campbell County Tennessee | 6 | $ 1,282,000 | $ 213,000 | $ 275,000 |
| Miami County Ohio | 5 | $ 664,000 | $ 132,000 | $ 109,000 |
| Oldham County Kentucky | 4 | $ 838,000 | $ 209,000 | $ 108,000 |
| Highland County Ohio | 4 | $ 820,000 | $ 205,000 | $ 62,000 |
| Palm Beach County Florida | 3 | $ 4,987,000 | $ 1,662,000 | $ 517,000 |
| Fleming County Kentucky | 3 | $ 416,000 | $ 138,000 | $ 41,000 |
| Laurel County Kentucky | 3 | $ 380,000 | $ 126,000 | $ 61,000 |
| Montgomery County Kentucky | 3 | $ 480,000 | $ 160,000 | $ 64,000 |
| Russell County Kentucky | 3 | $ 305,000 | $ 101,000 | $ 83,000 |
| Wayne County Kentucky | 3 | $ 483,000 | $ 161,000 | $ 177,000 |
| Adams County Ohio | 3 | $ 239,000 | $ 79,000 | $ 66,000 |
| Preble County Ohio | 3 | $ 498,000 | $ 166,000 | $ 72,000 |
| Sarasota County Florida | 2 | $ 607,000 | $ 303,000 | $ 396,000 |
| Marion County Indiana | 2 | $ 923,000 | $ 461,000 | $ 429,000 |
| Knox County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 45,000 |
| Rockcastle County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 44,000 |
| Whitley County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 74,000 |
| Fairfield County Ohio | 2 | $ 433,000 | $ 216,000 | $ 116,000 |
| Lawrence County Ohio | 2 | $ 132,000 | $ 66,000 | $ 27,000 |
| Licking County Ohio | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Baldwin County Alabama | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Jackson County Alabama | 1 | $ 680,000 | $ 680,000 | $ 265,000 |
| Mobile County Alabama | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Boulder County Colorado | 1 | $ 830,000 | $ 830,000 | $ 709,000 |
| Brevard County Florida | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 367,000 | $ 367,000 | $ 129,000 |
| Collier County Florida | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| Duval County Florida | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Lee County Florida | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Manatee County Florida | 1 | $ 278,000 | $ 278,000 | $ 200,000 |
| Polk County Florida | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Allen County Indiana | 1 | $ 190,000 | $ 190,000 | $ 99,000 |
| Delaware County Indiana | 1 | $ 86,000 | $ 86,000 | $ 226,000 |
| Floyd County Indiana | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Johnson County Indiana | 1 | $ 349,000 | $ 349,000 | $ 76,000 |
| Ohio County Indiana | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Union County Indiana | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Bullitt County Kentucky | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
| Clay County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 129,000 |
| Cumberland County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 162,000 |
| Estill County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Henry County Kentucky | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Lewis County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 99,000 |
| Mason County Kentucky | 1 | $ 408,000 | $ 408,000 | $ 316,000 |
| Menifee County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 309,000 |
| Powell County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Spencer County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Taylor County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Warren County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Washington County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
| East Baton Rouge County Louisiana | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
| Leelanau County Michigan | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Chautauqua County New York | 1 | $ 220,000 | $ 220,000 | $ 155,000 |
| Brunswick County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 196,000 |
| Dare County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 121,000 |
| Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 244,000 | $ 244,000 | $ 127,000 |
| Fayette County Ohio | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Geauga County Ohio | 1 | $ 395,000 | $ 395,000 | $ 258,000 |
| Hancock County Ohio | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Hocking County Ohio | 1 | $ 300,000 | $ 300,000 | $ 1,224,000 |
| Knox County Ohio | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Madison County Ohio | 1 | $ 119,000 | $ 119,000 | $ 25,000 |
| Summit County Ohio | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Deschutes County Oregon | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Sevier County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Wilson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,541 | $721,672,000 | $158,000 | $1,850,000 | $94,000 | $1,147,000 |
| Home Purchase | 3,063 | $535,281,000 | $174,000 | $2,800,000 | $99,000 | $2,487,000 |
| Home Improvement | 498 | $86,294,000 | $173,000 | $3,750,000 | $96,000 | $757,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,224 | $1,184,162,000 | $163,000 | $2,800,000 | $98,000 | $2,487,000 |
| Asian | 243 | $46,226,000 | $190,000 | $2,300,000 | $133,000 | $1,349,000 |
| Not Provided | 234 | $37,362,000 | $159,000 | $765,000 | $100,000 | $595,000 |
| Black or African American | 165 | $21,895,000 | $132,000 | $396,000 | $75,000 | $272,000 |
| Not applicable | 154 | $41,677,000 | $270,000 | $3,750,000 | $0 | $0 |
| Hispanic | 70 | $10,277,000 | $146,000 | $417,000 | $99,000 | $552,000 |
| American Indian or Alaskan Native | 9 | $956,000 | $106,000 | $210,000 | $59,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $692,000 | $230,000 | $400,000 | $98,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,356 | $1,237,770,000 | $168,000 | $3,750,000 | $100,000 | $2,487,000 |
| FHA-insured (Federal Housing Administration) | 578 | $78,508,000 | $135,000 | $330,000 | $55,000 | $287,000 |
| VA-guaranteed (Veterans Administration) | 104 | $18,314,000 | $176,000 | $504,000 | $74,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $8,655,000 | $135,000 | $214,000 | $52,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,888 | $989,112,000 | $167,000 | $3,750,000 | $100,000 | $2,487,000 |
| Application Denied By Financial Institution | 1,624 | $254,223,000 | $156,000 | $2,688,000 | $79,000 | $1,147,000 |
| Application Withdrawn By Applicant | 473 | $81,749,000 | $172,000 | $1,996,000 | $101,000 | $508,000 |
| Application Approved But Not Accepted | 110 | $17,384,000 | $158,000 | $417,000 | $119,000 | $2,283,000 |
| Loan Purchased By The Institution | 7 | $779,000 | $111,000 | $218,000 | $92,000 | $152,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 478 | $76,569,000 | $160,000 | $1,040,000 | $57,000 | $371,000 |
| Credit History | 432 | $58,152,000 | $134,000 | $810,000 | $77,000 | $420,000 |
| Collateral | 375 | $65,040,000 | $173,000 | $950,000 | $105,000 | $983,000 |
| Credit Application Incomplete | 204 | $32,774,000 | $160,000 | $680,000 | $88,000 | $1,147,000 |
| Other | 88 | $16,152,000 | $183,000 | $2,688,000 | $80,000 | $497,000 |
| Employment History | 24 | $2,459,000 | $102,000 | $271,000 | $52,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,880,000 | $144,000 | $417,000 | $95,000 | $282,000 |
| Unverifiable Information | 10 | $1,197,000 | $119,000 | $244,000 | $45,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.