Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,352 |
| Total Mortgage Loan Application Amount | $984,481,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $4,240,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $2,575,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,816 | $ 266,316,000 | $ 146,000 | $ 86,000 |
| Kenton County Kentucky | 847 | $ 127,644,000 | $ 150,000 | $ 92,000 |
| Fayette County Kentucky | 664 | $ 99,156,000 | $ 149,000 | $ 86,000 |
| Clermont County Ohio | 576 | $ 86,318,000 | $ 149,000 | $ 84,000 |
| Boone County Kentucky | 538 | $ 85,786,000 | $ 159,000 | $ 88,000 |
| Butler County Ohio | 496 | $ 81,199,000 | $ 163,000 | $ 85,000 |
| Campbell County Kentucky | 368 | $ 52,956,000 | $ 143,000 | $ 88,000 |
| Warren County Ohio | 279 | $ 55,179,000 | $ 197,000 | $ 120,000 |
| Jessamine County Kentucky | 87 | $ 15,533,000 | $ 178,000 | $ 94,000 |
| Scott County Kentucky | 67 | $ 12,319,000 | $ 183,000 | $ 87,000 |
| Madison County Kentucky | 52 | $ 9,042,000 | $ 173,000 | $ 105,000 |
| Woodford County Kentucky | 47 | $ 7,106,000 | $ 151,000 | $ 82,000 |
| Brown County Ohio | 46 | $ 5,524,000 | $ 120,000 | $ 83,000 |
| Dearborn County Indiana | 44 | $ 7,319,000 | $ 166,000 | $ 79,000 |
| Grant County Kentucky | 34 | $ 4,545,000 | $ 133,000 | $ 73,000 |
| Franklin County Kentucky | 32 | $ 4,619,000 | $ 144,000 | $ 79,000 |
| Jefferson County Kentucky | 29 | $ 5,196,000 | $ 179,000 | $ 92,000 |
| Franklin County Ohio | 23 | $ 3,948,000 | $ 171,000 | $ 93,000 |
| Montgomery County Ohio | 22 | $ 10,984,000 | $ 499,000 | $ 81,000 |
| Clark County Kentucky | 18 | $ 2,391,000 | $ 132,000 | $ 72,000 |
| Anderson County Kentucky | 16 | $ 1,791,000 | $ 111,000 | $ 59,000 |
| Bourbon County Kentucky | 16 | $ 2,329,000 | $ 145,000 | $ 76,000 |
| Pendleton County Kentucky | 16 | $ 1,754,000 | $ 109,000 | $ 84,000 |
| Garrard County Kentucky | 14 | $ 1,785,000 | $ 127,000 | $ 59,000 |
| Boyle County Kentucky | 12 | $ 1,337,000 | $ 111,000 | $ 61,000 |
| Franklin County Indiana | 10 | $ 1,875,000 | $ 187,000 | $ 89,000 |
| Mercer County Kentucky | 10 | $ 1,183,000 | $ 118,000 | $ 63,000 |
| Gallatin County Kentucky | 9 | $ 1,254,000 | $ 139,000 | $ 54,000 |
| Owen County Kentucky | 8 | $ 1,270,000 | $ 158,000 | $ 106,000 |
| Pulaski County Kentucky | 8 | $ 731,000 | $ 91,000 | $ 109,000 |
| Ripley County Indiana | 7 | $ 947,000 | $ 135,000 | $ 86,000 |
| Montgomery County Kentucky | 7 | $ 1,036,000 | $ 148,000 | $ 92,000 |
| Adams County Ohio | 7 | $ 582,000 | $ 83,000 | $ 69,000 |
| Clinton County Ohio | 7 | $ 650,000 | $ 92,000 | $ 42,000 |
| Preble County Ohio | 7 | $ 1,180,000 | $ 168,000 | $ 83,000 |
| Harrison County Kentucky | 6 | $ 913,000 | $ 152,000 | $ 46,000 |
| Delaware County Ohio | 5 | $ 1,165,000 | $ 233,000 | $ 104,000 |
| Oldham County Kentucky | 4 | $ 871,000 | $ 217,000 | $ 145,000 |
| Campbell County Tennessee | 4 | $ 843,000 | $ 210,000 | $ 469,000 |
| Ohio County Indiana | 3 | $ 613,000 | $ 204,000 | $ 47,000 |
| Shelby County Kentucky | 3 | $ 917,000 | $ 305,000 | $ 116,000 |
| Greene County Ohio | 3 | $ 634,000 | $ 211,000 | $ 65,000 |
| Logan County Ohio | 3 | $ 809,000 | $ 269,000 | $ 125,000 |
| Palm Beach County Florida | 2 | $ 287,000 | $ 143,000 | $ 83,000 |
| Volusia County Florida | 2 | $ 324,000 | $ 162,000 | $ 80,000 |
| Johnson County Indiana | 2 | $ 435,000 | $ 217,000 | $ 78,000 |
| Marion County Indiana | 2 | $ 207,000 | $ 103,000 | $ 115,000 |
| Monroe County Indiana | 2 | $ 135,000 | $ 67,000 | $ 93,000 |
| Bullitt County Kentucky | 2 | $ 477,000 | $ 238,000 | $ 74,000 |
| Knox County Kentucky | 2 | $ 372,000 | $ 186,000 | $ 164,000 |
| Laurel County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Menifee County Kentucky | 2 | $ 245,000 | $ 122,000 | $ 173,000 |
| Powell County Kentucky | 2 | $ 191,000 | $ 95,000 | $ 89,000 |
| Wayne County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 164,000 |
| Fairfield County Ohio | 2 | $ 302,000 | $ 151,000 | $ 118,000 |
| Highland County Ohio | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
| Madison County Ohio | 2 | $ 347,000 | $ 173,000 | $ 128,000 |
| Miami County Ohio | 2 | $ 122,000 | $ 61,000 | $ 70,000 |
| Bucks County Pennsylvania | 2 | $ 553,000 | $ 276,000 | $ 194,000 |
| San Diego County California | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Broward County Florida | 1 | $ 192,000 | $ 192,000 | $ 289,000 |
| Collier County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,575,000 |
| Lee County Florida | 1 | $ 416,000 | $ 416,000 | $ 350,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 318,000 |
| Marion County Florida | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Miami-Dade County Florida | 1 | $ 210,000 | $ 210,000 | $ 134,000 |
| Orange County Florida | 1 | $ 87,000 | $ 87,000 | $ 111,000 |
| Seminole County Florida | 1 | $ 280,000 | $ 280,000 | $ 169,000 |
| Sumter County Florida | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Henry County Georgia | 1 | $ 56,000 | $ 56,000 | $ 90,000 |
| Cook County Illinois | 1 | $ 179,000 | $ 179,000 | $ 120,000 |
| Allen County Indiana | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| Brown County Indiana | 1 | $ 232,000 | $ 232,000 | $ 188,000 |
| Clark County Indiana | 1 | $ 210,000 | $ 210,000 | $ 124,000 |
| Jefferson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Jennings County Indiana | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Kosciusko County Indiana | 1 | $ 87,000 | $ 87,000 | $ 62,000 |
| Wabash County Indiana | 1 | $ 234,000 | $ 234,000 | $ 92,000 |
| Bath County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Caldwell County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 122,000 |
| Hardin County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 192,000 |
| Harlan County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 81,000 |
| Henry County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Lincoln County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 159,000 |
| Nelson County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Nicholas County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Russell County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Taylor County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Whitley County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Mason County Michigan | 1 | $ 240,000 | $ 240,000 | $ 339,000 |
| Van Buren County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 251,000 | $ 251,000 | $ 218,000 |
| Wake County North Carolina | 1 | $ 331,000 | $ 331,000 | $ 117,000 |
| Clark County Ohio | 1 | $ 97,000 | $ 97,000 | $ 116,000 |
| Cuyahoga County Ohio | 1 | $ 237,000 | $ 237,000 | $ 182,000 |
| Licking County Ohio | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Marion County Ohio | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Ottawa County Ohio | 1 | $ 316,000 | $ 316,000 | $ 211,000 |
| Wayne County Ohio | 1 | $ 196,000 | $ 196,000 | $ 52,000 |
| Newport County Rhode Island | 1 | $ 291,000 | $ 291,000 | $ 339,000 |
| Charleston County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 121,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Claiborne County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Pickett County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 97,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Fairfax County Virginia | 1 | $ 445,000 | $ 445,000 | $ 235,000 |
| Putnam County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 138,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,293 | $487,290,000 | $147,000 | $2,480,000 | $85,000 | $2,282,000 |
| Home Purchase | 2,723 | $444,950,000 | $163,000 | $3,600,000 | $94,000 | $2,575,000 |
| Home Improvement | 336 | $52,241,000 | $155,000 | $4,240,000 | $93,000 | $481,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,567 | $849,759,000 | $152,000 | $1,811,000 | $92,000 | $2,575,000 |
| Black or African American | 206 | $25,599,000 | $124,000 | $418,000 | $69,000 | $486,000 |
| Not Provided | 189 | $26,929,000 | $142,000 | $440,000 | $89,000 | $281,000 |
| Asian | 176 | $32,496,000 | $184,000 | $905,000 | $109,000 | $1,004,000 |
| Not applicable | 139 | $38,517,000 | $277,000 | $4,240,000 | $0 | $0 |
| Hispanic | 59 | $8,777,000 | $148,000 | $570,000 | $89,000 | $481,000 |
| American Indian or Alaskan Native | 13 | $1,839,000 | $141,000 | $260,000 | $68,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $565,000 | $188,000 | $260,000 | $95,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,824 | $913,114,000 | $156,000 | $4,240,000 | $92,000 | $2,575,000 |
| FHA-insured (Federal Housing Administration) | 414 | $52,216,000 | $126,000 | $337,000 | $57,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 99 | $17,024,000 | $171,000 | $445,000 | $74,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,127,000 | $141,000 | $268,000 | $54,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,670 | $737,579,000 | $157,000 | $4,240,000 | $93,000 | $2,575,000 |
| Application Denied By Financial Institution | 1,234 | $176,640,000 | $143,000 | $1,600,000 | $74,000 | $816,000 |
| Application Withdrawn By Applicant | 331 | $54,096,000 | $163,000 | $878,000 | $102,000 | $2,282,000 |
| Application Approved But Not Accepted | 102 | $13,893,000 | $136,000 | $425,000 | $77,000 | $322,000 |
| Loan Purchased By The Institution | 15 | $2,273,000 | $151,000 | $372,000 | $51,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 368 | $48,644,000 | $132,000 | $542,000 | $70,000 | $275,000 |
| Collateral | 325 | $47,572,000 | $146,000 | $1,600,000 | $88,000 | $422,000 |
| Debt-To-Income Ratio | 264 | $42,182,000 | $159,000 | $765,000 | $56,000 | $339,000 |
| Credit Application Incomplete | 205 | $30,178,000 | $147,000 | $550,000 | $84,000 | $372,000 |
| Other | 48 | $5,408,000 | $112,000 | $418,000 | $90,000 | $816,000 |
| Employment History | 14 | $1,476,000 | $105,000 | $256,000 | $48,000 | $118,000 |
| Unverifiable Information | 9 | $1,012,000 | $112,000 | $236,000 | $52,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $168,000 | $168,000 | $168,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.