Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,782 |
| Total Mortgage Loan Application Amount | $2,394,046,000 |
| Average Mortgage Loan Application Amount | $158,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $2,117,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 4,664 | $ 709,705,000 | $ 152,000 | $ 107,000 |
| Kenton County Kentucky | 1,777 | $ 257,714,000 | $ 145,000 | $ 96,000 |
| Clermont County Ohio | 1,650 | $ 252,972,000 | $ 153,000 | $ 101,000 |
| Butler County Ohio | 1,575 | $ 243,259,000 | $ 154,000 | $ 104,000 |
| Boone County Kentucky | 1,424 | $ 218,175,000 | $ 153,000 | $ 97,000 |
| Fayette County Kentucky | 1,299 | $ 186,698,000 | $ 143,000 | $ 96,000 |
| Campbell County Kentucky | 930 | $ 128,732,000 | $ 138,000 | $ 95,000 |
| Warren County Ohio | 797 | $ 147,778,000 | $ 185,000 | $ 117,000 |
| Dearborn County Indiana | 223 | $ 33,177,000 | $ 148,000 | $ 87,000 |
| Jessamine County Kentucky | 193 | $ 30,322,000 | $ 157,000 | $ 91,000 |
| Scott County Kentucky | 155 | $ 25,382,000 | $ 163,000 | $ 105,000 |
| Madison County Kentucky | 120 | $ 18,324,000 | $ 152,000 | $ 91,000 |
| Grant County Kentucky | 89 | $ 12,840,000 | $ 144,000 | $ 90,000 |
| Brown County Ohio | 88 | $ 11,398,000 | $ 129,000 | $ 89,000 |
| Woodford County Kentucky | 65 | $ 10,615,000 | $ 163,000 | $ 98,000 |
| Montgomery County Ohio | 59 | $ 8,288,000 | $ 140,000 | $ 114,000 |
| Franklin County Kentucky | 56 | $ 6,998,000 | $ 124,000 | $ 82,000 |
| Clark County Kentucky | 51 | $ 7,818,000 | $ 153,000 | $ 92,000 |
| Franklin County Indiana | 47 | $ 7,674,000 | $ 163,000 | $ 97,000 |
| Pendleton County Kentucky | 44 | $ 6,362,000 | $ 144,000 | $ 88,000 |
| Jefferson County Kentucky | 34 | $ 5,181,000 | $ 152,000 | $ 88,000 |
| Greene County Ohio | 30 | $ 4,796,000 | $ 159,000 | $ 108,000 |
| Mercer County Kentucky | 29 | $ 3,376,000 | $ 116,000 | $ 92,000 |
| Anderson County Kentucky | 23 | $ 3,718,000 | $ 161,000 | $ 96,000 |
| Bourbon County Kentucky | 23 | $ 2,891,000 | $ 125,000 | $ 83,000 |
| Clinton County Ohio | 23 | $ 3,006,000 | $ 130,000 | $ 96,000 |
| Boyle County Kentucky | 19 | $ 2,657,000 | $ 139,000 | $ 77,000 |
| Garrard County Kentucky | 19 | $ 2,034,000 | $ 107,000 | $ 82,000 |
| Franklin County Ohio | 19 | $ 3,471,000 | $ 182,000 | $ 118,000 |
| Highland County Ohio | 19 | $ 2,328,000 | $ 122,000 | $ 126,000 |
| Gallatin County Kentucky | 16 | $ 2,125,000 | $ 132,000 | $ 74,000 |
| Ripley County Indiana | 14 | $ 2,488,000 | $ 177,000 | $ 92,000 |
| Harrison County Kentucky | 14 | $ 1,754,000 | $ 125,000 | $ 96,000 |
| Owen County Kentucky | 12 | $ 1,416,000 | $ 118,000 | $ 106,000 |
| Pulaski County Kentucky | 11 | $ 1,640,000 | $ 149,000 | $ 115,000 |
| Montgomery County Kentucky | 9 | $ 1,175,000 | $ 130,000 | $ 90,000 |
| Preble County Ohio | 8 | $ 1,083,000 | $ 135,000 | $ 69,000 |
| Oldham County Kentucky | 7 | $ 1,315,000 | $ 187,000 | $ 114,000 |
| Delaware County Ohio | 7 | $ 1,495,000 | $ 213,000 | $ 128,000 |
| Laurel County Kentucky | 6 | $ 1,064,000 | $ 177,000 | $ 83,000 |
| Russell County Kentucky | 6 | $ 702,000 | $ 117,000 | $ 285,000 |
| Shelby County Kentucky | 6 | $ 1,305,000 | $ 217,000 | $ 96,000 |
| Campbell County Tennessee | 6 | $ 1,396,000 | $ 232,000 | $ 167,000 |
| Johnson County Indiana | 4 | $ 886,000 | $ 221,000 | $ 71,000 |
| Bracken County Kentucky | 4 | $ 310,000 | $ 77,000 | $ 43,000 |
| Carroll County Kentucky | 4 | $ 347,000 | $ 86,000 | $ 79,000 |
| Lincoln County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 68,000 |
| Wayne County Kentucky | 4 | $ 516,000 | $ 129,000 | $ 325,000 |
| Cuyahoga County Ohio | 4 | $ 625,000 | $ 156,000 | $ 108,000 |
| Miami County Ohio | 4 | $ 348,000 | $ 87,000 | $ 44,000 |
| Boone County Indiana | 3 | $ 636,000 | $ 212,000 | $ 154,000 |
| Decatur County Indiana | 3 | $ 468,000 | $ 156,000 | $ 101,000 |
| Hamilton County Indiana | 3 | $ 477,000 | $ 159,000 | $ 89,000 |
| Marion County Indiana | 3 | $ 480,000 | $ 160,000 | $ 74,000 |
| Ohio County Indiana | 3 | $ 545,000 | $ 181,000 | $ 55,000 |
| Switzerland County Indiana | 3 | $ 364,000 | $ 121,000 | $ 112,000 |
| Union County Indiana | 3 | $ 314,000 | $ 104,000 | $ 52,000 |
| Estill County Kentucky | 3 | $ 457,000 | $ 152,000 | $ 105,000 |
| Adams County Ohio | 3 | $ 375,000 | $ 125,000 | $ 73,000 |
| Clark County Ohio | 3 | $ 470,000 | $ 156,000 | $ 118,000 |
| Bullitt County Kentucky | 2 | $ 332,000 | $ 166,000 | $ 86,000 |
| Mason County Kentucky | 2 | $ 334,000 | $ 167,000 | $ 80,000 |
| Nelson County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Nicholas County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 83,000 |
| Rockcastle County Kentucky | 2 | $ 199,000 | $ 99,000 | $ 60,000 |
| Spencer County Kentucky | 2 | $ 257,000 | $ 128,000 | $ 136,000 |
| Fairfield County Ohio | 2 | $ 310,000 | $ 155,000 | $ 140,000 |
| Medina County Ohio | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Rhea County Tennessee | 2 | $ 98,000 | $ 49,000 | $ 53,000 |
| San Bernardino County California | 1 | $ 152,000 | $ 152,000 | $ 154,000 |
| Park County Colorado | 1 | $ 283,000 | $ 283,000 | $ 255,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 177,000 |
| Flagler County Florida | 1 | $ 417,000 | $ 417,000 | $ 943,000 |
| Polk County Florida | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Chatham County Georgia | 1 | $ 416,000 | $ 416,000 | $ 317,000 |
| Cobb County Georgia | 1 | $ 227,000 | $ 227,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Bartholomew County Indiana | 1 | $ 83,000 | $ 83,000 | $ 147,000 |
| Clark County Indiana | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Clinton County Indiana | 1 | $ 41,000 | $ 41,000 | $ 90,000 |
| Fayette County Indiana | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Floyd County Indiana | 1 | $ 148,000 | $ 148,000 | $ 76,000 |
| LaGrange County Indiana | 1 | $ 260,000 | $ 260,000 | $ 112,000 |
| Monroe County Indiana | 1 | $ 294,000 | $ 294,000 | $ 325,000 |
| Shelby County Indiana | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Clinton County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 345,000 |
| Floyd County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
| Hardin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Henry County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Marion County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 114,000 |
| Warren County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Washington County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Sagadahoc County Maine | 1 | $ 120,000 | $ 120,000 | $ 240,000 |
| Benzie County Michigan | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| Charlevoix County Michigan | 1 | $ 174,000 | $ 174,000 | $ 148,000 |
| Grand Traverse County Michigan | 1 | $ 354,000 | $ 354,000 | $ 161,000 |
| Adair County Missouri | 1 | $ 85,000 | $ 85,000 | $ 8,000 |
| St. Charles County Missouri | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Henderson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Auglaize County Ohio | 1 | $ 75,000 | $ 75,000 | $ 219,000 |
| Hancock County Ohio | 1 | $ 190,000 | $ 190,000 | $ 327,000 |
| Licking County Ohio | 1 | $ 117,000 | $ 117,000 | $ 142,000 |
| Marion County Ohio | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Ottawa County Ohio | 1 | $ 257,000 | $ 257,000 | $ 173,000 |
| Shelby County Ohio | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
| Charleston County South Carolina | 1 | $ 398,000 | $ 398,000 | $ 227,000 |
| Sevier County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 154,000 |
| Fauquier County Virginia | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,125 | $2,145,964,000 | $151,000 | $1,200,000 | $103,000 | $2,117,000 |
| Home Purchase | 1,620 | $241,577,000 | $149,000 | $994,000 | $88,000 | $1,367,000 |
| Home Improvement | 37 | $6,505,000 | $175,000 | $940,000 | $95,000 | $609,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,491 | $2,192,658,000 | $151,000 | $1,200,000 | $101,000 | $2,117,000 |
| Not Provided | 517 | $79,598,000 | $153,000 | $928,000 | $109,000 | $1,169,000 |
| Asian | 379 | $66,681,000 | $175,000 | $1,135,000 | $115,000 | $1,737,000 |
| Black or African American | 246 | $32,243,000 | $131,000 | $399,000 | $92,000 | $646,000 |
| Hispanic | 114 | $17,102,000 | $150,000 | $380,000 | $87,000 | $393,000 |
| American Indian or Alaskan Native | 19 | $3,725,000 | $196,000 | $417,000 | $98,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,348,000 | $122,000 | $202,000 | $72,000 | $131,000 |
| Not applicable | 5 | $691,000 | $138,000 | $360,000 | $104,000 | $298,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,976 | $2,282,244,000 | $152,000 | $1,200,000 | $104,000 | $2,117,000 |
| FHA-insured (Federal Housing Administration) | 702 | $94,157,000 | $134,000 | $343,000 | $61,000 | $672,000 |
| VA-guaranteed (Veterans Administration) | 104 | $17,645,000 | $169,000 | $366,000 | $64,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,486 | $1,880,642,000 | $150,000 | $1,200,000 | $106,000 | $2,117,000 |
| Application Denied By Financial Institution | 2,996 | $467,345,000 | $155,000 | $1,135,000 | $86,000 | $972,000 |
| Application Withdrawn By Applicant | 168 | $26,227,000 | $156,000 | $417,000 | $86,000 | $460,000 |
| Application Approved But Not Accepted | 126 | $19,381,000 | $153,000 | $402,000 | $103,000 | $732,000 |
| Loan Purchased By The Institution | 6 | $451,000 | $75,000 | $216,000 | $48,000 | $119,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,123 | $186,440,000 | $166,000 | $483,000 | $94,000 | $500,000 |
| Credit History | 517 | $68,369,000 | $132,000 | $417,000 | $78,000 | $922,000 |
| Debt-To-Income Ratio | 490 | $75,659,000 | $154,000 | $940,000 | $58,000 | $928,000 |
| Other | 430 | $67,794,000 | $157,000 | $417,000 | $98,000 | $972,000 |
| Credit Application Incomplete | 395 | $63,017,000 | $159,000 | $1,135,000 | $96,000 | $651,000 |
| Unverifiable Information | 17 | $2,518,000 | $148,000 | $263,000 | $66,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,197,000 | $137,000 | $313,000 | $88,000 | $202,000 |
| Employment History | 8 | $1,351,000 | $168,000 | $374,000 | $99,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.