Guardian Savings Bank, Fsb
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, Fsb 5901 Colerain Av Cincinnati, OH 45239 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,895 |
| Total Mortgage Loan Application Amount | $424,904,000 |
| Average Mortgage Loan Application Amount | $176,235 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $167,235 |
| Highest Applicant Income | $2,202,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,171 | $ 167,268,000 | $ 142,000 | $ 66,000 |
| Kenton County Kentucky | 371 | $ 45,867,000 | $ 123,000 | $ 74,000 |
| Clermont County Ohio | 355 | $ 53,462,000 | $ 150,000 | $ 65,000 |
| Butler County Ohio | 272 | $ 41,425,000 | $ 152,000 | $ 81,000 |
| Boone County Kentucky | 233 | $ 32,949,000 | $ 141,000 | $ 70,000 |
| Campbell County Kentucky | 144 | $ 18,387,000 | $ 127,000 | $ 55,000 |
| Warren County Ohio | 100 | $ 16,824,000 | $ 168,000 | $ 81,000 |
| Dearborn County Indiana | 63 | $ 8,731,000 | $ 138,000 | $ 63,000 |
| Brown County Ohio | 29 | $ 4,182,000 | $ 144,000 | $ 37,000 |
| Grant County Kentucky | 20 | $ 3,041,000 | $ 152,000 | $ 62,000 |
| Montgomery County Ohio | 17 | $ 3,854,000 | $ 226,000 | $ 101,000 |
| Fayette County Kentucky | 12 | $ 4,909,000 | $ 409,000 | $ 65,000 |
| Highland County Ohio | 11 | $ 1,146,000 | $ 104,000 | $ 63,000 |
| Ripley County Indiana | 7 | $ 1,107,000 | $ 158,000 | $ 52,000 |
| Pendleton County Kentucky | 7 | $ 836,000 | $ 119,000 | $ 53,000 |
| Clinton County Ohio | 5 | $ 735,000 | $ 147,000 | $ 85,000 |
| Franklin County Ohio | 5 | $ 526,000 | $ 105,000 | $ 21,000 |
| Bracken County Kentucky | 4 | $ 636,000 | $ 159,000 | $ 69,000 |
| Franklin County Kentucky | 4 | $ 691,000 | $ 172,000 | $ 85,000 |
| Scott County Kentucky | 3 | $ 541,000 | $ 180,000 | $ 56,000 |
| Greene County Ohio | 3 | $ 456,000 | $ 152,000 | $ 128,000 |
| Preble County Ohio | 3 | $ 323,000 | $ 107,000 | $ 109,000 |
| Tulare County California | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| Lake County Florida | 2 | $ 271,000 | $ 135,000 | $ 113,000 |
| Manatee County Florida | 2 | $ 239,000 | $ 119,000 | $ 88,000 |
| Fulton County Georgia | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| Franklin County Indiana | 2 | $ 253,000 | $ 126,000 | $ 76,000 |
| Hancock County Indiana | 2 | $ 178,000 | $ 89,000 | $ 97,000 |
| Bourbon County Kentucky | 2 | $ 335,000 | $ 167,000 | $ 106,000 |
| Gallatin County Kentucky | 2 | $ 4,890,000 | $ 2,445,000 | $ 27,000 |
| Summit County Ohio | 2 | $ 404,000 | $ 202,000 | $ 100,000 |
| Mobile County Alabama | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Hartford County Connecticut | 1 | $ 198,000 | $ 198,000 | $ 108,000 |
| Charlotte County Florida | 1 | $ 800,000 | $ 800,000 | $ 2,202,000 |
| Lee County Florida | 1 | $ 716,000 | $ 716,000 | $ 729,000 |
| Palm Beach County Florida | 1 | $ 168,000 | $ 168,000 | $ 189,000 |
| Sarasota County Florida | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| Decatur County Indiana | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| Ohio County Indiana | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Steuben County Indiana | 1 | $ 340,000 | $ 340,000 | $ 103,000 |
| Switzerland County Indiana | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Union County Indiana | 1 | $ 176,000 | $ 176,000 | $ 91,000 |
| Anderson County Kentucky | 1 | $ 523,000 | $ 523,000 | $ 135,000 |
| Boyle County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Carroll County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 157,000 |
| Clark County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Garrard County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 302,000 |
| Harrison County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 252,000 |
| Henry County Kentucky | 1 | $ 319,000 | $ 319,000 | $ 1,465,000 |
| Jessamine County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Mercer County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Montgomery County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Owen County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 126,000 |
| Russell County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 423,000 |
| Shelby County Kentucky | 1 | $ 1,600,000 | $ 1,600,000 | $ 336,000 |
| Kent County Michigan | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| Ottawa County Michigan | 1 | $ 136,000 | $ 136,000 | $ 106,000 |
| Adams County Ohio | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Clark County Ohio | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Cuyahoga County Ohio | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Delaware County Ohio | 1 | $ 712,000 | $ 712,000 | $ 155,000 |
| Fairfield County Ohio | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Logan County Ohio | 1 | $ 140,000 | $ 140,000 | $ 284,000 |
| Lucas County Ohio | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Mercer County Ohio | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Muskingum County Ohio | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Richland County Ohio | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 344,000 | $ 344,000 | $ 244,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,616 | $227,304,000 | $221,500 | $1,800,000 | $349,250 | $2,202,000 |
| Home Purchase | 1,172 | $185,390,000 | $175,900 | $4,800,000 | $119,200 | $1,465,000 |
| Home Improvement | 107 | $12,210,000 | $117,000 | $385,000 | $84,666 | $367,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,561 | $366,541,000 | $169,800 | $4,800,000 | $115,800 | $1,096,000 |
| Not applicable | 138 | $30,850,000 | $365,000 | $3,130,000 | $668,500 | $2,202,000 |
| Black or African American | 113 | $13,244,000 | $111,000 | $986,000 | $62,000 | $136,000 |
| Asian | 52 | $10,290,000 | $133,666 | $776,000 | $84,333 | $593,000 |
| Hispanic | 15 | $2,031,000 | $133,500 | $462,000 | $52,500 | $150,000 |
| Not Provided | 10 | $1,224,000 | $122,000 | $288,000 | $88,500 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,500 | $245,000 | $75,000 | $122,000 |
| American Indian or Alaskan Native | 2 | $114,000 | $57,000 | $62,000 | $90,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,722 | $399,690,000 | $177,500 | $3,130,000 | $151,200 | $2,202,000 |
| FHA-insured (Federal Housing Administration) | 151 | $22,103,000 | $147,666 | $4,800,000 | $45,666 | $207,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,111,000 | $142,500 | $247,000 | $58,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,323 | $340,621,000 | $180,800 | $3,130,000 | $154,300 | $2,202,000 |
| Application Denied By Financial Institution | 374 | $54,023,000 | $150,333 | $4,800,000 | $52,000 | $461,000 |
| Application Withdrawn By Applicant | 132 | $21,093,000 | $155,750 | $1,320,000 | $74,500 | $784,000 |
| Application Approved But Not Accepted | 54 | $7,629,000 | $132,666 | $641,000 | $57,666 | $235,000 |
| File Closed For Incompleteness | 12 | $1,538,000 | $130,500 | $272,000 | $51,000 | $309,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 122 | $15,187,000 | $126,000 | $1,800,000 | $43,333 | $127,000 |
| Debt-To-Income Ratio | 115 | $15,403,000 | $132,333 | $594,000 | $34,666 | $142,000 |
| Collateral | 48 | $5,949,000 | $126,000 | $523,000 | $60,000 | $226,000 |
| Other | 48 | $7,437,000 | $196,333 | $1,600,000 | $90,000 | $461,000 |
| Credit Application Incomplete | 21 | $2,973,000 | $182,000 | $500,000 | $61,666 | $210,000 |
| Unverifiable Information | 12 | $1,792,000 | $301,500 | $986,000 | $31,000 | $111,000 |
| Employment History | 6 | $410,000 | $62,500 | $110,000 | $38,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $4,872,000 | $2,436,000 | $4,800,000 | $24,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.