Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 |
Total Number of Mortgage Applications | 4,605 |
Total Mortgage Loan Application Amount | $987,295,000 |
Average Mortgage Loan Application Amount | $157,666 |
Highest Mortgage Loan Application Amount | $5,535,000 |
Average Applicant Income | $97,833 |
Highest Applicant Income | $1,998,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hamilton County Ohio | 1,066 | $ 179,830,000 | $ 168,000 | $ 116,000 |
Kenton County Kentucky | 522 | $ 107,490,000 | $ 205,000 | $ 138,000 |
Fayette County Kentucky | 462 | $ 105,030,000 | $ 227,000 | $ 123,000 |
Butler County Ohio | 347 | $ 64,245,000 | $ 185,000 | $ 120,000 |
Clermont County Ohio | 339 | $ 69,805,000 | $ 205,000 | $ 113,000 |
Boone County Kentucky | 310 | $ 70,090,000 | $ 226,000 | $ 130,000 |
Campbell County Kentucky | 264 | $ 47,590,000 | $ 180,000 | $ 115,000 |
Warren County Ohio | 199 | $ 51,255,000 | $ 257,000 | $ 137,000 |
Franklin County Ohio | 129 | $ 37,425,000 | $ 290,000 | $ 170,000 |
Montgomery County Ohio | 85 | $ 16,785,000 | $ 197,000 | $ 88,000 |
Jessamine County Kentucky | 84 | $ 25,700,000 | $ 305,000 | $ 128,000 |
Dearborn County Indiana | 60 | $ 12,560,000 | $ 209,000 | $ 129,000 |
Madison County Kentucky | 58 | $ 12,450,000 | $ 214,000 | $ 117,000 |
Brown County Ohio | 51 | $ 8,465,000 | $ 165,000 | $ 107,000 |
Scott County Kentucky | 48 | $ 11,490,000 | $ 239,000 | $ 111,000 |
Jefferson County Kentucky | 45 | $ 10,545,000 | $ 234,000 | $ 129,000 |
Delaware County Ohio | 31 | $ 10,245,000 | $ 330,000 | $ 191,000 |
Hamilton County Indiana | 30 | $ 11,610,000 | $ 387,000 | $ 225,000 |
Grant County Kentucky | 27 | $ 6,545,000 | $ 242,000 | $ 105,000 |
Franklin County Kentucky | 25 | $ 5,385,000 | $ 215,000 | $ 97,000 |
Marion County Indiana | 20 | $ 5,240,000 | $ 262,000 | $ 82,000 |
Woodford County Kentucky | 17 | $ 3,875,000 | $ 227,000 | $ 99,000 |
Greene County Ohio | 16 | $ 3,610,000 | $ 225,000 | $ 99,000 |
Anderson County Kentucky | 14 | $ 3,880,000 | $ 277,000 | $ 120,000 |
Clark County Kentucky | 14 | $ 3,600,000 | $ 257,000 | $ 123,000 |
Allegheny County Pennsylvania | 13 | $ 5,785,000 | $ 445,000 | $ 0 |
Franklin County Indiana | 12 | $ 2,530,000 | $ 210,000 | $ 98,000 |
Bourbon County Kentucky | 12 | $ 4,080,000 | $ 340,000 | $ 124,000 |
Pendleton County Kentucky | 12 | $ 2,030,000 | $ 169,000 | $ 81,000 |
Miami County Ohio | 10 | $ 2,440,000 | $ 244,000 | $ 0 |
Pulaski County Kentucky | 9 | $ 2,165,000 | $ 240,000 | $ 185,000 |
Clark County Ohio | 9 | $ 1,085,000 | $ 120,000 | $ 55,000 |
Harrison County Kentucky | 8 | $ 2,160,000 | $ 270,000 | $ 109,000 |
Licking County Ohio | 8 | $ 1,500,000 | $ 187,000 | $ 0 |
Garrard County Kentucky | 7 | $ 1,405,000 | $ 200,000 | $ 137,000 |
Clinton County Ohio | 7 | $ 1,255,000 | $ 179,000 | $ 124,000 |
Lee County Florida | 6 | $ 2,570,000 | $ 428,000 | $ 300,000 |
Allen County Indiana | 6 | $ 1,790,000 | $ 298,000 | $ 323,000 |
Hendricks County Indiana | 6 | $ 1,660,000 | $ 276,000 | $ 75,000 |
Madison County Indiana | 6 | $ 840,000 | $ 140,000 | $ 77,000 |
Boyle County Kentucky | 6 | $ 920,000 | $ 153,000 | $ 86,000 |
Russell County Kentucky | 6 | $ 1,110,000 | $ 185,000 | $ 196,000 |
Orange County California | 5 | $ 5,655,000 | $ 1,131,000 | $ 0 |
Mercer County Kentucky | 5 | $ 825,000 | $ 165,000 | $ 140,000 |
Oldham County Kentucky | 5 | $ 2,025,000 | $ 405,000 | $ 231,000 |
Highland County Ohio | 5 | $ 845,000 | $ 169,000 | $ 229,000 |
Preble County Ohio | 5 | $ 815,000 | $ 163,000 | $ 0 |
Union County Ohio | 5 | $ 2,085,000 | $ 417,000 | $ 102,000 |
Broward County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 0 |
Ripley County Indiana | 4 | $ 1,250,000 | $ 312,000 | $ 102,000 |
Gallatin County Kentucky | 4 | $ 830,000 | $ 207,000 | $ 139,000 |
Lincoln County Kentucky | 4 | $ 1,040,000 | $ 260,000 | $ 60,000 |
Fairfield County Ohio | 4 | $ 650,000 | $ 162,000 | $ 0 |
Pinellas County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 145,000 |
Bartholomew County Indiana | 3 | $ 745,000 | $ 248,000 | $ 0 |
Boone County Indiana | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
Floyd County Indiana | 3 | $ 785,000 | $ 261,000 | $ 45,000 |
Johnson County Indiana | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
Monroe County Indiana | 3 | $ 1,195,000 | $ 398,000 | $ 124,000 |
Ohio County Indiana | 3 | $ 475,000 | $ 158,000 | $ 81,000 |
Laurel County Kentucky | 3 | $ 1,175,000 | $ 391,000 | $ 215,000 |
Montgomery County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 72,000 |
Owen County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 92,000 |
Spencer County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
Cuyahoga County Ohio | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
Campbell County Tennessee | 3 | $ 1,815,000 | $ 605,000 | $ 849,000 |
Los Angeles County California | 2 | $ 600,000 | $ 300,000 | $ 0 |
Bay County Florida | 2 | $ 540,000 | $ 270,000 | $ 190,000 |
Brevard County Florida | 2 | $ 870,000 | $ 435,000 | $ 553,000 |
Collier County Florida | 2 | $ 820,000 | $ 410,000 | $ 152,000 |
Okaloosa County Florida | 2 | $ 420,000 | $ 210,000 | $ 127,000 |
Walton County Florida | 2 | $ 2,600,000 | $ 1,300,000 | $ 0 |
Hancock County Indiana | 2 | $ 710,000 | $ 355,000 | $ 0 |
Bracken County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
Bullitt County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
Hardin County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
Menifee County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 190,000 |
Shelby County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
Wayne County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
Adams County Ohio | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
Fayette County Ohio | 2 | $ 330,000 | $ 165,000 | $ 28,000 |
Huron County Ohio | 2 | $ 650,000 | $ 325,000 | $ 269,000 |
Knox County Ohio | 2 | $ 250,000 | $ 125,000 | $ 0 |
Lake County Ohio | 2 | $ 750,000 | $ 375,000 | $ 0 |
Perry County Ohio | 2 | $ 480,000 | $ 240,000 | $ 0 |
Summit County Ohio | 2 | $ 670,000 | $ 335,000 | $ 130,000 |
Butler County Pennsylvania | 2 | $ 1,040,000 | $ 520,000 | $ 144,000 |
Davidson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 965,000 |
Jefferson County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 440,000 |
Sevier County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 0 |
Baldwin County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
Mobile County Alabama | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
Tuscaloosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 1,051,000 |
Pima County Arizona | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
Hillsborough County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
Lake County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
Orange County Florida | 1 | $ 545,000 | $ 545,000 | $ 0 |
Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
St. Johns County Florida | 1 | $ 245,000 | $ 245,000 | $ 212,000 |
Fulton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
Lake County Illinois | 1 | $ 325,000 | $ 325,000 | $ 0 |
Brown County Indiana | 1 | $ 385,000 | $ 385,000 | $ 0 |
Decatur County Indiana | 1 | $ 405,000 | $ 405,000 | $ 591,000 |
Delaware County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
LaGrange County Indiana | 1 | $ 465,000 | $ 465,000 | $ 0 |
Morgan County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
Noble County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
Owen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
Wayne County Indiana | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
Wells County Indiana | 1 | $ 455,000 | $ 455,000 | $ 0 |
Bath County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Estill County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
Knox County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
Mason County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
Nicholas County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
Powell County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
Rowan County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
Warren County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
Suffolk County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 0 |
Mason County Michigan | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
Washtenaw County Michigan | 1 | $ 515,000 | $ 515,000 | $ 184,000 |
Morris County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 378,000 |
Johnston County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 218,000 |
Mecklenburg County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
New Hanover County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 0 |
Ashland County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
Athens County Ohio | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
Belmont County Ohio | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
Champaign County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
Hancock County Ohio | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
Hocking County Ohio | 1 | $ 695,000 | $ 695,000 | $ 0 |
Lorain County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
Madison County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
Marion County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
Medina County Ohio | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
Mercer County Ohio | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
Richland County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
Shelby County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
Wagoner County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
Beaver County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
Chester County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
McCormick County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
Richland County South Carolina | 1 | $ 5,535,000 | $ 5,535,000 | $ 0 |
Rutherford County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 0 |
Sumner County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 136,000 |
Williamson County Tennessee | 1 | $ 645,000 | $ 645,000 | $ 0 |
Brazoria County Texas | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
Travis County Texas | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
Ohio County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,939 | $561,535,000 | $289,000 | $2,685,000 | $144,000 | $1,465,000 |
Cash-out Refinancing | 1,096 | $210,500,000 | $192,000 | $2,285,000 | $108,000 | $1,157,000 |
Refinancing | 718 | $135,500,000 | $188,000 | $1,005,000 | $113,000 | $850,000 |
Other Purpose | 396 | $39,230,000 | $99,000 | $2,215,000 | $124,000 | $1,998,000 |
Home Improvement | 246 | $20,530,000 | $83,000 | $5,535,000 | $98,000 | $659,000 |
Not Applicable | 210 | $20,000,000 | $95,000 | $2,425,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,933 | $615,025,000 | $209,000 | $1,685,000 | $126,000 | $1,998,000 |
Not applicable | 780 | $205,550,000 | $263,000 | $5,535,000 | $0 | $0 |
Not Provided | 547 | $108,015,000 | $197,000 | $1,245,000 | $117,000 | $677,000 |
Black or African American | 197 | $21,655,000 | $109,000 | $1,505,000 | $80,000 | $534,000 |
Asian | 70 | $17,660,000 | $252,000 | $775,000 | $131,000 | $478,000 |
Hispanic | 46 | $8,420,000 | $183,000 | $525,000 | $156,000 | $1,114,000 |
American Indian or Alaskan Native | 5 | $2,235,000 | $447,000 | $875,000 | $149,000 | $250,000 |
Native Hawaiian or Other Pacific Islander | 3 | $855,000 | $285,000 | $365,000 | $85,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,428 | $949,520,000 | $214,000 | $5,535,000 | $126,000 | $1,998,000 |
FHA-insured (Federal Housing Administration) | 135 | $26,795,000 | $198,000 | $635,000 | $77,000 | $244,000 |
VA-guaranteed (Veterans Administration) | 26 | $7,520,000 | $289,000 | $605,000 | $97,000 | $176,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $3,460,000 | $216,000 | $325,000 | $65,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,921 | $610,075,000 | $208,000 | $5,535,000 | $125,000 | $1,998,000 |
Loan Purchased By The Institution | 723 | $177,905,000 | $246,000 | $2,425,000 | $0 | $0 |
Application Denied By Financial Institution | 524 | $102,500,000 | $195,000 | $1,555,000 | $111,000 | $1,120,000 |
Application Withdrawn By Applicant | 335 | $80,205,000 | $239,000 | $1,125,000 | $136,000 | $1,120,000 |
Application Approved But Not Accepted | 102 | $16,610,000 | $162,000 | $625,000 | $109,000 | $677,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,081 | $884,795,000 | $216,000 | $5,535,000 | $126,000 | $1,998,000 |
Debt-To-Income Ratio | 188 | $38,820,000 | $206,000 | $1,335,000 | $78,000 | $398,000 |
Credit Application Incomplete | 139 | $27,065,000 | $194,000 | $855,000 | $113,000 | $448,000 |
Credit History | 93 | $14,975,000 | $161,000 | $1,345,000 | $88,000 | $399,000 |
Other | 44 | $8,940,000 | $203,000 | $925,000 | $166,000 | $1,120,000 |
Collateral | 44 | $9,010,000 | $204,000 | $1,495,000 | $240,000 | $1,120,000 |
Unverifiable Information | 7 | $905,000 | $129,000 | $205,000 | $101,000 | $150,000 |
Employment History | 5 | $685,000 | $137,000 | $325,000 | $66,000 | $82,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,100,000 | $525,000 | $1,555,000 | $152,000 | $368,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.