Guardian Savings Bank, A Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Savings Bank, A Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guardian Savings Bank, A Federal Savings Bank 6100 West Chester Rd West Chester, OH 45069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 |
| Total Number of Mortgage Applications | 10,260 |
| Total Mortgage Loan Application Amount | $1,939,580,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $102,400 |
| Highest Applicant Income | $1,887,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 2,572 | $ 438,150,000 | $ 170,000 | $ 107,000 |
| Fayette County Kentucky | 1,329 | $ 256,135,000 | $ 192,000 | $ 103,000 |
| Kenton County Kentucky | 1,301 | $ 249,495,000 | $ 191,000 | $ 116,000 |
| Boone County Kentucky | 989 | $ 195,605,000 | $ 197,000 | $ 108,000 |
| Clermont County Ohio | 868 | $ 158,830,000 | $ 182,000 | $ 104,000 |
| Butler County Ohio | 756 | $ 143,320,000 | $ 189,000 | $ 110,000 |
| Campbell County Kentucky | 567 | $ 104,095,000 | $ 183,000 | $ 109,000 |
| Warren County Ohio | 394 | $ 90,010,000 | $ 228,000 | $ 126,000 |
| Jessamine County Kentucky | 186 | $ 44,480,000 | $ 239,000 | $ 112,000 |
| Scott County Kentucky | 169 | $ 37,475,000 | $ 221,000 | $ 109,000 |
| Madison County Kentucky | 129 | $ 25,495,000 | $ 197,000 | $ 91,000 |
| Dearborn County Indiana | 124 | $ 23,300,000 | $ 187,000 | $ 91,000 |
| Woodford County Kentucky | 95 | $ 20,365,000 | $ 214,000 | $ 108,000 |
| Jefferson County Kentucky | 63 | $ 15,125,000 | $ 240,000 | $ 123,000 |
| Grant County Kentucky | 55 | $ 11,055,000 | $ 201,000 | $ 115,000 |
| Franklin County Kentucky | 54 | $ 9,030,000 | $ 167,000 | $ 95,000 |
| Clark County Kentucky | 53 | $ 9,925,000 | $ 187,000 | $ 95,000 |
| Brown County Ohio | 50 | $ 10,170,000 | $ 203,000 | $ 141,000 |
| Montgomery County Ohio | 47 | $ 7,005,000 | $ 149,000 | $ 113,000 |
| Bourbon County Kentucky | 33 | $ 6,375,000 | $ 193,000 | $ 92,000 |
| Anderson County Kentucky | 30 | $ 5,610,000 | $ 187,000 | $ 107,000 |
| Boyle County Kentucky | 22 | $ 4,350,000 | $ 197,000 | $ 108,000 |
| Garrard County Kentucky | 22 | $ 3,740,000 | $ 170,000 | $ 78,000 |
| Mercer County Kentucky | 20 | $ 3,370,000 | $ 168,000 | $ 88,000 |
| Pendleton County Kentucky | 20 | $ 3,330,000 | $ 166,000 | $ 82,000 |
| Franklin County Indiana | 18 | $ 3,200,000 | $ 177,000 | $ 84,000 |
| Clinton County Ohio | 15 | $ 2,245,000 | $ 149,000 | $ 69,000 |
| Pulaski County Kentucky | 14 | $ 2,710,000 | $ 193,000 | $ 244,000 |
| Owen County Kentucky | 13 | $ 2,305,000 | $ 177,000 | $ 127,000 |
| Shelby County Kentucky | 13 | $ 2,335,000 | $ 179,000 | $ 77,000 |
| Gallatin County Kentucky | 12 | $ 2,450,000 | $ 204,000 | $ 119,000 |
| Montgomery County Kentucky | 12 | $ 2,100,000 | $ 175,000 | $ 99,000 |
| Campbell County Tennessee | 10 | $ 3,440,000 | $ 344,000 | $ 201,000 |
| Oldham County Kentucky | 9 | $ 2,665,000 | $ 296,000 | $ 187,000 |
| Harrison County Kentucky | 8 | $ 1,510,000 | $ 188,000 | $ 122,000 |
| Franklin County Ohio | 8 | $ 2,320,000 | $ 290,000 | $ 142,000 |
| Greene County Ohio | 8 | $ 1,640,000 | $ 205,000 | $ 119,000 |
| Ripley County Indiana | 7 | $ 955,000 | $ 136,000 | $ 88,000 |
| Lincoln County Kentucky | 7 | $ 955,000 | $ 136,000 | $ 77,000 |
| Bullitt County Kentucky | 6 | $ 1,120,000 | $ 186,000 | $ 101,000 |
| Russell County Kentucky | 6 | $ 860,000 | $ 143,000 | $ 160,000 |
| Delaware County Ohio | 6 | $ 1,550,000 | $ 258,000 | $ 131,000 |
| Highland County Ohio | 5 | $ 1,205,000 | $ 241,000 | $ 125,000 |
| Logan County Ohio | 5 | $ 995,000 | $ 199,000 | $ 156,000 |
| Miami County Ohio | 5 | $ 815,000 | $ 163,000 | $ 81,000 |
| Lee County Florida | 4 | $ 870,000 | $ 217,000 | $ 183,000 |
| Clark County Indiana | 4 | $ 730,000 | $ 182,000 | $ 98,000 |
| Preble County Ohio | 4 | $ 620,000 | $ 155,000 | $ 143,000 |
| Ohio County Indiana | 3 | $ 655,000 | $ 218,000 | $ 67,000 |
| Bracken County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 79,000 |
| Laurel County Kentucky | 3 | $ 765,000 | $ 255,000 | $ 235,000 |
| Mason County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Nicholas County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 47,000 |
| Washington County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 95,000 |
| Wayne County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 151,000 |
| Clark County Ohio | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Bay County Florida | 2 | $ 360,000 | $ 180,000 | $ 236,000 |
| Collier County Florida | 2 | $ 700,000 | $ 350,000 | $ 440,000 |
| Walton County Florida | 2 | $ 570,000 | $ 285,000 | $ 163,000 |
| Oconee County Georgia | 2 | $ 430,000 | $ 215,000 | $ 120,000 |
| Floyd County Indiana | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Hamilton County Indiana | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Marion County Indiana | 2 | $ 490,000 | $ 245,000 | $ 206,000 |
| Monroe County Indiana | 2 | $ 640,000 | $ 320,000 | $ 264,000 |
| Henry County Kentucky | 2 | $ 650,000 | $ 325,000 | $ 133,000 |
| Meade County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Nelson County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Powell County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Adams County Ohio | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Allen County Ohio | 2 | $ 390,000 | $ 195,000 | $ 133,000 |
| Champaign County Ohio | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Fairfield County Ohio | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Fayette County Ohio | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Medina County Ohio | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Beaufort County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 496,000 |
| Knox County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Sumner County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 153,000 |
| Mobile County Alabama | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| San Diego County California | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Brevard County Florida | 1 | $ 535,000 | $ 535,000 | $ 245,000 |
| Charlotte County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 242,000 |
| Manatee County Florida | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Nassau County Florida | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Orange County Florida | 1 | $ 175,000 | $ 175,000 | $ 173,000 |
| Osceola County Florida | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Pinellas County Florida | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
| Santa Rosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Sumter County Florida | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| Meriwether County Georgia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Boone County Indiana | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Decatur County Indiana | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Jefferson County Indiana | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Porter County Indiana | 1 | $ 505,000 | $ 505,000 | $ 380,000 |
| Switzerland County Indiana | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Union County Indiana | 1 | $ 85,000 | $ 85,000 | $ 238,000 |
| Bath County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Carroll County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 160,000 |
| Cumberland County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 300,000 |
| Edmonson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Fleming County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Larue County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Morgan County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Pike County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Robertson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Rockcastle County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Spencer County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Trigg County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Warren County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Leelanau County Michigan | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Clay County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Lucas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Madison County Ohio | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Stark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Union County Ohio | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Montgomery County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 238,000 |
| Pickett County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Sevier County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 271,000 |
| Union County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 918,000 |
| Isle of Wight County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 317,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Savings Bank, A Federal Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,556 | $1,005,810,000 | $181,000 | $2,035,000 | $109,000 | $1,811,000 |
| Cash-out Refinancing | 2,753 | $535,505,000 | $194,000 | $3,005,000 | $111,000 | $1,732,000 |
| Home Purchase | 1,601 | $382,425,000 | $238,000 | $2,365,000 | $115,000 | $1,887,000 |
| Home Improvement | 308 | $8,680,000 | $28,000 | $605,000 | $53,000 | $720,000 |
| Other Purpose | 42 | $7,160,000 | $170,000 | $555,000 | $124,000 | $590,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,940 | $1,537,200,000 | $193,000 | $2,365,000 | $110,000 | $1,887,000 |
| Not Provided | 1,420 | $274,410,000 | $193,000 | $865,000 | $118,000 | $1,811,000 |
| Black or African American | 435 | $35,975,000 | $82,000 | $545,000 | $68,000 | $468,000 |
| Asian | 200 | $37,490,000 | $187,000 | $715,000 | $97,000 | $645,000 |
| Not applicable | 120 | $27,200,000 | $226,000 | $3,005,000 | $0 | $0 |
| Hispanic | 97 | $18,195,000 | $187,000 | $415,000 | $110,000 | $435,000 |
| American Indian or Alaskan Native | 17 | $3,105,000 | $182,000 | $545,000 | $108,000 | $592,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,330,000 | $221,000 | $285,000 | $149,000 | $268,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,942 | $1,876,930,000 | $188,000 | $3,005,000 | $110,000 | $1,887,000 |
| FHA-insured (Federal Housing Administration) | 205 | $35,035,000 | $170,000 | $365,000 | $61,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 89 | $23,135,000 | $259,000 | $645,000 | $91,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $4,480,000 | $186,000 | $325,000 | $55,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,850 | $1,478,590,000 | $188,000 | $3,005,000 | $111,000 | $1,887,000 |
| Application Denied By Financial Institution | 1,415 | $266,705,000 | $188,000 | $1,155,000 | $94,000 | $600,000 |
| Application Withdrawn By Applicant | 559 | $118,965,000 | $212,000 | $2,365,000 | $118,000 | $932,000 |
| Application Approved But Not Accepted | 344 | $59,720,000 | $173,000 | $515,000 | $103,000 | $645,000 |
| Loan Purchased By The Institution | 92 | $15,600,000 | $169,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,845 | $1,672,875,000 | $189,000 | $3,005,000 | $111,000 | $1,887,000 |
| Credit Application Incomplete | 671 | $124,825,000 | $186,000 | $835,000 | $106,000 | $600,000 |
| Debt-To-Income Ratio | 337 | $66,895,000 | $198,000 | $1,025,000 | $60,000 | $337,000 |
| Credit History | 225 | $41,305,000 | $183,000 | $545,000 | $96,000 | $526,000 |
| Other | 75 | $13,305,000 | $177,000 | $695,000 | $129,000 | $460,000 |
| Collateral | 74 | $13,660,000 | $184,000 | $1,155,000 | $106,000 | $579,000 |
| Employment History | 17 | $3,645,000 | $214,000 | $545,000 | $81,000 | $200,000 |
| Unverifiable Information | 15 | $2,375,000 | $158,000 | $385,000 | $62,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $695,000 | $695,000 | $695,000 | $240,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.