Guaranty Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Guaranty Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Guaranty Bank 1341 W Battlefield Springfield, MO 65807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,209 |
| Total Mortgage Loan Application Amount | $250,185,000 |
| Average Mortgage Loan Application Amount | $237,400 |
| Highest Mortgage Loan Application Amount | $4,555,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $1,176,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 510 | $ 90,540,000 | $ 177,000 | $ 98,000 |
| Jasper County Missouri | 179 | $ 35,885,000 | $ 200,000 | $ 81,000 |
| Webster County Missouri | 119 | $ 19,795,000 | $ 166,000 | $ 58,000 |
| Christian County Missouri | 106 | $ 21,050,000 | $ 198,000 | $ 89,000 |
| Newton County Missouri | 67 | $ 16,315,000 | $ 243,000 | $ 136,000 |
| Lawrence County Missouri | 29 | $ 5,135,000 | $ 177,000 | $ 98,000 |
| Stone County Missouri | 25 | $ 5,855,000 | $ 234,000 | $ 153,000 |
| Taney County Missouri | 14 | $ 7,120,000 | $ 508,000 | $ 71,000 |
| Barry County Missouri | 13 | $ 1,985,000 | $ 152,000 | $ 70,000 |
| Laclede County Missouri | 11 | $ 2,065,000 | $ 187,000 | $ 41,000 |
| Benton County Arkansas | 9 | $ 1,755,000 | $ 195,000 | $ 113,000 |
| Dallas County Missouri | 9 | $ 1,935,000 | $ 215,000 | $ 50,000 |
| McDonald County Missouri | 9 | $ 1,615,000 | $ 179,000 | $ 52,000 |
| Polk County Missouri | 9 | $ 1,885,000 | $ 209,000 | $ 101,000 |
| Washington County Arkansas | 8 | $ 2,850,000 | $ 356,000 | $ 165,000 |
| Cherokee County Kansas | 8 | $ 630,000 | $ 78,000 | $ 53,000 |
| Wright County Missouri | 5 | $ 1,155,000 | $ 231,000 | $ 40,000 |
| Jackson County Missouri | 4 | $ 880,000 | $ 220,000 | $ 122,000 |
| St. Charles County Missouri | 4 | $ 1,500,000 | $ 375,000 | $ 69,000 |
| Texas County Missouri | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Delaware County Oklahoma | 4 | $ 920,000 | $ 230,000 | $ 228,000 |
| Barton County Missouri | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| St. Louis County Missouri | 3 | $ 1,415,000 | $ 471,000 | $ 114,000 |
| Kay County Oklahoma | 3 | $ 1,175,000 | $ 391,000 | $ 61,000 |
| Johnson County Kansas | 2 | $ 770,000 | $ 385,000 | $ 141,000 |
| Sedgwick County Kansas | 2 | $ 4,480,000 | $ 2,240,000 | $ 0 |
| Cass County Missouri | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Clay County Missouri | 2 | $ 660,000 | $ 330,000 | $ 204,000 |
| Douglas County Missouri | 2 | $ 600,000 | $ 300,000 | $ 245,000 |
| Pulaski County Missouri | 2 | $ 470,000 | $ 235,000 | $ 51,000 |
| St. Louis City County Missouri | 2 | $ 530,000 | $ 265,000 | $ 104,000 |
| Clark County Nevada | 2 | $ 700,000 | $ 350,000 | $ 605,000 |
| Carter County Oklahoma | 2 | $ 3,130,000 | $ 1,565,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Fulton County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Marion County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Elbert County Colorado | 1 | $ 515,000 | $ 515,000 | $ 126,000 |
| Teller County Colorado | 1 | $ 315,000 | $ 315,000 | $ 315,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Will County Illinois | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Bourbon County Kansas | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Cowley County Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Crawford County Kansas | 1 | $ 95,000 | $ 95,000 | $ 343,000 |
| Franklin County Kansas | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Miami County Kansas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Montgomery County Kansas | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| St. Tammany County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Callaway County Missouri | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Carter County Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Cole County Missouri | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Dade County Missouri | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Hickory County Missouri | 1 | $ 335,000 | $ 335,000 | $ 238,000 |
| Johnson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Maries County Missouri | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Morgan County Missouri | 1 | $ 515,000 | $ 515,000 | $ 314,000 |
| Ozark County Missouri | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Pettis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Phelps County Missouri | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Ripley County Missouri | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| St. Francois County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne County Missouri | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Creek County Oklahoma | 1 | $ 2,265,000 | $ 2,265,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Payne County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Bexar County Texas | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Brazos County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guaranty Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 562 | $116,710,000 | $207,000 | $4,555,000 | $91,000 | $1,146,000 |
| Refinancing | 448 | $96,640,000 | $215,000 | $2,455,000 | $94,000 | $929,000 |
| Cash-out Refinancing | 189 | $33,905,000 | $179,000 | $1,055,000 | $96,000 | $1,176,000 |
| Home Improvement | 5 | $2,205,000 | $441,000 | $2,045,000 | $48,000 | $82,000 |
| Other Purpose | 5 | $725,000 | $145,000 | $215,000 | $192,000 | $349,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,010 | $181,200,000 | $179,000 | $1,405,000 | $93,000 | $1,176,000 |
| Not applicable | 145 | $59,595,000 | $411,000 | $4,555,000 | $0 | $0 |
| Hispanic | 19 | $2,735,000 | $143,000 | $495,000 | $59,000 | $183,000 |
| Not Provided | 17 | $2,805,000 | $165,000 | $605,000 | $133,000 | $624,000 |
| Asian | 6 | $950,000 | $158,000 | $255,000 | $89,000 | $146,000 |
| Black or African American | 5 | $985,000 | $197,000 | $295,000 | $74,000 | $98,000 |
| American Indian or Alaskan Native | 3 | $425,000 | $141,000 | $185,000 | $51,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $200,000 | $100,000 | $125,000 | $111,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 960 | $208,210,000 | $216,000 | $4,555,000 | $105,000 | $1,176,000 |
| FHA-insured (Federal Housing Administration) | 111 | $18,105,000 | $163,000 | $335,000 | $54,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $13,075,000 | $150,000 | $405,000 | $46,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 51 | $10,795,000 | $211,000 | $445,000 | $65,000 | $187,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,030 | $220,140,000 | $213,000 | $4,555,000 | $92,000 | $960,000 |
| Application Withdrawn By Applicant | 140 | $24,690,000 | $176,000 | $755,000 | $111,000 | $1,176,000 |
| Application Denied By Financial Institution | 28 | $3,920,000 | $140,000 | $365,000 | $42,000 | $137,000 |
| Application Approved But Not Accepted | 11 | $1,435,000 | $130,000 | $295,000 | $98,000 | $343,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,181 | $246,265,000 | $208,000 | $4,555,000 | $95,000 | $1,176,000 |
| Debt-To-Income Ratio | 10 | $1,530,000 | $153,000 | $365,000 | $33,000 | $73,000 |
| Credit History | 9 | $1,025,000 | $113,000 | $225,000 | $55,000 | $137,000 |
| Other | 4 | $540,000 | $135,000 | $185,000 | $39,000 | $74,000 |
| Collateral | 3 | $525,000 | $175,000 | $215,000 | $46,000 | $77,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.