Guaranty Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Guaranty Bank 501 W Northshore Dr. Suite 400 Glendale, WI 53217 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 428 |
Total Mortgage Loan Application Amount | $80,971,000 |
Average Mortgage Loan Application Amount | $190,500 |
Highest Mortgage Loan Application Amount | $1,095,000 |
Average Applicant Income | $107,000 |
Highest Applicant Income | $2,082,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Guaranty Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Guaranty Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank's mortgage activity for 2014.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 456,000 | $ 456,000 | $ 209,000 |
Adams County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
Anoka County Minnesota | 5 | $ 521,000 | $ 104,000 | $ 74,000 |
Banks County Georgia | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
Barron County Wisconsin | 4 | $ 346,000 | $ 86,000 | $ 63,000 |
Bartow County Georgia | 1 | $ 324,000 | $ 324,000 | $ 94,000 |
Beaufort County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
Bergen County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 219,000 |
Berkeley County South Carolina | 7 | $ 1,150,000 | $ 164,000 | $ 48,000 |
Blue Earth County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 87,000 |
Brevard County Florida | 6 | $ 765,000 | $ 127,000 | $ 48,000 |
Broward County Florida | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
Buffalo County Wisconsin | 4 | $ 489,000 | $ 122,000 | $ 80,000 |
Burke County Georgia | 2 | $ 368,000 | $ 184,000 | $ 100,000 |
Butler County Ohio | 1 | $ 272,000 | $ 272,000 | $ 148,000 |
Calhoun County Alabama | 1 | $ 146,000 | $ 146,000 | $ 81,000 |
Charleston County South Carolina | 7 | $ 1,496,000 | $ 213,000 | $ 67,000 |
Cherokee County Georgia | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
Chester County Pennsylvania | 2 | $ 631,000 | $ 315,000 | $ 127,000 |
Chippewa County Wisconsin | 13 | $ 1,082,000 | $ 83,000 | $ 81,000 |
Clayton County Georgia | 1 | $ 142,000 | $ 142,000 | $ 79,000 |
Clinton County Iowa | 3 | $ 239,000 | $ 79,000 | $ 43,000 |
Cobb County Georgia | 5 | $ 635,000 | $ 127,000 | $ 71,000 |
Cook County Illinois | 15 | $ 1,872,000 | $ 124,000 | $ 60,000 |
Coweta County Georgia | 2 | $ 677,000 | $ 338,000 | $ 87,000 |
Cumberland County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
Cuyahoga County Ohio | 2 | $ 270,000 | $ 135,000 | $ 101,000 |
Dakota County Minnesota | 5 | $ 1,099,000 | $ 219,000 | $ 111,000 |
Dallas County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 2,082,000 |
Dane County Wisconsin | 5 | $ 703,000 | $ 140,000 | $ 44,000 |
DeKalb County Georgia | 10 | $ 2,004,000 | $ 200,000 | $ 83,000 |
Delaware County Ohio | 1 | $ 318,000 | $ 318,000 | $ 126,000 |
Dickinson County Iowa | 1 | $ 144,000 | $ 144,000 | $ 135,000 |
Dodge County Georgia | 1 | $ 162,000 | $ 162,000 | $ 53,000 |
Dorchester County South Carolina | 6 | $ 947,000 | $ 157,000 | $ 59,000 |
Douglas County Colorado | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
Douglas County Georgia | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
Douglas County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
Dubuque County Iowa | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
Dunn County Wisconsin | 2 | $ 156,000 | $ 78,000 | $ 116,000 |
DuPage County Illinois | 6 | $ 1,291,000 | $ 215,000 | $ 97,000 |
Eau Claire County Wisconsin | 16 | $ 1,141,000 | $ 71,000 | $ 58,000 |
Edgefield County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
Essex County New Jersey | 1 | $ 307,000 | $ 307,000 | $ 70,000 |
Faribault County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
Fayette County Georgia | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
Forsyth County Georgia | 2 | $ 223,000 | $ 111,000 | $ 52,000 |
Franklin County Ohio | 4 | $ 639,000 | $ 159,000 | $ 143,000 |
Fulton County Georgia | 10 | $ 3,753,000 | $ 375,000 | $ 124,000 |
Genesee County Michigan | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
Goodhue County Minnesota | 4 | $ 378,000 | $ 94,000 | $ 102,000 |
Grant County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
Greene County Georgia | 1 | $ 321,000 | $ 321,000 | $ 508,000 |
Greenville County South Carolina | 1 | $ 289,000 | $ 289,000 | $ 156,000 |
Gwinnett County Georgia | 7 | $ 1,285,000 | $ 183,000 | $ 100,000 |
Harris County Texas | 2 | $ 856,000 | $ 428,000 | $ 180,000 |
Hennepin County Minnesota | 15 | $ 4,958,000 | $ 330,000 | $ 131,000 |
Hillsborough County Florida | 1 | $ 241,000 | $ 241,000 | $ 57,000 |
Horry County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
Hudson County New Jersey | 9 | $ 2,777,000 | $ 308,000 | $ 192,000 |
Hunterdon County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
Indian River County Florida | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
Iowa County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
Jackson County Iowa | 3 | $ 309,000 | $ 103,000 | $ 232,000 |
Jersey County Illinois | 1 | $ 174,000 | $ 174,000 | $ 146,000 |
Kalamazoo County Michigan | 2 | $ 528,000 | $ 264,000 | $ 143,000 |
Kewaunee County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 77,000 |
Knox County Maine | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
Lake County Illinois | 4 | $ 1,076,000 | $ 269,000 | $ 99,000 |
Lancaster County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 208,000 |
Lyon County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 125,000 |
Macomb County Michigan | 14 | $ 1,256,000 | $ 89,000 | $ 50,000 |
Maricopa County Arizona | 2 | $ 957,000 | $ 478,000 | $ 229,000 |
Marion County Georgia | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
McLeod County Minnesota | 5 | $ 333,000 | $ 66,000 | $ 73,000 |
Menominee County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
Miami-Dade County Florida | 1 | $ 339,000 | $ 339,000 | $ 177,000 |
Middlesex County New Jersey | 2 | $ 872,000 | $ 436,000 | $ 134,000 |
Mille Lacs County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 86,000 |
Milwaukee County Wisconsin | 21 | $ 4,295,000 | $ 204,000 | $ 104,000 |
Monmouth County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 220,000 |
Montgomery County Texas | 1 | $ 212,000 | $ 212,000 | $ 197,000 |
Muscogee County Georgia | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
New Castle County Delaware | 3 | $ 763,000 | $ 254,000 | $ 144,000 |
Nicollet County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
Oakland County Michigan | 11 | $ 912,000 | $ 82,000 | $ 44,000 |
Ocean County New Jersey | 1 | $ 327,000 | $ 327,000 | $ 796,000 |
Okeechobee County Florida | 1 | $ 89,000 | $ 89,000 | $ 25,000 |
Orange County Florida | 2 | $ 334,000 | $ 167,000 | $ 369,000 |
Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
Outagamie County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
Ozaukee County Wisconsin | 3 | $ 718,000 | $ 239,000 | $ 78,000 |
Palm Beach County Florida | 5 | $ 1,899,000 | $ 379,000 | $ 152,000 |
Pasco County Florida | 2 | $ 159,000 | $ 79,000 | $ 97,000 |
Paulding County Georgia | 1 | $ 133,000 | $ 133,000 | $ 22,000 |
Pepin County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
Pickens County Georgia | 1 | $ 254,000 | $ 254,000 | $ 74,000 |
Pinal County Arizona | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
Pine County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
Pinellas County Florida | 3 | $ 834,000 | $ 278,000 | $ 116,000 |
Polk County Florida | 14 | $ 2,639,000 | $ 188,000 | $ 81,000 |
Polk County Iowa | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
Portage County Wisconsin | 5 | $ 394,000 | $ 78,000 | $ 56,000 |
Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Racine County Wisconsin | 2 | $ 295,000 | $ 147,000 | $ 95,000 |
Ramsey County Minnesota | 3 | $ 294,000 | $ 98,000 | $ 45,000 |
Rice County Minnesota | 3 | $ 183,000 | $ 61,000 | $ 60,000 |
Rock County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 39,000 |
Rock Island County Illinois | 4 | $ 502,000 | $ 125,000 | $ 61,000 |
Rusk County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
Sawyer County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
Scott County Iowa | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
Seminole County Florida | 1 | $ 326,000 | $ 326,000 | $ 0 |
Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
St. Croix County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
St. Louis County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 141,000 |
St. Louis County Missouri | 2 | $ 986,000 | $ 493,000 | $ 210,000 |
St. Lucie County Florida | 1 | $ 137,000 | $ 137,000 | $ 77,000 |
Stearns County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 73,000 |
Stevens County Washington | 1 | $ 233,000 | $ 233,000 | $ 315,000 |
Travis County Texas | 3 | $ 1,264,000 | $ 421,000 | $ 221,000 |
Troup County Georgia | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
Union County New Jersey | 1 | $ 620,000 | $ 620,000 | $ 210,000 |
Vilas County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 68,000 |
Volusia County Florida | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
Wabasha County Minnesota | 2 | $ 803,000 | $ 401,000 | $ 182,000 |
Wake County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 120,000 |
Walworth County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 219,000 |
Waseca County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
Washburn County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 115,000 |
Washington County Minnesota | 6 | $ 732,000 | $ 122,000 | $ 78,000 |
Washington County Wisconsin | 5 | $ 745,000 | $ 149,000 | $ 116,000 |
Washtenaw County Michigan | 5 | $ 646,000 | $ 129,000 | $ 59,000 |
Waukesha County Wisconsin | 19 | $ 6,265,000 | $ 329,000 | $ 189,000 |
Waushara County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
Wayne County Michigan | 3 | $ 825,000 | $ 275,000 | $ 447,000 |
Whitfield County Georgia | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
Williamson County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 142,000 |
Winona County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 111,000 |
Wright County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 230 | $39,332,000 | $171,000 | $975,000 | $107,000 | $1,200,000 |
Home Purchase | 198 | $41,639,000 | $210,000 | $1,095,000 | $107,000 | $2,082,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 352 | $53,600,000 | $152,000 | $620,000 | $88,000 | $796,000 |
White | 63 | $22,802,000 | $361,000 | $1,095,000 | $201,000 | $2,082,000 |
Black or African American | 7 | $2,331,000 | $333,000 | $975,000 | $124,000 | $345,000 |
Hispanic | 2 | $376,000 | $188,000 | $240,000 | $62,000 | $94,000 |
Asian | 2 | $843,000 | $421,000 | $504,000 | $215,000 | $309,000 |
Not Provided | 2 | $1,019,000 | $509,000 | $628,000 | $279,000 | $299,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 325 | $65,030,000 | $200,000 | $1,095,000 | $123,000 | $2,082,000 |
FHA-insured (Federal Housing Administration) | 63 | $8,675,000 | $137,000 | $316,000 | $50,000 | $107,000 |
VA-guaranteed (Veterans Administration) | 29 | $5,796,000 | $199,000 | $359,000 | $75,000 | $200,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,470,000 | $133,000 | $224,000 | $50,000 | $73,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 352 | $53,600,000 | $152,000 | $620,000 | $88,000 | $796,000 |
Loan Originated | 66 | $24,559,000 | $372,000 | $1,095,000 | $204,000 | $2,082,000 |
Application Denied By Financial Institution | 6 | $1,711,000 | $285,000 | $850,000 | $125,000 | $338,000 |
Application Withdrawn By Applicant | 2 | $857,000 | $428,000 | $700,000 | $161,000 | $285,000 |
Application Approved But Not Accepted | 2 | $244,000 | $122,000 | $136,000 | $42,000 | $42,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 2 | $438,000 | $219,000 | $342,000 | $64,000 | $82,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $940,000 | $470,000 | $850,000 | $192,000 | $338,000 |
Debt-To-Income Ratio | 1 | $133,000 | $133,000 | $133,000 | $22,000 | $22,000 |
Collateral | 1 | $200,000 | $200,000 | $200,000 | $219,000 | $219,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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