Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Guaranteed Rate, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 130,400 |
| Total Mortgage Loan Application Amount | $42,361,400,000 |
| Average Mortgage Loan Application Amount | $326,000 |
| Highest Mortgage Loan Application Amount | $65,525,000 |
| Average Applicant Income | $104,250 |
| Highest Applicant Income | $6,996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 23,675 | $ 7,266,585,000 | $ 306,000 | $ 144,000 |
| NA (OUTSIDE OF MSA/MD) | 6,748 | $ 1,549,410,000 | $ 236,000 | $ 122,021 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5,446 | $ 2,533,600,000 | $ 465,000 | $ 165,000 |
| BOSTON, MA | 3,845 | $ 1,818,235,000 | $ 472,000 | $ 174,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,560 | $ 986,190,000 | $ 385,000 | $ 142,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,495 | $ 1,560,115,000 | $ 625,000 | $ 190,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,303 | $ 547,185,000 | $ 237,000 | $ 104,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,302 | $ 574,880,000 | $ 259,000 | $ 107,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,191 | $ 994,995,000 | $ 426,500 | $ 158,000 |
| PHILADELPHIA, PA | 2,098 | $ 617,780,000 | $ 294,000 | $ 133,000 |
| NEWARK, NJ-PA | 2,069 | $ 807,045,000 | $ 273,500 | $ 133,500 |
| CINCINNATI, OH-KY-IN | 2,043 | $ 435,755,000 | $ 198,666 | $ 100,333 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,991 | $ 1,266,305,000 | $ 636,000 | $ 201,000 |
| ELGIN, IL | 1,959 | $ 449,325,000 | $ 229,000 | $ 113,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,944 | $ 865,370,000 | $ 443,500 | $ 178,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,939 | $ 600,515,000 | $ 265,000 | $ 146,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,933 | $ 583,875,000 | $ 302,000 | $ 125,000 |
| DALLAS-PLANO-IRVING, TX | 1,899 | $ 609,690,000 | $ 321,000 | $ 148,000 |
| SAN DIEGO-CARLSBAD, CA | 1,615 | $ 850,185,000 | $ 526,000 | $ 166,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,510 | $ 361,550,000 | $ 239,000 | $ 115,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,507 | $ 495,425,000 | $ 328,000 | $ 124,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,483 | $ 336,175,000 | $ 226,000 | $ 109,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,465 | $ 471,695,000 | $ 321,000 | $ 139,000 |
| WILMINGTON, NC | 1,419 | $ 388,650,000 | $ 274,000 | $ 118,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,356 | $ 359,350,000 | $ 265,000 | $ 118,000 |
| KANSAS CITY, MO-KS | 1,320 | $ 304,070,000 | $ 229,000 | $ 110,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,233 | $ 328,485,000 | $ 266,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,213 | $ 621,115,000 | $ 512,000 | $ 167,000 |
| NEW YORK-NEWARK, NY | 1,065 | $ 352,105,000 | $ 318,500 | $ 144,000 |
| GARY, IN | 1,036 | $ 222,620,000 | $ 214,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1,022 | $ 208,330,000 | $ 210,500 | $ 108,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,001 | $ 279,795,000 | $ 279,000 | $ 118,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 970 | $ 343,660,000 | $ 338,500 | $ 120,500 |
| ST. LOUIS, MO-IL | 938 | $ 189,730,000 | $ 200,500 | $ 107,000 |
| RALEIGH, NC | 920 | $ 262,100,000 | $ 284,000 | $ 123,000 |
| COLUMBUS, OH | 903 | $ 208,785,000 | $ 231,000 | $ 103,000 |
| BOISE CITY, ID | 841 | $ 225,865,000 | $ 268,000 | $ 104,000 |
| WORCESTER, MA-CT | 801 | $ 235,355,000 | $ 229,000 | $ 106,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 779 | $ 239,625,000 | $ 307,000 | $ 158,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 757 | $ 646,195,000 | $ 853,000 | $ 260,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 743 | $ 429,515,000 | $ 578,000 | $ 190,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 733 | $ 176,105,000 | $ 240,000 | $ 112,000 |
| AUSTIN-ROUND ROCK, TX | 715 | $ 230,335,000 | $ 322,000 | $ 153,000 |
| PROVIDENCE-WARWICK, RI-MA | 697 | $ 202,865,000 | $ 290,500 | $ 122,000 |
| FORT WORTH-ARLINGTON, TX | 691 | $ 177,115,000 | $ 256,000 | $ 123,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 678 | $ 225,970,000 | $ 333,000 | $ 136,000 |
| CAMDEN, NJ | 648 | $ 132,340,000 | $ 204,000 | $ 109,000 |
| NEW HAVEN-MILFORD, CT | 637 | $ 139,015,000 | $ 218,000 | $ 99,000 |
| URBAN HONOLULU, HI | 620 | $ 330,000,000 | $ 532,000 | $ 132,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 605 | $ 248,055,000 | $ 410,000 | $ 174,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 604 | $ 225,120,000 | $ 372,000 | $ 150,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 564 | $ 454,330,000 | $ 805,000 | $ 246,000 |
| SALT LAKE CITY, UT | 555 | $ 171,465,000 | $ 308,000 | $ 105,000 |
| COLORADO SPRINGS, CO | 533 | $ 151,145,000 | $ 283,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 530 | $ 263,090,000 | $ 496,000 | $ 156,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 525 | $ 131,475,000 | $ 250,000 | $ 120,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 519 | $ 129,795,000 | $ 250,000 | $ 120,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 518 | $ 141,030,000 | $ 272,000 | $ 130,000 |
| TUCSON, AZ | 508 | $ 113,520,000 | $ 223,000 | $ 99,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 495 | $ 133,535,000 | $ 269,000 | $ 120,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 493 | $ 133,055,000 | $ 271,500 | $ 122,000 |
| FORT WAYNE, IN | 445 | $ 78,205,000 | $ 175,000 | $ 77,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 395 | $ 86,575,000 | $ 219,000 | $ 116,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 384 | $ 119,130,000 | $ 310,000 | $ 137,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 365 | $ 125,965,000 | $ 345,000 | $ 168,000 |
| DURHAM-CHAPEL HILL, NC | 359 | $ 100,825,000 | $ 280,000 | $ 125,000 |
| PROVO-OREM, UT | 329 | $ 108,775,000 | $ 330,000 | $ 105,000 |
| SAN RAFAEL, CA | 320 | $ 244,340,000 | $ 763,000 | $ 240,000 |
| SIOUX FALLS, SD | 316 | $ 65,060,000 | $ 205,000 | $ 82,000 |
| BARNSTABLE TOWN, MA | 315 | $ 102,375,000 | $ 325,000 | $ 185,000 |
| ASHEVILLE, NC | 313 | $ 80,655,000 | $ 257,000 | $ 116,000 |
| GREEN BAY, WI | 305 | $ 56,265,000 | $ 184,000 | $ 82,000 |
| BOULDER, CO | 296 | $ 138,760,000 | $ 468,000 | $ 179,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 294 | $ 130,580,000 | $ 444,000 | $ 170,000 |
| ALBUQUERQUE, NM | 293 | $ 48,415,000 | $ 165,000 | $ 91,000 |
| PEORIA, IL | 293 | $ 32,095,000 | $ 109,000 | $ 66,000 |
| ROCHESTER, NY | 293 | $ 44,045,000 | $ 150,000 | $ 86,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 287 | $ 53,925,000 | $ 187,000 | $ 102,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 280 | $ 99,380,000 | $ 354,000 | $ 148,000 |
| SANTA ROSA, CA | 278 | $ 141,350,000 | $ 508,000 | $ 183,000 |
| WILMINGTON, DE-MD-NJ | 270 | $ 61,100,000 | $ 193,333 | $ 83,000 |
| JACKSONVILLE, NC | 269 | $ 57,865,000 | $ 215,000 | $ 100,000 |
| TACOMA-LAKEWOOD, WA | 264 | $ 86,170,000 | $ 326,000 | $ 112,000 |
| ROCHESTER, MN | 261 | $ 49,655,000 | $ 190,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 259 | $ 66,985,000 | $ 258,000 | $ 154,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 255 | $ 117,055,000 | $ 459,000 | $ 181,000 |
| LAKELAND-WINTER HAVEN, FL | 252 | $ 46,700,000 | $ 185,000 | $ 76,000 |
| ANN ARBOR, MI | 246 | $ 68,580,000 | $ 278,000 | $ 131,000 |
| NEW BERN, NC | 237 | $ 45,155,000 | $ 190,000 | $ 81,000 |
| JACKSONVILLE, FL | 229 | $ 49,745,000 | $ 217,000 | $ 119,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 224 | $ 48,010,000 | $ 214,000 | $ 99,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 221 | $ 107,125,000 | $ 484,000 | $ 188,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 219 | $ 69,145,000 | $ 315,000 | $ 136,000 |
| GRAND RAPIDS-WYOMING, MI | 217 | $ 53,145,000 | $ 244,000 | $ 117,000 |
| FLORENCE, SC | 213 | $ 32,485,000 | $ 152,000 | $ 69,000 |
| MANCHESTER-NASHUA, NH | 212 | $ 65,680,000 | $ 309,000 | $ 129,000 |
| OGDEN-CLEARFIELD, UT | 212 | $ 59,290,000 | $ 279,000 | $ 86,000 |
| EL PASO, TX | 205 | $ 38,885,000 | $ 189,000 | $ 95,000 |
| GREENSBORO-HIGH POINT, NC | 205 | $ 42,015,000 | $ 204,000 | $ 97,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 205 | $ 44,845,000 | $ 218,000 | $ 90,000 |
| HARRISBURG-CARLISLE, PA | 197 | $ 35,245,000 | $ 178,000 | $ 94,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 196 | $ 29,720,000 | $ 175,000 | $ 106,000 |
| SPRINGFIELD, MA | 183 | $ 37,435,000 | $ 204,000 | $ 91,000 |
| SANTA MARIA-SANTA BARBARA, CA | 177 | $ 123,845,000 | $ 699,000 | $ 203,000 |
| OKLAHOMA CITY, OK | 175 | $ 35,415,000 | $ 202,000 | $ 110,000 |
| SALISBURY, MD-DE | 174 | $ 39,780,000 | $ 234,500 | $ 116,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 173 | $ 39,225,000 | $ 226,000 | $ 117,500 |
| ATHENS-CLARKE COUNTY, GA | 173 | $ 37,955,000 | $ 219,000 | $ 92,000 |
| RICHMOND, VA | 173 | $ 44,485,000 | $ 257,000 | $ 121,000 |
| OCEAN CITY, NJ | 171 | $ 70,875,000 | $ 414,000 | $ 224,000 |
| BISMARCK, ND | 170 | $ 41,200,000 | $ 242,000 | $ 82,000 |
| PORTLAND-SOUTH PORTLAND, ME | 170 | $ 50,510,000 | $ 297,000 | $ 145,000 |
| TULSA, OK | 164 | $ 36,840,000 | $ 224,000 | $ 95,000 |
| CORPUS CHRISTI, TX | 163 | $ 32,615,000 | $ 200,000 | $ 98,000 |
| BEAUMONT-PORT ARTHUR, TX | 159 | $ 25,655,000 | $ 161,000 | $ 82,000 |
| PORT ST. LUCIE, FL | 151 | $ 33,725,000 | $ 223,000 | $ 112,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 149 | $ 34,845,000 | $ 233,000 | $ 139,000 |
| WINSTON-SALEM, NC | 148 | $ 26,420,000 | $ 178,000 | $ 80,000 |
| PITTSBURGH, PA | 147 | $ 29,025,000 | $ 197,000 | $ 113,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 138 | $ 49,720,000 | $ 360,000 | $ 178,000 |
| TALLAHASSEE, FL | 137 | $ 25,515,000 | $ 186,000 | $ 92,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 134 | $ 18,850,000 | $ 140,000 | $ 80,000 |
| GREELEY, CO | 133 | $ 44,205,000 | $ 332,000 | $ 113,000 |
| PUNTA GORDA, FL | 133 | $ 27,395,000 | $ 205,000 | $ 109,000 |
| KILLEEN-TEMPLE, TX | 131 | $ 23,735,000 | $ 181,000 | $ 99,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 129 | $ 21,005,000 | $ 162,000 | $ 112,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 129 | $ 27,675,000 | $ 214,000 | $ 109,000 |
| ALBANY-SCHENECTADY-TROY, NY | 127 | $ 27,655,000 | $ 217,000 | $ 121,000 |
| ABILENE, TX | 126 | $ 23,000,000 | $ 182,000 | $ 84,000 |
| NILES-BENTON HARBOR, MI | 126 | $ 38,700,000 | $ 307,000 | $ 286,000 |
| CLEVELAND-ELYRIA, OH | 125 | $ 23,465,000 | $ 187,000 | $ 111,000 |
| ROANOKE, VA | 120 | $ 22,430,000 | $ 186,000 | $ 89,000 |
| ELKHART-GOSHEN, IN | 119 | $ 18,315,000 | $ 153,000 | $ 63,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 118 | $ 38,170,000 | $ 336,500 | $ 135,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 114 | $ 15,420,000 | $ 146,000 | $ 77,500 |
| STOCKTON-LODI, CA | 113 | $ 35,435,000 | $ 313,000 | $ 114,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 112 | $ 20,770,000 | $ 193,500 | $ 78,000 |
| APPLETON, WI | 111 | $ 20,925,000 | $ 188,000 | $ 86,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 111 | $ 31,025,000 | $ 279,000 | $ 122,000 |
| YORK-HANOVER, PA | 111 | $ 32,015,000 | $ 288,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 102 | $ 38,080,000 | $ 373,000 | $ 206,000 |
| MEMPHIS, TN-MS-AR | 101 | $ 17,775,000 | $ 178,000 | $ 106,000 |
| SANTA CRUZ-WATSONVILLE, CA | 99 | $ 56,605,000 | $ 571,000 | $ 159,000 |
| FAYETTEVILLE, NC | 97 | $ 19,195,000 | $ 197,000 | $ 82,000 |
| SAVANNAH, GA | 96 | $ 20,870,000 | $ 217,000 | $ 96,000 |
| FORT COLLINS, CO | 95 | $ 30,365,000 | $ 319,000 | $ 128,000 |
| MADISON, WI | 93 | $ 26,355,000 | $ 283,000 | $ 126,000 |
| HICKORY-LENOIR-MORGANTON, NC | 91 | $ 15,855,000 | $ 174,000 | $ 78,000 |
| NORWICH-NEW LONDON, CT | 91 | $ 25,015,000 | $ 274,000 | $ 144,000 |
| VALLEJO-FAIRFIELD, CA | 85 | $ 31,965,000 | $ 376,000 | $ 122,000 |
| GAINESVILLE, GA | 78 | $ 18,500,000 | $ 237,000 | $ 98,000 |
| ANCHORAGE, AK | 75 | $ 21,915,000 | $ 292,000 | $ 119,000 |
| EAST STROUDSBURG, PA | 74 | $ 11,300,000 | $ 152,000 | $ 124,000 |
| KNOXVILLE, TN | 74 | $ 14,800,000 | $ 200,000 | $ 104,000 |
| CHAMPAIGN-URBANA, IL | 73 | $ 9,845,000 | $ 134,000 | $ 68,000 |
| LEWISTON, ID-WA | 73 | $ 13,775,000 | $ 186,500 | $ 81,500 |
| READING, PA | 73 | $ 14,135,000 | $ 193,000 | $ 98,000 |
| RACINE, WI | 72 | $ 15,380,000 | $ 213,000 | $ 101,000 |
| SALINAS, CA | 71 | $ 50,545,000 | $ 711,000 | $ 247,000 |
| FARGO, ND-MN | 67 | $ 14,085,000 | $ 201,000 | $ 95,000 |
| KANKAKEE, IL | 66 | $ 9,880,000 | $ 149,000 | $ 72,000 |
| NEW ORLEANS-METAIRIE, LA | 66 | $ 19,480,000 | $ 295,000 | $ 132,000 |
| ROCKFORD, IL | 66 | $ 10,840,000 | $ 164,000 | $ 103,000 |
| RENO, NV | 65 | $ 23,545,000 | $ 362,000 | $ 137,000 |
| BREMERTON-SILVERDALE, WA | 64 | $ 24,230,000 | $ 378,000 | $ 133,000 |
| TRENTON, NJ | 64 | $ 19,250,000 | $ 300,000 | $ 120,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 63 | $ 11,635,000 | $ 184,000 | $ 97,000 |
| MICHIGAN CITY-LA PORTE, IN | 60 | $ 16,590,000 | $ 276,000 | $ 184,000 |
| BRUNSWICK, GA | 59 | $ 15,215,000 | $ 257,000 | $ 121,000 |
| SANTA FE, NM | 58 | $ 17,780,000 | $ 306,000 | $ 134,000 |
| GLENS FALLS, NY | 56 | $ 9,840,000 | $ 175,000 | $ 96,000 |
| MISSOULA, MT | 56 | $ 14,710,000 | $ 262,000 | $ 84,000 |
| BANGOR, ME | 54 | $ 9,760,000 | $ 180,000 | $ 82,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 52 | $ 8,590,000 | $ 194,000 | $ 77,500 |
| WAUSAU, WI | 52 | $ 8,520,000 | $ 163,000 | $ 95,000 |
| PANAMA CITY, FL | 51 | $ 15,415,000 | $ 302,000 | $ 192,000 |
| AKRON, OH | 50 | $ 8,190,000 | $ 163,000 | $ 87,000 |
| LAS CRUCES, NM | 50 | $ 9,810,000 | $ 196,000 | $ 85,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 49 | $ 9,465,000 | $ 193,000 | $ 104,000 |
| BIRMINGHAM-HOOVER, AL | 48 | $ 8,820,000 | $ 183,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 48 | $ 13,660,000 | $ 284,000 | $ 130,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 48 | $ 10,540,000 | $ 170,500 | $ 112,000 |
| SPRINGFIELD, MO | 48 | $ 9,190,000 | $ 191,000 | $ 89,000 |
| YUMA, AZ | 48 | $ 9,880,000 | $ 205,000 | $ 88,000 |
| SEBASTIAN-VERO BEACH, FL | 47 | $ 7,725,000 | $ 164,000 | $ 87,000 |
| OSHKOSH-NEENAH, WI | 45 | $ 7,295,000 | $ 162,000 | $ 91,000 |
| SPOKANE-SPOKANE VALLEY, WA | 45 | $ 10,445,000 | $ 232,000 | $ 97,000 |
| SPRINGFIELD, OH | 45 | $ 5,525,000 | $ 122,000 | $ 54,000 |
| BAKERSFIELD, CA | 44 | $ 13,010,000 | $ 295,000 | $ 119,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 44 | $ 5,720,000 | $ 130,000 | $ 64,000 |
| NAPA, CA | 43 | $ 23,355,000 | $ 543,000 | $ 192,000 |
| COEUR D'ALENE, ID | 41 | $ 13,825,000 | $ 337,000 | $ 158,000 |
| COLUMBIA, SC | 41 | $ 9,635,000 | $ 235,000 | $ 125,000 |
| DOTHAN, AL | 41 | $ 6,505,000 | $ 158,000 | $ 71,000 |
| GREENVILLE, NC | 41 | $ 7,695,000 | $ 187,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 40 | $ 8,620,000 | $ 198,000 | $ 86,500 |
| DOVER, DE | 40 | $ 8,460,000 | $ 211,000 | $ 74,000 |
| SPARTANBURG, SC | 40 | $ 8,340,000 | $ 208,000 | $ 92,000 |
| LA CROSSE-ONALASKA, WI-MN | 39 | $ 6,945,000 | $ 178,000 | $ 66,000 |
| ST. CLOUD, MN | 39 | $ 6,865,000 | $ 176,000 | $ 86,000 |
| LANCASTER, PA | 37 | $ 8,305,000 | $ 224,000 | $ 142,000 |
| EVANSVILLE, IN-KY | 36 | $ 4,520,000 | $ 125,000 | $ 61,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 36 | $ 12,900,000 | $ 358,000 | $ 215,000 |
| MODESTO, CA | 36 | $ 9,620,000 | $ 267,000 | $ 117,000 |
| HUNTSVILLE, AL | 35 | $ 7,385,000 | $ 211,000 | $ 103,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 35 | $ 5,365,000 | $ 153,000 | $ 127,000 |
| CARBONDALE-MARION, IL | 34 | $ 4,360,000 | $ 128,000 | $ 63,000 |
| FRESNO, CA | 34 | $ 9,040,000 | $ 265,000 | $ 105,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 33 | $ 9,335,000 | $ 282,000 | $ 115,000 |
| LANSING-EAST LANSING, MI | 33 | $ 5,405,000 | $ 163,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,245,000 | $ 158,000 | $ 142,000 |
| HINESVILLE, GA | 31 | $ 5,185,000 | $ 167,000 | $ 64,000 |
| FLAGSTAFF, AZ | 30 | $ 8,630,000 | $ 287,000 | $ 205,000 |
| MUSKEGON, MI | 30 | $ 3,880,000 | $ 129,000 | $ 75,000 |
| OCALA, FL | 30 | $ 5,480,000 | $ 182,000 | $ 130,000 |
| PUEBLO, CO | 30 | $ 5,990,000 | $ 199,000 | $ 79,000 |
| EUGENE, OR | 29 | $ 9,655,000 | $ 332,000 | $ 113,000 |
| MONROE, MI | 29 | $ 5,325,000 | $ 183,000 | $ 81,000 |
| JANESVILLE-BELOIT, WI | 28 | $ 4,300,000 | $ 153,000 | $ 65,000 |
| BLOOMINGTON, IL | 27 | $ 4,305,000 | $ 159,000 | $ 68,000 |
| DES MOINES-WEST DES MOINES, IA | 27 | $ 6,765,000 | $ 250,000 | $ 103,000 |
| LONGVIEW, WA | 27 | $ 6,675,000 | $ 247,000 | $ 69,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 5,550,000 | $ 213,000 | $ 139,000 |
| GAINESVILLE, FL | 26 | $ 4,420,000 | $ 170,000 | $ 80,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 26 | $ 11,520,000 | $ 443,000 | $ 138,000 |
| OLYMPIA-TUMWATER, WA | 26 | $ 7,580,000 | $ 291,000 | $ 92,000 |
| FLINT, MI | 25 | $ 4,165,000 | $ 166,000 | $ 67,000 |
| JACKSON, MS | 25 | $ 4,975,000 | $ 199,000 | $ 97,000 |
| SALEM, OR | 25 | $ 6,595,000 | $ 263,000 | $ 95,000 |
| BELLINGHAM, WA | 24 | $ 8,240,000 | $ 343,000 | $ 119,000 |
| CANTON-MASSILLON, OH | 24 | $ 3,870,000 | $ 161,000 | $ 90,000 |
| TOLEDO, OH | 24 | $ 4,460,000 | $ 185,000 | $ 80,000 |
| WICHITA, KS | 24 | $ 6,080,000 | $ 253,000 | $ 150,000 |
| BURLINGTON, NC | 22 | $ 4,360,000 | $ 198,000 | $ 86,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 22 | $ 4,920,000 | $ 210,000 | $ 81,500 |
| SPRINGFIELD, IL | 22 | $ 2,600,000 | $ 118,000 | $ 75,000 |
| ST. JOSEPH, MO-KS | 22 | $ 3,000,000 | $ 136,000 | $ 58,000 |
| VISALIA-PORTERVILLE, CA | 22 | $ 5,720,000 | $ 260,000 | $ 107,000 |
| WACO, TX | 22 | $ 5,230,000 | $ 237,000 | $ 128,000 |
| BEND-REDMOND, OR | 21 | $ 7,395,000 | $ 352,000 | $ 128,000 |
| DULUTH, MN-WI | 21 | $ 3,375,000 | $ 149,000 | $ 136,000 |
| HOMOSASSA SPRINGS, FL | 21 | $ 3,285,000 | $ 156,000 | $ 61,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 21 | $ 3,775,000 | $ 179,000 | $ 105,000 |
| MERCED, CA | 21 | $ 5,655,000 | $ 269,000 | $ 165,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 2,405,000 | $ 114,000 | $ 73,000 |
| BATON ROUGE, LA | 20 | $ 4,770,000 | $ 238,000 | $ 146,000 |
| YUBA CITY, CA | 20 | $ 4,730,000 | $ 236,000 | $ 115,000 |
| JACKSON, MI | 19 | $ 3,095,000 | $ 162,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 19 | $ 3,115,000 | $ 163,000 | $ 96,000 |
| SUMTER, SC | 19 | $ 3,665,000 | $ 192,000 | $ 74,000 |
| COLUMBUS, GA-AL | 18 | $ 2,480,000 | $ 105,500 | $ 64,500 |
| KINGSTON, NY | 18 | $ 5,540,000 | $ 307,000 | $ 175,000 |
| REDDING, CA | 18 | $ 3,870,000 | $ 215,000 | $ 102,000 |
| WINCHESTER, VA-WV | 18 | $ 6,130,000 | $ 340,000 | $ 165,000 |
| LONGVIEW, TX | 17 | $ 3,235,000 | $ 190,000 | $ 131,000 |
| MCALLEN-EDINBURG-MISSION, TX | 17 | $ 3,195,000 | $ 187,000 | $ 147,000 |
| ODESSA, TX | 17 | $ 2,995,000 | $ 176,000 | $ 95,000 |
| ST. GEORGE, UT | 17 | $ 5,315,000 | $ 312,000 | $ 123,000 |
| CLARKSVILLE, TN-KY | 16 | $ 3,000,000 | $ 149,000 | $ 70,000 |
| GOLDSBORO, NC | 16 | $ 2,380,000 | $ 148,000 | $ 89,000 |
| GRAND JUNCTION, CO | 16 | $ 4,000,000 | $ 250,000 | $ 89,000 |
| MIDLAND, TX | 16 | $ 4,460,000 | $ 278,000 | $ 213,000 |
| TYLER, TX | 16 | $ 3,110,000 | $ 194,000 | $ 97,000 |
| CHICO, CA | 15 | $ 4,085,000 | $ 272,000 | $ 139,000 |
| FOND DU LAC, WI | 15 | $ 2,565,000 | $ 171,000 | $ 140,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 15 | $ 1,745,000 | $ 116,000 | $ 73,000 |
| LEXINGTON-FAYETTE, KY | 15 | $ 2,185,000 | $ 145,000 | $ 85,000 |
| LYNCHBURG, VA | 15 | $ 3,215,000 | $ 214,000 | $ 81,000 |
| THE VILLAGES, FL | 15 | $ 3,515,000 | $ 234,000 | $ 118,000 |
| UTICA-ROME, NY | 15 | $ 1,845,000 | $ 123,000 | $ 103,000 |
| YAKIMA, WA | 15 | $ 2,925,000 | $ 195,000 | $ 91,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 14 | $ 3,610,000 | $ 257,000 | $ 309,000 |
| KENNEWICK-RICHLAND, WA | 14 | $ 4,170,000 | $ 297,000 | $ 132,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 14 | $ 2,160,000 | $ 157,500 | $ 96,500 |
| MOBILE, AL | 14 | $ 2,150,000 | $ 153,000 | $ 76,000 |
| PITTSFIELD, MA | 14 | $ 4,200,000 | $ 300,000 | $ 145,000 |
| SIOUX CITY, IA-NE-SD | 14 | $ 2,510,000 | $ 164,333 | $ 71,666 |
| SYRACUSE, NY | 14 | $ 2,380,000 | $ 170,000 | $ 85,000 |
| LUBBOCK, TX | 13 | $ 2,015,000 | $ 155,000 | $ 105,000 |
| SHEBOYGAN, WI | 13 | $ 2,475,000 | $ 190,000 | $ 127,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 2,085,000 | $ 160,000 | $ 108,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,605,000 | $ 123,000 | $ 67,000 |
| EAU CLAIRE, WI | 12 | $ 2,300,000 | $ 191,000 | $ 90,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 1,725,000 | $ 156,000 | $ 103,000 |
| DECATUR, IL | 11 | $ 1,215,000 | $ 110,000 | $ 100,000 |
| LEBANON, PA | 11 | $ 2,075,000 | $ 188,000 | $ 78,000 |
| LINCOLN, NE | 11 | $ 3,025,000 | $ 275,000 | $ 115,000 |
| MONTGOMERY, AL | 11 | $ 1,565,000 | $ 142,000 | $ 93,000 |
| MORRISTOWN, TN | 11 | $ 2,125,000 | $ 193,000 | $ 73,000 |
| ROCKY MOUNT, NC | 11 | $ 2,095,000 | $ 190,000 | $ 68,000 |
| SHERMAN-DENISON, TX | 11 | $ 2,345,000 | $ 213,000 | $ 96,000 |
| SIERRA VISTA-DOUGLAS, AZ | 11 | $ 2,205,000 | $ 200,000 | $ 65,000 |
| ALTOONA, PA | 10 | $ 1,500,000 | $ 150,000 | $ 70,000 |
| CORVALLIS, OR | 10 | $ 3,600,000 | $ 360,000 | $ 141,000 |
| GRAND FORKS, ND-MN | 10 | $ 1,500,000 | $ 157,500 | $ 81,000 |
| HOT SPRINGS, AR | 10 | $ 1,490,000 | $ 149,000 | $ 123,000 |
| MANKATO-NORTH MANKATO, MN | 10 | $ 1,690,000 | $ 169,000 | $ 69,000 |
| ROME, GA | 10 | $ 1,810,000 | $ 181,000 | $ 68,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 9 | $ 2,115,000 | $ 235,000 | $ 107,000 |
| LAFAYETTE, LA | 9 | $ 2,595,000 | $ 288,000 | $ 138,000 |
| LAWRENCE, KS | 9 | $ 1,495,000 | $ 166,000 | $ 68,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,465,000 | $ 162,000 | $ 48,000 |
| WALLA WALLA, WA | 9 | $ 1,915,000 | $ 212,000 | $ 124,000 |
| WICHITA FALLS, TX | 9 | $ 1,545,000 | $ 171,000 | $ 150,000 |
| ALBANY, GA | 8 | $ 1,320,000 | $ 165,000 | $ 76,000 |
| AMARILLO, TX | 8 | $ 1,950,000 | $ 243,000 | $ 112,000 |
| BILLINGS, MT | 8 | $ 1,650,000 | $ 206,000 | $ 88,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,810,000 | $ 226,000 | $ 233,000 |
| CEDAR RAPIDS, IA | 8 | $ 1,830,000 | $ 228,000 | $ 97,000 |
| COLLEGE STATION-BRYAN, TX | 8 | $ 2,200,000 | $ 275,000 | $ 162,000 |
| DALTON, GA | 8 | $ 1,410,000 | $ 176,000 | $ 77,000 |
| FORT SMITH, AR-OK | 8 | $ 1,210,000 | $ 131,000 | $ 122,500 |
| HARRISONBURG, VA | 8 | $ 1,410,000 | $ 176,000 | $ 92,000 |
| LAWTON, OK | 8 | $ 1,280,000 | $ 160,000 | $ 92,000 |
| SEBRING, FL | 8 | $ 1,190,000 | $ 148,000 | $ 83,000 |
| TEXARKANA, TX-AR | 8 | $ 2,170,000 | $ 240,500 | $ 137,500 |
| DUBUQUE, IA | 7 | $ 1,575,000 | $ 225,000 | $ 110,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 965,000 | $ 137,000 | $ 99,000 |
| GETTYSBURG, PA | 7 | $ 1,325,000 | $ 189,000 | $ 55,000 |
| JACKSON, TN | 7 | $ 1,125,000 | $ 160,000 | $ 89,000 |
| JOHNSON CITY, TN | 7 | $ 1,025,000 | $ 146,000 | $ 143,000 |
| KOKOMO, IN | 7 | $ 755,000 | $ 107,000 | $ 76,000 |
| MACON-BIBB COUNTY, GA | 7 | $ 1,025,000 | $ 146,000 | $ 75,000 |
| MADERA, CA | 7 | $ 2,405,000 | $ 343,000 | $ 162,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 2,525,000 | $ 360,000 | $ 217,000 |
| TERRE HAUTE, IN | 7 | $ 1,055,000 | $ 150,000 | $ 64,000 |
| ALBANY, OR | 6 | $ 1,130,000 | $ 188,000 | $ 51,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 730,000 | $ 121,000 | $ 88,000 |
| CAPE GIRARDEAU, MO-IL | 6 | $ 1,150,000 | $ 191,000 | $ 98,000 |
| CLEVELAND, TN | 6 | $ 600,000 | $ 100,000 | $ 45,000 |
| DANVILLE, IL | 6 | $ 1,220,000 | $ 203,000 | $ 109,000 |
| DECATUR, AL | 6 | $ 700,000 | $ 116,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,400,000 | $ 233,000 | $ 111,000 |
| HATTIESBURG, MS | 6 | $ 780,000 | $ 130,000 | $ 55,000 |
| JOPLIN, MO | 6 | $ 620,000 | $ 103,000 | $ 71,000 |
| MEDFORD, OR | 6 | $ 1,510,000 | $ 251,000 | $ 106,000 |
| MIDLAND, MI | 6 | $ 1,180,000 | $ 196,000 | $ 75,000 |
| PINE BLUFF, AR | 6 | $ 620,000 | $ 103,000 | $ 65,000 |
| RAPID CITY, SD | 6 | $ 2,170,000 | $ 361,000 | $ 131,000 |
| SAN ANGELO, TX | 6 | $ 1,560,000 | $ 260,000 | $ 164,000 |
| TOPEKA, KS | 6 | $ 1,050,000 | $ 175,000 | $ 68,000 |
| WARNER ROBINS, GA | 6 | $ 1,650,000 | $ 275,000 | $ 128,000 |
| WENATCHEE, WA | 6 | $ 1,990,000 | $ 331,000 | $ 174,000 |
| BATTLE CREEK, MI | 5 | $ 805,000 | $ 161,000 | $ 86,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 925,000 | $ 185,000 | $ 176,000 |
| CARSON CITY, NV | 5 | $ 1,245,000 | $ 249,000 | $ 71,000 |
| FARMINGTON, NM | 5 | $ 855,000 | $ 171,000 | $ 73,000 |
| LAREDO, TX | 5 | $ 935,000 | $ 187,000 | $ 107,000 |
| MANHATTAN, KS | 5 | $ 805,000 | $ 161,000 | $ 67,000 |
| VALDOSTA, GA | 5 | $ 725,000 | $ 145,000 | $ 57,000 |
| AMES, IA | 4 | $ 980,000 | $ 245,000 | $ 81,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,030,000 | $ 257,000 | $ 113,000 |
| BLOOMINGTON, IN | 4 | $ 950,000 | $ 237,000 | $ 100,000 |
| CHARLESTON, WV | 4 | $ 730,000 | $ 182,000 | $ 112,000 |
| CHEYENNE, WY | 4 | $ 1,220,000 | $ 305,000 | $ 66,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 280,000 | $ 70,000 | $ 22,000 |
| IOWA CITY, IA | 4 | $ 640,000 | $ 160,000 | $ 60,000 |
| LAKE CHARLES, LA | 4 | $ 490,000 | $ 122,000 | $ 89,000 |
| LEWISTON-AUBURN, ME | 4 | $ 930,000 | $ 232,000 | $ 72,000 |
| MANSFIELD, OH | 4 | $ 640,000 | $ 160,000 | $ 81,000 |
| STATE COLLEGE, PA | 4 | $ 1,570,000 | $ 392,000 | $ 133,000 |
| WATERTOWN-FORT DRUM, NY | 4 | $ 670,000 | $ 167,000 | $ 78,000 |
| BINGHAMTON, NY | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
| BOWLING GREEN, KY | 3 | $ 815,000 | $ 271,000 | $ 223,000 |
| CASPER, WY | 3 | $ 825,000 | $ 275,000 | $ 63,000 |
| COLUMBIA, MO | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| COLUMBUS, IN | 3 | $ 605,000 | $ 201,000 | $ 87,000 |
| EL CENTRO, CA | 3 | $ 795,000 | $ 265,000 | $ 92,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 325,000 | $ 108,000 | $ 34,000 |
| GADSDEN, AL | 3 | $ 605,000 | $ 201,000 | $ 203,000 |
| HAMMOND, LA | 3 | $ 645,000 | $ 215,000 | $ 77,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 475,000 | $ 158,000 | $ 72,000 |
| ITHACA, NY | 3 | $ 1,085,000 | $ 361,000 | $ 290,000 |
| JONESBORO, AR | 3 | $ 595,000 | $ 198,000 | $ 114,000 |
| MORGANTOWN, WV | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| MUNCIE, IN | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 645,000 | $ 215,000 | $ 103,000 |
| POCATELLO, ID | 3 | $ 405,000 | $ 135,000 | $ 79,000 |
| SAGINAW, MI | 3 | $ 355,000 | $ 118,000 | $ 116,000 |
| TUSCALOOSA, AL | 3 | $ 515,000 | $ 171,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 255,000 | $ 105,000 | $ 82,000 |
| WHEELING, WV-OH | 3 | $ 545,000 | $ 175,000 | $ 73,000 |
| ALEXANDRIA, LA | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| CUMBERLAND, MD-WV | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| ERIE, PA | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| FAIRBANKS, AK | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| GRANTS PASS, OR | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| GREAT FALLS, MT | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| JEFFERSON CITY, MO | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| JOHNSTOWN, PA | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| MONROE, LA | 2 | $ 460,000 | $ 230,000 | $ 143,000 |
| VICTORIA, TX | 2 | $ 380,000 | $ 190,000 | $ 165,000 |
| ELMIRA, NY | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| ENID, OK | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| GRAND ISLAND, NE | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| IDAHO FALLS, ID | 1 | $ 105,000 | $ 105,000 | $ 396,000 |
| LIMA, OH | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| LOGAN, UT-ID | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| TWIN FALLS, ID | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| WILLIAMSPORT, PA | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 78,339 | $23,551,335,000 | $300,000 | $4,655,000 | $127,000 | $6,996,000 |
| Refinancing | 34,381 | $13,231,535,000 | $384,000 | $65,525,000 | $159,000 | $5,250,000 |
| Cash-out Refinancing | 17,677 | $5,577,615,000 | $315,000 | $12,105,000 | $131,000 | $4,332,000 |
| Not Applicable | 3 | $915,000 | $305,000 | $535,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 78,667 | $25,363,245,000 | $322,000 | $11,415,000 | $138,000 | $6,996,000 |
| Not Provided | 25,592 | $8,916,630,000 | $348,000 | $65,525,000 | $145,000 | $5,835,000 |
| Hispanic | 9,794 | $2,632,190,000 | $268,000 | $2,005,000 | $100,000 | $4,400,000 |
| Black or African American | 6,692 | $1,632,700,000 | $243,000 | $3,005,000 | $96,000 | $1,841,000 |
| Asian | 6,383 | $2,616,155,000 | $409,000 | $10,065,000 | $161,000 | $5,755,000 |
| Not applicable | 808 | $259,810,000 | $321,000 | $1,305,000 | $0 | $0 |
| American Indian or Alaskan Native | 623 | $171,125,000 | $275,000 | $2,005,000 | $109,000 | $1,197,000 |
| Native Hawaiian or Other Pacific Islander | 124 | $47,330,000 | $381,000 | $1,505,000 | $125,000 | $455,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102,442 | $34,965,390,000 | $341,000 | $65,525,000 | $150,000 | $6,996,000 |
| FHA-insured (Federal Housing Administration) | 17,992 | $4,229,340,000 | $235,000 | $1,145,000 | $81,000 | $781,000 |
| VA-guaranteed (Veterans Administration) | 9,233 | $3,042,055,000 | $329,000 | $1,995,000 | $95,000 | $1,300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 733 | $124,615,000 | $170,000 | $605,000 | $59,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85,821 | $27,555,915,000 | $321,000 | $3,005,000 | $136,000 | $5,755,000 |
| Application Withdrawn By Applicant | 33,546 | $11,415,770,000 | $340,000 | $65,525,000 | $143,000 | $6,996,000 |
| Application Denied By Financial Institution | 6,297 | $1,918,825,000 | $304,000 | $10,005,000 | $104,000 | $5,835,000 |
| File Closed For Incompleteness | 2,719 | $835,485,000 | $307,000 | $4,505,000 | $134,000 | $3,600,000 |
| Application Approved But Not Accepted | 860 | $262,180,000 | $304,000 | $1,705,000 | $131,000 | $796,000 |
| Loan Purchased By The Institution | 808 | $259,810,000 | $321,000 | $1,305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 215 | $77,705,000 | $361,000 | $1,525,000 | $118,000 | $472,000 |
| Preapproval Denied by Financial Institution | 134 | $35,710,000 | $266,000 | $1,365,000 | $83,000 | $334,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 123,969 | $40,406,865,000 | $325,000 | $65,525,000 | $138,000 | $6,996,000 |
| Debt-To-Income Ratio | 2,599 | $842,265,000 | $324,000 | $2,875,000 | $85,000 | $5,835,000 |
| Credit History | 1,744 | $460,380,000 | $263,000 | $4,405,000 | $103,000 | $1,040,000 |
| Collateral | 826 | $255,160,000 | $308,000 | $10,005,000 | $146,000 | $4,500,000 |
| Other | 512 | $156,310,000 | $305,000 | $3,205,000 | $125,000 | $1,187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 259 | $74,265,000 | $286,000 | $1,165,000 | $108,000 | $818,000 |
| Unverifiable Information | 238 | $91,060,000 | $382,000 | $4,005,000 | $130,000 | $1,726,000 |
| Employment History | 210 | $57,190,000 | $272,000 | $1,265,000 | $84,000 | $396,000 |
| Credit Application Incomplete | 41 | $17,465,000 | $425,000 | $1,365,000 | $135,000 | $420,000 |
| Mortgage Insurance Denied | 2 | $440,000 | $220,000 | $315,000 | $63,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.